可申请地区
支持申请或可正常开卡使用
131条
- 证据来源
- 官方支持
- 更新时间
- 2026/08/11

最近更新:2026/09/14
BiyaPay Speed Card / Biya EasyCard,是 BiyaPay 面向跨境线上消费推出的美元虚拟支付卡。用户可利用账户中的 USDT、BTC、ETH 等数字资产充值并转换为法币余额,用于线上购物、软件订阅、AI 服务、游戏充值及 PayPal、支付宝、微信支付等场景。卡片没有实体版本,也不提供 ATM 取现。
BiyaPay EasyCard建立在 BiyaPay 多资产钱包基础上。用户完成账户注册及身份验证后,在 App 或网页进入 Speed Card 页面选择当前可用卡段、填写开卡资料并完成首次充值,即可获得虚拟卡号、有效期及安全码。卡片以 USD 为结算货币,单次充值最低 5 USD、最高 2,000 USD。官网表示其支付覆盖超过 190 个国家和地区、40 多种当地货币,主要用于海外电商、PayPal、Netflix、Microsoft、Google、AI 工具以及游戏和 SaaS 服务。当前不支持实体卡、ATM、Apple Pay、Google Pay 或 Wise 账户激活。
比较不同卡片形态与等级的真实费用记录
B BiyaPay EasyCard | |
|---|---|
| 卡片类型 | 虚拟卡 |
| 费用 | |
| 月费 | 免费 长期持有无固定养卡成本 |
| 开卡费 | 2 USD 每张新卡收取2美元 |
| ATM 取现费 | — |
| 货币转换费 | — |
| 充值费 | 1.8% Speed Card充值费率 |
| 交易失败费 | — |
| 奖励 | |
| 返现 | — |
| 加密货币返现 | — |
| 质押奖励 | — |
| 质押年利率 | — |
| 欢迎奖金 | — |
| 推荐奖金 | — |
| 限制 | |
| 每日支出限额 | — |
| 每月支出限额 | — |
| ATM 取款限额 | 0 USD 不支持取现 |
| 卡片网络 |
费用可能因地区、卡片等级和官方政策变化,请以最新官方资料为准。
以下按地区申请状态整理公开资料、官方政策和用户反馈,不构成办卡建议。
支持申请或可正常开卡使用
131条
不支持或受限开户/功能
5条
资料不足,状态待确认
0条
暂无记录
我们正在持续更新中
1、中国大陆:中国大陆用户可以申请/开通速捷卡,该卡虽然可以绑定支付宝/微信,但在实际风控中很容易遇到境内商户不支持、或高概率被风控拒付的情况。
2、香港:BiyaPay 在香港提供本地化服务入口,Speed Card 未将香港列入公开限制地区;符合账户 KYC 和当前卡段要求的用户可申请,并可用于国际线上支付。
3、澳门:澳门未被 Speed Card 当前公开资料列为明确限制地区,符合 BiyaPay KYC 与发卡方规则的用户可按线上流程申请,实际开卡资格以当前卡段审核为准。
4、台湾:台湾未被 Speed Card 当前公开资料列为明确限制地区,符合账户身份验证和当前发卡方要求后可申请,并主要用于海外线上消费和订阅服务。
开户前需完成身份验证,以下为当前核验要求与限制说明
是否需要 KYC
是
KYC 等级
完整 KYC
居住证明
不需要
护照、身份证件、驾驶证
基础自动验证通常数分钟完成,较高等级或人工复核可延长至一至三天。
未披露
2026/08/11
查看各类支付场景的支持状态及更新时间,便于您快速了解当前可用性。i
兼容性概览
共 12 项场景支持
8项
不支持
4项
数据更新时间
2026/08/11
钱包支付
更新时间 2026/08/11
钱包支付
更新时间 2026/08/11
现金服务
更新时间 2026/08/11
AI 工具
更新时间 2026/08/11
AI 工具
更新时间 2026/08/11
钱包支付
更新时间 2026/08/11
AI 工具
更新时间 2026/08/11
线下支付
更新时间 2026/08/11
线上购物
更新时间 2026/08/11
钱包支付
更新时间 2026/08/11
订阅服务
更新时间 2026/08/11
钱包支付
更新时间 2026/08/11
基于已核实记录写成的产品评测,结论与更新时间一并列出。
暂无深度评测
这张卡片还没有发布评测。发布后会出现在这里,并在上游数据变化时标记为待更新。
经核实并发布的卡片变化记录,按发生时间排列。
暂无已确认的变化
该卡片还没有已确认并发布的变化记录。新的变化经核实后会出现在这里。
展示最新 10 条已批准入库、并已匹配当前卡片的评论
Foolish scammers! They are not giving any rewards for completing KYC!
I initially used BiyaPay only for remittances, but later tried its U.S. stock trading feature. The order placement process is simple, and the zero-commission structure is a plus. However, many U.S. stocks are not yet available, which is a drawback.
The registration and KYC process took some time, which made the initial experience less than ideal. However, once verification was completed, the remittance and wallet features worked quite well.
Thank you for your honest feedback. We understand that the registration and KYC process may take some time, and we’re sorry that this affected your initial experience. Verification is an important step to help protect user accounts and maintain a secure service environment. We’re glad to hear that the remittance and wallet features worked well after verification. We will continue to improve our onboarding process and make the guidance clearer for new users.
我主要用BiyaPay做跨境匯款,整體流程比銀行電匯方便,手續費也比較低。第一次操作時有點不熟悉,但完成一次後就順很多。
感謝您分享使用體驗!很高興 BiyaPay 能在跨境匯款手續費和操作便利性上為您提供幫助。我們也注意到您提到第一次操作時需要一些時間熟悉流程,後續會繼續優化新手引導、頁面說明和操作提示,讓首次使用體驗更加清晰順暢。感謝您的反饋,這對我們持續改進非常重要。
While I was studying in Australia, my family used BiyaPay to manage funds related to rent, living expenses, and tuition payments.
Thank you for sharing your experience! We’re glad to hear that BiyaPay helped you and your family manage rent, living expenses, and tuition-related payments while you were studying in Australia. We will continue to improve our remittance process, fee transparency, and transfer experience to provide more efficient and reliable cross-border financial services for international students and global users.
My overall experience with BiyaPay has been quite positive. I initially used it only for cross-border transfers, but later found that it also supports USDT, U.S. stocks, Hong Kong stocks, and wealth management products. For users with overseas fund transfers needs, it is very important to complete multiple operations on one platform. U.S. and Hong Kong stock trading cones with zero commission, and the overall process is fairly smooth.
Thank you for your positive feedback! We’re glad to hear that you started with cross-border transfers and later found value in using BiyaPay for USDT, U.S. stocks, Hong Kong stocks, and wealth management products. Providing users with a more convenient one-stop platform has always been one of our key goals. We will continue to improve the trading process, product experience, and fee transparency to make cross-border fund transfers and multi-asset management even smoother.
good
the app is refusing to open why is it like that
stupid app that i never see before why I downloaded it and can't login any more.
the all is okay, the verification side of it should be fix.
更新时间:2026/08/11
暂无风险因素