可申请地区
支持申请或可正常开卡使用
220条
- 证据来源
- 官方支持
- 更新时间
- 2026/08/13

最近更新:2026/09/14
Jam Card 是 JAM Platform LLC 提供技术入口的加密预付卡产品,与 Jam 非托管加密钱包结合使用。用户保留钱包私钥控制权,可使用 USDT 为美元虚拟卡余额充值,再通过 Mastercard 网络完成日常消费。产品支持 Apple Pay、Google Pay,面向跨境线上购物、订阅和实体商户移动支付场景,当前无固定月费,并以快速虚拟发卡和多链 USDT 充值作为主要特点。
Jam 将非托管多链钱包与支付卡整合在同一应用中,钱包支持 Bitcoin、Ethereum、USDT、XRP、Solana、TRON 等资产及超过 1,000 种代币,用户自行控制私钥。卡片本身采用预充值模式,主要通过 TRC20、ERC20、BEP20、Polygon 和 Arbitrum 网络的 USDT 转入卡片可消费余额,再以美元余额完成 Mastercard 商户结算。Jam 还提供用户间 P2P、加密资产兑换以及 TRON Gasless 功能。当前正式产品为虚拟卡,可连接 Apple Pay 和 Google Pay;官网同时表示未来计划在 Card Marketplace 增加更多卡片类型。
比较不同卡片形态与等级的真实费用记录
J Jam Card | |
|---|---|
| 卡片类型 | 虚拟卡 |
| 费用 | |
| 月费 | 免费 无月度维护费用 |
| 开卡费 | 21 USD 发行费用 |
| ATM 取现费 | — |
| 货币转换费 | 2.5% 非美元交易适用,费率1.5%–2.5% |
| 充值费 | 0.5 + 3% 加密充值及处理费,3% + 0.5% |
| 交易失败费 | 0.5 USD 失败交易固定收费 |
| 奖励 | |
| 返现 | — |
| 加密货币返现 | — |
| 质押奖励 | — |
| 质押年利率 | — |
| 欢迎奖金 | — |
| 推荐奖金 | — |
| 限制 | |
| 每日支出限额 | 250,000 USD 官网标示每日上限 |
| 每月支出限额 | — |
| ATM 取款限额 | — |
| 卡片网络 |
费用可能因地区、卡片等级和官方政策变化,请以最新官方资料为准。
以下按地区申请状态整理公开资料、官方政策和用户反馈,不构成办卡建议。
支持申请或可正常开卡使用
220条
不支持或受限开户/功能
22条
资料不足,状态待确认
0条
暂无记录
我们正在持续更新中
1、中国大陆:不可申请,现行 Jam Card 发卡覆盖名单不包含中国大陆;可在中国大陆部分支持境外 Visa/Mastercard 的线上及线下商户使用,但受商户收单网络、境外虚拟卡及发卡方风控限制;支付宝、微信支付绑卡兼容性尚无 Jam 官方明确保证。
2、香港:可申请,中国香港已列入 Jam Card 支持地区;成功取得 Mastercard 虚拟卡后,可用于符合规则的线上商户及移动钱包消费。
3、澳门:可申请,中国澳门已列入当前支持地区;完成卡片申请后可使用 Mastercard 虚拟卡进行网络消费和兼容移动钱包付款。
4、台湾:可申请,中国台湾已列入当前支持地区;发卡后可在 Mastercard 受理商户进行线上消费,并可通过兼容移动钱包线下支付。
开户前需完成身份验证,以下为当前核验要求与限制说明
是否需要 KYC
是
KYC 等级
分级 KYC
居住证明
需要
护照、驾驶执照
基础验证流程较快,增强身份与合规检查可转入人工复核
SumSub、CipherBC
2026/08/13
查看各类支付场景的支持状态及更新时间,便于您快速了解当前可用性。i
兼容性概览
共 12 项场景支持
11项
不支持
1项
数据更新时间
2026/08/13
钱包支付
更新时间 2026/08/13
钱包支付
更新时间 2026/08/13
现金服务
更新时间 2026/08/13
AI 工具
更新时间 2026/08/13
AI 工具
更新时间 2026/08/13
钱包支付
更新时间 2026/08/13
AI 工具
更新时间 2026/08/13
线下支付
更新时间 2026/08/13
线上购物
更新时间 2026/08/13
钱包支付
更新时间 2026/08/13
订阅服务
更新时间 2026/08/13
钱包支付
更新时间 2026/08/13
基于已核实记录写成的产品评测,结论与更新时间一并列出。
暂无深度评测
这张卡片还没有发布评测。发布后会出现在这里,并在上游数据变化时标记为待更新。
经核实并发布的卡片变化记录,按发生时间排列。
暂无已确认的变化
该卡片还没有已确认并发布的变化记录。新的变化经核实后会出现在这里。
展示最新 10 条已批准入库、并已匹配当前卡片的评论
scam team and Developers, they will drain your wallet if you deposit on the app, I don't recommend it
Great experience with Jam so far I’ve had a really positive experience with Jam. The platform is simple and easy to understand, even if you don’t want to spend a lot of time figuring out complicated crypto products. I especially like the combination of the non-custodial wallet and the card — having everything in one place makes using crypto for everyday payments much more convenient. The interface is clean, the onboarding is straightforward, and transactions are easy to follow. There are still some areas that could be improved, especially adding more features and payment options as the platform grows. But overall, Jam feels like a product that is actually focused on making crypto more practical for everyday use. Definitely worth trying. Looking forward to seeing how the platform develops.
Easy to use. Good support in the app, they help with all questions about the app. The iOS app works very smoothly, it's easy to issue a card and top it up.
No KYC, unlimited spend and Apple Pay - that's their first card. Card is in USD. Topping up from stables costs around ~4.2% + Gas Fees, which is the main thing to know going in, but you're paying for the privacy here. The good: - Non-custodial + no KYC combo - Unlimited daily spend - Apple Pay - Available in 200+ countries - Fast replies from in-app support The bad: - Only USDT and BSC-USD for now - No physical card yet - Once you load money you can't take it back out - Apple Pay has a fee of 0.2% - Just launched so still ironing out some things
I can see what places are jam friendly its great and has so many disability options which is really good
I can’t create an account. Every time I try, the username I choose is rejected, but there’s no prompt to say why. So I have no idea how to correct the error. My chosen username is not offensive, so I don’t understand why it’s rejected. Deleted the app. 😒
Love it i got social anxiety it will make it better when i go on trains
Please be patient card. Much needed when it’s hard to communicate.
I have more than one hidden disability but can’t use the app to simply show this. I have to keep changing it.
Trialling app as I work with people with a range of needs. The options are tricky to select. Need a wider range of options. Can’t find a speech option. Great idea but needs some work
更新时间:2026/08/13
暂无风险因素