可申请地区
支持申请或可正常开卡使用
42条
- 证据来源
- 官方支持
- 更新时间
- 2026/08/18

最近更新:2026/09/29
Spritz Card 是 Spritz Finance 面向链上资产用户提供的 Visa Signature 加密支付信用卡。用户从自己的加密钱包选择资产为卡片充值,Spritz 在充值过程中完成资产转换,再形成美元卡片余额用于消费。卡片采用全额抵押模式,不需要信用评分或平台代币质押,支持虚拟卡、Apple Pay、Google Pay、3D Secure,并已推出限量实体卡和 ATM 使用能力。
Spritz 将链上钱包与传统支付、银行转账和账单支付连接,用户无需先把全部资产转入中心化交易所。当前 Spritz Card 属全额抵押 Visa 信用卡,用户通过连接自己的钱包,以 USDC、ETH、SOL、BTC 等支持资产为卡片提供资金;平台完成跨链路由、兑换及美元结算后即可消费。卡片没有传统循环信用、利息或月底账单,消费能力由已充值资金支持。虚拟卡可即时使用并加入 Apple Pay、Google Pay;实体卡已进入限量发行,可刷卡、插卡、非接触支付并提供 ATM 使用。卡片同时带有 Visa Signature 旅行、购物保护和礼宾权益。
比较不同卡片形态与等级的真实费用记录
按住或滑动表格任意区域,左右查看全部卡片;左侧项目保持固定
S Virtual Spritz Card | S Physical Spritz Card | |
|---|---|---|
| 卡片类型 | 虚拟卡 | 实体卡 |
| 费用 | ||
| 月费 | 免费 | 免费 无账户维护月费 |
| 开卡费 | — | — |
| ATM 取现费 | — | — |
| 货币转换费 | — | — |
| 充值费 | 2 USD + 1% 最低2 USD | 2 USD + 1% 基础卡片充值费,最低2 USD |
| 交易失败费 | — | — |
| 奖励 | ||
| 返现 | 5% 旅行餐饮限时返现 | 5% 旅行餐饮限时返现 |
| 加密货币返现 | — | — |
| 质押奖励 | — | — |
| 质押年利率 | — | — |
| 欢迎奖金 | — | — |
| 推荐奖金 | — | — |
| 限制 | ||
| 每日支出限额 | 无限 无预设消费上限 | 无限 无预设消费上限 |
| 每月支出限额 | 无限 受可用余额约束 | 无限 受可用余额约束 |
| ATM 取款限额 | — | — |
| 卡片网络 |
费用可能因地区、卡片等级和官方政策变化,请以最新官方资料为准。
以下按地区申请状态整理公开资料、官方政策和用户反馈,不构成办卡建议。
支持申请或可正常开卡使用
42条
不支持或受限开户/功能
17条
资料不足,状态待确认
0条
暂无记录
我们正在持续更新中
1、中国大陆:不可申请,Rain 当前明确禁止向中国大陆居民发行银行卡;其他合资格地区取得的 Spritz Visa 可在非受限 Visa 商户使用。
2、香港:属于 Spritz 官方明确支持的 Card 居民地区,完成身份验证后可申请虚拟卡,并用于 Visa 线上及移动钱包消费。
3、澳门:当前未列入 Spritz 明确的 Card 居民支持名单,不能按标准公开流程确认申请;已持合资格卡可在澳门 Visa 商户使用。
4、台湾:当前未列入 Spritz 明确的 Card 居民支持名单,不能按标准公开流程确认申请;已发行卡可按 Visa 网络规则在当地消费。
开户前需完成身份验证,以下为当前核验要求与限制说明
是否需要 KYC
是
KYC 等级
完整 KYC
居住证明
不需要
驾驶证、州身份证、护照、护照卡、永久居民卡
自动证件和活体审核通常即时完成,异常身份资料进入人工合规复核
Rain
2026/08/18
查看各类支付场景的支持状态及更新时间,便于您快速了解当前可用性。i
兼容性概览
共 12 项场景支持
6项
不支持
6项
数据更新时间
2026/08/18
钱包支付
更新时间 2026/08/18
钱包支付
更新时间 2026/08/18
现金服务
更新时间 2026/08/18
AI 工具
更新时间 2026/08/18
AI 工具
更新时间 2026/08/18
钱包支付
更新时间 2026/08/18
AI 工具
更新时间 2026/08/18
线下支付
更新时间 2026/08/18
线上购物
更新时间 2026/08/18
钱包支付
更新时间 2026/08/18
订阅服务
更新时间 2026/08/18
钱包支付
更新时间 2026/08/18
基于已核实记录写成的产品评测,结论与更新时间一并列出。
暂无深度评测
这张卡片还没有发布评测。发布后会出现在这里,并在上游数据变化时标记为待更新。
经核实并发布的卡片变化记录,按发生时间排列。
暂无已确认的变化
该卡片还没有已确认并发布的变化记录。新的变化经核实后会出现在这里。
展示最新 10 条已批准入库、并已匹配当前卡片的评论
The experience with Support has been outstanding, particularly with Ley. I had many questions to be answered and issues to be resolved. This has been over a period of months, and everytime I get a quick response within hours if not immediately. This is in stark contrast with other companies where I've waited for days, a week or two, or no response at all. Keep up the great work Spritz!
Amazing products and services. And what sets spritz apart from other platforms is their customer service. Knowledgeable, friendly and experienced staff makes needing help maybe once a year if soo much (due to my error)... Alot more easy .
The team at Spritz is the most helpful and responsive group I have interacted with on any financial platform, and I have used several of them. Spritz is easy to use and I have recommended it to others and they have an easy time using it and zero issues. I never write reviews, but I will certainly take the time to let you know about Spritz, give them a try!
Fast response to a situation (that was my fault). The situation was resolved without issue! Spritz has a service that is second to none and I suggest taking advantage of what they have to offer. Special thanks to the Spritz team!
I've been using Spritz for over a year and I love it. I can send direct to my bank account, debit card, or use the physical card and virtual card I have. Easy, fast, very low fees, and one thing I appreciate so much is the customer support, Ley! I have always had all my questions or issues taken care of right away, I highly recommend it to all my crypto people.
Thank you so much for being with Spritz for over a year and for sharing such a thoughtful review. We’re glad to hear the bank, debit card, and card options have been easy and helpful for you. We also really appreciate the kind words about Ley and our support team. Thanks for recommending Spritz to your crypto community!
Go on X (twitter) and do a search for these scammers. They have stolen so much from users. Do not trust these people with $1 of your money because they will steal it. There are hundreds of people who have had their funds frozen for over a year and spritz will not give their money back. Buyer beware - only use if you want to scammed
Great UX, terrible customer care. Can’t even imagine how to describe to you the slow careless nature of these Chatbot workers. And since I can’t post a reply I’ll make an edit - you can see below where spritz disregards the issue at hand - poor support. As a note spritz. You can improve your service by adding labels that aren’t misleading so we know who and what we are speaking to in your chat portal - ai or person, and the time, date and other relavant info. I’ve had both of my tickets opened handled by a person who interjects between the “ai” messages. More communication, faster. PLEASE. I remind you that I CHOOSE spritz as my crypto card. I LIKE the idea of cutting you guys a couple dollars from my purchases now and then. Granted that you allow me to make purchases to begin with
Hi Blaze, we’re sorry to hear that your experience left you feeling this way. Your card top-up issue has since been resolved. While the issue occurred outside of our support hours, our team investigated it as soon as we were back online (Monday through Friday, 9:00 AM to 5:00 PM ET), prioritized it internally, and worked with our engineering team to resolve it promptly. We understand that waiting for a resolution can be frustrating, and we appreciate your feedback. We’re continuously working to improve both our product and our support experience.
Sprintz Finance is a very good company. They will help you through any problems, concerns and questions you may have or you experiencing. Send them an email or ask a question in the app, and Ley will respond very timely and quickly with the answers to your questions, problem, or concerns. When you submit a payment it don't take long for you to receive your funds in your account. I also like the fact that payments can be ACH, or wire transfer which makes it very easy to receive your fund in your account. I'm glad I found Sprintz Finance
Thank you so much for the kind words and for taking the time to share your experience, Ebony. We’re glad to hear Spritz has been helpful for your payments and that Ley was able to support you quickly. We really appreciate your trust and are happy to have you with us!
I can honestly say that Spritz.finance has been one of the best financial platforms I’ve used. The site is incredibly easy to navigate, fast, reliable, and makes managing crypto payments and bill pay feel effortless. Everything is streamlined and user-friendly, even for people who may not be crypto experts. The platform gives a real sense of innovation while still feeling secure and trustworthy. What truly sets Spritz apart, though, is their customer support — especially Lev. I cannot rave enough about how amazing Lev was throughout my experience. Responsive, knowledgeable, professional, and genuinely caring, Lev went above and beyond to make sure every question was answered and every issue was resolved quickly. It’s rare these days to find support that feels personal and attentive, but Lev delivered exactly that. The combination of a powerful platform and exceptional customer service makes Spritz.finance stand out from the crowd. If you’re looking for a smart, modern financial solution backed by people who truly care about users, this is absolutely the place to be.
Thank you for the wonderful review, Chris! We’re really glad to hear Spritz has been easy to use and helpful for managing your crypto payments and bill pay. We’ll also make sure Ley sees your feedback. It means a lot to the team to know the support felt personal, responsive, and genuinely helpful.
Great customer service
Thanks for the quick review, Kellie! Appreciate it!
更新时间:2026/08/18
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