可申请地区
支持申请或可正常开卡使用
179条
- 证据来源
- 官方支持
- 更新时间
- 2026/08/14

最近更新:2026/09/14
MPCVault Card 是 MPCVault 面向 Web3 企业、基金、交易团队和其他机构客户推出的 Visa 企业加密支付卡。企业完成 KYB 后,可使用 Ethereum、Polygon 或 Solana 网络的 USDC 为卡片账户提供资金,并为不同团队成员创建独立虚拟卡、设置消费额度。卡片可用于全球 Visa 商户、线上订阅、旅行及移动钱包支付,同时保留 MPCVault 多签和企业支出管理能力。
MPCVault Card 建立在 MPCVault 非托管多签钱包和 Rain 发卡基础设施之上。企业的链上资产仍由自身 MPCVault Vault 管理,使用卡片前把 USDC 从企业钱包加载至卡片体系,形成对应消费能力。现行法律条款将 Issuer 描述为实际为商户付款提供信用的一方,因此当前产品结构更接近 USDC 抵押的企业信用卡,而不是直接逐笔扣币的传统借记卡。管理员可创建不限数量的虚拟卡、为员工设置独立限额并统一查看或导出交易记录。当前不提供普通实体卡和 ATM 取现,另有面向 AI Agent 的独立 Agent Card 正处等待名单阶段。
比较不同卡片形态与等级的真实费用记录
按住或滑动表格任意区域,左右查看全部卡片;左侧项目保持固定
M MPCVault Card | M MPCVault Agent Card | |
|---|---|---|
| 卡片类型 | 虚拟卡 | 虚拟卡 |
| 费用 | ||
| 月费 | — | — |
| 开卡费 | 1 USDC 每张发行费用 | — |
| ATM 取现费 | — | — |
| 货币转换费 | 3% 国际交易按地区收取,最高3% | — |
| 充值费 | 3 USDC + 0.5% 每次USDC充值收取3 USDC加0.5% | — |
| 交易失败费 | — | — |
| 奖励 | ||
| 返现 | — | — |
| 加密货币返现 | — | — |
| 质押奖励 | — | — |
| 质押年利率 | — | — |
| 欢迎奖金 | — | — |
| 推荐奖金 | — | — |
| 限制 | ||
| 每日支出限额 | — | 0 USD 可按代理设置消费限制 |
| 每月支出限额 | — | — |
| ATM 取款限额 | 0 USD ATM现金交易被禁止 | — |
| 卡片网络 |
费用可能因地区、卡片等级和官方政策变化,请以最新官方资料为准。
以下按地区申请状态整理公开资料、官方政策和用户反馈,不构成办卡建议。
支持申请或可正常开卡使用
179条
不支持或受限开户/功能
11条
资料不足,状态待确认
0条
暂无记录
我们正在持续更新中
1、中国大陆:支持申请,MPCVault仅向完成KYB的机构账户提供卡片;没有把中国大陆列为禁区,获批Visa卡可用于合规国际商户,支付宝亦为官方支持钱包。
2、香港:企业可申请,须完成公司及受益所有人KYB;获批虚拟Visa卡可用于全球Visa线上商户,并支持Apple Pay、Google Pay和支付宝。
3、澳门:企业可申请,需完成机构KYB和持卡人身份审核;获批后可在接受Visa的线上商户及支持移动钱包的线下场景消费。
4、台湾:企业可申请并完成KYB后创建虚拟卡;台湾未列入MPCVault官方禁止刷卡地区,获批Visa卡可用于线上、移动钱包及正常国际Visa消费。
开户前需完成身份验证,以下为当前核验要求与限制说明
是否需要 KYC
是
KYC 等级
企业 KYC / KYB
居住证明
需要
企业注册文件、政府签发身份证件
企业资料提交后进入KYB及受益所有人筛查,复杂结构和增强合规审核会延长处理。
Rain
2026/08/14
查看各类支付场景的支持状态及更新时间,便于您快速了解当前可用性。i
兼容性概览
共 12 项场景支持
8项
不支持
4项
数据更新时间
2026/08/14
钱包支付
更新时间 2026/08/14
钱包支付
更新时间 2026/08/14
现金服务
更新时间 2026/08/14
AI 工具
更新时间 2026/08/14
AI 工具
更新时间 2026/08/14
钱包支付
更新时间 2026/08/14
AI 工具
更新时间 2026/08/14
线下支付
更新时间 2026/08/14
线上购物
更新时间 2026/08/14
钱包支付
更新时间 2026/08/14
订阅服务
更新时间 2026/08/14
钱包支付
更新时间 2026/08/14
基于已核实记录写成的产品评测,结论与更新时间一并列出。
暂无深度评测
这张卡片还没有发布评测。发布后会出现在这里,并在上游数据变化时标记为待更新。
经核实并发布的卡片变化记录,按发生时间排列。
暂无已确认的变化
该卡片还没有已确认并发布的变化记录。新的变化经核实后会出现在这里。
已展示全部 10 条已批准入库、并已匹配当前卡片的评论
world best mpc+multisig wallet... I'm pleased
I have tested and tested and I am extremely satisfied with the fact that it's a combination of multisig and multi parti computation (MPC), with some technological measures like TSS and ephemeral key sharding... I will always give this app 100 stars if available because I've been researching and testing it since 2024... I've read everything about it blue and black. One love from Africa. I choose to remain anonymous
I tried to transfer Shibu to my BNB MPC Vault through Binance and Binance passed the order to my MPC Vault but I Didn't received it in my MPC Vault so I went to Fred in MPC contact us he is not responding me he's saying u need to enable the BNB chain but it's already enable now Fred is not Responding me my 117000 Shibu is Lost and i don't even got a single Shibu in my vault and I don't recommend to use it My Assets Are lost I have ur assets don't get Lost Thanks 🙏
Its security is very high. It uses the latest encryption technology to ensure that my private keys and passwords are always safe. I can also set a variety of protection measures such as passwords and fingerprint unlocking to ensure the security of my account.
I like this software very much, and it supports everything that other software does not have.
I can manage multiple digital currencies in this app, including Bitcoin, Ethereum, MATIC, etc. This allows me to manage all my digital assets in one place. It's so human!
Good!
I appreciate the wallet's wide range of features, such as multi-sig authentication, and batch transactions. This is a great app
I love MPCVault! Its interface is very easy to use, even for novices. Also, the customer service is excellent, and any issues are answered and resolved on time. Overall, I highly recommend this app.
I've been using MPCVault for a few months now and I'm extremely impressed with the level of security it provides. As a cryptocurrency investor, the safety of my assets is always a top concern. That's why I was attracted to MPCVault's use of multi-party computation, which eliminates single points of failure for private keys. Traditional wallets have been hacked in the past, which is a major worry for anyone holding significant amounts of cryptocurrency. However, with MPCVault, I can rest easy knowing that my assets are protected by some of the most advanced security measures available. I've also been impressed with the team behind MPCVault. They are highly responsive to any questions or concerns I've had, and are always working to improve the security of their platform.
更新时间:2026/08/14
暂无风险因素