U卡雷达

U卡数据库  /  Visa  /  稳定币支付卡  /  虚拟卡 / 实体卡

KKeytom Card logo

Keytom Card

最近更新:2026/09/14

Keytom Card 是 Keytom 面向个人用户提供的 Visa 加密支付卡,可单独开通,也可与 Keytom 的法币及加密资产账户配合使用。卡片以美元计价,消费资金来自用户自己的 USDC 余额,并在需要时自动完成币种转换。当前提供虚拟卡和实体卡,可覆盖线上购物、软件订阅、线下消费、旅行支付以及实体卡 ATM 取现等日常和跨境支付场景。

提交使用反馈
发卡网络
Visa
产品类型
稳定币支付卡
卡片形态
虚拟卡 / 实体卡
运营状态
正常运营
KYC 级别
完整 KYC
商业关系
无商业关系
风险分数
70-79
支持资产
USDC/BTC/ETH/BNB/SOL/XRP/ADA/AVAX/LTC/BCH
最近更新
2026/09/14

官方与公司信息

发行方与公司资质概览

已验证fintechVisa Card

Keytom 是面向个人和企业的法币与加密资产综合金融平台,提供个人或企业账户、欧元 IBAN、法币和加密资产持有及兑换、SEPA 等资金转账,以及与账户余额连接的 Visa 虚拟卡和实体卡。其加拿大主体登记为 FINTRAC Money Services Business,捷克关联主体承担部分虚拟资产服务;银行账户基础设施、法币资金保障、结算和卡片发行则由第三方金融机构及卡发行方提供。

公司 / 发行方
keytom(Keytom Card)
法律名称
kEYTOM SERVICES LTD
注册地区
加拿大(CA)
总部
加拿大不列颠哥伦比亚省基洛纳
公司类型
fintech
核验状态
已验证
发行方官网
官方链接
办卡入口
办卡链接

卡片概览

Keytom 将法币账户、加密资产账户和 Visa 支付卡整合在同一平台。用户可直接转入 USDC,也可把账户中的欧元或已支持加密资产兑换为 USDC,随后由卡片余额完成消费;卡片也允许在不申请 EUR IBAN 的情况下单独使用。当前虚拟卡主要面向线上购物、订阅及移动支付,实体卡进一步支持非接触式线下消费和常规 ATM 取现。卡片采用 credit BIN,因此可兼容部分酒店、租车等偏好信用卡 BIN 的场景,但它并不是授信产品,实际消费仍来自用户自己的余额。卡片固定以 USD 计价,非美元消费自动换算,线上交易可使用 3DS 短信验证码验证。

Visa 卡体验地区可用性权益条款变化
i

提示:暂无提示。

卡片形态与费用差异

比较不同卡片形态与等级的真实费用记录

按住或滑动表格任意区域,左右查看全部卡片;左侧项目保持固定

Keytom Virtual Card
Keytom Physical Card
卡片类型虚拟卡实体卡
费用
月费
10 USDC

每张激活卡收取

10 USDC

每张激活卡收取

开卡费
免费

免费发行

50 USDC

配送费用

ATM 取现费
0.66 USDC

美元取现2%,非美元取现3.35%,最低0.66 USDC

0.66 USD

美元取现2%,非美元取现3.35%,最低0.66 USDC

货币转换费
2.35%

非美元卡支付费率

2.35%

非美元卡支付费率

充值费——
交易失败费——
奖励
返现——
加密货币返现——
质押奖励——
质押年利率——
欢迎奖金——
推荐奖金——
限制
每日支出限额
无限

单笔软限约15万美元

无限

单笔软限约15万美元

每月支出限额
无限

仍受合规风险控制

无限

仍受合规风险控制

ATM 取款限额
3,000 USD

每日3000美元,每月10000美元,仅支持非接触ATM

—
卡片网络
横向拖动查看其他卡片

费用可能因地区、卡片等级和官方政策变化,请以最新官方资料为准。

地区和语言支持

以下按地区申请状态整理公开资料、官方政策和用户反馈,不构成办卡建议。

可申请地区

支持申请或可正常开卡使用

159条

🇨🇳中国大陆CN🇮🇳印度IN🇺🇸美国US🇮🇩印度尼西亚ID🇵🇰巴基斯坦PK🇳🇬尼日利亚NG🇧🇷巴西BR🇧🇩孟加拉国BD🇲🇽墨西哥MX🇯🇵日本JP🇪🇬埃及EG🇵🇭菲律宾PH🇻🇳越南VN🇹🇷土耳其TR🇩🇪德国DE🇹🇭泰国TH🇬🇲冈比亚GM🇵🇦巴拿马PA🇲🇰北马其顿MK🇨🇾塞浦路斯CY🇰🇿哈萨克斯坦KZ🇳🇦纳米比亚NA🇫🇯斐济FJ🇮🇹意大利IT🇿🇦南非ZA🇹🇲土库曼斯坦TM🇸🇮斯洛文尼亚SI🇸🇲圣马力诺SM🇻🇪委内瑞拉VE🇰🇲科摩罗KM🇸🇹圣多美和普林西比ST🇧🇦波斯尼亚和黑塞哥维那BA🇬🇼几内亚比绍GW🇧🇫布基纳法索BF🇹🇻图瓦卢TV🇻🇨圣文森特和格林纳丁斯VC🇲🇼马拉维MW🇲🇬马达加斯加MG🇳🇿新西兰NZ🇸🇨塞舌尔SC🇳🇱荷兰NL🇸🇪瑞典SE🇯🇴约旦JO🇦🇿阿塞拜疆AZ🇮🇸冰岛IS🇲🇹马耳他MT🇮🇱以色列IL🇰🇷韩国KR🇬🇧英国GB🇱🇺卢森堡LU🇰🇬吉尔吉斯斯坦KG🇰🇼科威特KW🇸🇷苏里南SR🇨🇭瑞士CH🇪🇷厄立特里亚ER🇱🇮列支敦士登LI🇧🇳文莱BN🇨🇿捷克CZ🇱🇦老挝LA🇰🇮基里巴斯KI🇰🇳圣基茨和尼维斯KN🇧🇭巴林BH🇬🇪格鲁吉亚GE🇱🇷利比里亚LR🇪🇨厄瓜多尔EC🇭🇳洪都拉斯HN🇮🇪爱尔兰IE🇱🇻拉脱维亚LV🇮🇶伊拉克IQ🇨🇱智利CL🇱🇰斯里兰卡LK🇫🇮芬兰FI🇸🇦沙特阿拉伯SA🇫🇷法国FR🇹🇱东帝汶TL🇲🇭马绍尔群岛MH🇦🇬安提瓜和巴布达AG🇧🇪比利时BE🇱🇹立陶宛LT🇵🇹葡萄牙PT🇧🇮布隆迪BI🇹🇬多哥TG🇹🇳突尼斯TN🇱🇨圣卢西亚LC🇲🇨摩纳哥MC🇵🇪秘鲁PE🇹🇯塔吉克斯坦TJ🇨🇦加拿大CA🇸🇰斯洛伐克SK🇲🇪黑山ME🇬🇶赤道几内亚GQ🇾🇪也门YE🇸🇱塞拉利昂SL🇹🇩乍得TD🇭🇺匈牙利HU🇳🇵尼泊尔NP🇪🇪爱沙尼亚EE🇴🇲阿曼OM🇳🇴挪威NO🇬🇷希腊GR🇦🇺澳大利亚AU🇦🇷阿根廷AR🇳🇪尼日尔NE🇨🇴哥伦比亚CO🇵🇼帕劳PW🇲🇿莫桑比克MZ🇸🇬新加坡SG🇬🇦加蓬GA🇲🇩摩尔多瓦MD🇪🇸西班牙ES🇱🇸莱索托LS🇧🇯贝宁BJ🇦🇹奥地利AT🇲🇦摩洛哥MA🇭🇷克罗地亚HR🇸🇩苏丹SD🇷🇴罗马尼亚RO🇬🇳几内亚GN🇺🇿乌兹别克斯坦UZ🇸🇿斯威士兰SZ🇻🇦梵蒂冈VA🇬🇩格林纳达GD🇲🇻马尔代夫MV🇬🇹危地马拉GT🇺🇾乌拉圭UY🇲🇾马来西亚MY🇦🇪阿联酋AE🇦🇴安哥拉AO🇦🇲亚美尼亚AM🇵🇱波兰PL🇹🇴汤加TO🇦🇩安道尔AD🇨🇷哥斯达黎加CR🇧🇴玻利维亚BO🇵🇬巴布亚新几内亚PG🇩🇯吉布提DJ🇶🇦卡塔尔QA🇩🇴多米尼加共和国DO🇹🇿坦桑尼亚TZ🇸🇧所罗门群岛SB🇿🇲赞比亚ZM🇨🇮科特迪瓦CI🇳🇷瑙鲁NR🇨🇲喀麦隆CM🇵🇾巴拉圭PY🇰🇪肯尼亚KE🇷🇼卢旺达RW🇧🇿伯利兹BZ🇲🇺毛里求斯MU🇨🇻佛得角CV🇹🇼台湾TW🇧🇹不丹BT🇬🇾圭亚那GY🇩🇲多米尼克DM🇩🇿阿尔及利亚DZ🇸🇻萨尔瓦多SV🇩🇰丹麦DK🇭🇰香港HK🇧🇬保加利亚BG
证据来源
官方支持
更新时间
2026/08/14

不支持或受限地区

不支持或受限开户/功能

35条

🇷🇺俄罗斯RU🇪🇹埃塞俄比亚ET🇮🇷伊朗IR🇯🇲牙买加JM🇳🇮尼加拉瓜NI🇼🇸萨摩亚WS🇧🇾白俄罗斯BY🇧🇼博茨瓦纳BW🇲🇱马里ML🇸🇾叙利亚SY🇻🇺瓦努阿图VU🇸🇳塞内加尔SN🇨🇫中非共和国CF🇰🇭柬埔寨KH🇷🇸塞尔维亚RS🇰🇵朝鲜KP🇸🇸南苏丹SS🇱🇧黎巴嫩LB🇹🇹特立尼达和多巴哥TT🇸🇴索马里SO🇭🇹海地HT🇦🇱阿尔巴尼亚AL🇧🇧巴巴多斯BB🇺🇬乌干达UG🇦🇫阿富汗AF🇺🇦乌克兰UA🇲🇲缅甸MM🇱🇾利比亚LY🇿🇼津巴布韦ZW🇨🇺古巴CU🇦🇸美属萨摩亚AS🇬🇭加纳GH🇲🇷毛里塔尼亚MR🇲🇳蒙古MN🇧🇸巴哈马BS
证据来源
官方限制
更新时间
2026/08/14

未确认地区

资料不足,状态待确认

0条

暂无记录

我们正在持续更新中

证据来源
已确认
更新时间
2026/08/14

中国大陆适用性

1、中国大陆:中国大陆居民属于可申请范围,完成身份证明、地址证明及人脸验证后可申请;已发行 Visa 卡可用于支持国际卡的线上、线下及移动支付场景。

2、香港:中国香港居民可申请相应 Keytom Visa 卡计划并完成 KYC;已持卡用户可在接受 Visa 的香港及海外商户线上、线下消费和取现。

3、澳门:澳门居民申请受具体卡计划和实体卡配送资格限制;已持有 Keytom Visa 卡可在接受国际 Visa 的澳门线上及线下商户正常消费。

4、台湾:中国台湾居民属于当前可申请范围,完成 KYC 后可申请虚拟或符合配送条件的实体卡,并可在接受 Visa 的本地及境外商户消费。

证据来源
公开资料、官方政策、用户反馈
更新时间
2026/08/14

温馨提示:政策可能随时变动,建议以发卡行最新政策为准。

数据更新于 2026/09/14

KYC 要求

开户前需完成身份验证,以下为当前核验要求与限制说明

是否需要 KYC

是

✓需要

KYC 等级

完整 KYC

已通过标准

居住证明

需要

✓需要

支持证件

护照、国民身份证、居留许可、地址证明

审核时间 / 地区限制

自动审核多为15分钟至2小时,人工复核可延长至约48小时

KYC 服务商

未披露

更新时间

2026/08/14

支付兼容性

查看各类支付场景的支持状态及更新时间,便于您快速了解当前可用性。i

兼容性概览

共 12 项场景

支持

11项

不支持

1项

数据更新时间

2026/08/14

钱包支付

支付宝

✓支持

更新时间  2026/08/14

钱包支付

Apple Pay

×不支持

更新时间  2026/08/14

现金服务

ATM 取现

✓支持

更新时间  2026/08/14

AI 工具

ChatGPT

✓支持

更新时间  2026/08/14

AI 工具

Claude

✓支持

更新时间  2026/08/14

钱包支付

Google Pay

✓支持

更新时间  2026/08/14

AI 工具

Midjourney

✓支持

更新时间  2026/08/14

线下支付

线下刷卡

✓支持

更新时间  2026/08/14

线上购物

线上购物

✓支持

更新时间  2026/08/14

钱包支付

PayPal

✓支持

更新时间  2026/08/14

订阅服务

订阅支付

✓支持

更新时间  2026/08/14

钱包支付

微信支付

✓支持

更新时间  2026/08/14

深度评测

基于已核实记录写成的产品评测,结论与更新时间一并列出。

暂无深度评测

这张卡片还没有发布评测。发布后会出现在这里,并在上游数据变化时标记为待更新。

最近变化

经核实并发布的卡片变化记录,按发生时间排列。

暂无已确认的变化

该卡片还没有已确认并发布的变化记录。新的变化经核实后会出现在这里。

用户评论

27

展示最新 10 条已批准入库、并已匹配当前卡片的评论

最新优先
Kai TeoGoogle Play自动审核入库第三方评价★ 5 / 5
原文

Keytom Card Google Play 评论 Google Play review - 5 star

Easiest app to use. Definitely doesn't have complicated UI like many other exchanges/wallets.

Carengineering DubaiTrustpilot已审核入库第三方评价★ 5 / 5
原文

Great app. Amazing service

Great app for sending USDT and using USDT connected to your card. Very easy and convenient to use. Transactions always go through smoothly, and everything feels reliable and stable. Highly recommended!

Gavin Y-WGoogle Play自动审核入库第三方评价★ 3 / 5
原文

Keytom Card Google Play 评论 Google Play review - 3 star

OK, I had my account opened only for 24 hours. Unfortunately on the verification part my passport has prescription glasses for medical reasons. Unfortunately for the app, not acceptable. As my disability for verification was not accepted - in Canada - I had to withdraw the btc, close my account. Good communication - 3 stars. Data is held for 5 years -account deleted! At own risk, uninstalled! First time disability on verification not accepted! Canada! 🤔😳😲😕🙁😔

Ilya BelobrovichTrustpilot已审核入库第三方评价★ 5 / 5
原文

I’ve been really impressed with Keytom since I started using it. Fast, intuitive, reliable, and beautifully designed. Everything feels smooth and effortless. Highly recommended!!

I’ve been really impressed with Keytom. The app is fast, intuitive, and has a clean, modern design that makes managing finances effortless. Everything works smoothly, and the overall experience feels premium and reliable. Definitely one of the best banking apps I’ve used!!!

官方回复

Thank you Ilya for such a wonderful review! We’re delighted that you’re enjoying Keytom’s experience. Knowing that the app makes managing your finances feel smooth and effortless means a lot to our team! Thank you for choosing and recommending us to the world, Keytom team

Maxim BurobinTrustpilot已审核入库第三方评价★ 5 / 5
原文

A crypto card that actually delivers

I've been using my Keytom crypto card for a while now and I'm genuinely impressed. The onboarding was quick and hassle-free, the app is intuitive, and both topping up with crypto and paying in regular stores works smoothly every time. What stands out for me: transparent fees with no hidden charges, reliable performance both online and in physical stores, and a support team that gives real answers instead of copy-paste replies. If you want to spend your crypto in everyday life without unnecessary complications, this is a great solution. Highly recommended.

官方回复

Hi Maxim, Thanks so much for the kind words! We’re happy to hear that your Keytom card has made spending crypto simple and reliable for you. It also means a lot to know you’ve had a positive experience with our support team. We’ll be sure to share your feedback with them. Thanks for choosing Keytom and for taking the time to recommend us, Keytom Team

Anonymous UserTrustpilot已审核入库第三方评价★ 5 / 5
原文

Conto business e conto personale…

Conto business e conto personale fantastico. Personale molto gentile e soprattutto processionale. Davvero soddisfatto

官方回复

Grazie mille, ci fa davvero piacere! 🙌 Keytom Team

DANJERI DANJERTrustpilot已审核入库第三方评价★ 5 / 5
原文

Gracias 🫂 voy a probar

官方回复

¡Hola! Gracias por la confianza — ¡bienvenido a Keytom! 🙌

Roman TikhonovTrustpilot已审核入库第三方评价★ 5 / 5
原文

Great service and UI

Great service and UI. Easy to use, fast, reliable. Always recommend to all of my family and friends. Best in the market.

官方回复

Hi Roman, Thanks for the kind words! Really glad it's been a smooth experience. Appreciate you recommending us! 🙌 Keytom Team

TashaTrustpilot已审核入库第三方评价★ 5 / 5
原文

My requirements were pretty simple

My requirements were pretty simple: a single view of what I have and what I'm spending, without mental arithmetic every time I check in. Keytom handles that well. The balance is on-the-spot, the spending is easy to follow, and I'm not cross-referencing multiple places or accounts to understand how things really are. Category customization could really go further, but for straightforward money management it works.

官方回复

Hi Tasha, Thank you for taking the time to share this. We are glad to know Keytom gives you a clear and simple view of your finances, that is exactly the experience we aim to create. Feedback like this is valuable, and we are continuing to improve the product to make everyday money even more flexible. Thanks again for choosing Keytom and for sharing your experience. Keytom Team

Helga WillemseTrustpilot已审核入库第三方评价★ 1 / 5
原文

DO NOT SEND MONEY!!Very irresponsible company.

I have opened account with keytom couple days ago. I noted down my euro details which they provided. Today I wnet to bank and made transfer of 130 000 to an account that they provided. I come backhome to see if it arrived and my account is blocked. Support is telling me they have not received it and it was some kind of internal decision to close my account. but why was I given account in the first place? Support is useless god know if I get my money back now and if yes when will I get it because they are not sharing any information about it.

官方回复

Hello Helga, We understand this situation is stressful, and we want to be as clear as possible. Regarding your funds: since your account has been closed, any incoming transfer is automatically returned to the original source account from which they were transferred — this is a standard procedure and your funds are not lost. The return timeline depends on your bank's processing times, but the transfer will come back to where it was sent from. As outlined in the policies and legal terms you accepted when registering on our platform, Keytom reserves the right to restrict or close any account at any time where a client no longer meets the Company’s risk appetite, internal compliance standards, or regulatory requirements. For security and compliance reasons we're unable to share the specifics of account decisions publicly. If you have further questions about the status of your return, please contact us directly at support@keytom.com and reference your account — our team will provide an update on the timeline. Best regards, Keytom Team

风险因素

更新时间:2026/08/14

暂无风险因素