最近更新：2026/09/29
Zoomex Card 是 Zoomex 与瑞士金融服务提供商 UR 合作推出的多币种虚拟 Mastercard 借记卡。用户完成 UR 身份验证后，可将 Zoomex 账户中的 USDC 转换为美元、欧元、瑞士法郎、新加坡元、港元或日元余额，并在 Mastercard 线上商户、订阅服务及移动支付场景消费。卡片目前仅提供虚拟形态，不支持实体卡及 ATM 取现。
Zoomex Card 将 Zoomex 的数字资产账户与 UR 的多币种金融账户连接。用户在 Zoomex 页面申请后跳转至 UR 开户、完成 KYC、查看卡号及管理冻结功能；USDC 可转换为相应法币余额后用于支付，未消费余额可转回 Zoomex 账户继续交易。卡片支持 Apple Pay、Google Pay 及 Samsung Pay，可用于线上购物与数字钱包线下付款。法币余额由 UR 托管，Zoomex 不直接托管卡片法币资金。
比较不同卡片形态与等级的真实费用记录
Z Zoomex Card | |
|---|---|
| 卡片类型 | 虚拟卡 |
| 费用 | |
| 月费 | 免费 无年费及闲置费 |
| 开卡费 | 免费 无发卡费 |
| ATM 取现费 | — |
| 货币转换费 | 1.5% 跨币种消费收取，约1%–2% |
| 充值费 | 1% USDC转法币费用 |
| 交易失败费 | — |
| 奖励 | |
| 返现 | — |
| 加密货币返现 | — |
| 质押奖励 | — |
| 质押年利率 | — |
| 欢迎奖金 | — |
| 推荐奖金 | — |
| 限制 | |
| 每日支出限额 | 2,000 EUR 按UR会员等级，限额为EUR 2,000–10,000 |
| 每月支出限额 | 5,000 EUR 按UR会员等级，限额为EUR 5,000–20,000 |
| ATM 取款限额 | — |
| 卡片网络 |
费用可能因地区、卡片等级和官方政策变化，请以最新官方资料为准。
以下按地区申请状态整理公开资料、官方政策和用户反馈，不构成办卡建议。
支持申请或可正常开卡使用
47条
不支持或受限开户/功能
10条
资料不足，状态待确认
0条
暂无记录
我们正在持续更新中
1、中国大陆：中国大陆属于 Zoomex Card 支持居住地区，可使用护照完成 UR KYC 后申请；中国大陆签发的卡片仅支持稳定币入金，获批后可用于合资格 Mastercard 线上及数字钱包支付。
2、香港：中国香港属于 Zoomex Card 支持居住地区，可使用护照完成 UR KYC 后申请；卡片支持港元余额、线上 Mastercard 消费及 Apple Pay、Google Pay、Samsung Pay。
3、澳门：中国澳门不在 Zoomex Card 当前支持居住地区名单内，不能完成有效申请；已由其他支持地区签发的卡片可在合资格 Mastercard 商户使用。
4、台湾：中国台湾属于 Zoomex Card 支持居住地区，可使用护照完成 UR KYC 后申请；获批后可使用多币种余额进行线上消费及数字钱包付款。
开户前需完成身份验证，以下为当前核验要求与限制说明
是否需要 KYC
是
KYC 等级
完整 KYC
居住证明
需要
护照、国民身份证
预计 5 分钟–24 小时
UR
2026/08/21
查看各类支付场景的支持状态及更新时间，便于您快速了解当前可用性。i
兼容性概览
共 12 项场景支持
8项
不支持
4项
数据更新时间
2026/08/21
钱包支付
更新时间 2026/08/21
钱包支付
更新时间 2026/08/21
现金服务
更新时间 2026/08/21
AI 工具
更新时间 2026/08/21
AI 工具
更新时间 2026/08/21
钱包支付
更新时间 2026/08/21
AI 工具
更新时间 2026/08/21
线下支付
更新时间 2026/08/21
线上购物
更新时间 2026/08/21
钱包支付
更新时间 2026/08/21
订阅服务
更新时间 2026/08/21
钱包支付
更新时间 2026/08/21
基于已核实记录写成的产品评测，结论与更新时间一并列出。
暂无深度评测
这张卡片还没有发布评测。发布后会出现在这里，并在上游数据变化时标记为待更新。
经核实并发布的卡片变化记录，按发生时间排列。
暂无已确认的变化
该卡片还没有已确认并发布的变化记录。新的变化经核实后会出现在这里。
展示最新 10 条已批准入库、并已匹配当前卡片的评论
Zoomex is defaming me and preventing me from withdrawing my funds; it's a fraudulent platform.It's so disgusting it makes me want to vomit.
Plataforma super rápida, intuitiva y segura. No tuve problemáticas para operar en Zoomex, soy de Argentina y recomiendo 100%.
Beware of this Exchange. They Liquidate your Account no matter what trade you put in. The price never reached 87, 11 hours to the trade went to 90 then dropped to 88. They trick and remove also the events on their chart. DO NOT LEVERAGE with ZoomEX... they will steal your coins.
【重要／公開前提通知】対応未了に関する最終確認および外部報告予定のご連絡 Zoomex運営ご担当者様 これまで複数回にわたり、貴社サポート窓口へ問い合わせおよび最終通告（3営業日以内の回答要請）を行ってまいりましたが、現時点において一切の回答および受付確認の連絡もいただいておりません。 本件は、私および関係者における資産流出という重大な被害に関するものであり、通常の問い合わせとは性質が異なる緊急性および重要性を有しております。 しかしながら、・問い合わせに対する受付確認が存在しない点・最終通告に対しても一切の応答がない点これらの状況は、貴社のサポート体制および顧客対応として極めて不適切であると認識しております。 つきましては、本通知をもって最終確認とさせていただきます。 【要請事項】本メール到達後、48時間以内に以下について正式な回答を求めます。 本件に関する調査状況および結果の詳細 不正出金に対する貴社の見解および対応方針 これまで回答がなされなかった理由 【今後の対応について】上記期限内に誠意ある回答が確認できない場合、やむを得ず以下の対応を実施いたします。・本件の経緯および対応状況の第三者機関への報告・公開媒体（SNS、レビューサイト等）における事実の共有・法的措置を含む対応の検討および実行 本件は既に記録・証拠として保存されており、今後の対応において適切に使用させていただきます。 誠意ある対応を強く求めます。 以上
Recently i have message about risk control I did nothing wrong, just trade. The asked KYC docs, income statements, etc. I provided it all but they refused to give my money back. It is large amount. more than 10000$ The last message I got. Please note that your account has been flagged by our risk control system due to a violation of the Zoomex Terms and Conditions. As a result, the restriction remains in place in accordance with our internal policies and compliance procedures. At this time, the decision has not changed. Should there be any future updates regarding your account status, we will notify you promptly. Tjey dont give any particular reason why they stole my money. Ask for help
I strongly advise against using this platform. My account was blocked after I deposited all of my available funds, leaving me without access to my own money. Despite completing the required verification, the company continues to delay the process by repeatedly asking new questions in separate emails, which appears to be a deliberate attempt to prolong the case. They insist on refunding funds to a payment card, even though I clearly informed them that this method will be automatically declined. I requested a transfer to a bank account or a USDT wallet address, but this has been ignored. I have documented evidence of all correspondence and actions. I publicly invite all affected users to join a class action lawsuit against this platform. I am already working with lawyers on this matter. Additionally, I am preparing legal action against Onlinepay, who are also involved in this case. They claimed that a refund was successfully sent to my card, which is not true. No funds were ever received, and no valid proof of refund was provided. As a result, I am currently deprived of my funds and basic means of living. This experience raises serious concerns about transparency, consumer protection, and the overall reliability of both companies.
I deposit fiat transaction, When I try to withdraw my account got banned saying violation of service which they are not transparent. DO NOT PUT YOUR MONEY THERE AT ANY COST. And they are not responsible for third party fiat deposits. If any problems occur the third party (Onlinepay) does not reply at all. Really unreliable platform
They steal your money. I have quantity in the platform and they informed me that they forbid to withdraw my money forever. Without and explanation (there is no explanation cause I did NOTHING)
I joint on a custom event. They was supposed to give us $20 spot rewards as a new user. As a new user I completed all the task requirement but didn't get the reward. Many people like me who didn't do anything wrong had claimed the same issue. so I think they are doing scam with people. But to be honest I didn't face any withdrawal issue.
STAY AWAY from this platform they refuse to process my withdrawals and the support is not helping I tried 4 times no luck but I refused to let them go away with my money filed a complaint and got everything back within few days ……………… Don’t be shy to seek help
It seems there may be some misunderstanding regarding your withdrawal. After checking our system, we did not receive any support ticket from your account, and there are currently no withdrawal restrictions on the Zoomex platform. Please make sure you are accessing the official Zoomex website, as there are scam sites impersonating our brand. We never ask users for extra deposits or charge daily penalties for withdrawals. You can verify the official Zoomex domain here: 🔗 https://www.zoomex.com/en/official-verify If you still need assistance, please contact our official support team at support@zoomex.com . Stay safe and thank you for your understanding.
更新时间：2026/08/21
暂无风险因素
