可申请地区
支持申请或可正常开卡使用
152条
- 证据来源
- 官方支持
- 更新时间
- 2026/07/28

最近更新:2026/09/11
RedotPay Card 是 RedotPay 提供的稳定币及加密资产支付卡,用户可将支持的数字资产存入账户,在消费时由系统转换并通过 Visa 网络结算。产品提供 Virtual Card、Physical Card 和面向 Solana 生态的 Solana Card,可用于线上购物、订阅、移动钱包支付、实体商户消费及 ATM 取现,主要面向需要将数字资产用于日常跨境支付的用户。
发行方与公司资质概览
RedotPay是一家总部位于香港的全球顶尖加密货币与稳定币支付金融科技公司。公司由 Michael Gao 与 Jonathan Chan 于 2023 年 4 月创立,核心团队汇聚了来自汇丰、星展等传统银行以及一线互联网与区块链巨头的技术及合规专家。作为行业领先的 Web3 普惠金融倡导者,RedotPay 致力于打破传统金融与数字资产的壁垒。其核心业务围绕加密货币钱包与 Visa 联名卡展开,支持用户将 USDT、USDC、BTC 等资产充值至 App 内,即可通过安全可靠的稳定币通道实现全球线上线下的即时刷卡消费、跨境结算或 ATM 提款。
RedotPay 采用按用户居住地分配卡片计划的方式运营,包括香港 Visa 项目和新加坡 Visa 项目。香港项目通过冻结并转换账户中的数字资产或虚拟账户余额结算卡片交易;新加坡项目则将 RedotPay Card 定义为 Visa 借记卡,可连接托管钱包或智能合约金库。用户完成 KYC 后,可选择虚拟卡、实体卡或 Solana Card,并使用 USDT、USDC、BTC、ETH、SOL 等支持资产消费。自 2026 年 1 月 21 日起,新发行卡片统一使用美元结算;旧卡仍可能保留港币结算。具体消费限额由系统根据用户和卡片计划显示在 App 内。
比较不同卡片形态与等级的真实费用记录
按住或滑动表格任意区域,左右查看全部卡片;左侧项目保持固定
R RedotPay Virtual Card | R RedotPay Physical Card | R RedotPay Solana Card | |
|---|---|---|---|
| 卡片类型 | 虚拟卡 | 实体卡 | 虚拟卡 |
| 费用 | |||
| 月费 | 免费 无管理费及年费 | 免费 无管理费及年费 | 免费 无管理费及年费 |
| 开卡费 | 10 USD Pro月度会员可免 | 100 USD Pro年度会员可免 | 10 USD 一次性申请费用 |
| ATM 取现费 | — | 2% 月超$10,000为3% | — |
| 货币转换费 | 1.2% 非美元交易收取 | 1.2% 非美元交易收取 | 1.2% 非美元交易收取 |
| 充值费 | — | — | — |
| 交易失败费 | — | — | — |
| 奖励 | |||
| 返现 | 18 USD + 3% 仅Pro钱包消费,每月最高18 USDs | 3% 每月最高18 USDs,仅Pro钱包消费 | 18 USD + 3% 仅Pro钱包消费,每月最高18 USDs |
| 加密货币返现 | — | — | — |
| 质押奖励 | — | — | — |
| 质押年利率 | — | — | — |
| 欢迎奖金 | 5 USD 30日内仅用于消费 | 5 USD 30日内仅用于消费 | 5 USD 30日内仅用于消费 |
| 推荐奖金 | — | — | — |
| 限制 | |||
| 每日支出限额 | — | — | — |
| 每月支出限额 | — | — | — |
| ATM 取款限额 | — | — | — |
| 卡片网络 |
费用可能因地区、卡片等级和官方政策变化,请以最新官方资料为准。
以下按地区申请状态整理公开资料、官方政策和用户反馈,不构成办卡建议。
支持申请或可正常开卡使用
152条
不支持或受限开户/功能
42条
资料不足,状态待确认
0条
暂无记录
我们正在持续更新中
1、中国大陆:不可申请,也无法在中国大陆访问 RedotPay App;境外已发行卡仅可按国际 Visa 受理规则使用,账户管理服务不在当地提供。
2、香港:可以申请虚拟卡和实体卡;适用香港 Visa 卡计划,可在线上线下商户消费,实体卡支持 ATM 取现及移动钱包支付。
3、澳门:可以申请虚拟卡和实体卡;已发行卡可在接受 Visa 的线上、线下商户使用,实体卡支持当地兼容 ATM 取现。
4、台湾:可以申请虚拟卡和实体卡;已发行卡可在 Visa 商户、Apple Pay 或 Google Pay 场景使用,实体卡支持 ATM 取现。
开户前需完成身份验证,以下为当前核验要求与限制说明
是否需要 KYC
是
KYC 等级
完整 KYC
居住证明
不需要
国际护照、居民身份证、驾驶证
自动验证通常在数分钟内完成,补充资金来源等资料时需人工审核
Sumsub
2026/07/28
查看各类支付场景的支持状态及更新时间,便于您快速了解当前可用性。i
兼容性概览
共 12 项场景支持
11项
不支持
1项
数据更新时间
2026/07/28
钱包支付
更新时间 2026/07/28
钱包支付
更新时间 2026/07/28
现金服务
更新时间 2026/07/28
AI 工具
更新时间 2026/07/28
AI 工具
更新时间 2026/07/28
钱包支付
更新时间 2026/07/28
AI 工具
更新时间 2026/07/28
线下支付
更新时间 2026/07/28
线上购物
更新时间 2026/07/28
钱包支付
更新时间 2026/07/28
订阅服务
更新时间 2026/07/28
钱包支付
更新时间 2026/07/28
基于已核实记录写成的产品评测,结论与更新时间一并列出。
暂无深度评测
这张卡片还没有发布评测。发布后会出现在这里,并在上游数据变化时标记为待更新。
经核实并发布的卡片变化记录,按发生时间排列。
暂无已确认的变化
该卡片还没有已确认并发布的变化记录。新的变化经核实后会出现在这里。
展示最新 10 条已批准入库、并已匹配当前卡片的评论
YOU MUST PROVIDE BACK MY FUNDS WHETHER YOU LIKE IT OR NOT I WON'T ACCEPT THIS STUPIDITY BECAUSE OF YOUR STUPIDITY EXCHANGES DO THE NEEDFUL NOW BEFORE IS TOO LATE FOR YOU BECAUSE I WILL TAKE LEGAL ACTION AGAINST YOU IF YOU LIKE IT OR NOT I WILL DEFINITELY TEACH YOUR COMPANY A LESSONS THAT YOU WON'T FORGET ME IN YOUR COMPANY SO DO THE NEEDFUL BEFORE IS TAKE LEGAL ACTION AGAINST YOU
Hi! We deeply apologize for your frustration. Please understand that when transfers are made via an unsupported network, retrieving funds involves complex technical operations limited by blockchain mechanisms. Unfortunately, your funds cannot be recovered in this case. We deeply appreciate your understanding in this matter.
The app couldn't let me sign up. I entered my email address and clicked verify, then it loads and nothing. Tried with different email addresses, but still couldn't sign up. It's very frustrating!!!
Hi! We deeply apologize for the frustration caused! To help us investigate the sign-up issue, please send an email from the address you wish to register, along with a screenshot of the error, to our support email support@redotpay.com. Our tech team will inspect the system logs and help you complete your registration smoothly!
somewhat decent app for crypto and fiat easy to use need some changes on how to add funds like from wise or other credit card my big problem is if you delete your account it's permanent and you will never be able to open a new one with your id that's crazy if someone violated your policy ban his ID so he can't open a new account or give us a chance to recover the account wth
Hi! Thanks for sharing your thoughts! RedotPay supports buying crypto with cards and Wise transfers to our virtual bank accounts. Per platform compliance policies, each user is permitted to verify only one account. Once deleted, the ID cannot be re-registered. If you have questions, please reach out via our in-app live support!
for minus (-) balance , it's charge 0.5 USD
Hi! This fee is used to cover the costs associated with the card network processing this transaction attempt. To help you avoid future declined transaction fees, please refer to this guide: https://helpcenter.redotpay.com/en/articles/10834021. For further transaction details, feel free to contact us via in-app support!
the card doesnt let me buy anything but its still good
Hi! Thank you for your support and kind words! RedotPay cards are accepted in a vast range of everyday scenarios. Occasionally, specific merchants may decline transactions due to merchant-side policies or regional restrictions. If you face any payment issues, please reach out via in-app live support so we can check and assist you!
Good
Hi Ibrahim Khalil, thanks so much for the positive rating! We’re thrilled to have you as part of our community and happy to hear you’re enjoying the experience. If there’s ever anything we can do to make RedotPay even better for you, just let us know.
lazy support team, p2p is full of scammers, not strong security, not recommended, sellers using ai generated screenshots and support team supporting them. basically totally a scam company. will post on X about them to.
Hi! We take your safety seriously. P2P security is strictly monitored, and fraudulent actions are never tolerated. If a dispute occurs or the other party uses fake screenshots, please submit an official appeal in the app immediately. Our team will review the evidence and take action.
I used RedotPay every day for almost two years without any problems. Then, without clear advance warning, my card was suddenly removed from Google Wallet because card services had been restricted for Morocco. I only discovered this when I tried to pay at McDonald’s, which put me in an embarrassing situation. Existing customers should have been notified before access to their cards was removed. This completely destroyed my trust in the service.
Hi Amine Lamuadni! We sincerely apologize for any inconvenience caused! Card availability may be dynamically adjusted based on regional compliance requirements. Please feel free to reach out to us via in-app live support, and we will check your specific card and transaction status to assist you!
excellent 👍
Hi abdul mutalif, thanks so much for the positive rating! We’re thrilled to have you as part of our community and happy to hear you’re enjoying the experience. If there’s ever anything we can do to make RedotPay even better for you, just let us know.
لا أتلقى رمز التحقق عبر البريد الإلكتروني الرجاء تفهم الامر واخذ كل ما هو لازم لدي كل شي يثبت صحة الحساب لكن لا املك email لقد نسيته
Hi mr rady! If the mobile phone number associated with your account is still active and accessible, please contact us via in-app live support. Our team will guide you to provide the necessary verification materials to assist you with recovering your account!
更新时间:2026/07/08
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