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CCoinZoom Visa Card logo

CoinZoom Visa Card

最近更新：2026/09/16

CoinZoom Visa Card 是 CoinZoom 提供的全球加密资产借记卡。用户可选择美元或 CoinZoom 账户中的合资格加密资产作为消费资金，付款时平台自动出售所选资产并转换为美元，通过 Visa 网络完成结算。产品同时提供免费虚拟卡和实体卡，并按照用户持有的 ZOOM 数量划分五个 Prime 等级，可获得0.5%至5%的 ZOOM 加密货币返现。

提交使用反馈
发卡网络
Visa
产品类型
加密借记卡
卡片形态
虚拟卡+实体卡
运营状态
正常运营
KYC 级别
完整 KYC
商业关系
无商业关系
风险分数
70-79
支持资产
USDT/USDC/BTC/ETH/SOL/LINK/USD/EUR/GBP/AUD/ALGO
最近更新
2026/09/16

官方与公司信息

发行方与公司资质概览

已验证crypto exchangeVisa Card

CoinZoom, Inc. 是总部位于美国犹他州盐湖城的加密资产交易与支付平台，负责 CoinZoom 账户、资产兑换、卡片申请入口、Prime 权益及应用内管理。CoinZoom 在美国以货币服务企业身份向 FinCEN 注册，并持有多项州级资金传输许可。CoinZoom Visa Card 由 Zenus Bank 发行，CoinZoom, Inc. 担任项目管理方。Zenus Bank International Inc. 注册于波多黎各，并以国际金融实体牌照 IFE-061 接受当地金融监管。

访问官网 办卡入口
公司 / 发行方
coinZoom(CoinZoom Visa Card)
法律名称
coinZoom, Inc.
注册地区
美国（US）
总部
美国犹他州
公司类型
crypto exchange
核验状态
已验证
发行方官网
官方链接
办卡入口
办卡链接

卡片概览

CoinZoom Visa Card 直接连接用户的 CoinZoom Spend Wallet。用户需要在应用内选择一种美元或加密资产作为当前消费资产；发起付款时，CoinZoom 会按市场价格出售足够数量的资产并转换为美元。单笔交易只能使用一种资产，不能合并多个钱包余额。完成账户验证并存入可消费资金后，用户可立即查看虚拟卡，并可另外申请带芯片、PIN 和非接触支付功能的实体卡。卡片支持线上购物、线下消费、自动账单、Google Pay 和 ATM 取现。Prime 等级取决于账户持有的 ZOOM 数量，等级提高后返现比例、消费限额、取现限额和部分账户权益随之提高，无需重新申请卡片。

Visa 卡体验地区可用性权益条款变化
i

提示：暂无提示。

卡片形态与费用差异

比较不同卡片形态与等级的真实费用记录

按住或滑动表格任意区域，左右查看全部卡片；左侧项目保持固定

CoinZoom Non-Prime Card
CoinZoom Silver Card
CoinZoom Gold Card
CoinZoom Diamond Card
CoinZoom Black Card
卡片类型虚拟卡+实体卡虚拟卡+实体卡虚拟卡+实体卡虚拟卡+实体卡虚拟卡+实体卡
费用
月费—————
开卡费
免费

标准配送五美元

免费

标准配送费用减免

免费

标准配送费用减免

免费

标准配送费用减免

免费

标准配送费用减免

ATM 取现费
免费

机具运营方可另收费

免费

机具运营方可另收费

免费

机具运营方可另收费

免费

机具运营方可另收费

免费

机具运营方可另收费

货币转换费
1.49%

加密资产转美元收取

1.49%

加密资产转美元收取

1.49%

加密资产转美元收取

1.49%

加密资产转美元收取

1.49%

加密资产转美元收取

充值费
1.99 USD + 3.99%

银行卡及手机钱包入金

1.99 USD + 3.99%

银行卡及手机钱包入金

1.99 USD + 3.99%

银行卡及手机钱包入金

1.99 USD + 3.99%

银行卡及手机钱包入金，最低1.99 USD

1.99 USD + 2.99%

银行卡及手机钱包入金

交易失败费
0.5 USD

每月第七次起余额不足

0.5 USD

每月第七次起余额不足

0.5 USD

每月第七次起余额不足

0.5 USD

每月第七次起余额不足

0.5 USD

每月第七次起余额不足

奖励
返现—————
加密货币返现
0.5%

以ZOOM结算合资格消费

1%

以ZOOM结算合资格消费

2%

以ZOOM结算合资格消费

3%

以ZOOM结算合资格消费

5%

以ZOOM结算合资格消费

质押奖励—————
质押年利率—————
欢迎奖金—————
推荐奖金
5 USD

5 USD等值ZOOM；每第10名另奖1,000 ZOOM，按合资格推荐人数发放

5 USD

5 USD等值ZOOM；每第10名另奖3,000 ZOOM，按合资格推荐人数发放

5 USD

5 USD等值ZOOM；每第10名另奖6,000 ZOOM，按合资格推荐人数发放

5 USD

5 USD等值ZOOM；每第10名另奖10,000 ZOOM，按合资格推荐人数发放

5 USD

5 USD等值ZOOM；每第10名另奖20,000 ZOOM，按合资格推荐人数发放

限制
每日支出限额
700 USD

按滚动二十四小时计算

1,500 USD

按滚动二十四小时计算

2,500 USD

按滚动二十四小时计算

5,000 USD

按滚动二十四小时计算

10,000 USD

按滚动二十四小时计算

每月支出限额—————
ATM 取款限额
100 USD

单笔最高一百美元

250 USD

单笔最高二百五十美元

250 USD

单笔最高二百五十美元

500 USD

单笔最高三百美元

1,000 USD

单笔最高三百美元

卡片网络
横向拖动查看其他卡片

费用可能因地区、卡片等级和官方政策变化，请以最新官方资料为准。

地区和语言支持

以下按地区申请状态整理公开资料、官方政策和用户反馈，不构成办卡建议。

可申请地区

支持申请或可正常开卡使用

143条

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证据来源
官方支持
更新时间
2026/08/02

不支持或受限地区

不支持或受限开户/功能

78条

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证据来源
官方限制
更新时间
2026/08/02

未确认地区

资料不足，状态待确认

0条

暂无记录

我们正在持续更新中

证据来源
已确认
更新时间
2026/08/02

中国大陆适用性

1、中国大陆：中国大陆居民不可申请；已在合资格地区取得的卡可在接受国际 Visa 的商户使用，但不提供稳定的微信支付或支付宝绑卡方案。

2、香港：中国香港居民可以申请，完成完整身份验证并存入可消费资金后，可使用虚拟卡、实体卡、Google Pay 及当地 Visa 商户。

3、澳门：中国澳门居民可以申请，虚拟卡可用于国际线上支付，实体卡可在线下 Visa 商户消费并在兼容 ATM 提取现金。

4、台湾：中国台湾居民可以申请，可使用美元或支持的加密资产进行线上、线下及订阅支付，实际交易仍受商户风控规则限制。

证据来源
公开资料、官方政策、用户反馈
更新时间
2026/08/02

温馨提示：政策可能随时变动，建议以发卡行最新政策为准。

数据更新于 2026/09/16

KYC 要求

开户前需完成身份验证，以下为当前核验要求与限制说明

是否需要 KYC

是

✓需要

KYC 等级

完整 KYC

已通过标准

居住证明

不需要

×不需要

支持证件

护照、驾驶执照、政府签发身份证

审核时间 / 地区限制

多数账户一小时内通过，资料异常时最长约两个工作日

KYC 服务商

平台内部拥有合规团队

更新时间

2026/08/02

支付兼容性

查看各类支付场景的支持状态及更新时间，便于您快速了解当前可用性。i

兼容性概览

共 12 项场景

支持

8项

不支持

4项

数据更新时间

2026/08/02

钱包支付

支付宝

×不支持

更新时间  2026/08/02

钱包支付

Apple Pay

×不支持

更新时间  2026/08/02

现金服务

ATM 取现

✓支持

更新时间  2026/08/02

AI 工具

ChatGPT

✓支持

更新时间  2026/08/02

AI 工具

Claude

✓支持

更新时间  2026/08/02

钱包支付

Google Pay

✓支持

更新时间  2026/08/02

AI 工具

Midjourney

✓支持

更新时间  2026/08/02

线下支付

线下刷卡

✓支持

更新时间  2026/08/02

线上购物

线上购物

✓支持

更新时间  2026/08/02

钱包支付

PayPal

×不支持

更新时间  2026/08/02

订阅服务

订阅支付

✓支持

更新时间  2026/08/02

钱包支付

微信支付

×不支持

更新时间  2026/08/02

深度评测

基于已核实记录写成的产品评测，结论与更新时间一并列出。

暂无深度评测

这张卡片还没有发布评测。发布后会出现在这里，并在上游数据变化时标记为待更新。

最近变化

经核实并发布的卡片变化记录，按发生时间排列。

暂无已确认的变化

该卡片还没有已确认并发布的变化记录。新的变化经核实后会出现在这里。

用户评论

208

展示最新 10 条已批准入库、并已匹配当前卡片的评论

最新优先
Akhi Farjana BestfriendGoogle Play自动审核入库第三方评价★ 2 / 5
原文

CoinZoom Buy, Spend, Send BTC Google Play review - 2 star

No available for Bangladesh 😒

官方回复

Thanks for your feedback. CoinZoom is not currently available in Bangladesh. We understand the disappointment and appreciate your interest in using CoinZoom.

Dr. Royce PriestlyGoogle Play自动审核入库第三方评价★ 1 / 5
原文

CoinZoom Buy, Spend, Send BTC Google Play review - 1 star

I haven't opened my account in a while, so I had to resubmit all new information to include new pictures about a month ago, and I'm still being verified. I can't get in my account, so I use the forgot password, and when I do, the app freezes every time. I am convinced that these people do not want me to have access to my account because I want my money out to close my account. I would give this app a zero star if it had one. stay away from this app!

官方回复

We’re sorry for the frustration. CoinZoom is a reputable platform serving customers in 140+ countries, and Forgot Password is used successfully worldwide. We’d like to review your verification and access issues. Please contact CoinZoom Support with your account email so we can assist.

HOLLY WTrustpilot已审核入库第三方评价★ 1 / 5
原文

Warning to anyone considering using…

Warning to anyone considering using CoinZoom: please exercise extreme caution. It has now been over three months, and I still do not have access to my funds. My account remains blocked, and despite sending numerous emails and support requests, I have received no meaningful response. My support ticket number is #245216. I have submitted several messages through your support portal, but they have gone unanswered. The level of customer service I have experienced has been extremely disappointing. Is this how you operate your platform and treat your customers? I am calling on the U.S. Securities and Exchange Commission (SEC) and the Consumer Financial Protection Bureau (CFPB) to investigate CoinZoom’s business practices and how it handles customer funds. CoinZoom, either close my account and refund my funds to the originating account immediately, or unblock my account and restore my full access to my funds. Three months is far too long to hold a customer’s funds while failing to provide updates or respond to support requests. Until my issue is resolved, I cannot recommend this platform based on my experience. If you value responsive customer support and timely access to your funds, I urge you to carefully research CoinZoom before using its services.

官方回复

Hi Holly, Thank you for sharing your experience, and I'm sorry for the frustration this has caused. We take account access issues seriously and want to help resolve this. For security and regulatory compliance reasons, funds deposited to a CoinZoom account must belong to the account holder. This is a standard requirement across the industry and is designed to protect customers and prevent misuse of accounts. When funds originate from a third party, even as a gift, we're required to verify the source and ownership before those funds can be used or released, which can add time to the review process. We understand this is not the outcome you were hoping for, and we want to make sure you have clear answers. Please reach out to us directly at support@coinzoom.com with your ticket number so we can walk you through the specific findings on your account and next steps. We appreciate your patience and take feedback like this seriously as we work to improve our support process.

ToddTrustpilot已审核入库第三方评价★ 1 / 5
原文

Very frustrating

Very frustrating, you can’t get a hold of an actual representative to help with your problems. Coinzoom is not responding to emails regarding refunds and unblocking my account. This company is a fraud and should be investigated by SEC and CFBP for bad business practices and holding customers funds without proper explanation or direction

官方回复

Hi Todd, We're sorry to hear about your experience. We want to help, but we can't identify your account based on your review alone. Please contact us through our Support Center at support.coinzoom.com or email support@coinzoom.com from the email address associated with your CoinZoom account. Please include your full name and the email address registered on the account so we can locate it and review your concerns. We take customer concerns seriously and are committed to investigating any account-specific issues. Once we can identify your account, we'll be happy to check the status of your refund or account and provide any available updates. We look forward to hearing from you.

Alanjaymor0965App Store自动审核入库第三方评价★ 5 / 5
原文

PERFORMANCE

So far so Good I won’t lie I’m so so impressed. Though I felt disappointed in the till i figured out working it out with the customer care representative. Now I can’t be more proud than I’m at this point.

Andrew JonesTrustpilot已审核入库第三方评价★ 1 / 5
原文

This company truly needs to be…

This company truly needs to be investigated by Government regulators for unfair and deceptive business practices. Very, very poor customer service, Unable to speak with a live person. For numerous months, the company has been non-responsive regarding my refund. They have had ample opportunities to complete and return my refund.

Andrew Keeley2Google Play自动审核入库第三方评价★ 5 / 5
原文

CoinZoom Buy, Spend, Send BTC Google Play review - 5 star

Great card program and low trading fees. Cool that it supports 3 flavors of usdt including usdt trc20. We need Zoom to go to the Moon!

官方回复

Thank you for providing your valuable feedback. Please reach out to us at https://support.coinzoom.com, if you have other suggestions.

juanpablos07App Store自动审核入库第三方评价★ 5 / 5
原文

The Greatest Crypto Exchange Ever!

I have tried so many different exchanges but Coinzoom has always been the best, the customer support is amazing!

wyoman90App Store自动审核入库第三方评价★ 5 / 5
原文

The Best!

Love the clean easy to use app. Fast, lots of great features without all the clutter so common in most finance apps these days!

AmandaTrustpilot已审核入库第三方评价★ 1 / 5
原文

I have used the same Solana deposit…

I have used the same Solana deposit address in my CoinZoom account for about a year without any issues. Recently, I deposited $350 to that address, but the funds never appeared in my account. While checking my Solana wallet history, I tapped the "Receive" button and watched the deposit address change on my screen. I immediately contacted support, but I was told that deposit addresses do not change on their own. That response doesn't match what I experienced. My main concern is that my deposit was sent to the address that had been assigned to my account, and now my $350 is missing. Support has stopped responding, and I have not received a clear explanation or a resolution. I am asking CoinZoom to investigate what happened, explain why the deposit address changed, and either locate my funds or reimburse the missing $350. This has been a very frustrating experience, and I hope the issue is resolved promptly.

官方回复

Hello, we apologize for the frustration this situation caused. We're happy that we got this sorted and the funds are in your account. Please feel free to reach out to our support team if you need any further assistance!

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更新时间：2026/07/12

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