最近更新：2026/09/16
1inch Card 是由 1inch 与 Crypto Life、Baanx 合作推出的加密支付卡，由 Monavate 发行并通过 Mastercard 网络运行。用户可将支持的数字资产转入卡片账户，在消费或取现时自动兑换为法币。产品同时提供虚拟卡和实体卡，支持线上购物、线下刷卡、ATM 取现、Apple Pay、Google Pay，并提供加密货币消费奖励。
发行方与公司资质概览
1inch 是自托管 DeFi 生态，核心产品包括 Swap、Wallet、Portfolio、Card 和 Business API，定位是把多链 DeFi 流动性、钱包和交易体验整合到一个生态中。1inch Card 是其与 Crypto Life / Baanx 相关基础设施结合推出的加密卡产品，官网说明该卡为预付 Mastercard，可用于线上、线下、ATM、Apple Pay 和 Google Pay，并支持用加密资产消费；但卡服务和发行由第三方承担，1inch 主要承担品牌、生态入口和项目协作角色。
1inch Card 将 1inch 钱包及兑换生态与 Crypto Life 的卡片账户连接。用户完成身份验证后，可获得虚拟卡并申请实体卡，将 1INCH、USDT、USDC、BTC、ETH、LTC、XRP 等支持资产转入账户；交易发生时，系统按实时价格扣除相应资产并通过 Mastercard 向商户结算法币。产品还提供 Cryptodraft 加密抵押额度和 Stableloan 分期借款功能，用户可抵押 BTC、ETH 或稳定币获得消费额度。卡片目前主要面向欧洲经济区和英国居民开放，并支持最高2%的加密资产消费奖励。
比较不同卡片形态与等级的真实费用记录
1 1inch Card | |
|---|---|
| 卡片类型 | 虚拟卡+实体卡 |
| 费用 | |
| 月费 | 免费 |
| 开卡费 | 免费 实体配送费另计 |
| ATM 取现费 | 2.5 EUR + 1.5% 境内€2.50；境外€3+1.5%；ATM方可另收费 |
| 货币转换费 | 免费 |
| 充值费 | 1.75% 加密转法币清算费 |
| 交易失败费 | 免费 |
| 奖励 | |
| 返现 | — |
| 加密货币返现 | 2% BXX为2%，其他1% |
| 质押奖励 | — |
| 质押年利率 | — |
| 欢迎奖金 | — |
| 推荐奖金 | — |
| 限制 | |
| 每日支出限额 | 8,000 USD 当前公开日上限 |
| 每月支出限额 | — |
| ATM 取款限额 | — |
| 卡片网络 |
费用可能因地区、卡片等级和官方政策变化，请以最新官方资料为准。
以下按地区申请状态整理公开资料、官方政策和用户反馈，不构成办卡建议。
支持申请或可正常开卡使用
31条
不支持或受限开户/功能
215条
资料不足，状态待确认
0条
暂无记录
我们正在持续更新中
1、中国大陆：不可申请；已由支持地区发行的卡片可在接受境外 Mastercard 的商户使用，但不提供中国大陆本地账户注册和卡片服务。
2、香港：不可申请；已持有合资格地区发行卡片的用户，可在香港 Mastercard 商户、兼容 ATM 及支持的移动钱包场景使用。
3、澳门：不可申请；境外已发行的有效卡片可在澳门接受 Mastercard 的商户和兼容 ATM 使用，账户仍受原居住地区资格约束。
4、台湾：不可申请；合资格欧洲居民已持有的卡片可在台湾 Mastercard 商户及支持的移动钱包场景使用。
开户前需完成身份验证，以下为当前核验要求与限制说明
是否需要 KYC
是
KYC 等级
完整 KYC
居住证明
需要
护照、国民身份证、驾驶执照、地址证明
自动验证通常数分钟完成，文件或居住信息异常时转为人工审核
Veriff
2026/07/29
查看各类支付场景的支持状态及更新时间，便于您快速了解当前可用性。i
兼容性概览
共 12 项场景支持
9项
不支持
3项
数据更新时间
2026/07/29
钱包支付
更新时间 2026/07/29
钱包支付
更新时间 2026/07/29
现金服务
更新时间 2026/07/29
AI 工具
更新时间 2026/07/29
AI 工具
更新时间 2026/07/29
钱包支付
更新时间 2026/07/29
AI 工具
更新时间 2026/07/29
线下支付
更新时间 2026/07/29
线上购物
更新时间 2026/07/29
钱包支付
更新时间 2026/07/29
订阅服务
更新时间 2026/07/29
钱包支付
更新时间 2026/07/29
基于已核实记录写成的产品评测，结论与更新时间一并列出。
暂无深度评测
这张卡片还没有发布评测。发布后会出现在这里，并在上游数据变化时标记为待更新。
经核实并发布的卡片变化记录，按发生时间排列。
发卡主体变化。
发卡主体变化。
发卡主体变化。
发卡主体变化。
发卡主体变化。
发卡主体变化。
发卡主体变化。
升级 Pro 可查看完整历史、变化前后值与全部来源。查看完整时间线
展示最新 10 条已批准入库、并已匹配当前卡片的评论
Very nicr and simple layout. Not bloated with tons of stuff like most wallets nowadays. I hope they keep it simple like this because this is just perfect right now.
Не могу вывести деньги с него, любые переводы заканчиваются ошибкой, раньше такого небыло
the best app
This app 1inch.io is totally loosed, has no security for your funds, it's amongst the worst crypto platform to handle your wallets...Lost my assets deposited & traded in their platform to unknown route... & no concrete explanations. Wish to attach the evidences here for the world to see... So many malfunctions of the app., delayed refreshing& hidden activities
Hello! We are very sorry that you are having difficulties. Please get in touch with our support team via 1inch wallet App (Settings - Contact Us) and add the code "Google Play" to the text so that we can quickly identify your problem and provide you with the best assistance. We strive to ensure that each of our users is satisfied. Thank you! 🫶
The app is currently not accessible to screen readers. The bottom navigation tabs and all button elements need proper labels so that screen readers can identify and announce them correctly. Could you please address these accessibility issues so that blind and visually impaired users can navigate and use the app independently?
I’ve been using 1inch to do defy swaps simply, and I was going to make the switch to their wallet because I use them so much. I can probably find it but it’s definitely not simple to find why they are so good. Definite swing and a miss on the developers. Should lean into being the best swapping tool out there.
Absolutely terrible deposit to activate my account to take the customer letting them know that I use the copy paste link and transferred the money for my Bitcoin to them only to find out that they wanted more and more money after sending the 150 the x for another 150 then after sending the other 150 to ask for extra $50 to make it $350 then after sending them the extra 50 they mysteriously came up with another surcharge or verification charge of $85 and when after sending that now they're asking me to send them an extra $105 just to verify and to send me my money I'm already out almost $500 and they haven't even sent me anything but fake screenshots that doesn't show everything with the wrong time on it I was always promised that after I sent the first set of money literally they string you along promising you that as soon as you send the money it'll be in your account in seconds but as soon as I send the money they come up with another excuse for me to send some more money absolutely terrible app / website
Hello Jalyn, We are incredibly sorry to hear about your experience and the loss of your funds. First and foremost, please do not send any more money to whoever is requesting these payments. We want to firmly clarify that our platform is a decentralized, non-custodial wallet. We will never ask you for "activation deposits," "surcharges," or "verification fees" to access or receive your own money. The pattern described, repeated requests for additional payments, misleading screenshots, and promises that funds will be released after one more fee, is consistent with a common advance-fee scam, sometimes referred to as a “watch-only wallet scam.” These schemes are carried out by unaffiliated third parties who may impersonate legitimate services or misuse publicly available wallet information to create the appearance that funds are available. No legitimate 1inch representative will require activation, verification, or release payments to access funds. We strongly urge you to immediately cease all communication with the person demanding these funds. Because we do not have access to or control over external transactions, we cannot reverse the payments you have made. However, we highly recommend reaching out immediately to the platform you used to send the money. Whether that is a payment processor like PayPal or Cash App, your bank, or otherwise. Please report these transactions to them as fraudulent, as they may have mechanisms in place to investigate the charges or assist you further. While there is unfortunately not much more our support team can do to intervene or recover funds sent to a third party, we want to firmly clarify that our only official support email is support@1inch.com. Please be extremely cautious of anyone else claiming to represent us. Please remember: Our official support team will never ask you to send money, nor will we ever ask for your secret recovery phrase.
very bad support team did not explained me the exchange, but just went afk,
Beyond Executive Privilege
nice app but please 🙏 don't disappoint us.
更新时间：2026/07/20
暂无风险因素
