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Choise.com Card

Mise à jour: 7 août 2026

OriginalChoise.com Card 是原 Crypterium 品牌推出的欧元 Visa 加密预付卡,包括虚拟卡和塑料实体卡。产品通过 Choise/Crypterium 托管钱包充值,用户将账户内加密资产转换为卡片余额后消费;虚拟卡主要用于线上和 Apple Pay,实体卡还支持线下商户及 ATM。当前两种卡片均停止接受订购,Choise Services UAB 已进入清算且不再运营相关产品。
Partager une expérience
Indisponibilité confirmée sur App Store
Réseau
Visa
Type de produit
Carte crypto prépayée
Format
Carte physique / Carte virtuelle
Statut opérationnel
Arrêtée
Niveau KYC
KYC complet
Relation commerciale
Aucune relation commerciale
Score de risque
30-39
Actifs pris en charge
USDC / BTC / ETH / XRP / LTC / USD / EUR / GBP / CHO
Dernière mise à jour
7 août 2026

Informations officielles et société

Identité de l’émetteur et informations sur la société

Choise.com est une plateforme financière cryptographique issue de l'activité de Crypterium. Ses produits couvrent les comptes d'actifs cryptographiques, l'échange, l'achat de cryptomonnaies, le paiement vers carte, le portefeuille, les comptes à intérêt et l'accès à la carte Crypterium. Ses conditions générales indiquent que Charism LLC fournit les services d'ouverture de compte, d'échange d'actifs cryptographiques, de crédit cryptographique et d'épargne cryptographique, tandis que Choise Services UAB fournit les services de conversion crypto-vers-fiat et fiat-vers-crypto, l'enregistrement des utilisateurs et la mise en œuvre de KYC/AML. En ce qui concerne les cartes, la page Choise/Crypterium indique que les commandes de cartes sont actuellement indisponibles, et les cartes prépayées Crypterium antérieures ont été émises par UAB Waletto sous licence Visa. Choise.com n'est pas une banque et n'est pas un émetteur direct.
Société / émetteur
Choise.com
Raison sociale
Choise Services UAB / Charism LLC
Région d’enregistrement
Lituanie (LT)
Siège
Original圣文森特
Type de société
Crypto exchange
Statut de vérification
Vérifié
Site de l’émetteur
Lien officiel
Page de demande
Lien de demande

Aperçu de la carte

OriginalChoise.com Card 延续 Crypterium Card 的产品体系。用户原可在托管钱包持有加密资产,将资产转换并充值至欧元预付卡余额,再通过 Visa 网络完成支付。Virtual card 可用于线上交易及 Apple Pay;Plastic card 除线上消费外,还可在线下商户刷卡并从 ATM 提取现金。卡片不是银行信用卡,不提供循环信用额度,交易金额以卡内可用余额为限。卡片由立陶宛电子货币机构 UAB Walletto 依据 Visa 许可发行,Crypterium AS 担任卡计划管理方。当前产品页面仍保留历史功能和费率,但已明确显示无法订购;运营 Choise.com 的 UAB Choise Services 已于 2025 年进入清算。
Visa expérience de carteDisponibilité régionaleLes conditions peuvent changer
Remarque: Le statut juridique de Choise Services UAB est enregistré comme « en liquidation » depuis le 01/04/2025 ; par la suite, la société a également confirmé dans une réponse publique qu'elle ne fonctionne plus et se concentre sur les procédures de liquidation. Actuellement, les nouvelles demandes de cartes Crypterium Plastic card et Virtual card sont fermées.

Variantes et différences de frais

Comparez les frais vérifiés entre formats et gammes

Faites glisser le tableau pour voir toutes les cartes ; les libellés restent fixes

Crypterium Plastic card
Crypterium Virtual card
FormatCarte physiqueCarte virtuelle
Frais
Frais mensuels
2.99 EUR
Facturé après un mois complet d'activation
0 EUR
Réduit selon les conditions de rechargement mensuel, sinon 2,99 €
Frais d’émission
Frais de distributeur
3 EUR + 1.6%
Prélevé à chaque retrait
Frais de change
2.5%
Prélevé lors des transactions hors euro
2.5%
Prélevé lors des transactions hors euro
Frais de rechargement
2%
Prélevé à chaque rechargement de la carte
2%
Prélevé à chaque rechargement de la carte
Frais de transaction échouée
Récompenses
Cashback
2.99 EUR
Rechargement mensuel supérieur à 299 €
2.99 EUR
Rechargements mensuels combinés supérieurs à 299 €
Cashback en crypto
Récompenses de staking
Taux annuel de staking
Bonus de bienvenue
Prime de parrainage
Limites
Plafond de dépenses quotidien
2,500 EUR
Total POS et en ligne
2,500 EUR
Total Apple Pay et en ligne
Plafond de dépenses mensuel
10,000 EUR
5 000 € chacun pour POS et en ligne
10,000 EUR
5 000 € chacun pour les deux types de transactions
Plafond de retrait au distributeur
500 EUR
500 € par jour ; 2 500 € par mois, calculé sur une période calendaire
Réseau
Faites glisser horizontalement pour voir les autres cartes

Les frais peuvent varier selon la région, la gamme et la politique officielle. Vérifiez les dernières conditions officielles.

Régions et disponibilité en Chine

Statut de demande d’après les sources publiques, les politiques officielles et les retours d’utilisateurs. Il ne s’agit pas d’un conseil de souscription.

Régions disponibles

La demande ou l’activation normale est possible

1
No Open Regions
Preuve
Officiellement pris en charge

Régions non prises en charge ou restreintes

La demande ou certaines fonctions sont indisponibles ou restreintes

8
JaponJPUkraineUAIndeINÉtats-UnisUSChineCNSingapourSGTaïwanTWRussieRU
Preuve
Officiellement restreint

Régions non confirmées

Preuves insuffisantes

0

Aucun enregistrement

Preuve
Sources publiques

Disponibilité en Chine

Le texte source est conservé ci-dessous.

Original

1、中国大陆:不可申请;此前也属于非欧盟居民限制范围,产品原支持境外 Visa 商户支付,但当前已停止新卡及正常运营服务。

2、香港:不可申请;此前属于非欧盟居民限制范围,当前无法通过正常流程获得虚拟卡、实体卡、补卡或相关账户服务。

3、澳门:不可申请;此前属于非欧盟居民限制范围,产品原有 Visa 支付能力不代表当前仍可获得或激活新卡。

4、台湾:不可申请;此前属于非欧盟居民限制范围,当前卡片订购和运营已经停止,无法作为持续支付产品使用。

Mise à jour: 25 juil. 2026

Les politiques peuvent changer. Vérifiez la dernière politique de l’émetteur.

Exigences KYC

Exigences et limites actuelles de vérification d’identité

KYC obligatoire

OuiObligatoire

Niveau KYC

KYC completExigence confirmée

Justificatif de domicile

OuiObligatoire

Documents acceptés

Passeport international / Carte d'identité

Délai de vérification / limites régionales

Le KYC automatique prend généralement environ 5 à 10 minutes ; les documents anormaux font l'objet d'un contrôle de conformité manuel.

Prestataire KYC

Ondato

Mise à jour

7 août 2026

Compatibilité de paiement

Statut et date de mise à jour par scénario de paiement · La disponibilité réelle peut varier selon la région, le commerçant et la politique de l’émetteur

Aperçu de la compatibilité12 scénarios
Pris en charge0
Non pris en charge12
Mise à jour7 août 2026

Portefeuilles numériques

Alipay

Non pris en charge

7 août 2026

Portefeuilles numériques

Apple Pay

Non pris en charge

7 août 2026

Services d’espèces

Retrait au distributeur

Non pris en charge

7 août 2026

Outils d’IA

ChatGPT

Non pris en charge

7 août 2026

Outils d’IA

Claude

Non pris en charge

7 août 2026

Portefeuilles numériques

Google Pay

Non pris en charge

7 août 2026

Outils d’IA

Midjourney

Non pris en charge

7 août 2026

Paiements en magasin

Paiement en magasin

Non pris en charge

7 août 2026

Achats en ligne

Achats en ligne

Non pris en charge

7 août 2026

Portefeuilles numériques

PayPal

Non pris en charge

7 août 2026

Abonnements

Paiement d’abonnements

Non pris en charge

7 août 2026

Portefeuilles numériques

WeChat Pay

Non pris en charge

7 août 2026

Avis d’utilisateurs

10 avis approuvés associés à cette carte

Plus récents d’abord
serge RUIZ TRIPODItrustpilot1 / 5

Cette entreprise est une bonne arnaque.

Cette entreprise est une bonne arnaque. Ils ont fermé mon compte sans explication, je ne peux donc plus accéder à mon compte et ai perdu ce que j’avais investi. Le pire est que malgré mes mails, tous sont restés sans réponse. Bravo les voleurs ! This company is a complete scam. They closed my account without explanation, so I can no longer access it and I've lost my investment. The worst part is that despite my emails, they've all gone unanswered. Well done, thieves!
Voir l’original
Lucero y Memotrustpilot1 / 5

Lack of further information regarding Liquidation process and payout of held funds

Their liquidation process has taken forever and now, neither the app support team nor their support email "Requests" answer back. Their review process was due on September 2025, and then extended to November 2025. After that date no more communications have been issued, and we are already in June 2026.
Voir l’original
Sten L Kristensentrustpilot1 / 5

Been trying for years to get my funds…

Been trying for years to get my funds back. First from Crypterium now Choise.com It's a scam..Very expensive one.. Owner Vladimir Gorbunov do the right thing and return my funds now.
Voir l’original
Vasilij Zielketrustpilot1 / 5

Guys its scam!!!!File a report with…

Guys its scam!!!!File a report with Interpol and Europol and complain to the Bank of Lithuania. Don't spend any money in their apps. You'll never see your money again. I hope the CEO ends up in jail and extradited.
Voir l’original
TLtrustpilot1 / 5

CHOISE.COM TOTAL SCAM!!

TOTAL SCAM!!! And, Google Play is FULL of Reviews that say this, but they STILL keep the App in their store!! They stole $130000 in Bitcoin from me. Stay away. Stay away
Voir l’original
Pmg Andrestrustpilot1 / 5

The most disgusting crypto scam ever…

The most disgusting crypto scam ever made! They said that by the end of November I was going to be refunded 100% it’s December and nothing ! Let’s start a class action, I don’t mind now losing my funds as long as I take down this worthless SCAMMERS !
Voir l’original
Phtrustpilot1 / 5

Choise.com has been failing for years

Choise.com has been failing for years. Customers have been unable to withdraw funds as the system failed many years ago. Prior to that there was a “rebranding” to remove association to Crypterium which was a scam cryptocurrency ico and failed predecessor fake bank. They claim the the liquidation is being handled under EU regulator and Lithuanian regulator direction. There is no press releases from any regulator- if there is produce a copy here, There is no 3rd party administrator that legitimate liquidations require for impartiality, and they don’t share any transparency to the regulators names and no regulator has ever contacted customers. Their own website says all funds are 100% insured by BitGo - they are not- trustpilot should demand Choise provide proof of the insurance policy. They are not a licensed financial institution with EU. If you follow the links to their corporate registration it’s for an apartment rental business and the address provided is a residential house- there is no office just a web of shadow entities in Caribbean, Lithuania, Dubai and Russia to mask owners and actions. Over the past years funds have been stuck and during that time they claimed the reasons were technical. You can see some of those claims on trust-pilot, YouTube, LinkedIn going back years. Trustpilot should also take some accountability for allowing scams like this to continue. In May and June 2025 Choise flooded the reviews with fake Russian reviews all complimenting the features and UX to have a trust score spike up to over 4 out of 5. These were patently fake - the site has been unable to trade for years at this point and at that time Choise was under liquidation and the claims of great features were lies as site was inoperable. I provided that proof to trustpilot and a review that could have warned people. Trustpilot blocked my review and left those 5 star reviews complimenting features for a site that doesn’t trade and was broken and inoperable up. When I provided proof including legal documents trustpilot published my review for 1 day and then took it down again and said the decision final. Fast forward- now we know it’s a scam and more people lost money and now trustpilot lists the company as suspicious and now score drops to 2.1 overnight - if you had just investigated this earlier some people wouldn’t have lost everything. Where is any fact checking of the responses from Choise?. Why let them continuously Chaim they are being liquidated under EU and Lithuanian Regulators without trust-pilot holding them accountable to show those regulatory oversight documents. You continue to allow them to misrepresent themselves while customers are blocked about warning others. 1. The entire site is well documented as down and has been impossible to withdraw for YEARS. 2. The dates for the regulators to disburse funds have come and gone and nothing happened. 3. There is no listing on the regulator sites of oversight because it’s a voluntary liquidation and there is no administrator nor EU oversight 4. Management is linked to a string of failed scams in crypto and is launching new ones as we speak. 5. There has been no official communication to customers when the September 30 date missed and the website still isn’t transparent about the fact the company is defunct. 6. Claims about being fully insured by BitGo and EU regulated & Lithuania regulated are 100 percent false and regulators will confirm this is a privately listed apartment rental business that faked its credentials Very very sad trustpilot allowed this business to hold highly positive trust scores for the majority of 2025 - ignoring all the signs, blocking negative reviews and giving this scam a megaphone and not fact checking the claims or reviews that were praising the in liquidation and scam site
Réponse officielle
Choise Services UAB is undergoing a formal, court-registered voluntary liquidation in accordance with the laws of the Republic of Lithuania and the applicable EU legal framework. The liquidation is conducted by a licensed Lithuanian liquidator, whose appointment and obligations are registered in the official Lithuanian company register. The company is not operating, and all efforts are focused on completing the legal liquidation process in accordance with the law. Voluntary liquidation under Lithuanian law does not involve the appointment of an external administrator unless required by court or creditors. It is supervised by statutory legal procedures and registrars. It is not equivalent to forced insolvency or regulatory intervention, and we have never claimed otherwise. All communications and requests for verification — including identity and claim validation — are conducted under mandatory AML/KYC compliance rules to prevent fraud and unauthorized access during liquidation. No entity has the right to process claims or release funds outside of this legal framework. We also strongly refute claims that we faked Trustpilot reviews. Any reviews posted are individual user submissions, and we have no ability to control, fabricate, or suppress public opinion. Accusations against our team or the platform without evidence are unacceptable and legally actionable. Regarding BitGo — Choise previously used insured custodial services for wallet storage. However, custodial arrangements and representations are not relevant to the liquidation process, which is governed by legal, not operational, obligations. We remind all users that spreading knowingly false and damaging allegations — including accusations of fraud, fabricated corporate structures, and impersonated credentials — may constitute civil defamation under Lithuanian Civil Code (Art. 2.24) and applicable EU reputation protection laws. These statements are being reviewed by our legal team. If you have a valid legal claim and have not received a response, we encourage you to contact the liquidation support channel at support@choise.com. Public accusations and unfounded conspiracy theories do not assist in resolving real user concerns.
Voir l’original
Chadrac Draktrustpilot1 / 5

I’m facing withdrawal issues since long…

I’m facing withdrawal issues since long time the support stopped reply to me after I’ve send them all the documents required.
Réponse officielle
Sorry for your wait. Please remain patient, and our team will reply to you via email as soon as possible.
Voir l’original
P T.trustpilot1 / 5

All my money is gone

All my money is gone. Becareful
Réponse officielle
We regret that your experience has led to disappointment, but we must clarify that Choise Services UAB is currently undergoing a formal liquidation process, conducted in accordance with Lithuanian and EU law. During this process, all users — regardless of the size of their investment — are subject to the same legal procedures set by the court-appointed liquidator. The company does not control timelines or processing steps and cannot act outside of the legal framework. We reject suggestions that the process lacks transparency. Full information about the liquidation, including claim procedures and contact points, has been made publicly available. If you have specific concerns about your claim, we encourage you to contact support@choise.com. We ask that reviews remain factual. We are committed to completing the legal process properly and in accordance with the rights of all verified claimants.
Voir l’original
Debbie Detartrustpilot1 / 5

debbiedetarr@ gmail…….…

I found out that it was a Ponzi scheme weeks ago when they refused to pay me I requested for withdrawal 4 times it was denied and the customer service is fully of crap ……. Don’t be shy to seek help I refused to let them go away with my money filed a complaint and got everything back within few days
Réponse officielle
We regret that your experience has led to disappointment, but we must clarify that Choise Services UAB is currently undergoing a formal liquidation process, conducted in accordance with Lithuanian and EU law. During this process, all users — regardless of the size of their investment — are subject to the same legal procedures set by the court-appointed liquidator. The company does not control timelines or processing steps and cannot act outside of the legal framework. We reject suggestions that the process lacks transparency. Full information about the liquidation, including claim procedures and contact points, has been made publicly available. If you have specific concerns about your claim, we encourage you to contact support@choise.com. We ask that reviews remain factual. We are committed to completing the legal process properly and in accordance with the rights of all verified claimants.
Voir l’original

Facteurs de risque

Mise à jour: 25 juil. 2026

Aucun facteur de risque disponible