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Monolith Card

最近更新:2026/09/15

Monolith Card 是一款已经停止运营的以太坊加密借记卡,由非托管智能合约钱包和 Visa 实体卡组成。用户原可自行保管 ETH 及 ERC-20 资产,在消费前将支持的代币兑换为英镑或欧元并充值至卡片账户,再用于线上购物、线下刷卡和 ATM 取现。该服务曾覆盖英国、欧洲经济区及部分欧洲关联地区;所有卡片已于2024年10月8日停用,目前不能申请、充值或消费。

提交使用反馈
发卡网络
Visa
产品类型
加密借记卡
卡片形态
实体卡
运营状态
已停止
KYC 级别
完整 KYC
商业关系
无商业关系
风险分数
60-69
支持资产
ETH/LINK/DAI
最近更新
2026/09/15

官方与公司信息

发行方与公司资质概览

已验证fintechVisa Card

Monolith(前身为 TokenCard)是全球最早将以太坊去中心化金融(DeFi)生态与传统 Visa 支付网络打通的老牌借记卡平台之一。该项目允许用户完全掌控自己的非托管以太坊钱包(自己掌握私钥),同时支持将钱包内的 ETH 以及多种主流 ERC-20 代币(如 USDT、USDC、DAI 等)即时销毁、闪兑并充值进内置的 Visa 借记卡中,以便在全球数千万家线下商户及 ATM 进行日常消费与提现。它是 Web3“非托管资产+传统商用网络”的先驱。

公司 / 发行方
monolith(Monolith Card)
法律名称
monolith Studio London Limited
注册地区
英国(GB)
总部
英国伦敦
公司类型
fintech
核验状态
已验证
发行方官网
官方链接
办卡入口
办卡链接

卡片概览

Monolith 原名 TokenCard,核心结构是用户控制私钥的以太坊智能合约钱包,以及与其连接的 Visa 借记卡。加密资产在钱包阶段保持非托管状态,用户需要主动选择代币,将其转换为 GBP 或 EUR 并充值至独立卡片余额,商户交易不会直接从链上钱包即时扣款。历史上可充值资产包括 ETH、DAI、USDC、USDT、MATIC、MKR、GNO、KNC、TKN 等以太坊资产,卡片可在接受 Visa 的线上商户、实体商户和 ATM 使用。由于英国和欧盟监管要求不断提高,项目方决定终止 Monolith,转向发展 Token.com;非托管钱包资产仍可通过助记词导入其他钱包,但卡片账户和应用主要功能均已关闭。

Visa 卡体验地区可用性权益条款变化
i

提示:官方已于 2024 年 10 月 8 日正式停运并注销所有卡片服务,目前产品已全面终止运营

卡片形态与费用差异

比较不同卡片形态与等级的真实费用记录

Monolith Visa Debit Card
卡片类型实体卡
费用
月费
免费
开卡费
免费

发卡及普通配送免费

ATM 取现费
免费

每月前2笔免费;其后£0.75/€0.85

货币转换费
1.75%

非卡片本币交易

充值费
1%

TKN免费;稳定币1%;其他代币2%,包含社区贡献费用

交易失败费
奖励
返现
加密货币返现
质押奖励
质押年利率
欢迎奖金
推荐奖金
限制
每日支出限额
7,500 GBP

7,500 GBP或8,000 EUR

每月支出限额
ATM 取款限额
卡片网络

费用可能因地区、卡片等级和官方政策变化,请以最新官方资料为准。

地区和语言支持

以下按地区申请状态整理公开资料、官方政策和用户反馈,不构成办卡建议。

可申请地区

支持申请或可正常开卡使用

1

🌐当前无开放地区NO_OPEN
证据来源
官方支持
更新时间
2026/07/22

不支持或受限地区

不支持或受限开户/功能

1

🌐全球GLOBAL
证据来源
官方限制
更新时间
2026/07/22

未确认地区

资料不足,状态待确认

0

暂无记录

我们正在持续更新中

证据来源
已确认
更新时间
2026/07/22

中国大陆适用性

1、中国大陆:不能申请且无法使用,仅面向英国及欧洲经济区(EEA)合法居民发行,平台已于 2024 年 10 月全面停止卡片运营并关闭服务

2、香港:不能申请且无法使用,平台已于 2024 年 10 月全面停止卡片运营并关闭服务

3、澳门:不能申请且无法使用,平台已于 2024 年 10 月全面停止卡片运营并关闭服务

4、台湾:不能申请且无法使用,平台已于 2024 年 10 月全面停止卡片运营并关闭服务

证据来源
公开资料、官方政策、用户反馈
更新时间
2026/07/22

温馨提示:政策可能随时变动,建议以发卡行最新政策为准。

数据更新于 2026/09/15

KYC 要求

开户前需完成身份验证,以下为当前核验要求与限制说明

是否需要 KYC

需要

KYC 等级

完整 KYC

已通过标准

居住证明

需要

需要

支持证件

护照、驾驶证、居留许可证、国民身份证、水电账单、银行对账单、银行卡账单、政府或地方机关文件

审核时间 / 地区限制

自动审核可即时完成,人工核查及强化尽调一般需要数日

KYC 服务商

Onfido

更新时间

2026/08/07

支付兼容性

查看各类支付场景的支持状态及更新时间,便于您快速了解当前可用性。i

兼容性概览

共 12 项场景

支持

0

不支持

12

数据更新时间

2026/08/07

钱包支付

支付宝

×不支持

更新时间  2026/08/07

钱包支付

Apple Pay

×不支持

更新时间  2026/08/07

现金服务

ATM 取现

×不支持

更新时间  2026/08/07

AI 工具

ChatGPT

×不支持

更新时间  2026/08/07

AI 工具

Claude

×不支持

更新时间  2026/08/07

钱包支付

Google Pay

×不支持

更新时间  2026/08/07

AI 工具

Midjourney

×不支持

更新时间  2026/08/07

线下支付

线下刷卡

×不支持

更新时间  2026/08/07

线上购物

线上购物

×不支持

更新时间  2026/08/07

钱包支付

PayPal

×不支持

更新时间  2026/08/07

订阅服务

订阅支付

×不支持

更新时间  2026/08/07

钱包支付

微信支付

×不支持

更新时间  2026/08/07

深度评测

基于已核实记录写成的产品评测,结论与更新时间一并列出。

暂无深度评测

这张卡片还没有发布评测。发布后会出现在这里,并在上游数据变化时标记为待更新。

最近变化

经核实并发布的卡片变化记录,按发生时间排列。

暂无已确认的变化

该卡片还没有已确认并发布的变化记录。新的变化经核实后会出现在这里。

用户评论

19

展示最新 10 条已批准入库、并已匹配当前卡片的评论

最新优先
skydaddy345App Store自动审核入库第三方评价★ 5 / 5
原文

Unbelievable

I’ve been a huge PnC fan since the early 90s. Since iOS, I can’t remember if there has been a time where I wasn’t actively gaming or looking for a new one. I believe we may be very near a new Golden Age for adventure gaming. However, so far this has meant significant quantity of content but quality has been extremely hit and miss, especially in comparison to the 90s PnC era. That said, Monolith is one of the greatest adventure games I’ve played in decades. It can be difficult to make a game of this type hit so well without the campy elements so common to the genre, which I do appreciate but I found this extremely refreshing. Everything was there for an excellent game that truly felt like an adventure. And as a huge sci fi nerd I was absolutely impressed by the scientific creativity and respect for the player’s intelligence. I’ll be ready to pay big for a sequel or a similar style game from this company. And I can’t wait to see wheat they’ll do with improvements. Well done, creators. More please!

Robert YuleApp Store自动审核入库第三方评价★ 2 / 5
原文

Fails on Day 4

I cannot get the CORE to scan the ore samples in the mine and find Guffinium. So I cannot continue. I have a full size iPad version 6. I have used the hints to the letter. What am I missing?

I Love ApplerApp Store自动审核入库第三方评价★ 5 / 5
原文

I did use a walkthrough

Really enjoyed this point-and-click adventure. The story is great, the art is gorgeous, and yes—I totally used a walkthrough—but honestly it made the whole thing feel like a chill little adventure.

HangandsteveApp Store自动审核入库第三方评价★ 1 / 5
原文

Cannot Complete

In the swamp, my character has walked on thin air, of her own volition, up into the trees. She never returns to the game, and game. On trolls are no longer visible. This happened three times and I’m too tired of it to try for a fourth screw-up. Moving on to other games…

Scott huntingtonApp Store自动审核入库第三方评价★ 5 / 5
原文

Amazing pic

Been looking for a point and click game with better graphics, puzzles, and story.. 100% found it. Amazing job on this. We need more like this..

Cloud ServerApp Store自动审核入库第三方评价★ 5 / 5
原文

Great until the end

This was a great game for a great price. Lots of game play and challenging tasks and puzzles. Great graphics. Thanks for the text walkthrough. Too much unnecessary dialogue but could click through. The final part of the game after Tessa enters the Monolith should have been cut by 80%. It just dragged on and on with the same message over and over. The rest of the game was so good that I only removed 1/2 star for the interminable ending.

jennifer626App Store自动审核入库第三方评价★ 5 / 5
原文

Just superb - point and click fans won’t be disappointed

Initially, the game was frozen at the title screen of my iPad Pro, and I deleted and reinstalled three times without success. The developers fixed the bug a couple days later, and I am so glad that I didn’t rage quit! This game is so much more sophisticated and challenging than I thought it would be. The graphics are gorgeous, the story is engaging, and frankly, this is a really low price for a game of this caliber. Strongly recommend for all point and click adventure fans.

JustinchristApp Store自动审核入库第三方评价★ 5 / 5
原文

Quality point and click, worth the price

The graphics are really nice, including characters. P&C games usually slack on character models, even when the pre-rendered world is well done, but not this one. The puzzles were intuitive and often easy, but that is better than some games where solutions make so little sense that you only find them by brute force operation(using every item on every object). overall they were challenging enough. The story is key to a good point and click, and this one has a solid story line, although a bit sad. The ending (no spoilers) has little to do in the way of solving puzzles, and was more of a walkthrough cinematic, but that was fine because the rest of the game up to that point was non-stop problem solving. My only complaint about this game is that it would occasionally crash during a cutscene, and I’d have to restart it. Fortunately, I never lost any progress, I just had to watch some cutscenes twice.

KevinFMDApp Store自动审核入库第三方评价★ 5 / 5
原文

Great game

If you like Animation Arts games, you’ll love this. Great to see another game from the company. Anyone who is looking for a good point and click adventure should play this.

LeerybearApp Store自动审核入库第三方评价★ 1 / 5
原文

No sound

iPhone 15pro max, no sound. Support page 404. Great.

风险因素

更新时间:2026/08/07

暂无风险因素