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SSpritz Card logo

Spritz Card

最近更新:2026/09/29

Spritz Card 是 Spritz Finance 面向链上资产用户提供的 Visa Signature 加密支付信用卡。用户从自己的加密钱包选择资产为卡片充值,Spritz 在充值过程中完成资产转换,再形成美元卡片余额用于消费。卡片采用全额抵押模式,不需要信用评分或平台代币质押,支持虚拟卡、Apple Pay、Google Pay、3D Secure,并已推出限量实体卡和 ATM 使用能力。

提交使用反馈
发卡网络
Visa
产品类型
加密抵押信用卡
卡片形态
虚拟卡 / 实体卡
运营状态
正常运营
KYC 级别
完整 KYC
商业关系
无商业关系
风险分数
80-89
支持资产
USDT/USDC/BTC/ETH/BNB/SOL/XRP/AVAX/LINK/DAI/UNI
最近更新
2026/09/29

官方与公司信息

发行方与公司资质概览

已验证fintechVisa Card

Spritz 是一家 Web3 金融科技平台,支持使用加密资产支付信用卡账单、房贷、水电费等日常账单,同时提供法币出入金、稳定币支付、借记卡及全球支付能力,帮助用户直接使用链上资产完成现实世界支付。

公司 / 发行方
spritz Finance(Spritz)(Spritz Card)
法律名称
spritz Finance, Inc.
注册地区
美国(US)
总部
美国
公司类型
fintech
核验状态
已验证
发行方官网
官方链接
办卡入口
办卡链接

卡片概览

Spritz 将链上钱包与传统支付、银行转账和账单支付连接,用户无需先把全部资产转入中心化交易所。当前 Spritz Card 属全额抵押 Visa 信用卡,用户通过连接自己的钱包,以 USDC、ETH、SOL、BTC 等支持资产为卡片提供资金;平台完成跨链路由、兑换及美元结算后即可消费。卡片没有传统循环信用、利息或月底账单,消费能力由已充值资金支持。虚拟卡可即时使用并加入 Apple Pay、Google Pay;实体卡已进入限量发行,可刷卡、插卡、非接触支付并提供 ATM 使用。卡片同时带有 Visa Signature 旅行、购物保护和礼宾权益。

Visa 卡体验地区可用性权益条款变化
i

提示:暂无提示。

卡片形态与费用差异

比较不同卡片形态与等级的真实费用记录

按住或滑动表格任意区域,左右查看全部卡片;左侧项目保持固定

Virtual Spritz Card
Physical Spritz Card
卡片类型虚拟卡实体卡
费用
月费
免费
免费

无账户维护月费

开卡费——
ATM 取现费——
货币转换费——
充值费
2 USD + 1%

最低2 USD

2 USD + 1%

基础卡片充值费,最低2 USD

交易失败费——
奖励
返现
5%

旅行餐饮限时返现

5%

旅行餐饮限时返现

加密货币返现——
质押奖励——
质押年利率——
欢迎奖金——
推荐奖金——
限制
每日支出限额
无限

无预设消费上限

无限

无预设消费上限

每月支出限额
无限

受可用余额约束

无限

受可用余额约束

ATM 取款限额——
卡片网络
横向拖动查看其他卡片

费用可能因地区、卡片等级和官方政策变化,请以最新官方资料为准。

地区和语言支持

以下按地区申请状态整理公开资料、官方政策和用户反馈,不构成办卡建议。

可申请地区

支持申请或可正常开卡使用

42条

🇺🇸美国US🇵🇰巴基斯坦PK🇳🇬尼日利亚NG🇧🇷巴西BR🇲🇽墨西哥MX🇯🇵日本JP🇵🇭菲律宾PH🇪🇨厄瓜多尔EC🇦🇷阿根廷AR🇱🇨圣卢西亚LC🇦🇬安提瓜和巴布达AG🇸🇬新加坡SG🇺🇾乌拉圭UY🇿🇦南非ZA🇦🇪阿联酋AE🇧🇸巴哈马BS🇳🇿新西兰NZ🇸🇷苏里南SR🇭🇰香港HK🇭🇳洪都拉斯HN🇸🇻萨尔瓦多SV🇬🇩格林纳达GD🇦🇺澳大利亚AU🇧🇧巴巴多斯BB🇰🇾开曼群岛KY🇵🇾巴拉圭PY🇹🇨特克斯和凯科斯群岛TC🇵🇪秘鲁PE🇵🇦巴拿马PA🇧🇿伯利兹BZ🇩🇴多米尼加共和国DO🇬🇹危地马拉GT🇧🇴玻利维亚BO🇻🇨圣文森特和格林纳丁斯VC🇨🇷哥斯达黎加CR🇰🇪肯尼亚KE🇨🇴哥伦比亚CO🇩🇲多米尼克DM🇰🇳圣基茨和尼维斯KN🇹🇹特立尼达和多巴哥TT🇬🇾圭亚那GY🇬🇭加纳GH
证据来源
官方支持
更新时间
2026/08/18

不支持或受限地区

不支持或受限开户/功能

17条

🇨🇳中国大陆CN🇮🇳印度IN🇷🇺俄罗斯RU🇻🇳越南VN🇮🇷伊朗IR🇹🇷土耳其TR🇮🇶伊拉克IQ🇸🇾叙利亚SY🇳🇵尼泊尔NP🇳🇮尼加拉瓜NI🇨🇺古巴CU🇺🇦乌克兰UA🇧🇾白俄罗斯BY🇻🇪委内瑞拉VE🇲🇲缅甸MM🇮🇱以色列IL🇰🇵朝鲜KP
证据来源
官方限制
更新时间
2026/08/18

未确认地区

资料不足,状态待确认

0条

暂无记录

我们正在持续更新中

证据来源
已确认
更新时间
2026/08/18

中国大陆适用性

1、中国大陆:不可申请,Rain 当前明确禁止向中国大陆居民发行银行卡;其他合资格地区取得的 Spritz Visa 可在非受限 Visa 商户使用。

2、香港:属于 Spritz 官方明确支持的 Card 居民地区,完成身份验证后可申请虚拟卡,并用于 Visa 线上及移动钱包消费。

3、澳门:当前未列入 Spritz 明确的 Card 居民支持名单,不能按标准公开流程确认申请;已持合资格卡可在澳门 Visa 商户使用。

4、台湾:当前未列入 Spritz 明确的 Card 居民支持名单,不能按标准公开流程确认申请;已发行卡可按 Visa 网络规则在当地消费。

证据来源
公开资料、官方政策、用户反馈
更新时间
2026/08/18

温馨提示:政策可能随时变动,建议以发卡行最新政策为准。

数据更新于 2026/09/29

KYC 要求

开户前需完成身份验证,以下为当前核验要求与限制说明

是否需要 KYC

是

✓需要

KYC 等级

完整 KYC

已通过标准

居住证明

不需要

×不需要

支持证件

驾驶证、州身份证、护照、护照卡、永久居民卡

审核时间 / 地区限制

自动证件和活体审核通常即时完成,异常身份资料进入人工合规复核

KYC 服务商

Rain

更新时间

2026/08/18

支付兼容性

查看各类支付场景的支持状态及更新时间,便于您快速了解当前可用性。i

兼容性概览

共 12 项场景

支持

6项

不支持

6项

数据更新时间

2026/08/18

钱包支付

支付宝

×不支持

更新时间  2026/08/18

钱包支付

Apple Pay

✓支持

更新时间  2026/08/18

现金服务

ATM 取现

✓支持

更新时间  2026/08/18

AI 工具

ChatGPT

×不支持

更新时间  2026/08/18

AI 工具

Claude

×不支持

更新时间  2026/08/18

钱包支付

Google Pay

✓支持

更新时间  2026/08/18

AI 工具

Midjourney

×不支持

更新时间  2026/08/18

线下支付

线下刷卡

✓支持

更新时间  2026/08/18

线上购物

线上购物

✓支持

更新时间  2026/08/18

钱包支付

PayPal

×不支持

更新时间  2026/08/18

订阅服务

订阅支付

✓支持

更新时间  2026/08/18

钱包支付

微信支付

×不支持

更新时间  2026/08/18

深度评测

基于已核实记录写成的产品评测,结论与更新时间一并列出。

暂无深度评测

这张卡片还没有发布评测。发布后会出现在这里,并在上游数据变化时标记为待更新。

最近变化

经核实并发布的卡片变化记录,按发生时间排列。

暂无已确认的变化

该卡片还没有已确认并发布的变化记录。新的变化经核实后会出现在这里。

用户评论

100

展示最新 10 条已批准入库、并已匹配当前卡片的评论

最新优先
Clear SkyTrustpilot已审核入库第三方评价★ 5 / 5
原文

Support Experience

The experience with Support has been outstanding, particularly with Ley. I had many questions to be answered and issues to be resolved. This has been over a period of months, and everytime I get a quick response within hours if not immediately. This is in stark contrast with other companies where I've waited for days, a week or two, or no response at all. Keep up the great work Spritz!

DamianTrustpilot已审核入库第三方评价★ 5 / 5
原文

Amazing products and services

Amazing products and services. And what sets spritz apart from other platforms is their customer service. Knowledgeable, friendly and experienced staff makes needing help maybe once a year if soo much (due to my error)... Alot more easy .

Robert RTrustpilot已审核入库第三方评价★ 5 / 5
原文

The team at Spritz is the most helpful…

The team at Spritz is the most helpful and responsive group I have interacted with on any financial platform, and I have used several of them. Spritz is easy to use and I have recommended it to others and they have an easy time using it and zero issues. I never write reviews, but I will certainly take the time to let you know about Spritz, give them a try!

Nate BoydTrustpilot已审核入库第三方评价★ 5 / 5
原文

Fast response to a situation

Fast response to a situation (that was my fault). The situation was resolved without issue! Spritz has a service that is second to none and I suggest taking advantage of what they have to offer. Special thanks to the Spritz team!

ValSunshineTrustpilot已审核入库第三方评价★ 5 / 5
原文

I've been using Spritz for over a year…

I've been using Spritz for over a year and I love it. I can send direct to my bank account, debit card, or use the physical card and virtual card I have. Easy, fast, very low fees, and one thing I appreciate so much is the customer support, Ley! I have always had all my questions or issues taken care of right away, I highly recommend it to all my crypto people.

官方回复

Thank you so much for being with Spritz for over a year and for sharing such a thoughtful review. We’re glad to hear the bank, debit card, and card options have been easy and helpful for you. We also really appreciate the kind words about Ley and our support team. Thanks for recommending Spritz to your crypto community!

Amel KatesTrustpilot已审核入库第三方评价★ 1 / 5
原文

Go on X (twitter) and do a search for…

Go on X (twitter) and do a search for these scammers. They have stolen so much from users. Do not trust these people with $1 of your money because they will steal it. There are hundreds of people who have had their funds frozen for over a year and spritz will not give their money back. Buyer beware - only use if you want to scammed

Blaze NealTrustpilot已审核入库第三方评价★ 3 / 5
原文

Great UX/Poor service

Great UX, terrible customer care. Can’t even imagine how to describe to you the slow careless nature of these Chatbot workers. And since I can’t post a reply I’ll make an edit - you can see below where spritz disregards the issue at hand - poor support. As a note spritz. You can improve your service by adding labels that aren’t misleading so we know who and what we are speaking to in your chat portal - ai or person, and the time, date and other relavant info. I’ve had both of my tickets opened handled by a person who interjects between the “ai” messages. More communication, faster. PLEASE. I remind you that I CHOOSE spritz as my crypto card. I LIKE the idea of cutting you guys a couple dollars from my purchases now and then. Granted that you allow me to make purchases to begin with

官方回复

Hi Blaze, we’re sorry to hear that your experience left you feeling this way. Your card top-up issue has since been resolved. While the issue occurred outside of our support hours, our team investigated it as soon as we were back online (Monday through Friday, 9:00 AM to 5:00 PM ET), prioritized it internally, and worked with our engineering team to resolve it promptly. We understand that waiting for a resolution can be frustrating, and we appreciate your feedback. We’re continuously working to improve both our product and our support experience.

Ebony HTrustpilot已审核入库第三方评价★ 5 / 5
原文

Sprintz Finance is a very good company

Sprintz Finance is a very good company. They will help you through any problems, concerns and questions you may have or you experiencing. Send them an email or ask a question in the app, and Ley will respond very timely and quickly with the answers to your questions, problem, or concerns. When you submit a payment it don't take long for you to receive your funds in your account. I also like the fact that payments can be ACH, or wire transfer which makes it very easy to receive your fund in your account. I'm glad I found Sprintz Finance

官方回复

Thank you so much for the kind words and for taking the time to share your experience, Ebony. We’re glad to hear Spritz has been helpful for your payments and that Ley was able to support you quickly. We really appreciate your trust and are happy to have you with us!

ChrisTrustpilot已审核入库第三方评价★ 5 / 5
原文

Great experience at SPRITZ

I can honestly say that Spritz.finance has been one of the best financial platforms I’ve used. The site is incredibly easy to navigate, fast, reliable, and makes managing crypto payments and bill pay feel effortless. Everything is streamlined and user-friendly, even for people who may not be crypto experts. The platform gives a real sense of innovation while still feeling secure and trustworthy. What truly sets Spritz apart, though, is their customer support — especially Lev. I cannot rave enough about how amazing Lev was throughout my experience. Responsive, knowledgeable, professional, and genuinely caring, Lev went above and beyond to make sure every question was answered and every issue was resolved quickly. It’s rare these days to find support that feels personal and attentive, but Lev delivered exactly that. The combination of a powerful platform and exceptional customer service makes Spritz.finance stand out from the crowd. If you’re looking for a smart, modern financial solution backed by people who truly care about users, this is absolutely the place to be.

官方回复

Thank you for the wonderful review, Chris! We’re really glad to hear Spritz has been easy to use and helpful for managing your crypto payments and bill pay. We’ll also make sure Ley sees your feedback. It means a lot to the team to know the support felt personal, responsive, and genuinely helpful.

Kellie PadfieldTrustpilot已审核入库第三方评价★ 5 / 5
原文

Great customer service

官方回复

Thanks for the quick review, Kellie! Appreciate it!

风险因素

更新时间:2026/08/18

暂无风险因素