可申请地区
支持申请或可正常开卡使用
32条
- 证据来源
- 官方支持
- 更新时间
- 2026/08/05

最近更新:2026/09/18
这是 BVNK 面向金融科技平台、支付服务商、新银行和汇款平台提供的稳定币支持虚拟卡基础设施,并非消费者直接申请的独立品牌卡。企业可为自己的客户创建与 BVNK 钱包连接的虚拟卡,卡片以客户稳定币余额作为资金来源,在消费环节完成稳定币到法币支付链路的衔接。
发行方与公司资质概览
BVNK 集团通过多个受监管主体运营。英国服务由 System Pay Services Limited 提供,该公司是英国金融行为监管局授权的电子货币机构;欧洲服务主要由 System Pay Services (Malta) Ltd 提供,该主体持有马耳他电子货币机构及 MiCA 加密资产服务商许可;美国服务由 System Pay Services (US), Inc. 提供,该公司注册为货币服务企业并持有多州汇款许可。Mastercard 已于 2026 年 3 月 17 日签署收购 BVNK 的协议,交易仍须监管批准,预计在 2026 年底前完成。
该产品属于 BVNK Embedded 模式的一部分,企业先在自身产品中嵌入 BVNK 的稳定币钱包和账户能力,再通过 Cards API 为终端客户发行和管理虚拟消费卡。卡片并非独立预充值账户,而是与 BVNK 钱包余额关联,企业可统一管理开卡、冻结、注销、额度、交易和争议处理。其核心用途是让已有稳定币钱包的平台进一步增加卡片消费能力,因此实际申请主体是接入 BVNK 的企业,终端用户通常在企业自己的应用或服务中获得卡片。目前 Cards 功能仍处于 Beta 阶段。
这张卡片暂时没有可展示的使用规模数据。数据补充后会在这里显示。
比较不同卡片形态与等级的真实费用记录
B BVNK Managed Payments | |
|---|---|
| 卡片类型 | 虚拟卡 |
| 费用 | |
| 月费 | 免费 |
| 开卡费 | — |
| ATM 取现费 | — |
| 货币转换费 | 0% 最终汇率含约定利润 |
| 充值费 | — |
| 交易失败费 | — |
| 奖励 | |
| 返现 | — |
| 加密货币返现 | — |
| 质押奖励 | — |
| 质押年利率 | — |
| 欢迎奖金 | — |
| 推荐奖金 | — |
| 限制 | |
| 每日支出限额 | — |
| 每月支出限额 | — |
| ATM 取款限额 | — |
| 卡片网络 |
费用可能因地区、卡片等级和官方政策变化,请以最新官方资料为准。
以下按地区申请状态整理公开资料、官方政策和用户反馈,不构成办卡建议。
支持申请或可正常开卡使用
32条
不支持或受限开户/功能
17条
资料不足,状态待确认
0条
暂无记录
我们正在持续更新中
1、中国大陆:企业直接开户受限,需由 BVNK 商务和合规团队单独审批;可通过获批跨境支付合作平台使用稳定币结算,但不能申请 BVNK 消费卡。
2、香港:企业可以提交商务申请和企业 KYB,正式服务取决于业务规模、行业及产品审批;BVNK 不提供个人卡片、线下刷卡或 ATM 取现。
3、澳门:企业服务须经过个案审批和完整 KYB;可用功能取决于获批账户与支付通道,不提供面向个人的 BVNK 虚拟卡或实体卡。
4、台湾:企业可以提交稳定币支付或嵌入式钱包合作申请,须完成企业与关联人员审核;不提供可供普通居民直接申请的消费银行卡。
开户前需完成身份验证,以下为当前核验要求与限制说明
是否需要 KYC
是
KYC 等级
企业 KYC / KYB
居住证明
需要
护照、国民身份证、驾驶证、居留证
个人自动验证可在数分钟完成,企业或增强审查通常需数个工作日
Sumsub
2026/08/05
查看各类支付场景的支持状态及更新时间,便于您快速了解当前可用性。i
兼容性概览
共 12 项场景支持
1项
不支持
11项
数据更新时间
2026/08/05
钱包支付
更新时间 2026/08/05
钱包支付
更新时间 2026/08/05
现金服务
更新时间 2026/08/05
AI 工具
更新时间 2026/08/05
AI 工具
更新时间 2026/08/05
钱包支付
更新时间 2026/08/05
AI 工具
更新时间 2026/08/05
线下支付
更新时间 2026/08/05
线上购物
更新时间 2026/08/05
钱包支付
更新时间 2026/08/05
订阅服务
更新时间 2026/08/05
钱包支付
更新时间 2026/08/05
查看这张卡片的编辑评测、结论和最近更新时间。
暂无深度评测
这张卡片暂未发布评测;发布后会显示在这里。
经核实并发布的卡片变化记录,按发生时间排列。
暂无已确认的变化
该卡片还没有已确认并发布的变化记录。新的变化经核实后会出现在这里。
展示最新 10 条已批准入库、并已匹配当前卡片的评论
Einfach super Support. Vielen lieben Dank für die Kompetenz! Ihr seid super!
Consistently good service, good product and functionality
You fix my problem
Their customer service is great! I had a chat with Tarryn Mick, - quickly was transparent with me about a slight(external) issue that was ongoing, which was resolved in minutes - and they made sure to get back to me They may not have had direct control of the issue, but they definitely went above and beyond for me, thanks again Tarryn!
We’ve been working with BVNK since March 2024, and honestly, it’s been a great experience from the start. Every request or question we have gets its own ticket on Slack, which makes tracking super easy. Our Relationship Managers (Tatum and Will)? Seriously top-notch. They don’t just reply quickly—they actually solve problems effectively. What’s cool is they really live by the Kaizen philosophy, always looking to improve and do better. Big thanks to the BVNK team; it’s always a pleasure working with such pros!
Cryptomania
BVNK have been excellent from the start with Lael & Jekaterina there guiding us through onboarding, set up and regularly keeping us updated with constantly evolving product & service efficiencies as well as detailed account management reviews. Highly reccommended.
As an financial controller at Glitnor Group, I have had a consistently positive experience working with BVNK. Their team is highly responsive, ensuring that any queries or issues are addressed promptly. They proactively update me on changes, keeping communication transparent. BVNK is always willing to assist, making banking processes smoother and more efficient. Their commitment to client care is evident in their professionalism.
support is great and very helpful and willing to sort out any inquiry or query BVNK is solving a very important challenge being faced by businesses and individuals in countries where access to foreign exchange for intl payments are limited. with BVNK making payments to international suppliers is no longer a hassle
Bvnk is totally scam I agree. As at 2018 I bought over 5,000 dogecoin and 30 xrp on their Coindirect platform which was shutdown in 2023. Until this very moment I have not been able to get my coins back. Worst part? No body is returning my mails I need help!!!
Hi there, Thank you for taking the time to share your feedback with us. We are very sorry to hear that your experience did not meet your expectations. If you would like to provide us with more details about your experience, you can contact us at merchants@bvnk.com. Our team is here to assist you and address any concerns you may have. Best regards, Olivia Samuels, Senior Product Marketing Manager, BVNK
更新时间:2026/08/05
暂无风险因素
以下回答整理自本页已发布的卡片记录。
我们记录的 BVNK 认证要求为:企业 KYC / KYB。证件和审核细节见本页「KYC 要求」。
Apple Pay:不支持;Google Pay:不支持。
我们记录到 BVNK 支持:USDT、USDC、BTC、ETH、BNB、XRP、ADA和DOGE 等 15 种。
BVNK 提供:虚拟卡。
我们记录到 32 个国家或地区可用、17 个受限。逐个国家的状态见本页「地区和语言支持」。