最近更新：2026/09/11
Oobit Crypto Card 是连接 Oobit 支付应用与 Visa 网络的虚拟加密支付卡。用户可连接 MetaMask、Trust Wallet、Binance Wallet 等自托管钱包，或使用应用内加密资产余额，在消费时将数字资产即时转换为商户结算货币。卡片支持线上购物、订阅及移动钱包非接触支付，并提供积分、稳定币或指定代币消费奖励。
Oobit Crypto Card 无需将全部资产预先转入独立卡余额。用户完成验证后，可通过 DePay 连接外部自托管钱包，也可向 Oobit 内置钱包转入受支持资产；付款发生前，资产继续保存在原钱包，交易授权后才按消费金额转换为法币并通过 Visa 网络结算。卡片仅提供虚拟形态，可输入卡号完成线上付款，也可加入 Apple Pay 或 Google Wallet 进行线下非接触支付。产品没有循环信用额度或分期借款，实际消费金额由用户持有的加密资产承担，但卡片在支付网络中可按信用卡类别识别，以适配酒店、租车及仅接受信用卡的商户。
比较不同卡片形态与等级的真实费用记录
O Oobit Crypto Card | |
|---|---|
| 卡片类型 | 虚拟卡 |
| 费用 | |
| 月费 | 免费 不收月度持卡费 |
| 开卡费 | 免费 免费创建 |
| ATM 取现费 | — |
| 货币转换费 | 6% 最高3%外汇费＋最高3%跨境费，非美元跨境可叠加 |
| 充值费 | — |
| 交易失败费 | 29 USD 付款退回时收取 |
| 奖励 | |
| 返现 | 0.5% 0.1%–0.5%等值积分，按九十日消费等级 |
| 加密货币返现 | 10% 5%或10%，二级以上指定资产 |
| 质押奖励 | — |
| 质押年利率 | — |
| 欢迎奖金 | 500 USD 首500美元卡费减免，推荐码后六十日内 |
| 推荐奖金 | 50 USD 50美元等值USDT或USDC，三人各消费200美元 |
| 限制 | |
| 每日支出限额 | 10,000 USD 账户限额动态调整 |
| 每月支出限额 | — |
| ATM 取款限额 | — |
| 卡片网络 |
费用可能因地区、卡片等级和官方政策变化，请以最新官方资料为准。
以下按地区申请状态整理公开资料、官方政策和用户反馈，不构成办卡建议。
支持申请或可正常开卡使用
53条
不支持或受限开户/功能
22条
资料不足，状态待确认
0条
暂无记录
我们正在持续更新中
1、中国大陆：不可申请，属于 Oobit 官方不支持地区；境外已发行卡仅可在接受国际 Visa 的商户使用，不能直接绑定微信或支付宝。
2、香港：不可申请，属于 Oobit 官方不支持地区；已持有境外发行卡可在国际 Visa 受理商户支付，账户功能仍受地区限制。
3、澳门：不可正常申请，仅可登记卡片等待名单；已持有境外发行卡可在接受国际 Visa 和移动钱包的商户使用。
4、台湾：可以申请并完成完整身份验证，可使用加密资产在线消费，也可通过 Apple Pay 或 Google Wallet 线下支付。
开户前需完成身份验证，以下为当前核验要求与限制说明
是否需要 KYC
是
KYC 等级
完整 KYC
居住证明
需要
护照、政府签发身份证、驾驶执照
自动验证通常数分钟完成，附加合规检查可延长至24小时
Sumsub
2026/07/30
查看各类支付场景的支持状态及更新时间，便于您快速了解当前可用性。i
兼容性概览
共 12 项场景支持
8项
不支持
4项
数据更新时间
2026/07/30
钱包支付
更新时间 2026/07/30
钱包支付
更新时间 2026/07/30
现金服务
更新时间 2026/07/30
AI 工具
更新时间 2026/07/30
AI 工具
更新时间 2026/07/30
钱包支付
更新时间 2026/07/30
AI 工具
更新时间 2026/07/30
线下支付
更新时间 2026/07/30
线上购物
更新时间 2026/07/30
钱包支付
更新时间 2026/07/30
订阅服务
更新时间 2026/07/30
钱包支付
更新时间 2026/07/30
基于已核实记录写成的产品评测，结论与更新时间一并列出。
暂无深度评测
这张卡片还没有发布评测。发布后会出现在这里，并在上游数据变化时标记为待更新。
经核实并发布的卡片变化记录，按发生时间排列。
暂无已确认的变化
该卡片还没有已确认并发布的变化记录。新的变化经核实后会出现在这里。
展示最新 10 条已批准入库、并已匹配当前卡片的评论
great
Thanks so much for your amazing feedback! 🚀 We're thrilled you had a great experience with Oobit. Your support means the world to us.
It is working, kind of. I can't buy crypto using my card or by SEPA transfer unfortunately though. The fees are also high.
Hi there Nikita, Thank you for taking the time to leave your feedback and review. I wanted to let you know that we have escalated this to our support team, to better assist you with the issue. Should you need additional help faster, please email Support@oobit.com
love my card.
Great to hear you’re enjoying the app! Your support motivates us to keep building and improving.
very very very good services thanks
Great to hear you’re enjoying the app! Your support motivates us to keep building and improving.
best app ever it has saved me. i had crypto but no way to spend it at all. this app made it so easy. i was messed up with no hotel nothing abroad. took me 5 minutes to get my card. put some crypto in and baam i paid my bill
Great to hear you’re enjoying the app! Your support motivates us to keep building and improving.
fire
Thanks so much for your amazing feedback! 🚀 We're thrilled you had a great experience with Oobit. Your support means the world to us.
wonderful app
Thanks so much for your amazing feedback! 🚀 We're thrilled you had a great experience with Oobit. Your support means the world to us.
This finance app is unique in its capabilities. Ideal for people who self-custody their crypto. Send crypto, or link to crypto wallet, and buy online or go shopping with your "smartphone NFC virtual VISA card", using Bitcoin, Litecoin, XRP, Dodge coin or other cryptos. A gem. By sheer luck I accidentally stumbled onto this great app. Still learning, but supposedly 10% cashback if you use their native coin: OOB (Solana) and 5% with USDC.
Great to hear you’re enjoying the app! Your support motivates us to keep building and improving.
nice app
Thanks so much for your amazing feedback! 🚀 We're thrilled you had a great experience with Oobit. Your support means the world to us! 🌟 If you ever need anything, we’re here for you. 🙌
Good
Thanks so much for your amazing feedback! 🚀 We're thrilled you had a great experience with Oobit. Your support means the world to us.
更新时间：2026/08/28
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