可申请地区
支持申请或可正常开卡使用
168条
+ 展开其余 160 条- 收起其余 160 条
- 证据来源
- 官方支持
- 更新时间
- 2026/07/29

最近更新:2026/07/29
Moon Cards 是 Moon LLC 提供的加密资产虚拟预付卡产品,当前包括可重复补充 Moon Credit 的 Moon X Card,以及一次性装载余额的 Moon 1X Card。用户可使用 BTC、USDT 或 USDC 购买美元计价的 Visa 虚拟卡,在支持预付卡的线上商户消费。基础账户使用电子邮箱注册,部分商户、退款或高风险交易需要完成增强身份验证。
Moon 采用“加密资产购买平台余额或预付卡”的支付结构。用户先通过 BTC 链上交易、Bitcoin Lightning、TRON 网络 USDT 或 Polygon 网络 USDC 购买 Moon Credit,随后使用 Moon X Card 共享该余额;Moon 1X Card 则在购买时一次性确定金额,发行后不能再次充值。 Moon X Card 有效期三年,可在一百三十多个国家和地区的合资格线上商户使用,适合多次消费和订阅付款。Moon 1X Card 有效期两个月,单卡金额为5至1,000美元,主要面向美国线上商户。两款卡目前均不支持 Apple Pay、Google Pay、实体刷卡或 ATM 取现。Moon Credit 不是银行存款,不受政府存款保险保护,账户异常时平台可限制余额、卡片或退款功能。
不同卡片形态与等级的费用结构对比,固定费用项目横向查看
按住或滑动表格任意区域,左右查看全部卡片;左侧项目保持固定
M Moon X Card | M Moon 1X Card | |
|---|---|---|
| 卡片类型 | 虚拟卡 | 虚拟卡 |
| 费用 | ||
| 月费 | 免费 不收月度维护费用 | 免费 不收月度维护费用 |
| 开卡费 | 2.99 USD + 1% 首张免费;后续2.99 USD。消费1%,最低1美元 | — |
| ATM 取现费 | — | — |
| 外汇费 | 免费 不收境外交易费用 | — |
| 充值费 | — | — |
| 交易失败费 | 0.5 USD 三十日超二十次收取 | 0.5 USD 三十日超二十次收取 |
| 奖励 | ||
| 返现 | — | — |
| 加密货币返现 | — | — |
| 质押奖励 | — | — |
| 质押年利率 | — | — |
| 欢迎奖金 | — | — |
| 推荐奖金 | — | — |
| 限制 | ||
| 每日支出 | — | — |
| 每月支出 | 4,000 USD 所有Moon卡合计 | 4,000 USD 所有Moon卡合计 |
| ATM 取款 | 0 USD 禁止现金提取 | 0 USD 禁止现金提取 |
| 卡片网络 |
不同形态费用可能因地区、卡片等级和官方政策变化,请以最新官方资料为准。
以下按地区申请状态整理公开资料、官方政策和用户反馈,不构成办卡建议。
支持申请或可正常开卡使用
168条
不支持或受限开户/功能
20条
资料不足,状态待确认
0条
暂无记录
我们正在持续更新中
1、中国大陆:居民不可注册并购买卡片,但部分商户和退款会触发增强身份验证;卡片仅支持线上 Visa 支付,不支持微信支付或支付宝绑卡。
2、香港:居民可注册并购买 Moon X 或 Moon 1X Card,可用于接受 Visa 预付卡的线上商户,但移动钱包和 ATM 功能均不支持。
3、澳门:居民可注册并购买卡片,可用于国际线上商户;部分商户会因境外卡、账单地址或预付卡风控拒绝交易。
4、台湾:居民可注册并购买卡片,可用于支持 Visa 预付卡的线上商户;高风险商户和退款可能要求完成增强身份验证。
1、中国大陆:居民不可注册并购买卡片,但部分商户和退款会触发增强身份验证;卡片仅支持线上 Visa 支付,不支持微信支付或支付宝绑卡。
2、香港:居民可注册并购买 Moon X 或 Moon 1X Card,可用于接受 Visa 预付卡的线上商户,但移动钱包和 ATM 功能均不支持。
3、澳门:居民可注册并购买卡片,可用于国际线上商户;部分商户会因境外卡、账单地址或预付卡风控拒绝交易。
4、台湾:居民可注册并购买卡片,可用于支持 Visa 预付卡的线上商户;高风险商户和退款可能要求完成增强身份验证。
开户前需完成身份验证,以下为当前核验要求与限制说明
是否需要 KYC
是
KYC 等级
分级 KYC
居住证明
不需要
不适用
基础账户无需审核,增强身份复核最长可达五个工作日
未披露
2026/07/29
查看各类支付场景的支持状态及更新时间,便于您快速了解当前可用性。i
兼容性概览
共 12 项场景支持
6项
不支持
6项
数据更新时间
2026/07/29
线上购物
更新时间 2026/07/29
钱包支付
更新时间 2026/07/29
钱包支付
更新时间 2026/07/29
钱包支付
更新时间 2026/07/29
订阅服务
更新时间 2026/07/29
AI 工具
更新时间 2026/07/29
AI 工具
更新时间 2026/07/29
AI 工具
更新时间 2026/07/29
线下支付
更新时间 2026/07/29
现金服务
更新时间 2026/07/29
钱包支付
更新时间 2026/07/29
钱包支付
更新时间 2026/07/29
展示最新 10 条已批准入库、并已匹配当前卡片的评论
PayWithMoon locked my $60 for months – forced verification and no refund! Review text: I have been trying to withdraw my $60 Moon Credit balance for several months now, but the withdrawal option remains inactive. When I try to request a BTC refund, it takes me to the “Verify account” page. I followed the instructions, submitted my government ID, and the status changed to “In review”. Since then, there has been zero progress and no response from support. I have contacted support multiple times with no useful reply. This service used to work without heavy KYC, but now they are holding my small balance hostage and forcing full verification just to get my own money back. This experience is extremely frustrating and unacceptable for such a small amount. Poor communication and very slow (or non-existent) refund process. I do not recommend this service. Be careful — your funds can easily get stuck for months.
PayWithMoon 锁定了我的 60 美元数月之久——强制验证且不退款! 评论正文: 我已经尝试提取我的 60 美元 Moon Credit 余额好几个月了,但提现选项仍然不可用。 当我尝试申请 BTC 退款时,页面会跳转到“验证账户”页面。我按照说明操作,提交了我的政府身份证件,状态变为“审核中”。从那以后,没有任何进展,也没有得到客服的回复。 我已多次联系客服,但没有得到任何有用的答复。这项服务以前不需要严格的 KYC 就能使用,但现在他们扣留了我小额余额,并强制要求全面验证才能拿回我自己的钱。 这次经历极其令人沮丧,对于这么小的金额来说是不可接受的。沟通不畅,退款流程非常缓慢(或根本不存在)。 我不推荐这项服务。小心——你的资金很容易被卡住数月之久。
This site is a scamming site. Once you deposite your funds, you can be sure 100% that you can't get your funds back. I asked them to send my funds to the address which I deposited it from, but they refused it and continues to ask me to pass ID verification that has never been asked when depositing funds. This is totally a scamming site and even on Trustpilot, their response are all the same. "We understand this situation is frustrating. Once the required account verification is completed, refunds are processed in accordance with our policies." Please don't use this platform. It's 100% scam
这个网站是一个诈骗网站。 一旦你存入资金,你可以100%确定你无法拿回你的资金。 我要求他们将我的资金发送到我存入资金的地址,但他们拒绝了,并继续要求我通过身份验证,而在存入资金时从未要求过这个验证。 这完全是一个诈骗网站,即使在Trustpilot上,他们的回复都是一样的。 "我们理解这种情况令人沮丧。一旦完成所需的账户验证,退款将按照我们的政策处理。" 请不要使用这个平台。这是100%的骗局。
Scam they steal your money based on fake reasons this is their business plan
骗局,他们基于虚假理由偷走你的钱,这就是他们的商业模式
Hello yes my friend is Myanmar
你好,是的,我的朋友是缅甸人
this company is very wicked , too my money since 2 years now , no means to refund me
这家公司非常邪恶,两年来一直拿我的钱,没有办法退款给我
Hi Emmanuel, we've requested account details through Trustpilot so we can identify your account and resolve your issue. Can you please reply to the information request in Trustpilot?
I sent like 20$ to use my card and it's been stuck on pending for a whole day!
我转了大约20美元到我的卡上,但已经一整天都处于待处理状态!
Hi, we've requested account details through Trustpilot so we can identify your account and resolve your issue. Can you please reply to the information request in Trustpilot?
This platform is extremely frustrating to deal with. Pay With Moon feels unreliable, especially when it comes to handling funds and resolving account issues. Even after following all required procedures and completing verification, problems were not properly addressed. Support responses are vague, and updates are either delayed or отсутств clear resolution. Instead of providing proper assistance, communication feels unresponsive and dismissive, leaving the situation unresolved for far too long.
这个平台处理起来极其令人沮丧。Pay With Moon 感觉不可靠,尤其是在处理资金和解决账户问题方面。即使遵循了所有要求的程序并完成了验证,问题也没有得到妥善解决。支持回复含糊不清,更新要么延迟,要么缺乏明确的解决方案。沟通感觉不响应且轻蔑,而不是提供适当的帮助,导致问题长时间得不到解决。
Hi Jeanna, we've requested account details through Trustpilot so we can identify your account and resolve your issue. Can you please reply to the information request in Trustpilot?
I've been suspended by this company, they have frozen my assets and their customer support is not responding clearly. They send you links very late and then they claim that it has been expired because of their own delay. It's been 5-6 month since they restricted my access and not answering my emails. I've used it for couple of months, it was doing good, but you can expect them to freeze you anytime they wish without any clear reason.
我被这家公司暂停了账户,他们冻结了我的资产,而且他们的客户支持没有明确回应。 他们很晚才给你发链接,然后声称链接因为他们的延迟而过期了。自从他们限制我的访问权限以来已经5-6个月了,而且他们没有回复我的邮件。 我用了几个月,之前还好好的,但你可以预料到他们随时可能没有任何明确理由就冻结你。
Hi John, we've requested account details through Trustpilot so we can identify your account and resolve your issue. Can you please reply to the information request in Trustpilot?
This platform is terrible. I had legitimate funds from my wallet in my account, and I didn’t do anything against their policies as described on the website, but my funds are frozen. I went through KYC verification TWICE! But they say they’re working on it and are just ignoring me!
这个平台太糟糕了。我的账户里有来自钱包的合法资金,我没有违反他们网站上描述的任何政策,但我的资金被冻结了。我经历了两次KYC验证!但他们说正在处理,却只是在无视我!
I used PayWithMoon, but my account was suspended. Support told me: “This account was suspended for violating Moon’s terms, including around merchant abuse. This decision is final.” They refuse to explain what I allegedly did wrong. No specific Terms section, no transaction IDs, no merchant names, no dates - just a vague “merchant abuse” statement. The response I received was basically “final decision,” with no transparent dispute/appeal process and no clear refund procedure.
我使用了PayWithMoon,但我的账户被暂停了。客服告诉我:“该账户因违反Moon的条款而被暂停,包括涉及商户滥用。此决定为最终决定。”他们拒绝解释我据称做错了什么。没有具体的条款部分,没有交易ID,没有商户名称,没有日期——只有一句模糊的“商户滥用”声明。我收到的回复基本上是“最终决定”,没有透明的争议/申诉流程,也没有明确的退款程序。
更新时间:2026/07/14
暂无风险因素