可申请地区
支持申请或可正常开卡使用
41条
- 证据来源
- 官方支持
- 更新时间
- 2026/07/16

最近更新:2026/09/18
Fiat24 Debit Card 是与 Fiat24 多币种现金账户直接连接的 Mastercard 借记卡。用户通过 Arbitrum 钱包中的 Fiat24 NFT 作为账户身份与访问凭证,卡片实际扣取 EUR、USD、CHF 或 RMB 等账户余额;加密资产需要先通过 Crypto Top-up 转换为法币余额后,才能进入卡片支付体系。
Fiat24 的结构不同于普通交易所卡:外部 Web3 钱包主要承担身份签名和持有 Fiat24 NFT 的作用,NFT 对应用户的 Fiat24 账户,而卡片直接连接该账户中的多币种现金余额,并非直接从钱包里的任意加密资产扣款。用户可以通过银行转账补充现金余额,也可将同一钱包地址中的支持加密资产卖出,由系统转换后记入 Fiat24 法币账户。卡片目前仅提供虚拟卡。Fiat24 现处于维护模式,官方明确暂停接受新的账户申请,但现有账户和卡片服务仍保持运行。
比较不同卡片形态与等级的真实费用记录
按住或滑动表格任意区域,左右查看全部卡片;左侧项目保持固定
F Fiat24 Standard Debit Card | F Fiat24 Premium Debit Card | F Fiat24 Ultimate Debit Card | |
|---|---|---|---|
| 卡片类型 | 虚拟卡 | 虚拟卡 | 虚拟卡 |
| 费用 | |||
| 月费 | — | — | — |
| 开卡费 | — | 1,500 四位NFT账户铸造成本1500F24 | 15,000 三位NFT账户铸造成本15000F24 |
| ATM 取现费 | — | — | — |
| 货币转换费 | — | — | — |
| 充值费 | 1% 加密资产转入法币账户 | 0.5% 加密资产转入法币账户 | 0.25% 加密资产转入法币账户 |
| 交易失败费 | — | — | — |
| 奖励 | |||
| 返现 | — | — | — |
| 加密货币返现 | — | — | — |
| 质押奖励 | — | — | — |
| 质押年利率 | — | — | — |
| 欢迎奖金 | — | — | — |
| 推荐奖金 | — | — | — |
| 限制 | |||
| 每日支出限额 | 10,000 EUR 标准卡每日消费上限 | 100,000 EUR 高级卡每日消费上限 | 500,000 EUR 旗舰卡每日消费上限 |
| 每月支出限额 | 20,000 EUR 标准卡每月消费上限 | 200,000 EUR 高级卡每月消费上限 | 1,000,000 EUR 旗舰卡每月消费上限 |
| ATM 取款限额 | — | — | — |
| 卡片网络 |
费用可能因地区、卡片等级和官方政策变化,请以最新官方资料为准。
以下按地区申请状态整理公开资料、官方政策和用户反馈,不构成办卡建议。
支持申请或可正常开卡使用
41条
不支持或受限开户/功能
206条
资料不足,状态待确认
0条
暂无记录
我们正在持续更新中
1、中国大陆:不可申请,Fiat24 及合作钱包已暂停中国大陆新用户开户;现有持卡用户不受影响,可继续使用卡片和账户服务。
2、香港:不可通过 Fiat24 官方入口新申请;现有境外发行卡可在 Mastercard 商户使用,并可绑定兼容的手机支付钱包。
3、澳门:不可通过 Fiat24 官方入口新申请;已持卡用户可用于国际线上消费,线下付款需要使用兼容的数字钱包。
4、台湾:不可通过 Fiat24 官方入口新申请;现有卡片可在 Mastercard 受理商户使用,手机钱包功能取决于设备和钱包地区。
开户前需完成身份验证,以下为当前核验要求与限制说明
是否需要 KYC
是
KYC 等级
完整 KYC
居住证明
需要
NFC 生物识别护照、NFC 国民身份证
自动证件验证约三至十分钟,异常资料进入人工合规复核
ReadID Ready、Sumsub
2026/07/29
查看各类支付场景的支持状态及更新时间,便于您快速了解当前可用性。i
兼容性概览
共 13 项场景支持
12项
不支持
1项
数据更新时间
2026/07/29
钱包支付
更新时间 2026/07/29
钱包支付
更新时间 2026/07/16
钱包支付
更新时间 2026/07/29
现金服务
更新时间 2026/07/29
AI 工具
更新时间 2026/07/29
AI 工具
更新时间 2026/07/29
钱包支付
更新时间 2026/07/29
AI 工具
更新时间 2026/07/29
线下支付
更新时间 2026/07/29
线上购物
更新时间 2026/07/29
钱包支付
更新时间 2026/07/29
订阅服务
更新时间 2026/07/29
钱包支付
更新时间 2026/07/29
基于已核实记录写成的产品评测,结论与更新时间一并列出。
暂无深度评测
这张卡片还没有发布评测。发布后会出现在这里,并在上游数据变化时标记为待更新。
经核实并发布的卡片变化记录,按发生时间排列。
暂无已确认的变化
该卡片还没有已确认并发布的变化记录。新的变化经核实后会出现在这里。
已展示全部 8 条已批准入库、并已匹配当前卡片的评论
Do not use this crypto card service. If you use their card for payments that involve pre-authorization holds, such as hotels, deposits, rentals, or other temporary charges, you will never receive the released funds back. Even when the merchant cancels the hold or processes the refund, the money does not return to your card balance. It simply gets stuck on their side, and they never release it back to you. In practice, this means they are keeping users' money through failed refund and pre-authorization handling. Their support is almost nonexistent. There is no proper official support system, no real ticket handling, and no professional communication channel. The only visible channel is a Telegram group where users are not even allowed to send messages, which already says enough about how they handle customer issues. Even worse, when I reached out to one of their admins named "Kay," she sent me a Google Sites link that looked like a normal support page, but it was actually a phishing page designed to steal user assets. That is not a small issue. That is a major security red flag. The whole brand looks completely broken, unprofessional, and full of scam-like behavior. Maybe the most basic card function works sometimes, but everything else around refunds, support, security, and user protection is terrible.
I’m unable to access my account because of a lost email, and the support team just banned me from Telegram for asking for help. Scammers are everywhere in their group. I demand they close my old account #238371 and release my KYC!」
Who build a bank system which can not pay with xsolla/google play store, I have an online payment bill settled in JPY, just show error in checkout page. Fortunately, the balance in the bank account was not "locked", because I was exchanged USDC to tokens issued by Fiat24 on the blockchain, so I paid transaction fee for take back it. Many thanks for bitget wallet.
I have money on my account my ticket number is #40852390 Nobody answer 3 month It’s scam application
Support is non-existent. AI support in Telegram gets stuck in a loop constantly asking you to post things you've already posted. No replies at all to their email support that the AI tells you to use of you're not happy and their Discord support channel is utterly useless and non-responsive. The Discord channel is also rife with scammers pretending to be support and it appears that nothing is done about them (i.e. blocking them from the channel). I posted giving details about one of these in that channel, but it was totally ignored. Consequently, I have abandoned wanting to use this service altogether and would recommend other potential users to seriously think twice until they at least get their support service up to scratch. UPDATE : And now, they have simply deleted my comment in their support channel complaining about lack of support, without even acknowledging the original support request. At this stage, I would advise people to stay well clear of them.
Worst service ever !
In the crypto era you simply can not expect people will wait for a slow -only business days- regular transfer. Update: SEPA transfer made on October 2nd within the EU not received as of October 10th. First line support is done by a Telegram chatbot, did not help. E-mail Support not answered in 24 hours. Definitely I don't recommend. Update: I requested a SEPA transfer to SEPA country and they made a TARGET2 one, eating 50€ in fees between the two sides, just atrocious. I haven't any single warning that the transfer was under TARGET which is a non-sense because it was a small amount. No reply for two weeks... December Update: No reply for two months, no fee return, no nothing...
Holding money without any reason!
更新时间:2026/07/17
暂无风险因素