可申请地区
支持申请或可正常开卡使用
158条
+ 展开其余 150 条- 收起其余 150 条
- 证据来源
- 官方支持
- 更新时间
- 2026/08/01

最近更新:2026/08/01
PST.NET 是面向个人用户、广告投放人员和企业团队的虚拟卡服务平台,提供以美元或欧元结算的 Visa、Mastercard 虚拟卡。用户可通过加密资产或其他受支持方式存入资金,在网页端、移动应用或浏览器扩展程序中创建卡片,用于线上购物、软件订阅和 Facebook Ads、Google Ads、TikTok Ads、Reddit Ads、Taboola、Outbrain 等广告平台付款。部分方案提供批量开卡、团队管理、消费报表和广告返现。
发行方与公司资质概览
PST.NET(官网: [https://pst.net/](https://pst.net/))是一家专注于为全球数字广告商、媒体购买(Media Buying)团队及个人提供虚拟信用卡(Virtual Credit Cards, VCC)发行服务的金融科技平台(法律主体为 PSTNET FINANCE CORP.)。它旨在通过提供高质量的美国及欧洲银行卡段(BINs),帮助用户解决在大型广告平台(如 Facebook Ads、Google Ads、TikTok Ads)投放时常遇到的支付风控(Risk Payment)问题。
PST.NET 将钱包、资产转换、虚拟卡发行和团队费用管理组合在同一账户中。用户注册并完成身份验证后,可为账户充值,再选择普通消费卡、广告卡或 PST Private 方案创建虚拟卡。卡片支持即时发行、3D Secure、交易记录导出、团队成员管理和卡片余额分配。现行服务条款将卡片定义为由数字资产担保的虚拟预付卡,并说明具体卡片发行及支付服务通过第三方机构完成。官网还展示塑料卡申请入口,但当前主卡片目录未提供具有独立正式名称和完整收费规则的实体卡产品。
不同卡片形态与等级的费用结构对比,固定费用项目横向查看
按住或滑动表格任意区域,左右查看全部卡片;左侧项目保持固定
P PST.NET Ultima Card | P PST.NET Virtual Prepaid Card | P PST.NET Advertising Card | P PST.NET Platinum Advertising Card | P PST.NET PST Private | |
|---|---|---|---|---|---|
| 卡片类型 | 虚拟卡 | 虚拟卡 | 虚拟卡 | 虚拟卡 | 虚拟卡 |
| 费用 | |||||
| 月费 | 16 USD 第二个月开始收取 | 7 USD 第二个月开始收取 | 10 USD 第二个月开始收取 | — | 9 USD 按订阅方案收取 |
| 开卡费 | 16 USD 每张卡发行时收取 | 7 USD 每张收取 | 10 USD 每张广告卡收取 | — | 免费 限合资格卡片类型 |
| ATM 取现费 | — | — | — | — | — |
| 外汇费 | — | — | — | — | — |
| 充值费 | 8% 普通账户充值费率 | 8% 普通账户充值费率 | 8% 普通账户充值费率 | 2% Private账户充值费率 | 2% Private账户费率 |
| 交易失败费 | — | — | — | 免费 Private方案免收 | 免费 拒绝交易不收费 |
| 奖励 | |||||
| 返现 | — | — | — | 3% 广告消费达标后返现 | 3% 广告消费满五千美元 |
| 加密货币返现 | — | — | — | — | — |
| 质押奖励 | — | — | — | — | — |
| 质押年利率 | — | — | — | — | — |
| 欢迎奖金 | — | — | — | — | — |
| 推荐奖金 | 90% 最高90%分成,按收益类别计算 | 90% 最高90%分成,按收益类别计算 | 90% 最高90%分成,按收益类别计算 | 90% 最高90%分成,按收益类别计算 | 90% 最高90%分成,按收益类别计算 |
| 限制 | |||||
| 每日支出 | — | — | — | — | — |
| 每月支出 | — | — | — | — | — |
| ATM 取款 | — | — | — | — | — |
| 卡片网络 |
不同形态费用可能因地区、卡片等级和官方政策变化,请以最新官方资料为准。
以下按地区申请状态整理公开资料、官方政策和用户反馈,不构成办卡建议。
支持申请或可正常开卡使用
158条
不支持或受限开户/功能
34条
资料不足,状态待确认
0条
暂无记录
我们正在持续更新中
1、中国大陆:不支持申请,大陆身份目前无法稳定通过完整KYC;已发行虚拟卡可在接受对应国际卡的境外线上商户使用。
2、香港:不支持申请,出现在PST.NET限制中;已发行虚拟卡可在接受 Visa 或 Mastercard 的线上商户使用。
3、澳门:可申请,支持澳门护照或居民身份证验证;已发行虚拟卡可在接受 Visa 或 Mastercard 的线上商户使用。
4、台湾:可申请, 支持台湾护照或居民身份证验证;平台提供台湾发卡 BIN。
1、中国大陆:不支持申请,大陆身份目前无法稳定通过完整KYC;已发行虚拟卡可在接受对应国际卡的境外线上商户使用。
2、香港:不支持申请,出现在PST.NET限制中;已发行虚拟卡可在接受 Visa 或 Mastercard 的线上商户使用。
3、澳门:可申请,支持澳门护照或居民身份证验证;已发行虚拟卡可在接受 Visa 或 Mastercard 的线上商户使用。
4、台湾:可申请, 支持台湾护照或居民身份证验证;平台提供台湾发卡 BIN。
开户前需完成身份验证,以下为当前核验要求与限制说明
是否需要 KYC
是
KYC 等级
完整 KYC
居住证明
需要
护照、驾驶证、国民身份证、租赁协议、水电账单、电话账单、银行对账单
系统先进行自动身份及生物识别,异常申请转入人工复核
Sumsub
2026/08/01
查看各类支付场景的支持状态及更新时间,便于您快速了解当前可用性。i
兼容性概览
共 12 项场景支持
2项
不支持
10项
数据更新时间
2026/08/01
订阅服务
更新时间 2026/07/15
钱包支付
更新时间 2026/07/15
钱包支付
更新时间 2026/07/15
钱包支付
更新时间 2026/07/15
AI 工具
更新时间 2026/08/01
AI 工具
更新时间 2026/08/01
AI 工具
更新时间 2026/08/01
线上购物
更新时间 2026/07/15
线下支付
更新时间 2026/08/01
现金服务
更新时间 2026/08/01
钱包支付
更新时间 2026/08/01
钱包支付
更新时间 2026/08/01
展示最新 10 条已批准入库、并已匹配当前卡片的评论
amazing thanks
后台 AI 中文翻译待生成
Master for Cards
后台 AI 中文翻译待生成
المغامرات اشتي البطاقه
后台 AI 中文翻译待生成
I paid $100 for an annual card back in January which was then removed from my account for no clear reason. Upon contacting support about this they refused to help, saying they will look into it after I go through a kyc process (why this kyc process wasn't required initially I don't understand - I guess they want to lower the entry barrier to get more purchases). They also add a $10 deposit fee along with 8% of the deposited amount on most crypto deposits which is much more than I expected. I feel scammed. So beware of the hidden fees and the fact they may remove your card and likely force you to complete kyc despite it not being required on signup.
后台 AI 中文翻译待生成
Hello! Thank you for contacting us and for sharing more about your experience with PST. It is important for us to clarify the situation and find the most appropriate solution. KYC verification is mandatory to access our services. It is a regulatory requirement that helps us prevent fraud, financial crime, and unauthorised account access, while also protecting our users. Therefore, all users must complete the verification process before they can use the platform. We do not apply any hidden fees to user accounts. Each card has a fixed top-up fee, a monthly maintenance fee, and an international transaction fee if a payment is made outside the defined region. Other than these charges, no additional commissions apply. If you have noticed any unexpected fees, we kindly ask you to contact our Support team so we can investigate the matter in detail. Regarding card status, cards remain active as long as the renewal fee is paid. However, our security system may temporarily suspend a card if it detects activity that could indicate a potential violation of our Terms of Service. For example, repeated payment attempts that exceed the available card balance may trigger a temporary suspension until the activity is reviewed. If you believe your card was suspended by mistake, please contact our Support team via chat. We will gladly investigate your case and provide further assistance. Once again, we sincerely apologise for the inconvenience you experienced. We appreciate your feedback and look forward to helping you resolve this matter. Best regards, PST Team
Good Card Card
后台 AI 中文翻译待生成
Hello! Thank you for the review, we appreciate your kind words. Best regards, PST Team
achha app he🥰🥰🥰🥰🥰🥰
后台 AI 中文翻译待生成
scammer
后台 AI 中文翻译待生成
Nice 🙂👍🙂👍👍🙂
后台 AI 中文翻译待生成
Hello! Thanks a lot for your feedback. We are always making sure that our users have the best possible experience. Let's keep our cooperation going! Best regards, PST Team
good day God bless you please how work today
后台 AI 中文翻译待生成
[UPDATE - July 3]: After posting this review, Senior Management reached out to me directly. They apologized for how the initial support agent handled the situation and fully refunded the $5.38 fee to my account. I appreciate that they stepped in and resolved the issue professionally. However, I am leaving my original experience below because I still strongly believe the default "Auto-refill" setting is misleading for new users and the platform should change this practice. --- Original Review --- Be very careful when using this platform. I made my very first deposit into my main balance, and without any clear warning or confirmation prompt, their system immediately triggered a default "Auto-refill" setting. It automatically moved my funds into an issued Ultima card. When I realized this automated action and manually moved my funds back to my main balance right away, I was hit with $5.38 in internal transfer fees. In just a few minutes, I lost money to fees for a transaction I never actively initiated. I contacted customer support to request a one-time courtesy refund for these fees since I am a new user and the action was an automated system default. The support agent (Alexis) completely refused, hiding behind their "non-refundable pricing policy" instead of helping a new customer. Setting features to automatically deduct user funds by default is a classic "dark pattern" designed to generate unfair fees. Very disappointing customer service and misleading interface. Proceed with caution.
后台 AI 中文翻译待生成
Hello! Thank you for sharing your feedback and telling us more about your experience with PST. We’re especially pleased to hear that your interaction with our Senior Manager was productive and helpful. We always strive to review each case individually and ensure that every user is heard. We understand that when you first start using the service, some processes may seem unclear and occasionally cause inconvenience. That’s why we’re always open to discussion and, where appropriate, willing to consider exceptions. We’ve also shared your feedback regarding our Support team with the relevant department. Thank you for bringing this to our attention, it helps us continue improving the quality of our service. Delighted that everything was resolved successfully and look forward to a long and productive cooperation with you! Kind regards, PST Team
更新时间:2026/07/15
暂无风险因素