可申请地区
支持申请或可正常开卡使用
131条
- 证据来源
- 官方支持
- 更新时间
- 2026/08/11

最近更新:2026/09/14
BiyaPay Speed Card / Biya EasyCard,是 BiyaPay 面向跨境线上消费推出的美元虚拟支付卡。用户可利用账户中的 USDT、BTC、ETH 等数字资产充值并转换为法币余额,用于线上购物、软件订阅、AI 服务、游戏充值及 PayPal、支付宝、微信支付等场景。卡片没有实体版本,也不提供 ATM 取现。
BiyaPay EasyCard建立在 BiyaPay 多资产钱包基础上。用户完成账户注册及身份验证后,在 App 或网页进入 Speed Card 页面选择当前可用卡段、填写开卡资料并完成首次充值,即可获得虚拟卡号、有效期及安全码。卡片以 USD 为结算货币,单次充值最低 5 USD、最高 2,000 USD。官网表示其支付覆盖超过 190 个国家和地区、40 多种当地货币,主要用于海外电商、PayPal、Netflix、Microsoft、Google、AI 工具以及游戏和 SaaS 服务。当前不支持实体卡、ATM、Apple Pay、Google Pay 或 Wise 账户激活。
这张卡片暂时没有可展示的使用规模数据。数据补充后会在这里显示。
比较不同卡片形态与等级的真实费用记录
B BiyaPay EasyCard | |
|---|---|
| 卡片类型 | 虚拟卡 |
| 费用 | |
| 月费 | 免费 长期持有无固定养卡成本 |
| 开卡费 | 2 USD 每张新卡收取2美元 |
| ATM 取现费 | — |
| 货币转换费 | — |
| 充值费 | 1.8% Speed Card充值费率 |
| 交易失败费 | — |
| 奖励 | |
| 返现 | — |
| 加密货币返现 | — |
| 质押奖励 | — |
| 质押年利率 | — |
| 欢迎奖金 | — |
| 推荐奖金 | — |
| 限制 | |
| 每日支出限额 | — |
| 每月支出限额 | — |
| ATM 取款限额 | 0 USD 不支持取现 |
| 卡片网络 |
费用可能因地区、卡片等级和官方政策变化,请以最新官方资料为准。
以下按地区申请状态整理公开资料、官方政策和用户反馈,不构成办卡建议。
支持申请或可正常开卡使用
131条
不支持或受限开户/功能
5条
资料不足,状态待确认
0条
暂无记录
我们正在持续更新中
1、中国大陆:中国大陆用户可以申请/开通速捷卡,该卡虽然可以绑定支付宝/微信,但在实际风控中很容易遇到境内商户不支持、或高概率被风控拒付的情况。
2、香港:BiyaPay 在香港提供本地化服务入口,Speed Card 未将香港列入公开限制地区;符合账户 KYC 和当前卡段要求的用户可申请,并可用于国际线上支付。
3、澳门:澳门未被 Speed Card 当前公开资料列为明确限制地区,符合 BiyaPay KYC 与发卡方规则的用户可按线上流程申请,实际开卡资格以当前卡段审核为准。
4、台湾:台湾未被 Speed Card 当前公开资料列为明确限制地区,符合账户身份验证和当前发卡方要求后可申请,并主要用于海外线上消费和订阅服务。
开户前需完成身份验证,以下为当前核验要求与限制说明
是否需要 KYC
是
KYC 等级
完整 KYC
居住证明
不需要
护照、身份证件、驾驶证
基础自动验证通常数分钟完成,较高等级或人工复核可延长至一至三天。
未披露
2026/08/11
查看各类支付场景的支持状态及更新时间,便于您快速了解当前可用性。i
兼容性概览
共 12 项场景支持
8项
不支持
4项
数据更新时间
2026/08/11
钱包支付
更新时间 2026/08/11
钱包支付
更新时间 2026/08/11
现金服务
更新时间 2026/08/11
AI 工具
更新时间 2026/08/11
AI 工具
更新时间 2026/08/11
钱包支付
更新时间 2026/08/11
AI 工具
更新时间 2026/08/11
线下支付
更新时间 2026/08/11
线上购物
更新时间 2026/08/11
钱包支付
更新时间 2026/08/11
订阅服务
更新时间 2026/08/11
钱包支付
更新时间 2026/08/11
查看这张卡片的编辑评测、结论和最近更新时间。
暂无深度评测
这张卡片暂未发布评测;发布后会显示在这里。
经核实并发布的卡片变化记录,按发生时间排列。
暂无已确认的变化
该卡片还没有已确认并发布的变化记录。新的变化经核实后会出现在这里。
展示最新 10 条已批准入库、并已匹配当前卡片的评论
For me, choosing a finance app starts with a practical question: does it cover the things I actually need? BiyaPay caught my attention because it brings currency exchange, international transfers and investment options together. Transfers are my main interest, so I would focus on those before exploring anything else.When comparing services, I look at the exchange rate, any additional charges and the amount the recipient can expect to receive. Having that information presented together would make decisions much easier. I also appreciate explanations written in everyday language, particularly when there are several steps involved.
What appeals to me about BiyaPay is the combination of services. I follow US and Hong Kong stocks, and I am also interested in currency exchange, so those are the areas I would naturally explore first. I do not necessarily need every feature, but having room to expand into other services is useful.My preference is for an app that lets me focus on the things relevant to me. Being able to choose which sections appear first would be a welcome addition. I would also appreciate straightforward explanations of the charges and requirements associated with each service.
My interest in BiyaPay is mainly about sending money. The investment options are a bonus, but they are not what would decide it for me. I pay more attention to the receiving options, the final amount and how clearly the fees are explained. Helpful transfer updates would also make a difference. If there is a delay or a request for more information, I would want a straightforward explanation of what happened and what I need to do next.
Transfers matter most to me. I look at the total cost and what the recipient will receive before considering any other features.
International transfers are my main reason for looking at BiyaPay. I am more interested in the practical details than the number of extra features: which receiving options are available, what the charges are and how processing times are explained. I like to understand those points before proceeding. Simple English instructions would be helpful, especially for people who do not use financial services in English every day. A guide with screenshots would make the different stages easier to follow.
Currency exchange is what interests me most. I care more about the final amount after fees than promotional offers.
I tend to keep my financial tools fairly focused, so the US and Hong Kong stock features are my main interest here. Being able to explore both markets in one place is appealing. I would still take time to understand the trading rules and charges before making decisions. More examples explaining different order types and the costs involved would be welcome. There are several other services available, but I prefer learning one part properly before moving on to another.
Having US and Hong Kong stocks in one platform appeals to me. That is the part of BiyaPay I am most interested in.
I approach apps like BiyaPay with a fairly specific need: understanding the options for moving money internationally. Currency exchange is relevant to that, while the stock and digital asset services are things I might explore later. Having several services together is appealing, provided the individual processes remain easy to understand.Before making a transfer, I want to know the total cost, the receiving method and the expected processing time. After submitting it, I would appreciate clear explanations of each status, including whether anything further is required from me.Language also makes a difference. Short sentences and practical examples can be more helpful than technical descriptions, especially for people reading in a second language. A complete walkthrough of a typical transfer would be a useful addition. For my needs, getting those everyday details right would be the strongest reason to keep considering the app as part of my regular financial routine.
kyc not approved yet
更新时间:2026/08/11
暂无风险因素
以下回答整理自本页已发布的卡片记录。
我们记录的 BiyaPay EasyCard 认证要求为:完整 KYC。证件和审核细节见本页「KYC 要求」。
Apple Pay:不支持;Google Pay:不支持。
我们记录到 BiyaPay EasyCard 支持:USDT、BTC和ETH。
BiyaPay EasyCard 提供:虚拟卡。
我们记录到 131 个国家或地区可用、5 个受限。逐个国家的状态见本页「地区和语言支持」。
BiyaPay EasyCard 由 BiyaPay 运营,卡组织为 Visa。