可申请地区
支持申请或可正常开卡使用
17条
- 证据来源
- 官方支持
- 更新时间
- 2026/08/13

最近更新:2026/09/14
Kolan Card 是 Kolan 提供的 Visa 虚拟支付卡,面向跨境收款、稳定币资产管理及国际消费场景。用户可在 Kolan 账户中接收美元、欧元和英镑,持有稳定币余额并创建虚拟卡消费。其国际消费者方案采用数字资产担保结构,消费额度与符合条件的担保资产价值关联,可用于线上购物、订阅及通过兼容移动钱包进行日常支付。
Kolan 是 Hurupay 于 2026 年 8 月完成品牌升级后的现行名称,法律主体继续由 Hurupay Inc. 承担,原有协议和业务关系持续有效。当前平台将法币收款、稳定币余额、加密资产服务和 Visa 卡支付整合在同一账户体系中。用户可以通过银行渠道、加密资产等方式向账户转入资金,再创建 Virtual USD Card 消费。国际消费者卡采用担保账户结构,可连接支持区块链的钱包,以数字资产作为担保并形成动态消费额度;美国消费者则适用独立的 Kolan 信用卡账户条款。卡片可通过 Visa 网络进行国际消费,但申请国家、交易地区、商户类别及高风险用途均受现行合规政策限制。
这张卡片暂时没有可展示的使用规模数据。数据补充后会在这里显示。
比较不同卡片形态与等级的真实费用记录
K Kolan Virtual USD Card | |
|---|---|
| 卡片类型 | 虚拟卡 |
| 费用 | |
| 月费 | 免费 账户无月维护费 |
| 开卡费 | 免费 可免费创建 |
| ATM 取现费 | 1 USD + 0.65% 国际卡ATM取现 |
| 货币转换费 | 3% 国际方案非美元交易 |
| 充值费 | — |
| 交易失败费 | 0.6 USD ATM拒绝交易收费 |
| 奖励 | |
| 返现 | — |
| 加密货币返现 | — |
| 质押奖励 | — |
| 质押年利率 | — |
| 欢迎奖金 | — |
| 推荐奖金 | — |
| 限制 | |
| 每日支出限额 | — |
| 每月支出限额 | — |
| ATM 取款限额 | — |
| 卡片网络 |
费用可能因地区、卡片等级和官方政策变化,请以最新官方资料为准。
以下按地区申请状态整理公开资料、官方政策和用户反馈,不构成办卡建议。
支持申请或可正常开卡使用
17条
不支持或受限开户/功能
15条
资料不足,状态待确认
0条
暂无记录
我们正在持续更新中
1、中国大陆:不可申请;现行政策禁止中国大陆居民申请,但中国大陆不在禁止消费地区名单,已持卡用户可在符合条件的 Visa 受理商户使用。
2、香港:可申请;适用美国境外消费者卡方案,完成身份验证后可进行线上消费,并可通过兼容移动钱包在 Visa 受理商户付款。
3、澳门:可申请;适用美国境外消费者卡方案,完成身份验证后可进行国际线上消费,并可在符合条件的 Visa 受理场景使用。
4、台湾:可申请;适用美国境外消费者卡方案,完成身份验证后可进行线上消费,并可通过兼容移动钱包在 Visa 受理商户付款。
开户前需完成身份验证,以下为当前核验要求与限制说明
是否需要 KYC
是
KYC 等级
完整 KYC
居住证明
需要
护照、国民身份证、驾驶执照
自动审核通常数分钟,人工合规复核按三日正常上限计
未披露
2026/08/13
查看各类支付场景的支持状态及更新时间,便于您快速了解当前可用性。i
兼容性概览
共 12 项场景支持
12项
不支持
0项
数据更新时间
2026/08/13
钱包支付
更新时间 2026/08/13
钱包支付
更新时间 2026/08/13
现金服务
更新时间 2026/08/13
AI 工具
更新时间 2026/08/13
AI 工具
更新时间 2026/08/13
钱包支付
更新时间 2026/08/13
AI 工具
更新时间 2026/08/13
线下支付
更新时间 2026/08/13
线上购物
更新时间 2026/08/13
钱包支付
更新时间 2026/08/13
订阅服务
更新时间 2026/08/13
钱包支付
更新时间 2026/08/13
查看这张卡片的编辑评测、结论和最近更新时间。
暂无深度评测
这张卡片暂未发布评测;发布后会显示在这里。
经核实并发布的卡片变化记录,按发生时间排列。
暂无已确认的变化
该卡片还没有已确认并发布的变化记录。新的变化经核实后会出现在这里。
展示最新 10 条已批准入库、并已匹配当前卡片的评论
They have a good customer care service. I complained about USD migration not working and I was attended to in no time
Hi Kolan Support Team, I am requesting urgent assistance with my Kolan account. I normally log in using my email address and password. However, when I opened the app today, I was unexpectedly asked to enter a six-digit authenticator code. I have never set up an authenticator app, so I cannot provide the requested code. I am now completely locked out of my account, and my salary has already been deposited into it.
We apologise for the difficulties you experienced while registering with us. If you would like some assistance or additional information, please contact us via hello@kolan.xyz and we will be happy to help you further.
Customer chat replied in less than 10 min. and fixed the problem immediately.
‼️‼️‼️ Money was deposited into my account weeks ago, but it has never reflected. Their support keeps ignoring my inquiries and giving me the runaround without any resolution. If you value your hard-earned money, AVOID THIS WANNABE FINTECH AT ALL COSTS! ‼️‼️‼️
Haven't logged-in since last year when the app name was still hurupay. Then when I logged in a few days ago, my account got a flag as exceeds risk tolerance and I couldn't use any of the app features except for customer support but nobody is replying to the messages anyway. Worst part is I still have about 2,000 USD in the account and they just won't reply to my message in kolan app or even when I sent them an email. I'm still waiting for the reply but my hope ain't high. What a scam!
Abis berubah nama, minta update KYC, waduh susahnya bossss. Padahal dlu pas masih Hurupay, semuanya lancar² aja. kata CS disuruh nunggu, nunggu gatau sampe kapan. hadeh.
Hi Panji, we have responded to your inquiry via email. Kindly check your email for our response. If you have any further questions, please feel free to contact us at hello@kolan.xyz.
I didn't download any kolan app and never signed up via any means. Why then are you guys sending me an email to complete my KYC? This looks so suspicious. Please don't fall for their tricks. Shalom!!!
Hi, we send emails to all users who have previously signed up on our platform. Kindly double-check the email address you used to register.
Unprofessional Service. I submitted my KYC 10 days ago and it still pending. I emailed multiple times. Only 1 reply says its under review please wait. I sent them message 4 days ago, still no response. After deep research I seen it oprate by only 4 peoples. Such as unprofessional system, feel red flag scammy system. Also if you check reviews most of are paid reviews here.
Hi, we'd like to understand the issue and help you with it. Kindly share your details at hello@kolan.xyz. We will check and get back to you on this.
been using it fine until we get the kyc update.. agent kept saying my account is already approved and verified. but until now it still says "verifying account on the app". my money is stuck i can't withdraw.
Hi. Your case is still under review. Please monitor your email for any updates to easily track the status. Thank you
They told me they would pay me if I gave them a five star review. Now they haven't paid me and I've decided to tell the truth. In my opinion, they are trying to do something dishonest by giving fake reviews. You should be careful with your money.
Hi, We would like to chat with you with regards to your experience with us. Please contact us at hello@kolan.xyz.
更新时间:2026/08/13
暂无风险因素
以下回答整理自本页已发布的卡片记录。
我们记录的 Kolan Card 认证要求为:完整 KYC。证件和审核细节见本页「KYC 要求」。
Apple Pay:支持;Google Pay:支持。
我们记录到 Kolan Card 支持:USDT和USDC。
Kolan Card 提供:虚拟卡。
我们记录到 17 个国家或地区可用、15 个受限。逐个国家的状态见本页「地区和语言支持」。
Kolan Card 由 HuruPay( Kolan) 运营,卡组织为 Visa。