可申请地区
支持申请或可正常开卡使用
1条
🇦🇺澳大利亚AU
- 证据来源
- 官方支持
- 更新时间
- 2026/07/16
C
CoinJar Card
最近更新：2026/09/18
CoinJar Card 是 CoinJar 面向澳大利亚居民推出的加密预付 Mastercard。用户可在 CoinJar 应用中选择一种加密货币作为消费账户，付款时系统自动将相应资产转换为澳元结算。产品同时提供数字卡和免费实体卡，可用于线上购物、移动钱包、实体商户及 ATM 取现，并通过 CoinJar Rewards 向合资格消费发放积分。
- 发卡网络
- Mastercard
- 产品类型
- 加密预付卡
- 卡片形态
- 虚拟卡 / 实体卡
- 运营状态
- 正常运营
- KYC 级别
- 完整 KYC
- 商业关系
- 无商业关系
- 风险分数
- 80-89
- 支持资产
- USDT/USDC/BTC/ETH/SOL/XRP/ADA/DOGE/TRX/AVAX/DOT/LINK/MATIC/LTC/DAI/XLM/UNI
- 最近更新
- 2026/09/18
卡片概览
CoinJar Card 直接连接用户指定的 CoinJar 资产账户，不需要把资金预先转入独立卡片余额。用户刷卡时，CoinJar 按当前报价出售足额加密资产，并通过 Mastercard 网络以澳元完成交易。数字卡开通后可添加至 Apple Pay 或 Google Pay，用于线上及线下非接触付款；实体卡具有独立卡号、芯片和 PIN，可插卡、挥卡及在支持预付 Mastercard 的 ATM 取现。卡片目前属于澳大利亚产品，由 EML Payment Solutions Limited 发行，申请人须完成 CoinJar 身份验证并具备澳大利亚公民身份或有效澳大利亚签证。数字卡和实体卡共享所选消费账户，但具有不同卡号和安全码，每位用户只能持有一套 CoinJar Card。
卡片形态与费用差异
比较不同卡片形态与等级的真实费用记录
按住或滑动表格任意区域，左右查看全部卡片；左侧项目保持固定
C CoinJar Digital Card | C CoinJar Physical Card | |
|---|---|---|
| 卡片类型 | 虚拟卡 | 实体卡 |
| 费用 | ||
| 月费 | 免费 所有卡片均无月度管理费 免费 无月费及年费 | 免费 所有卡片均无月度管理费 免费 无月费及年费 |
| 开卡费 | 免费 数字卡免费发行 | 免费 免费发行 |
| ATM 取现费 | — | 1% ATM方费用另计 |
| 货币转换费 | 2.99% 另按Mastercard汇率 | 2.99% 另按Mastercard汇率 |
| 充值费 | — | — |
| 交易失败费 | — | — |
| 奖励 | ||
| 返现 | 1 USD 每消费A$1得1积分，仅限合资格交易 | 1 每消费A$1得1积分，仅限合资格交易 |
| 加密货币返现 | — | — |
| 质押奖励 | — | — |
| 质押年利率 | — | — |
| 欢迎奖金 | — | — |
| 推荐奖金 | 500 好友完成身份验证 | 500 好友完成身份验证 |
| 限制 | ||
| 每日支出限额 | 5,000 AUD 每日最多25笔 | 5,000 AUD 含当日ATM取现 |
| 每月支出限额 | — | — |
| ATM 取款限额 | — | 1,000 AUD 每日最多五次 |
| 卡片网络 |
费用可能因地区、卡片等级和官方政策变化，请以最新官方资料为准。
地区和语言支持
以下按地区申请状态整理公开资料、官方政策和用户反馈，不构成办卡建议。
不支持或受限地区
不支持或受限开户/功能
190条
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- 证据来源
- 官方限制
- 更新时间
- 2026/07/16
未确认地区
资料不足，状态待确认
0条
暂无记录
我们正在持续更新中
- 证据来源
- 已确认
- 更新时间
- 2026/07/16
中国大陆适用性
1、中国大陆：居民不可直接申请；持有效澳大利亚签证并在澳居住者可用中国护照验证，已持卡用户可在 Mastercard 商户消费。
2、香港：居民不可直接申请；符合澳大利亚居留条件者可申请，已发行卡可在受理 Mastercard 的线上及线下商户使用。
3、澳门：居民不可直接申请；符合澳大利亚居留条件者可申请，已持卡用户可进行境外刷卡及合资格移动钱包付款。
4、台湾：居民不可直接申请；符合澳大利亚居留条件者可申请，已发行卡可在 Mastercard 商户和网络服务中使用。
- 证据来源
- 公开资料、官方政策、用户反馈
- 更新时间
- 2026/07/29
KYC 要求
开户前需完成身份验证，以下为当前核验要求与限制说明
是否需要 KYC
是
KYC 等级
完整 KYC
居住证明
不需要
支持证件
澳大利亚驾驶执照、澳大利亚护照、国际护照
审核时间 / 地区限制
自动审核通常数分钟完成，异常资料会转入人工复核
KYC 服务商
Jumio
更新时间
2026/07/29
支付兼容性
查看各类支付场景的支持状态及更新时间，便于您快速了解当前可用性。i
兼容性概览
共 12 项场景支持
12项
不支持
0项
数据更新时间
2026/07/29
钱包支付
支付宝
✓支持
更新时间 2026/07/29
钱包支付
Apple Pay
✓支持
更新时间 2026/07/29
现金服务
ATM 取现
✓支持
更新时间 2026/07/29
AI 工具
ChatGPT
✓支持
更新时间 2026/07/29
AI 工具
Claude
✓支持
更新时间 2026/07/29
钱包支付
Google Pay
✓支持
更新时间 2026/07/29
AI 工具
Midjourney
✓支持
更新时间 2026/07/29
线下支付
线下刷卡
✓支持
更新时间 2026/07/29
线上购物
线上购物
✓支持
更新时间 2026/07/29
钱包支付
PayPal
✓支持
更新时间 2026/07/29
订阅服务
订阅支付
✓支持
更新时间 2026/07/29
钱包支付
微信支付
✓支持
更新时间 2026/07/29
深度评测
基于已核实记录写成的产品评测，结论与更新时间一并列出。
暂无深度评测
这张卡片还没有发布评测。发布后会出现在这里，并在上游数据变化时标记为待更新。
最近变化
经核实并发布的卡片变化记录，按发生时间排列。
暂无已确认的变化
该卡片还没有已确认并发布的变化记录。新的变化经核实后会出现在这里。
用户评论
215展示最新 10 条已批准入库、并已匹配当前卡片的评论
原文
CoinJar: Buy Bitcoin & Crypto Google Play review - 3 star
app frequently glitches out and won't show the portfolio, or balance.
官方回复
Hi, we're sorry to hear that and we would love to take a look at your issue. Please reach out to our customer support team at support@coinjar.com with the subject line "Android review" so we resolve this.
原文
Used em for years,before they even had…
Used em for years,before they even had Mastercard only eftpos and atm ,they were great,used it more than anything else. Then as others have said,they wanted to know where I sent crypto years ago,don’t remember and now got kicked off ,after years of use , they had a good thing,now a dumpster fire .they must be loosing so much business. See ya Thanks for the reply,but still useless if u live and travel between two or country’s,this is the whole idea of crypto usdc etc its boarderless and now u have been turned into a worse bank.
官方回复
We're sorry to hear about your experience with CoinJar in Australia. Your transfers were most likely held in relation to the Australian Travel Rule legislation, which came into effect on 1 July 2026 and applies to all Australian residents across every crypto exchange. This legislation requires CoinJar to hold a transfer if we don't receive the matching travel rule data from the other crypto exchange or custodial wallet involved. The good news is that we support the majority of transfers between CoinJar and self-hosted wallets. To make this smoother, you can save your deposit and withdrawal addresses in your address book — that way you won't need to complete the travel rule form every time. Once an address is saved with completed travel rule data, transfers between CoinJar and self-hosted wallets are, in most cases, instant. You can learn more about how this works here: https://www.coinjar.com/au/blog/how-the-travel-rule-affects-your-coinjar-transfers
原文
CoinJar: Buy Bitcoin & Crypto Google Play review - 5 star
awesome
官方回复
Thank you so much for the 5 star review!!! Appreciate it.
原文
First time experience with Crypto and… Just Great Experience
First time experience with Crypto and CoinJar has proved to be an excellent application to ease into the purchase and payment / transfer of crypto. Easy to use and very logically laid out app. Earlier this week I had a hiccup with one of my purchases and queried the error message with the built in support. Joy of Joy ... they don't put you into a repetitive AI loop as so many service providers do. After a brief interaction with the usual FAQ's I could then connect with a message to a human (the lovely and efficient Cindy) and had my query resolved in one go. Highly recommended
官方回复
Thank you for the fantastic 5-star feedback! We really appreciate it.
原文
They hold funds forever, generic cut and paste responses, want to know your life story
They are ask a million questions about what you intend to do, where your crypto is going...now they asking for explanations from transactions that occurred 2 years ago. I purchase cheaper medications from overseas suppliers, which is none of their business. I since changed to Coinbase and had a seamless experience
官方回复
CoinJar is required by law to follow local jurisdiction rules and regulations. This means that in a small number of instances we are required by law to close a customer account without providing a reason for doing so. We can see your funds have now been withdrawn from CoinJar.
原文
CoinJar: Buy Bitcoin & Crypto Google Play review - 2 star
Many years now with Coinjar and never a problem. This app has gone backwards in terms of usability and I can no longer recommend it. Very difficult to replace an expired card, and change password.6
官方回复
Hi, we're sorry to hear that and we would love to take a look at your issue. Please reach out to our customer support team at support@coinjar.com with the subject line "Android review" so we resolve this.
原文
Bradley was an excellent help and…
Bradley was an excellent help and resolved my issue
官方回复
Thank you so much for the 5 star review!!! Appreciate it.
原文
CoinJar: Buy Bitcoin & Crypto Google Play review - 1 star
update the damn app, all it does is the loading screen. I can't access it al all
官方回复
Hi, we're sorry to hear that and we would love to take a look at your issue. Please reach out to our customer support team at support@coinjar.com with the subject line "Android review" so we resolve this.
原文
Had the odd hick up before but never this…
Had the odd hick up before but never had such terrible customer service before. It’s just a simple problem then fair does, remove the option from the phone line and redirect to the web page. But to leave yourself wholly directly uncontactable over any issue big or small is a little ridiculous. Opened support 9am 🕘 no answer yet (nearly 12) finds are cleared you took the money fast enough. Now can someone check it as fast as you took it as I’m unable to send to any wallet or exchange without being told I have to contact the uncontactable first. This was kind of a priority can someone look into this sooner rather than later. 👋 ID FOR REQUEST: 484789 Edit- still back and forth while I’m quizzed over everything I know about it, everything I’ve ever done or intended to do with XMR because I said Intended to buy some. Issues sent to compliance. Still waiting for a fix.
官方回复
We are sorry to hear about your experience with CoinJar in the UK. We have escalated your enquiry and one of our team members will be in touch in the next 2 hours. Your funds are being held in relation to the UK Travel Rule legislation which came into effect on 1 September 2023 and it impacts all UK residents. The legislation requires CoinJar to withhold a transfer for UK residents if we do not receive the travel rule data from a different crypto exchange. We need to match the travel rule data sent from an exchange to the information that you provide us in the travel rule form. In your case we did not receive travel rule data from the blockchain address that you interacted with. We do support the majority of transfers between CoinJar and self-hosted wallets without having to receive 3rd party travel rule data. In most cases, transfers between CoinJar and self-hosted wallets are instant. You can learn more about this on our Knowledge Base: https://support.coinjar.com/hc/en-gb/articles/20894541408665
原文
I am no good at online so this was…
I am no good at online so this was positive for me
官方回复
Thank you so much for the 5 star review!!! Appreciate it.
风险因素
更新时间：2026/07/29
暂无风险因素