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カードデータベース / Visa / 暗号資産プリペイドカード

CChoise.com Card logo

Choise.com Card

更新: 2026年8月7日

Choise.com Card は、旧 Crypterium ブランドが展開したユーロ建ての Visa 暗号資産プリペイドカードで、バーチャルカードとプラスチック製の物理カードがあります。Choise/Crypterium のカストディアルウォレットからチャージし、ユーザーがアカウント内の暗号資産をカード残高へ変換して利用する仕組みです。バーチャルカードは主にオンライン決済と Apple Pay に使用され、物理カードは実店舗と ATM にも対応しています。現在はいずれのカードも新規注文の受付を停止しており、Choise Services UAB は清算手続きに入り、関連製品も運営されていません。
利用情報を送信
App Store で提供されていないことを確認済み
カードブランド
Visa
商品タイプ
暗号資産プリペイドカード
カード形態
物理カード / バーチャルカード
運営状況
提供終了
KYC レベル
完全 KYC
商業関係
商業関係なし
リスクスコア
30-39
対応資産
USDC / BTC / ETH / XRP / LTC / USD / EUR / GBP / CHO
最終更新
2026年8月7日

公式・企業情報

発行会社の身元と企業情報

Choise.com は Crypterium 関連事業から発展した暗号金融プラットフォームで、暗号資産口座、交換、購入、Payout to card、ウォレット、利息口座、Crypterium カード窓口などの製品をカバーしています。利用規約によると、Charism LLC が口座開設、暗号資産交換、暗号貸付、暗号貯蓄サービスを提供し、Choise Services UAB が crypto-to-fiat / fiat-to-crypto、ユーザー登録、KYC/AML 実施関連サービスを提供します。カード製品に関して、Choise/Crypterium ページではカード注文は現在利用できないと表示され、過去の Crypterium プリペイドカードは UAB Waletto が Visa ライセンスに基づいて発行していました。Choise.com 自体は銀行ではなく、直接の発行主体でもありません。
企業 / 発行会社
Choise.com
法人名
Choise Services UAB / Charism LLC
登録地域
リトアニア (LT)
本社
原文圣文森特
企業形態
Crypto exchange
確認状況
確認済み
発行会社サイト
公式リンク
申込ページ
申込リンク

カード概要

Choise.com Card は Crypterium Card の製品体系を引き継いでいます。以前、ユーザーはカストディウォレットで暗号資産を保有し、その資産を交換してユーロ建てプリペイドカード残高へチャージした後、Visa ネットワークを通じて支払うことができました。Virtual card はオンライン取引と Apple Pay に利用できました。Plastic card はオンライン決済に加え、実店舗でのカード決済と ATM での現金引き出しにも対応していました。このカードは銀行のクレジットカードではなく、リボルビング方式の与信枠を提供していません。取引額はカードの利用可能残高以内に限られます。カードはリトアニアの電子マネー機関 UAB Walletto が Visa のライセンスに基づいて発行し、Crypterium AS がカードプログラムの管理者を務めていました。現在も製品ページには過去の機能と料金が掲載されていますが、注文できないことが明示されています。Choise.com を運営する UAB Choise Services は 2025 年に清算手続きへ入りました。
Visa カード利用地域別の利用可否条件は変更される場合があります
注意: 原文Choise Services UAB 的法律状态自 2025/04/01 起登记为“清算中”,随后公司公开回复亦确认公司不再运营并集中处理清算事项。当前 Crypterium Plastic card 与 Virtual card 均已关闭新卡申请

カード種類と手数料の違い

カード形態やランク別に確認済みの手数料を比較

表をドラッグまたはスワイプして全カードを表示できます。項目名は固定されます

Crypterium Plastic card
Crypterium Virtual card
カード形態物理カードバーチャルカード
手数料
月額手数料
2.99 EUR
アクティベーションから1ヶ月後に請求
0 EUR
月間チャージ条件で免除、それ以外は€2.99
カード発行手数料
ATM 手数料
3 EUR + 1.6%
引き出しのたびに請求
為替手数料
2.5%
ユーロ以外の取引時に請求
2.5%
ユーロ以外の取引時に請求
チャージ手数料
2%
カードチャージの都度
2%
カードチャージの都度
取引失敗手数料
特典
キャッシュバック
2.99 EUR
月間チャージが€299を超える場合
2.99 EUR
月間チャージ合計が€299超
暗号資産キャッシュバック
ステーキング報酬
ステーキング APR
ウェルカムボーナス
紹介ボーナス
限度額
1 日の利用限度額
2,500 EUR
POSとオンラインの合計
2,500 EUR
Apple Payとオンラインの合計
月間利用限度額
10,000 EUR
POS・オンライン各€5,000
10,000 EUR
両取引タイプ各€5,000
ATM 出金限度額
500 EUR
1日€500、月€2,500(暦日・暦月ベース)
カードブランド
横にドラッグして他のカードを表示

手数料は地域、カードランク、公式方針によって異なる場合があります。最新の公式条件を確認してください。

地域と中国での利用可否

公開情報、公式方針、ユーザー報告に基づく申込状況です。申込を勧めるものではありません。

利用可能な地域

申込または通常のカード有効化に対応

1
No Open Regions
根拠
公式対応

非対応または制限地域

申込または一部機能が利用不可・制限あり

8
日本JPウクライナUAインドINアメリカ合衆国US中国CNシンガポールSG台湾TWロシアRU
根拠
公式制限あり

未確認の地域

根拠が不足しています

0

情報なし

根拠
公開情報

中国での利用可否

以下は原文のまま掲載しています。

原文

1、中国大陆:不可申请;此前也属于非欧盟居民限制范围,产品原支持境外 Visa 商户支付,但当前已停止新卡及正常运营服务。

2、香港:不可申请;此前属于非欧盟居民限制范围,当前无法通过正常流程获得虚拟卡、实体卡、补卡或相关账户服务。

3、澳门:不可申请;此前属于非欧盟居民限制范围,产品原有 Visa 支付能力不代表当前仍可获得或激活新卡。

4、台湾:不可申请;此前属于非欧盟居民限制范围,当前卡片订购和运营已经停止,无法作为持续支付产品使用。

更新: 2026年7月25日

方針は変更される場合があります。発行会社の最新方針を確認してください。

KYC 要件

現在確認されている本人確認要件と制限

KYC の要否

はい必要

KYC レベル

完全 KYC要件を確認済み

住所証明

はい必要

対応書類

国際パスポート / 身分証明書

審査期間 / 地域制限

自動KYCは通常約5〜10分ですが、異常な資料は手動のコンプライアンス再審査に入ります。

KYC 事業者

Ondato

更新

2026年8月7日

決済互換性

決済シーン別の対応状況と更新日 · 実際の利用可否は地域、加盟店、発行会社の方針によって異なる場合があります

互換性の概要12 件の用途
対応0
非対応12
更新2026年8月7日

ウォレット決済

Alipay

非対応

2026年8月7日

ウォレット決済

Apple Pay

非対応

2026年8月7日

現金サービス

ATM 出金

非対応

2026年8月7日

AI ツール

ChatGPT

非対応

2026年8月7日

AI ツール

Claude

非対応

2026年8月7日

ウォレット決済

Google Pay

非対応

2026年8月7日

AI ツール

Midjourney

非対応

2026年8月7日

店頭決済

店頭 POS

非対応

2026年8月7日

オンラインショッピング

オンラインショッピング

非対応

2026年8月7日

ウォレット決済

PayPal

非対応

2026年8月7日

サブスクリプション

サブスクリプション決済

非対応

2026年8月7日

ウォレット決済

WeChat Pay

非対応

2026年8月7日

ユーザーレビュー

このカードに紐づく承認済みレビューを 10 件表示

新しい順
serge RUIZ TRIPODItrustpilot1 / 5

Cette entreprise est une bonne arnaque.

Cette entreprise est une bonne arnaque. Ils ont fermé mon compte sans explication, je ne peux donc plus accéder à mon compte et ai perdu ce que j’avais investi. Le pire est que malgré mes mails, tous sont restés sans réponse. Bravo les voleurs ! This company is a complete scam. They closed my account without explanation, so I can no longer access it and I've lost my investment. The worst part is that despite my emails, they've all gone unanswered. Well done, thieves!
原文を見る
Lucero y Memotrustpilot1 / 5

Lack of further information regarding Liquidation process and payout of held funds

Their liquidation process has taken forever and now, neither the app support team nor their support email "Requests" answer back. Their review process was due on September 2025, and then extended to November 2025. After that date no more communications have been issued, and we are already in June 2026.
原文を見る
Sten L Kristensentrustpilot1 / 5

Been trying for years to get my funds…

Been trying for years to get my funds back. First from Crypterium now Choise.com It's a scam..Very expensive one.. Owner Vladimir Gorbunov do the right thing and return my funds now.
原文を見る
Vasilij Zielketrustpilot1 / 5

Guys its scam!!!!File a report with…

Guys its scam!!!!File a report with Interpol and Europol and complain to the Bank of Lithuania. Don't spend any money in their apps. You'll never see your money again. I hope the CEO ends up in jail and extradited.
原文を見る
TLtrustpilot1 / 5

CHOISE.COM TOTAL SCAM!!

TOTAL SCAM!!! And, Google Play is FULL of Reviews that say this, but they STILL keep the App in their store!! They stole $130000 in Bitcoin from me. Stay away. Stay away
原文を見る
Pmg Andrestrustpilot1 / 5

The most disgusting crypto scam ever…

The most disgusting crypto scam ever made! They said that by the end of November I was going to be refunded 100% it’s December and nothing ! Let’s start a class action, I don’t mind now losing my funds as long as I take down this worthless SCAMMERS !
原文を見る
Phtrustpilot1 / 5

Choise.com has been failing for years

Choise.com has been failing for years. Customers have been unable to withdraw funds as the system failed many years ago. Prior to that there was a “rebranding” to remove association to Crypterium which was a scam cryptocurrency ico and failed predecessor fake bank. They claim the the liquidation is being handled under EU regulator and Lithuanian regulator direction. There is no press releases from any regulator- if there is produce a copy here, There is no 3rd party administrator that legitimate liquidations require for impartiality, and they don’t share any transparency to the regulators names and no regulator has ever contacted customers. Their own website says all funds are 100% insured by BitGo - they are not- trustpilot should demand Choise provide proof of the insurance policy. They are not a licensed financial institution with EU. If you follow the links to their corporate registration it’s for an apartment rental business and the address provided is a residential house- there is no office just a web of shadow entities in Caribbean, Lithuania, Dubai and Russia to mask owners and actions. Over the past years funds have been stuck and during that time they claimed the reasons were technical. You can see some of those claims on trust-pilot, YouTube, LinkedIn going back years. Trustpilot should also take some accountability for allowing scams like this to continue. In May and June 2025 Choise flooded the reviews with fake Russian reviews all complimenting the features and UX to have a trust score spike up to over 4 out of 5. These were patently fake - the site has been unable to trade for years at this point and at that time Choise was under liquidation and the claims of great features were lies as site was inoperable. I provided that proof to trustpilot and a review that could have warned people. Trustpilot blocked my review and left those 5 star reviews complimenting features for a site that doesn’t trade and was broken and inoperable up. When I provided proof including legal documents trustpilot published my review for 1 day and then took it down again and said the decision final. Fast forward- now we know it’s a scam and more people lost money and now trustpilot lists the company as suspicious and now score drops to 2.1 overnight - if you had just investigated this earlier some people wouldn’t have lost everything. Where is any fact checking of the responses from Choise?. Why let them continuously Chaim they are being liquidated under EU and Lithuanian Regulators without trust-pilot holding them accountable to show those regulatory oversight documents. You continue to allow them to misrepresent themselves while customers are blocked about warning others. 1. The entire site is well documented as down and has been impossible to withdraw for YEARS. 2. The dates for the regulators to disburse funds have come and gone and nothing happened. 3. There is no listing on the regulator sites of oversight because it’s a voluntary liquidation and there is no administrator nor EU oversight 4. Management is linked to a string of failed scams in crypto and is launching new ones as we speak. 5. There has been no official communication to customers when the September 30 date missed and the website still isn’t transparent about the fact the company is defunct. 6. Claims about being fully insured by BitGo and EU regulated & Lithuania regulated are 100 percent false and regulators will confirm this is a privately listed apartment rental business that faked its credentials Very very sad trustpilot allowed this business to hold highly positive trust scores for the majority of 2025 - ignoring all the signs, blocking negative reviews and giving this scam a megaphone and not fact checking the claims or reviews that were praising the in liquidation and scam site
公式返信
Choise Services UAB is undergoing a formal, court-registered voluntary liquidation in accordance with the laws of the Republic of Lithuania and the applicable EU legal framework. The liquidation is conducted by a licensed Lithuanian liquidator, whose appointment and obligations are registered in the official Lithuanian company register. The company is not operating, and all efforts are focused on completing the legal liquidation process in accordance with the law. Voluntary liquidation under Lithuanian law does not involve the appointment of an external administrator unless required by court or creditors. It is supervised by statutory legal procedures and registrars. It is not equivalent to forced insolvency or regulatory intervention, and we have never claimed otherwise. All communications and requests for verification — including identity and claim validation — are conducted under mandatory AML/KYC compliance rules to prevent fraud and unauthorized access during liquidation. No entity has the right to process claims or release funds outside of this legal framework. We also strongly refute claims that we faked Trustpilot reviews. Any reviews posted are individual user submissions, and we have no ability to control, fabricate, or suppress public opinion. Accusations against our team or the platform without evidence are unacceptable and legally actionable. Regarding BitGo — Choise previously used insured custodial services for wallet storage. However, custodial arrangements and representations are not relevant to the liquidation process, which is governed by legal, not operational, obligations. We remind all users that spreading knowingly false and damaging allegations — including accusations of fraud, fabricated corporate structures, and impersonated credentials — may constitute civil defamation under Lithuanian Civil Code (Art. 2.24) and applicable EU reputation protection laws. These statements are being reviewed by our legal team. If you have a valid legal claim and have not received a response, we encourage you to contact the liquidation support channel at support@choise.com. Public accusations and unfounded conspiracy theories do not assist in resolving real user concerns.
原文を見る
Chadrac Draktrustpilot1 / 5

I’m facing withdrawal issues since long…

I’m facing withdrawal issues since long time the support stopped reply to me after I’ve send them all the documents required.
公式返信
Sorry for your wait. Please remain patient, and our team will reply to you via email as soon as possible.
原文を見る
P T.trustpilot1 / 5

All my money is gone

All my money is gone. Becareful
公式返信
We regret that your experience has led to disappointment, but we must clarify that Choise Services UAB is currently undergoing a formal liquidation process, conducted in accordance with Lithuanian and EU law. During this process, all users — regardless of the size of their investment — are subject to the same legal procedures set by the court-appointed liquidator. The company does not control timelines or processing steps and cannot act outside of the legal framework. We reject suggestions that the process lacks transparency. Full information about the liquidation, including claim procedures and contact points, has been made publicly available. If you have specific concerns about your claim, we encourage you to contact support@choise.com. We ask that reviews remain factual. We are committed to completing the legal process properly and in accordance with the rights of all verified claimants.
原文を見る
Debbie Detartrustpilot1 / 5

debbiedetarr@ gmail…….…

I found out that it was a Ponzi scheme weeks ago when they refused to pay me I requested for withdrawal 4 times it was denied and the customer service is fully of crap ……. Don’t be shy to seek help I refused to let them go away with my money filed a complaint and got everything back within few days
公式返信
We regret that your experience has led to disappointment, but we must clarify that Choise Services UAB is currently undergoing a formal liquidation process, conducted in accordance with Lithuanian and EU law. During this process, all users — regardless of the size of their investment — are subject to the same legal procedures set by the court-appointed liquidator. The company does not control timelines or processing steps and cannot act outside of the legal framework. We reject suggestions that the process lacks transparency. Full information about the liquidation, including claim procedures and contact points, has been made publicly available. If you have specific concerns about your claim, we encourage you to contact support@choise.com. We ask that reviews remain factual. We are committed to completing the legal process properly and in accordance with the rights of all verified claimants.
原文を見る

リスク要因

更新: 2026年7月25日

リスク要因の情報はありません