可申请地区
支持申请或可正常开卡使用
172条
- 证据来源
- 官方支持
- 更新时间
- 2026/08/12

最近更新:2026/09/14
Geme Card 当前正式产品为 GEME × KOLO Partner Card,由非托管多链钱包 GEME 与加密支付平台 Kolo 合作提供。用户可申请免费的虚拟 Visa 卡,将 GEME/Kolo 体系中的稳定币、主流加密资产及其他支持代币用于现实消费,并通过 Apple Pay 或 Google Pay 完成线上和线下付款。合作活动还提供首月 BTC 消费返现。
GEME 本身是 Telegram Mini App 和 Web 形式的非托管多链钱包,负责数字资产存储、跨链兑换及与卡片入口的集成;实际卡片服务通过 Kolo 提供。用户进入合作卡入口后完成 KYC,即可获得虚拟支付卡,并选择钱包中的加密资产用于消费,付款时系统将所需资产转换为当地法币完成卡组织结算。Kolo 当前将 KOLO Spend Card 定义为 debit card,并支持 Apple Pay、Google Pay、在线购物、实体 NFC 支付及多种加密资产充值。GEME 官方称合作卡覆盖 170 多个国家和地区。
比较不同卡片形态与等级的真实费用记录
G GEME × KOLO Partner Card | |
|---|---|
| 卡片类型 | 虚拟卡 |
| 费用 | |
| 月费 | 免费 无月度卡片费用 |
| 开卡费 | 免费 免费发行 |
| ATM 取现费 | — |
| 货币转换费 | 0% 稳定币消费无加价 |
| 充值费 | 免费 加密充值无额外费用 |
| 交易失败费 | — |
| 奖励 | |
| 返现 | — |
| 加密货币返现 | 5% 合作卡首月活动 |
| 质押奖励 | — |
| 质押年利率 | — |
| 欢迎奖金 | — |
| 推荐奖金 | — |
| 限制 | |
| 每日支出限额 | — |
| 每月支出限额 | — |
| ATM 取款限额 | — |
| 卡片网络 |
费用可能因地区、卡片等级和官方政策变化,请以最新官方资料为准。
以下按地区申请状态整理公开资料、官方政策和用户反馈,不构成办卡建议。
支持申请或可正常开卡使用
172条
不支持或受限开户/功能
9条
资料不足,状态待确认
0条
暂无记录
我们正在持续更新中
1、中国大陆:申请受限,当前存在全球覆盖入口,但大陆居民面临加密资产监管及 KYC 地区限制;境外合资格持卡用户可在符合规则的国际支付场景使用。
2、香港:可申请,当前地区资料将 Kolo Card 列为香港可用加密卡;通过 KYC 后可连接 Apple Pay、Google Pay,并用于线上和线下消费。
3、澳门:可申请,当前支持地区资料包含中国澳门;通过身份审核后可使用虚拟卡,并在支持 Visa 或移动钱包的商户进行消费。
4、台湾:可申请,2026 年地区资料将 Kolo Card 列入台湾可用卡片;完成 KYC 后可通过 Visa 及 Apple Pay、Google Pay 使用。
开户前需完成身份验证,以下为当前核验要求与限制说明
是否需要 KYC
是
KYC 等级
完整 KYC
居住证明
不需要
政府签发身份证件
标准 Sumsub 自动验证约一分钟完成,异常账户会进入进一步人工和增强尽调审核
Sumsub
2026/08/12
查看各类支付场景的支持状态及更新时间,便于您快速了解当前可用性。i
兼容性概览
共 12 项场景支持
7项
不支持
5项
数据更新时间
2026/08/12
钱包支付
更新时间 2026/08/12
钱包支付
更新时间 2026/08/12
现金服务
更新时间 2026/08/12
AI 工具
更新时间 2026/08/12
AI 工具
更新时间 2026/08/12
钱包支付
更新时间 2026/08/12
AI 工具
更新时间 2026/08/12
线下支付
更新时间 2026/08/12
线上购物
更新时间 2026/08/12
钱包支付
更新时间 2026/08/12
订阅服务
更新时间 2026/08/12
钱包支付
更新时间 2026/08/12
基于已核实记录写成的产品评测,结论与更新时间一并列出。
暂无深度评测
这张卡片还没有发布评测。发布后会出现在这里,并在上游数据变化时标记为待更新。
经核实并发布的卡片变化记录,按发生时间排列。
暂无已确认的变化
该卡片还没有已确认并发布的变化记录。新的变化经核实后会出现在这里。
展示最新 10 条已批准入库、并已匹配当前卡片的评论
Be aware sometimes they will terminate account and wallet without notifications.
Everyone I had an experience with Kolo that really hurt me. I put all my retirement money, six hundred and twenty thousand dollars into Kolos system because Kolo looked good. At first everything seemed fine with Kolo so I felt safe. When I tried to take my money out of Kolos system Kolos support team started asking questions making excuses and then they just stopped answering my questions. Kolo took my money I lost everything because of Kolo. I want to warn you about Kolo. Most of the reviews about Kolo are not real you can tell they are fake or paid for. The only real reviews are from people like me who got hurt by Kolo. When I was feeling very sad nobody would listen to me another person who also got hurt by Kolo told me to talk to P·o·m·a advisory. I was very upset did not trust anyone but P·o·m·a advisory was kind and listened to me. P·o·m·a advisory gave me advice without making promises they could not keep. P·o·m·a advisory is the reason I can still write this. And now the name P·o·m·a advisory means something to people like me: P is for people like me who got hurt by Kolo O is for losing money to Kolo M is for money that just disappears with Kolo A is for no help from Kolo A is for nobody who can assist you with Kolo D is for days turning into weeks with Kolo V is for victims like me who got hurt by Kolo I is for being lucky to get help from advisory S is for someone who cared from P·o·m·a advisory O is for others who may not be as lucky as me to get help R is for remembering my story about Kolo Y is for you because you can get help too from P·o·m·a advisory. Stay away from Kolo Kolo is good, at making excuses and taking your money Kolo will hurt you like Kolo hurt me.
Fraudulent Ledger Manipulation and Total Lack of Support Avoid this app if you value your money. They processed 7 duplicate transactions on my account in an 8-second window for a card that I had already DELETED. When I asked for RRNs or Authorization codes to verify these "force-posts," they went silent and deactivated my account. They are now illegally withholding a separate merchant refund to offset the "debt" created by their own system glitch. I have filed a formal regulatory complaint with the OCIF (Case R-2026-0126). Use anyone else. Beyond the technical failures, Kolo has now summarily deactivated all accounts in Zimbabwe without warning or explanation. They have cut off access to wallets, leaving users with no way to withdraw their remaining balances.
Бескорыстная и быстрая помощь! Не смотря на легкие неудобства при регистрации с помощью специалистов все получилось! Бесконечно благодарен команде поддержки за такую заботу о клиентах
So good. I recommend.
Most of the reviews here are fake. You can clearly see they paid for / bot it. In reality, Kolo is a CEX that steals users' fund. They will not support asset recovery, ask questions that are not relevant and just quietly end the support whenever they like. They are experts at making excuses and steal your fund AVOID AT ALL COST!
The support service works perfectly.
Unfortunately, my experience with this crypto/finacial company turned out to be very unpleasant.I found that their services,in fact is not efficient nor aequate nor customer-friendly at all... They might reply that "As a regulated financial institution, they must adhere to strict internal and regulatory policies. Under these requirements, thy may occasionally need to reject services for an account, and they are often restricted from disclosing the specific reasons behind such decisions. however, as customers we can still find the other which offer much more better customer friendly services without too much restrictions and rejections.. I would highly recommend not to use the services of such company which has too much restrictions against customers!!..
Excellent service, always available to answer our questions. The bank card is very convenient for different uses. Thank you Kolo 🙂
Scam organisation took my USDC never updated my balances. The bogus card they have cannot be uploaded onto your phones wallet plus the reviews on here are all fake & there is no App in the App Store trust the reviews with one star AVOID AVOID AVOID
更新时间:2026/08/12
暂无风险因素