Base de cartes / Visa / Carte de paiement en stablecoins
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Karta Business Corporate Visa
Mise à jour: 8 août 2026
La carte Karta Business Corporate Visa est une carte de paiement d'entreprise en stablecoin proposée par Karta aux entreprises enregistrées. Les entreprises peuvent recharger le compte principal avec USDT ou USDC et créer des cartes Visa virtuelles pour les employés, les projets, les départements, les comptes publicitaires et les abonnements logiciels. Les administrateurs peuvent établir des budgets, attribuer des titulaires de carte, définir des cycles de dépenses et des limites de montant, et geler ou fermer les cartes à tout moment. Le produit est principalement utilisé pour la publicité, les services cloud, les licences logicielles, les abonnements d'entreprise et autres dépenses professionnelles conformes.
Identité de l’émetteur et informations sur la société
Karta Finance Inc. est une société fintech enregistrée dans l'État du Delaware, aux États-Unis, qui exploite la plateforme de paiement et de cartes crypto-friendly Karta. Cette institution s'adresse aux particuliers, aux équipes Web3 et aux entreprises liées aux actifs numériques, offrant des services tels que le rechargement en stablecoins, la gestion d'actifs numériques, les dépenses par carte Visa, la gestion des dépenses d'entreprise et les paiements transfrontaliers. Karta n'est pas une banque ni un émetteur de cartes traditionnel ; les cartes, comptes et capacités de paiement associés sont généralement fournis par des institutions financières réglementées tierces ou des partenaires émetteurs. Dans l'ensemble, Karta ressemble davantage à un fournisseur de services fintech dans le scénario de paiement par actifs numériques.
Visa expérience de carteDisponibilité régionaleLes conditions peuvent changer
Remarque: Aucune remarque supplémentaire.
Variantes et différences de frais
Comparez les frais vérifiés entre formats et gammes
KKarta Business Corporate Visa
Format
Carte virtuelle
Frais
Frais mensuels
—
Frais d’émission
0.5 USD
Le forfait comprend certaines cartes gratuites
Frais de distributeur
—
Frais de change
1%
Facturé pour les transactions dans une devise autre que celle du compte
Frais de rechargement
5.9 USD
Frais uniquement pour les rechargements via TRC20
Frais de transaction échouée
—
Récompenses
Cashback
1%
MCC spécifiés réservés aux utilisateurs Pro
Cashback en crypto
—
Récompenses de staking
—
Taux annuel de staking
—
Bonus de bienvenue
—
Prime de parrainage
—
Limites
Plafond de dépenses quotidien
Illimité
Soumis au budget et aux limites définies
Plafond de dépenses mensuel
Illimité
Soumis au budget et aux limites définies
Plafond de retrait au distributeur
0 USD
Uniquement non retirable
Réseau
VISA
Les frais peuvent varier selon la région, la gamme et la politique officielle. Vérifiez les dernières conditions officielles.
Régions et disponibilité en Chine
Statut de demande d’après les sources publiques, les politiques officielles et les retours d’utilisateurs. Il ne s’agit pas d’un conseil de souscription.
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Régions disponibles
La demande ou l’activation normale est possible
106
🇲🇻MaldivesMV🇵🇦PanamaPA🇧🇧BarbadeBB🇺🇿OuzbékistanUZ🇦🇿AzerbaïdjanAZ🇹🇯TadjikistanTJ🇵🇪PérouPE🇲🇺MauriceMU🇰🇼KoweïtKW🇬🇾GuyanaGY🇵🇾ParaguayPY🇺🇾UruguayUY🇲🇬MadagascarMG🇰🇲ComoresKM🇧🇴BolivieBO🇴🇲OmanOM🇻🇨Saint-Vincent-et-les GrenadinesVC🇬🇹GuatemalaGT🇪🇬ÉgypteEG🇰🇿KazakhstanKZ🇬🇲GambieGM🇸🇻SalvadorSV🇨🇷Costa RicaCR🇳🇦NamibieNA🇩🇲DominiqueDM🇸🇮SlovénieSI🇰🇪KenyaKE🇹🇬TogoTG🇧🇩BangladeshBD🇲🇭Îles MarshallMH🇫🇯FidjiFJ🇹🇹Trinité-et-TobagoTT🇩🇴République dominicaineDO🇸🇸Soudan du SudSS🇧🇭BahreïnBH🇪🇨ÉquateurEC🇳🇷NauruNR🇸🇦Arabie saouditeSA🇨🇱ChiliCL🇵🇼PalaosPW🇵🇬Papouasie-Nouvelle-GuinéePG🇼🇸SamoaWS🇱🇮LiechtensteinLI🇲🇽MexiqueMX🇧🇷BrésilBR🇰🇬KirghizstanKG🇯🇵JaponJP🇨🇮Côte d’IvoireCI🇮🇩IndonésieID🇵🇰PakistanPK🇸🇱Sierra LeoneSL🇪🇹ÉthiopieET🇨🇻Cap-VertCV🇹🇻TuvaluTV🇻🇳Viêt NamVN🇸🇧Îles SalomonSB🇧🇸BahamasBS🇳🇪NigerNE🇦🇴AngolaAO🇱🇸LesothoLS🇦🇬Antigua-et-BarbudaAG🇳🇵NépalNP🇵🇭PhilippinesPH🇬🇶Guinée équatorialeGQ🇹🇲TurkménistanTM🇸🇨SeychellesSC🇲🇼MalawiMW🇩🇯DjiboutiDJ🇲🇳MongolieMN🇷🇼RwandaRW🇩🇿AlgérieDZ🇸🇹Sao Tomé-et-PrincipeST🇦🇷ArgentineAR🇧🇯BéninBJ🇧🇿BelizeBZ🇸🇷SurinameSR🇬🇭GhanaGH🇹🇿TanzanieTZ🇨🇲CamerounCM🇸🇬SingapourSG🇿🇲ZambieZM🇰🇳Saint-Christophe-et-NiévèsKN🇬🇦GabonGA🇰🇮KiribatiKI🇱🇰Sri LankaLK🇲🇷MauritanieMR🇱🇨Sainte-LucieLC🇬🇩GrenadeGD🇹🇩TchadTD🇸🇳SénégalSN🇭🇳HondurasHN🇻🇦État de la Cité du VaticanVA🇲🇰Macédoine du NordMK🇦🇪Émirats arabes unisAE🇧🇼BotswanaBW🇧🇳BruneiBN🇧🇹BhoutanBT🇨🇴ColombieCO🇹🇴TongaTO🇺🇸États-UnisUS🇸🇿EswatiniSZ🇹🇳TunisieTN🇿🇼ZimbabweZW🇦🇲ArménieAM🇰🇭CambodgeKH🇹🇱Timor orientalTL
Preuve
Officiellement pris en charge
×
Régions non prises en charge ou restreintes
La demande ou certaines fonctions sont indisponibles ou restreintes
86
🇳🇿Nouvelle-ZélandeNZ🇱🇹LituanieLT🇸🇴SomalieSO🇧🇾BiélorussieBY🇲🇾MalaisieMY🇦🇱AlbanieAL🇩🇰DanemarkDK🇪🇷ÉrythréeER🇱🇾LibyeLY🇨🇫République centrafricaineCF🇵🇹PortugalPT🇬🇪GéorgieGE🇪🇭Sahara occidentalEH🇬🇳GuinéeGN🇮🇳IndeIN🇲🇦MarocMA🇮🇪IrlandeIE🇲🇿MozambiqueMZ🇲🇹MalteMT🇮🇹ItalieIT🇦🇺AustralieAU🇺🇬OugandaUG🇦🇩AndorreAD🇨🇳ChineCN🇸🇪SuèdeSE🇪🇪EstonieEE🇲🇱MaliML🇸🇩SoudanSD🇯🇴JordanieJO🇨🇭SuisseCH🇿🇦Afrique du SudZA🇹🇷TurquieTR🇬🇼Guinée-BissauGW🇩🇪AllemagneDE🇳🇴NorvègeNO🇧🇪BelgiqueBE🇮🇸IslandeIS🇵🇱PolognePL🇸🇲Saint-MarinSM🇷🇺RussieRU🇱🇧LibanLB🇳🇮NicaraguaNI🇬🇷GrèceGR🇹🇭ThaïlandeTH🇭🇹HaïtiHT🇳🇬NigeriaNG🇮🇱IsraëlIL🇻🇪VenezuelaVE🇲🇪MonténégroME🇰🇵Corée du NordKP🇨🇿TchéquieCZ🇸🇾SyrieSY🇷🇴RoumanieRO🇱🇷LiberiaLR🇫🇷FranceFR🇸🇰SlovaquieSK🇭🇷CroatieHR🇲🇩MoldavieMD🇺🇦UkraineUA🇱🇦LaosLA🇲🇨MonacoMC🇦🇹AutricheAT🇧🇫Burkina FasoBF🇳🇱Pays-BasNL🇫🇮FinlandeFI🇮🇷IranIR🇦🇫AfghanistanAF🇧🇦Bosnie-HerzégovineBA🇰🇷Corée du SudKR🇱🇺LuxembourgLU🇧🇬BulgarieBG🇻🇺VanuatuVU🇲🇲Myanmar (Birmanie)MM🇨🇦CanadaCA🇨🇺CubaCU🇪🇸EspagneES🇨🇾ChypreCY🇧🇮BurundiBI🇾🇪YémenYE🇷🇸SerbieRS🇭🇺HongrieHU🇬🇧Royaume-UniGB🇮🇶IrakIQ🇯🇲JamaïqueJM🇱🇻LettonieLV🇶🇦QatarQA
Preuve
Officiellement restreint
?
Régions non confirmées
Preuves insuffisantes
0
Aucun enregistrement
Preuve
Sources publiques
Disponibilité en Chine
Le texte source est conservé ci-dessous.
Original
1、中国大陆：注册企业可提交 KYB 申请，审核通过后可用于国际线上 Visa 商户；微信支付和支付宝绑卡须通过企业持卡人及发卡方验证。
2、香港：注册企业可提交 KYB 申请，审核通过后可创建企业虚拟卡，用于广告、软件、云服务及其他接受 Visa 的国际线上商户。
4、台湾：注册企业可提交 KYB 申请，审核通过后可用于国际线上 Visa 商户；非美元或欧元交易会按账户规则自动换汇并收取费用。
Mise à jour: 29 juil. 2026
Exigences KYC
Exigences et limites actuelles de vérification d’identité
KYC obligatoire
OuiObligatoire
Niveau KYC
KYC / KYB entrepriseExigence confirmée
Justificatif de domicile
NonNon obligatoire
Documents acceptés
Certificat d'immatriculation de l'entreprise / Registre des actionnaires / Passeport / Carte d'identité nationale / Permis de conduire
Délai de vérification / limites régionales
L'examen rapide peut être effectué en quinze minutes ; les demandes de documents supplémentaires ou l'examen renforcé peuvent prendre jusqu'à dix jours ouvrables.
Prestataire KYC
Sumsub
Mise à jour
29 juil. 2026
Compatibilité de paiement
Statut et date de mise à jour par scénario de paiement · La disponibilité réelle peut varier selon la région, le commerçant et la politique de l’émetteur
Aperçu de la compatibilité12 scénarios
Pris en charge7
Non pris en charge5
Mise à jour29 juil. 2026
Portefeuilles numériques
Alipay
Pris en charge
29 juil. 2026
Portefeuilles numériques
Apple Pay
Non pris en charge
29 juil. 2026
Services d’espèces
Retrait au distributeur
Non pris en charge
29 juil. 2026
Outils d’IA
ChatGPT
Pris en charge
29 juil. 2026
Outils d’IA
Claude
Pris en charge
29 juil. 2026
Portefeuilles numériques
Google Pay
Non pris en charge
29 juil. 2026
Outils d’IA
Midjourney
Pris en charge
29 juil. 2026
Paiements en magasin
Paiement en magasin
Non pris en charge
29 juil. 2026
Achats en ligne
Achats en ligne
Pris en charge
29 juil. 2026
Portefeuilles numériques
PayPal
Non pris en charge
29 juil. 2026
Abonnements
Paiement d’abonnements
Pris en charge
29 juil. 2026
Portefeuilles numériques
WeChat Pay
Pris en charge
29 juil. 2026
Avis d’utilisateurs
10 avis approuvés associés à cette carte
Plus récents d’abord
Harry Castillotrustpilot★ 1 / 5
Deposit not credited after 48 hours and limited communication
I transferred 280 USDT to my Karta account and the transaction was successfully confirmed on the blockchain.
After contacting support, I was first directed through an AI chatbot and then escalated to a human agent. I was informed that their provider was undergoing unscheduled maintenance and that top-ups and transactions were affected.
The issue is that my funds remain unavailable, and I have not been provided with a clear resolution timeline. I rely on these funds for payments, and the lack of transparency regarding when the service will be restored has been frustrating.
I understand that technical issues can occur, but customers should receive proactive updates, estimated resolution times, and timely access to their funds.
I will update this review if the issue is resolved satisfactorily.
Réponse officielle
Hi Harry,
We’re really sorry for the experience and for the inconvenience caused.
You’re right that the situation is frustrating. One of our providers is currently experiencing technical issues affecting top-ups and transactions in the Business app. We also want to clarify that this issue only affects the “Freelancer” company type — all other Karta services and directions are operating as expected.
Our team has already offered you an alternative solution, and you can also withdraw your funds at any time if you prefer not to wait.
We understand that clearer communication and more proactive updates are important, and we’re sorry this was not handled as smoothly as it should have been. We truly apologize for the inconvenience and appreciate your patience while the provider works on resolving the issue.
I provided my Canadian passport to verify my identity. During the verification process, the Karta app displayed a message stating that my passport had already been used on another account and, as a result, my identity could not be verified.
I have never shared my passport or identification with anyone, nor have I used it to create or verify any other account. Concerned by this message, I contacted customer support to report the issue and request assistance. Unfortunately, I have not received any response.
As of today, despite contacting support, I have been unable to obtain an explanation as to why my passport is being flagged as associated with another account or how this issue can be resolved. Given the potential implications for identity security and account access I would like this matter clarified.
Réponse officielle
Hi Frederic,
Thank you for sharing your concern. We understand why this message may have felt alarming, especially when it relates to identity verification.
We checked your case and can confirm that our support team has already reviewed it and provided the relevant information in the support chat. According to our records, you previously registered with Karta on October 30, 2025 and successfully completed the verification process, , including the required identity and biometric checks. It looks like the recent attempt was made from a different Telegram account, which is why the system detected a duplicate verification.
For security and privacy reasons, we cannot share detailed account or verification information publicly here, but we have already reached out to you again via email. We’ll be happy to help you transfer access/verification from your previously verified account to your current Telegram account.
We’re sorry for the confusion and are ready to help you resolve this directly.
I am using this card more than 5 months, and I didn't met any troubles during this months. Fees are high, comparing to other services, hope they will solve it, but you get pretty good product for this money. Just tested cash withdrawals and it also works well. Waiting for physical card)))
Réponse officielle
Thank you for your feedback! We’re glad to hear the card and cash withdrawals are working well for you.
And yes — the physical card is coming soon! Thanks for using Karta! 💚
I have been using it for almost 2 months, Invited a lot of my friends and they have been using it too, I like the fact that you can spend crypto anytime anywhere in the world. I have been in egypt lately, and everything is very smooth and you can pay anywhere, I honestly had some declined payments due to "Suspected Fraud", but I believe this is from Google pay side.
Réponse officielle
Hi Mohammed!
Thanks a lot for the 5 review and for recommending Karta to your friends - we really appreciate it 🙌
Glad to hear everything worked smoothly for you. The “Suspected Fraud” declines usually come from Google Pay’s side, you're correct.
Thanks for being with us! 💚
Amazing app!
I started using the app several months ago and have already invited over a thousand people. No problems so far, and I recommend it to everyone, support team is Available daily and they reply fast
Thank you karta
Réponse officielle
Thank you so much for the kind words, Lazlie! and for recommending Karta! 🙌
We really appreciate your trust, support,and your feedback.
I think that not enough transparent information was provided before registration. It seems to be focused only on increasing the number of customer registrations and getting investment. Not to mention the high lower limit and fees. There are already much better alternatives. This platform does not create any added value. I regret doing this as soon as he approves my account or not. There is no "account closure" option. If you register, they own your data forever.
Réponse officielle
Thank you for sharing your feedback — I understand your concerns.
Just to clarify: we are not an investment company. You signed up for our B2B product, which is designed for issuing corporate cards and managing company spend.
Regarding account deletion: you are right, there is currently no in-app button to close the account from your side. However, we always delete accounts upon customer request. Sometimes the process takes a bit longer on our end, but once the deletion is completed, all your data is removed, and we will notify you immediately via email.
Sorry for the inconvenience, and thank you for your patience 💛
Super smooth process and seamless top up/purchasing. The card may have some issues on older PoS systems, but works like a charm for 97% of my purchases. Average forex conversion fees comes to usually 2.7% all in all. Highly recommend!
Réponse officielle
Thank you so much for the great review 💛
Glad to hear everything works smoothly for you! Older POS terminals can sometimes cause issues, but overall the card should work fine.
If you ever need help — just contact our support inside the app and we will be happy to assist!
Verification is such a pain! I’m a new user and started getting ads from Facebook, so I decided to sign up. But I accidentally registered on the wrong site — I went to app.karta.io instead of personal.karta.io. After verifying everything, I somehow ended up in business mode, which I don’t want.
Then, I went to personal.karta.io, which redirected me to a Telegram bot. From there, they asked me to verify again — but this time, I got an error saying my profile is “another profile.” What?? Even with the same phone number, they can’t figure it out?
To make things worse, there’s no option to delete my account on app.karta.io, and now I can’t even use personal Karta. The whole process is super confusing. Help!!
Réponse officielle
Hi! Thank you so much for your feedback — it’s really helpful for us 🙏
You’re absolutely right: registering on the business site (app.karta.io) instead of the personal one can create this conflict, and we’re already fixing it. We’ll also update our ads so they lead directly to the Telegram app, not the business site.
Please write to us at personalsupport@karta.io
— we’ll:
- remove the business account that was created by mistake
- help you finish your personal registration right away 💛
We’re here to get this sorted for you as fast as possible.
Registration was very easy and fast via telegram. Then card creation and approval took minutes. I then transfered usdt an payed with the card and it was seemless. In addition the fees are very good which is 1.5% per card purchase. I loved also that we can deposit using polygon network which has very cheap fees. Very convenient and useful hopefully they will keep providing their good service on the long term.
Réponse officielle
Thank you so much for your kind words! 💛
We’re really happy to hear that your experience with registration, card setup, and payments went smoothly.
