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GGnosis Pay Card logo

Gnosis Pay Card

最近更新:2026/09/16

Gnosis Pay Card 是与 Safe Smart Account 连接的自托管稳定币 Visa 借记卡。用户将 EURe、GBPe 或 USDCe 存入个人控制的 Gnosis Pay Safe 后,即可通过虚拟卡、实体卡或移动钱包完成线上购物、线下消费和 ATM 取现。消费发生时,对应稳定币从 Safe 中实时扣除,无需预先转入平台托管账户。卡片面向欧洲及部分拉丁美洲国家居民,并提供以 GNO 发放的消费返现。

无 App Store
提交使用反馈
发卡网络
Visa
产品类型
稳定币支付卡
卡片形态
虚拟卡+实体卡
运营状态
正常运营
KYC 级别
完整 KYC
商业关系
无商业关系
风险分数
70-79
支持资产
USDC/USD/EUR/GBP/EURE/GBPE/USDCE
最近更新
2026/09/16

官方与公司信息

发行方与公司资质概览

已验证program managerVisa Card

Gnosis Pay 在欧洲经济区由葡萄牙注册的 Gnosis P. Tech, Unipessoal Lda 提供服务,其他支持地区主要由英国注册的 Gnosis Pay Co Ltd 运营。欧洲经济区卡片由受立陶宛银行监管的 UAB Monavate 发行,非欧洲经济区卡片由受英国金融行为监管局监管的 Monavate Ltd 发行。Gnosis Pay 担任卡计划管理方和技术服务商,Visa 提供全球受理网络,Paymentology 提供支付处理,Sumsub 负责身份验证。

公司 / 发行方
gnosis Pay(Gnosis Pay Card)
法律名称
gnosis Pay Co Ltd
注册地区
英国(GB)
总部
英国伦敦
公司类型
program manager
核验状态
已验证
发行方官网
官方链接
办卡入口
办卡链接

卡片概览

Gnosis Pay 采用自托管钱包与传统卡组织相结合的支付结构。用户通过自己的签名钱包控制部署在 Gnosis Chain 上的 Safe,卡片仅将 Safe 内指定稳定币作为消费资金来源。欧元区主要使用 EURe,英国使用 GBPe,巴西及其他部分非欧洲地区使用 USDCe;商户仍以普通法币通过 Visa 网络收款。 用户可申请虚拟卡或实体卡,在应用中查看卡号、冻结卡片、调整支出额度和管理交易。线上支付支持 Visa Secure 3DS,实体卡支持芯片、PIN、感应支付和 ATM 取现。Gnosis Pay 负责产品界面、卡计划管理和技术服务,实际卡片由 Monavate 相关持牌机构发行。2026 年6月发生的 Safe 模块漏洞已完成修复,受影响用户资金由 Gnosis 补足,卡片服务随后恢复。

Visa 卡体验地区可用性权益条款变化
i

提示:暂无提示。

卡片形态与费用差异

比较不同卡片形态与等级的真实费用记录

Gnosis Pay Card
卡片类型虚拟卡+实体卡
费用
月费
免费

不收每月卡片管理费

开卡费
免费

当前发卡及配送免费

ATM 取现费
2%

每月前5次或200额度内免费,超出收2%;先达到任一条件即收费

货币转换费
免费

使用Visa实时汇率

充值费
交易失败费
奖励
返现
加密货币返现
5%

1%–5% GNO;持有GNO决定返现等级

质押奖励
质押年利率
欢迎奖金
推荐奖金
限制
每日支出限额
8,000

滚动二十四小时计算;也可为GBPe/USDCe

每月支出限额
ATM 取款限额
500

单次最高250;也可为GBPe/USDCe

卡片网络

费用可能因地区、卡片等级和官方政策变化,请以最新官方资料为准。

地区和语言支持

以下按地区申请状态整理公开资料、官方政策和用户反馈,不构成办卡建议。

可申请地区

支持申请或可正常开卡使用

36

🇧🇷巴西BR🇲🇽墨西哥MX🇩🇪德国DE🇷🇴罗马尼亚RO🇨🇭瑞士CH🇧🇴玻利维亚BO🇱🇹立陶宛LT🇧🇪比利时BE🇸🇪瑞典SE🇫🇮芬兰FI🇲🇹马耳他MT🇱🇺卢森堡LU🇪🇸西班牙ES🇭🇷克罗地亚HR🇩🇰丹麦DK🇨🇾塞浦路斯CY🇳🇴挪威NO🇪🇪爱沙尼亚EE🇮🇹意大利IT🇵🇹葡萄牙PT🇬🇷希腊GR🇨🇴哥伦比亚CO🇭🇺匈牙利HU🇫🇷法国FR🇮🇪爱尔兰IE🇬🇧英国GB🇱🇻拉脱维亚LV🇳🇱荷兰NL🇸🇮斯洛文尼亚SI🇵🇱波兰PL🇮🇸冰岛IS🇱🇮列支敦士登LI🇧🇬保加利亚BG🇦🇷阿根廷AR🇦🇹奥地利AT🇸🇰斯洛伐克SK
证据来源
官方支持
更新时间
2026/07/15

不支持或受限地区

不支持或受限开户/功能

46

🇨🇳中国大陆CN🇺🇸美国US🇳🇬尼日利亚NG🇧🇩孟加拉国BD🇷🇺俄罗斯RU🇯🇵日本JP🇵🇭菲律宾PH🇮🇷伊朗IR🇹🇭泰国TH🇵🇦巴拿马PA🇱🇧黎巴嫩LB🇿🇼津巴布韦ZW🇲🇴澳门MO🇧🇾白俄罗斯BY🇭🇹海地HT🇬🇹危地马拉GT🇺🇾乌拉圭UY🇮🇶伊拉克IQ🇨🇦加拿大CA🇸🇻萨尔瓦多SV🇺🇬乌干达UG🇦🇺澳大利亚AU🇱🇾利比亚LY🇨🇫中非共和国CF🇰🇵朝鲜KP🇨🇺古巴CU🇸🇸南苏丹SS🇵🇾巴拉圭PY🇨🇷哥斯达黎加CR🇸🇴索马里SO🇹🇿坦桑尼亚TZ🇰🇪肯尼亚KE🇦🇪阿联酋AE🇲🇱马里ML🇿🇦南非ZA🇹🇼台湾TW🇲🇾马来西亚MY🇷🇼卢旺达RW🇳🇮尼加拉瓜NI🇸🇾叙利亚SY🇭🇰香港HK🇦🇫阿富汗AF🇭🇳洪都拉斯HN🇬🇭加纳GH🇻🇪委内瑞拉VE🇾🇪也门YE
证据来源
官方限制
更新时间
2026/07/29

未确认地区

资料不足,状态待确认

0

暂无记录

我们正在持续更新中

证据来源
已确认
更新时间
2026/07/29

中国大陆适用性

1、中国大陆:居民不可申请;已持有的有效卡可在接受境外 Visa 的商户使用,境外访客也可绑定微信支付或支付宝,绑卡须通过发卡方验证。

2、香港:居民不可申请;已持卡用户可在接受 Visa 的线上及实体商户使用,Apple Pay 和 Google Pay 资格取决于原发卡地区。

3、澳门:居民不可申请;已持卡用户可在接受境外 Visa 的商户消费,虚拟卡进行线下支付时需通过受支持的移动钱包。

4、台湾:居民不可申请;已持卡用户可在接受 Visa 的线上及实体商户使用,非卡片结算币种交易按 Visa 汇率自动换算。

证据来源
公开资料、官方政策、用户反馈
更新时间
2026/07/29

温馨提示:政策可能随时变动,建议以发卡行最新政策为准。

数据更新于 2026/09/16

KYC 要求

开户前需完成身份验证,以下为当前核验要求与限制说明

是否需要 KYC

需要

KYC 等级

完整 KYC

已通过标准

居住证明

需要

需要

支持证件

护照、国民身份证、驾驶证、居留证

审核时间 / 地区限制

自动验证通常数分钟,人工复核一般需要三至五个工作日

KYC 服务商

Sumsub

更新时间

2026/07/29

支付兼容性

查看各类支付场景的支持状态及更新时间,便于您快速了解当前可用性。i

兼容性概览

共 12 项场景

支持

12

不支持

0

数据更新时间

2026/07/29

钱包支付

支付宝

支持

更新时间  2026/07/29

钱包支付

Apple Pay

支持

更新时间  2026/07/29

现金服务

ATM 取现

支持

更新时间  2026/07/29

AI 工具

ChatGPT

支持

更新时间  2026/07/29

AI 工具

Claude

支持

更新时间  2026/07/29

钱包支付

Google Pay

支持

更新时间  2026/07/29

AI 工具

Midjourney

支持

更新时间  2026/07/29

线下支付

线下刷卡

支持

更新时间  2026/07/29

线上购物

线上购物

支持

更新时间  2026/07/29

钱包支付

PayPal

支持

更新时间  2026/07/29

订阅服务

订阅支付

支持

更新时间  2026/07/29

钱包支付

微信支付

支持

更新时间  2026/07/29

深度评测

基于已核实记录写成的产品评测,结论与更新时间一并列出。

暂无深度评测

这张卡片还没有发布评测。发布后会出现在这里,并在上游数据变化时标记为待更新。

最近变化

经核实并发布的卡片变化记录,按发生时间排列。

暂无已确认的变化

该卡片还没有已确认并发布的变化记录。新的变化经核实后会出现在这里。

用户评论

37

展示最新 10 条已批准入库、并已匹配当前卡片的评论

最新优先
Alfonso NennaTrustpilot已审核入库第三方评价★ 3 / 5
原文

My account is deactivated and support…

My account is deactivated and support is too slow to respond.

StevenTrustpilot已审核入库第三方评价★ 1 / 5
原文

After card top up balanced dropped to ZERO the next day without any succesful purchases

I hereby give GnosisPay just 1 star due to a very poor first experience and lack of support. After receiving an email on June 9 stating that the Gnosis Card services were restored after a period of disruption, I decided to use the card for the first time on June 12. I transferred $23 from my non-custodial wallet to the ZEAL app, and then the funds were successfully received and converted to my GnosisPay VISA balance (over €20 visible in the app). However, when attempting to make a payment, the transaction failed due to “insufficient funds”, despite the available balance. The next day, I tried using the card in a supermarket, but all payment attempts with it failed again. When I checked the app afterward, my VISA balance had dropped to zero without any transaction history or explanation. I contacted support via the ZEAL app and received - after waiting for about a week - a generic response referring to a previous card disruption. This was not relevant, as my issue occurred AFTER June 9, when users were explicitly told services were restored. After following up, my support request disappeared entirely from the app without resolution. I once again tried to have this issue solved by GnosisPay by sending an email to their customer support, again explaining my issue in utmost detail (support ticket number 56161). The result after waiting 3 more weeks: NOTHING. No response. No resolution. My 20 euros still gone. Based on this experience, I unfortunately cannot recommend GnosisPay.

Redwane aziTrustpilot已审核入库第三方评价★ 1 / 5
原文

unds blocked for 2 weeks and support nowhere to be found

Frankly unacceptable. I'm waiting for a transaction to be unblocked following an order canceled on the very same day. The merchant clearly confirmed that nothing was charged on their end (normal, as you're only charged upon shipment). It's been over 15 days now that the transaction has been stuck in 'pending'. Yet, it's written in black and white that funds are released after 11 days max if the merchant doesn't validate the transaction... which is exactly the case here. But still nothing, my money is just floating in limbo. The worst part in all this? Customer support doesn't even bother replying to tickets. And on their Discord, even if the guy seems nice and well-meaning, he is completely useless and can't unblock a single thing. Customer service is total garbage and management is a complete disaster. Stay away, there are way better crypto payment options out there ticket: 56895

salvatore torregrossaTrustpilot已审核入库第三方评价★ 5 / 5
原文

Mi trovo molto bene!!!

Jordan xuTrustpilot已审核入库第三方评价★ 1 / 5
原文

Poor customer sevice

Poor customer sevice. I have left several messages in zeal app but no reply for two weeks. Avoid

官方回复

Hi Jordan. I am sorry to hear it . Could you please let us know the ticket numbers and we will investigate or please sent an email to help@gnosispay.com with the subject line to include Trust Pilot . We are here to help .

Alex CoteanuTrustpilot已审核入库第三方评价★ 4 / 5
原文

KYC and Zeal

hello guys, please helpe with some issues on Gnosispay, i have sent you 2 emails by now and opened a lot of chats, but no answers. i really need your help. i am logged off of Gnosis and I can't do the KYC step because of camera and I also have issues with a wallet in Zeal! I hope you see this message and give me a hand! thank you!!!

官方回复

Hi Alex. I am sorry to hear it . Please can you reach out to our support on help@gnosispay.com and add Trust Pilot to the email subject / title and if you have them any previous ticket numbers you already sent.

FedericoTrustpilot已审核入库第三方评价★ 1 / 5
原文

Unable to access roughly €400 of my own funds

I want to be fair and factual, so I'll stick to what has actually happened. For over a week I have been unable to withdraw approximately €400 from my Gnosis Pay account. Both available routes are broken: "Skip Expired" consistently fails with an RPC rate-limit error on skipExpired(), and the /withdraw-legacy "Send to my new Safe" transaction reverts every time, leaving my legacy funds stranded. I raised a support case more than a week ago and have yet to receive any meaningful reply. Through chat, agents engage briefly and then abandon the conversation without a resolution. I appreciate that technical issues happen — what concerns me is the combination of blocked funds and unresponsive support. When a customer cannot reach their own money and cannot get help, trust erodes quickly. I would gladly revise this review upward the moment my funds are released and my case is properly handled. Until then, I cannot in good conscience recommend Gnosis Pay.

官方回复

Hi Federico. I am sorry for our delayed responses in replies . We have been exceptionally busy, but we are replying to everyone. I believe I have replied to your support enquiry email and this should be resolved now .

Lala LaalTrustpilot已审核入库第三方评价★ 1 / 5
原文

Support isn't responding.

I would like to have my account deleted because I created it years ago and have forgotten all my login details, and now I need a new account. I contacted support via chat two weeks ago, but I haven't received a response yet. That's why I'm only giving it one star.

官方回复

Good morning Lala. I am sorry to hear your message has not been answered. Please can you either let us know the ticket number or create a new message and include Trust Pilot in the message. We will be happy to help by either trying to save your old account or deactivating it so you can set it up again .

NikiTrustpilot已审核入库第三方评价★ 5 / 5
原文

I really enjoy gnosis

I really enjoy gnosis, the app is simple and has everything needed, I currently have 4% cashback and really enjoy it, yes they have some issues but compared to other crypto banks I'd say it's the best one. Love it.

Lorenzo PicchiTrustpilot已审核入库第三方评价★ 1 / 5
原文

Their site doesn't work

Their site doesn't work, i cannot access to my card dashboard, no customer service, only bots.

官方回复

Hi Lorenzo. I am sorry to hear. If you are still having access issues do reach out to us. You can do so by asking the bot and reference Trust Pilot in the message. We are here to help . We also have a several partner apps as alternative (and often better ways) to connect with your gnosis pay card. https://www.gnosis.io/pay/partner-apps

风险因素

更新时间:2026/07/15

暂无风险因素