可申请地区
支持申请或可正常开卡使用
1条
- 证据来源
- 官方支持
- 更新时间
- 2026/07/28

最近更新:2026/10/06
Coinbase One Card 是 Coinbase 面向符合条件的 Coinbase One 付费会员提供的加密返现信用卡,由 First Electronic Bank 提供信用额度,并通过 American Express 网络完成支付。持卡消费不会直接扣除加密资产,而是形成美元信用卡账单;用户可通过银行账户或 Coinbase 内符合条件的余额还款。产品提供标准授信卡和以 USDC 作为保证金的担保版本,消费奖励以 Bitcoin 发放,适合希望保留加密资产并通过日常信用卡消费获得加密货币奖励的美国用户
Coinbase One Card 将 Coinbase 账户、信用卡账单和 Bitcoin 消费奖励整合在 Coinbase 应用内。申请人先提交身份、收入及信用资料,查看获批额度和利率后再决定是否接受;接受后才会产生正式信用查询。虚拟卡可在开户后使用,并可添加至数字钱包,实体卡为不锈钢材质,通过 American Express 受理网络在线上、线下及符合条件的 ATM 场景使用。 标准版本采用传统信用额度,额度由发卡机构根据审核结果确定。未获得标准版本的申请人可能收到 Coinbase One Card with Security Deposit,由用户指定 USDC 作为信用保证金,保证金金额同时决定信用额度。两种版本具有相同的主要卡片权益,账单均需按信用卡规则偿还;使用加密资产还款时,资产会转换为美元并可能产生交易价差。
这张卡片暂时没有可展示的使用规模数据。数据补充后会在这里显示。
比较不同卡片形态与等级的真实费用记录
按住或滑动表格任意区域,左右查看全部卡片;左侧项目保持固定
C Coinbase One Card | C Coinbase One Card with Security Deposit | |
|---|---|---|
| 卡片类型 | 虚拟卡+金属卡 | 虚拟卡+金属卡 |
| 费用 | ||
| 月费 | 免费 卡片无独立月费 | 免费 卡片无独立月费 |
| 开卡费 | 免费 申请及发卡不另收费 | 免费 申请及发卡不另收费 |
| ATM 取现费 | 10 USD + 5% 取高者;另有机具方费用 | 10 USD + 5% 另有机具方费用 |
| 货币转换费 | 免费 境外交易费为零 | 免费 境外交易费为零 |
| 充值费 | — | — |
| 交易失败费 | 41 USD 还款退回时收取 | 41 USD 还款退回时收取 |
| 奖励 | ||
| 返现 | — | — |
| 加密货币返现 | 2% 高档每月前$10,000;旅行5% BTC | 2% 高档每月前$10,000;旅行5% BTC |
| 质押奖励 | — | 0 USD 保证金继续获得奖励 |
| 质押年利率 | — | 3.5% 按当前会员标准利率 |
| 欢迎奖金 | 50 USD $50 等值 Bitcoin 直邮用户须消费$100 | 50 USD $50 等值 Bitcoin 直邮用户须消费$100 |
| 推荐奖金 | — | — |
| 限制 | ||
| 每日支出限额 | — | — |
| 每月支出限额 | — | — |
| ATM 取款限额 | — | — |
| 卡片网络 |
费用可能因地区、卡片等级和官方政策变化,请以最新官方资料为准。
以下按地区申请状态整理公开资料、官方政策和用户反馈,不构成办卡建议。
支持申请或可正常开卡使用
1条
不支持或受限开户/功能
6条
资料不足,状态待确认
0条
暂无记录
我们正在持续更新中
1、中国大陆:不面向中国大陆居民申请;已持卡用户可在接受境外发行 American Express 的商户使用,并可按境外卡规则绑定微信支付和支付宝。
2、香港:不面向中国香港居民申请;已持卡用户可在接受美国发行 American Express 的线上及实体商户使用,交易受商户受理和风控限制。
3、澳门:不面向中国澳门居民申请;已持卡用户可在支持境外 American Express 的酒店、商户及线上平台使用,现金预借按信用卡规则收费。
4、台湾:不面向中国台湾居民申请;已持卡用户可在接受美国发行 American Express 的线上及线下商户使用,账单以美元结算。
开户前需完成身份验证,以下为当前核验要求与限制说明
是否需要 KYC
是
KYC 等级
完整 KYC
居住证明
不需要
驾照、政府签发身份证件
多数申请即时返回结果,身份或信用人工复核可延长至数日
Coinbase、Cardless、First Electronic Bank
2026/07/28
查看各类支付场景的支持状态及更新时间,便于您快速了解当前可用性。i
兼容性概览
共 12 项场景支持
12项
不支持
0项
数据更新时间
2026/07/28
钱包支付
更新时间 2026/07/28
钱包支付
更新时间 2026/07/28
现金服务
更新时间 2026/07/28
AI 工具
更新时间 2026/07/28
AI 工具
更新时间 2026/07/28
钱包支付
更新时间 2026/07/28
AI 工具
更新时间 2026/07/28
线下支付
更新时间 2026/07/28
线上购物
更新时间 2026/07/28
钱包支付
更新时间 2026/07/28
订阅服务
更新时间 2026/07/28
钱包支付
更新时间 2026/07/28
查看这张卡片的编辑评测、结论和最近更新时间。
暂无深度评测
这张卡片暂未发布评测;发布后会显示在这里。
经核实并发布的卡片变化记录,按发生时间排列。
暂无已确认的变化
该卡片还没有已确认并发布的变化记录。新的变化经核实后会出现在这里。
展示最新 10 条已批准入库、并已匹配当前卡片的评论
I have downloaded this app here in Nigeria but it refuses to open I don't know why? please can someone tell me if they're experiencing the same thing?
We'd like to look into this for you. Connect with us through DM in one of our social media channels and we'll pick it up from there: https://help.coinbase.com/en/coinbase/other-topics/other/is-coinbase-present-on-social-media?query=social%20media
let me try this
app achha ha me isliye use nahi karta tha kyunki upi active nahi tha BUTTT me check Kiya Rs1 daal ke ok but ab nahi ha upi toh fir kya bolu me kya review dooo💔💔💔
আমরা আপনার প্রতিক্রিয়া ভাগ করে নেওয়ার জন্য আপনাকে প্রশংসা করি। দয়া করে অ্যাপের মাধ্যমে আমাদের সাথে যোগাযোগ করুন বা এই help.coinbase.com দেখুন, যাতে আমরা আপনার যে কোনও অনুরোধ বা অনুসন্ধান ঘনিষ্ঠভাবে দেখতে পারি।
app user interface is slow as hell compared to any other trading app. the application hangs too much..very lanky. behaves like a local app cheap version
Hi Neeraj, app hanging can sometimes be resolved by updating the app, force closing and reopening it, and restarting your device. If it persists, contact our support team here: https://help.coinbase.com/en.
Great app if you don't mind proving your ID every other time you use it. I use trading 212 and it doesn't have any of the multitude of restrictions this app does. The intention of the government in cooperation with coinbase is to make crypto investment as painful as possible. Before the latest batch of prove your ID checks came in I withdrew all my funds from this platform. Well done coinbase you have succeeded in making crypto unpalatable for the customer.
Drop a message in app with more details about the ID checks you encountered, and we’ll check this with you.
Pakistan for not working
Hey Sajeed! Thanks for the feedback. Please visit help.coinbase.com and connect with our live chat team so we can assist you directly.
Great app! Crypto trading on the app is easy, inexpensive, and lightning fast. Money and coins move fast! They pay solid returns on coins you hold with them. I also love the exclusive Coinbase AMEX card available to app users who are also Coinbase One members. Who else pays 4% back in BTC for purchases with your credit card?
Hey Andrew, thank you for the great review. We're thrilled you're loving the fast trades, low costs, and your exclusive Coinbase One and Card perks. Thanks for choosing us!
Coinbase is extremely scammy & shady with their slow tics on perps and futures. Many times you push the button, somehow it freezes up and goes the other way all of a sudden. Many times when you try to sell the price is frozen and doesn't tic then the app malfunctions & the sell button is not available smh. Fees and receipts are very vague. Taxed in and out. Got nothing to do with the market or internet connection because it doesn't happen on other apps. I would not recommend 🤔💢
Hey, Knight! We'd like to check on your trades. Contact us in app or visit https://help.coinbase.com/en, and we'll pick things up from there.
...add delays at random... I paid fees to get instant e transfer but it wasn't instant and I got charged anyway. coinbase replied to my review saying they knew about the issue but didn't felt like saying anything before it was too late. Honestly by far the worst customer services interaction I had with bank that's hard to beat... my prior review was 5 stars and i have being using their services for a while now, but first issue and the whole trust crumble
Hi, Jean. We'd like to look into the status of your transfer. Contact us in-app or visit help.coinbase.com/en, and we'll help from there.
cant withdraw money but i can deposit with ease, scammers.
We’d like to look into what happens when you try to withdraw. Please contact us through the app or visit help.coinbase.com/en, so we can review.
更新时间:2026/07/28
暂无风险因素
以下回答整理自本页已发布的卡片记录。
我们记录的 Coinbase One Card 认证要求为:完整 KYC。证件和审核细节见本页「KYC 要求」。
Apple Pay:支持;Google Pay:支持。
我们记录到 Coinbase One Card 支持:USDT、USDC、BTC、ETH、BNB、SOL、XRP和ADA 等 16 种。
Coinbase One Card 提供:虚拟卡+金属卡。
我们记录到 1 个国家或地区可用、6 个受限。逐个国家的状态见本页「地区和语言支持」。
Coinbase One Card 由 Coinbase One 运营,卡组织为 American Express。