可申请地区
支持申请或可正常开卡使用
160条
- 证据来源
- 官方支持
- 更新时间
- 2026/08/02

最近更新:2026/09/18
Zypto Card 是与 Zypto 自托管多链钱包连接的加密资产预付卡产品,包括可重复充值的 Premium Visa 实体卡、Premium Visa 虚拟卡,以及由第三方供应商提供的单次充值 Visa 或 Mastercard 虚拟卡。用户可从钱包选择加密资产为卡片充值,资产在充值时转换为卡片法币余额,再用于线上购物、线下消费、手机钱包支付及符合条件的 ATM 取现。
Zypto Premium Visa Card 由 Zypto App 统一管理,用户完成身份验证后,可申请虚拟卡或实体卡。虚拟卡通常在审核通过后即时签发,实体卡通常于下一个工作日发货。用户可从 Zypto 钱包、外部钱包或 KuCoin Pay 充值,系统在充值时把加密资产转换为卡片余额,消费阶段直接使用已转换余额结算。 Premium 卡支持3-D Secure、Apple Pay、Google Pay、Samsung Pay、余额查询、交易记录、PIN管理及暂停卡片。实体卡提供较高消费与 ATM 限额;虚拟卡主要用于线上和手机闪付。单次充值虚拟卡通过第三方发行平台兑换,不能再次充值,具体卡组织、验证方式、手机钱包和商户兼容性由供应商决定。
这张卡片暂时没有可展示的使用规模数据。数据补充后会在这里显示。
比较不同卡片形态与等级的真实费用记录
按住或滑动表格任意区域,左右查看全部卡片;左侧项目保持固定
Z Zypto Premium Virtual Visa Card | Z Zypto Premium Physical Visa Card | Z Zypto Non-Reloadable Virtual Card | |
|---|---|---|---|
| 卡片类型 | 虚拟卡 | 实体卡 | 虚拟卡 |
| 费用 | |||
| 月费 | 免费 无月度维护费 | 免费 无月度维护费 | — |
| 开卡费 | 免费 首次须充值10美元 | 50 USD 含激活及国际配送 | 6 USD + 4.5% 购卡费6美元+卡片面值的4.5% |
| ATM 取现费 | — | 1% 每次取现收取 | — |
| 货币转换费 | 1.75% 非美元交易收取 | 1.75% 非美元交易收取 | — |
| 充值费 | 3% 加密资产转卡余额 | 3% 加密资产转卡余额 | — |
| 交易失败费 | — | — | — |
| 奖励 | |||
| 返现 | 0% 按等级与活动发放ZYPs积分 | 0% 按等级与活动发放 | — |
| 加密货币返现 | — | — | — |
| 质押奖励 | — | — | — |
| 质押年利率 | — | — | — |
| 欢迎奖金 | — | — | — |
| 推荐奖金 | — | — | — |
| 限制 | |||
| 每日支出限额 | — | — | — |
| 每月支出限额 | 0% 按资格设置额度 | 1,000,000 USD 每月上限 | — |
| ATM 取款限额 | 0% 仅兼容NFC取款机 | 750 USD 单笔250,月2.25万 | — |
| 卡片网络 |
费用可能因地区、卡片等级和官方政策变化,请以最新官方资料为准。
以下按地区申请状态整理公开资料、官方政策和用户反馈,不构成办卡建议。
支持申请或可正常开卡使用
160条
不支持或受限开户/功能
52条
资料不足,状态待确认
0条
暂无记录
我们正在持续更新中
1、中国大陆:Premium Visa 不向中国大陆居民发卡;可尝试购买符合第三方发行规则的单次充值卡,已发行卡可在国际卡受理商户使用。
2、香港:符合身份及居住审核要求的香港居民可以申请 Premium Visa;卡片可用于线上、线下、手机钱包及符合条件的 ATM 取现。
3、澳门:中国澳门列入 Premium Visa 支持范围,符合资格的居民可以申请;卡片可在接受 Visa 的商户及支持的手机钱包中使用。
4、台湾:符合身份及居住审核要求的台湾居民可以申请 Premium Visa;卡片支持线上消费、手机闪付及接受 Visa 的线下商户。
开户前需完成身份验证,以下为当前核验要求与限制说明
是否需要 KYC
是
KYC 等级
分级 KYC
居住证明
需要
护照、国民身份证、驾驶执照、水电账单、银行对账单
自动审核一般数分钟完成,复杂申请可能需要人工复核
Sumsub
2026/08/02
查看各类支付场景的支持状态及更新时间,便于您快速了解当前可用性。i
兼容性概览
共 12 项场景支持
12项
不支持
0项
数据更新时间
2026/08/02
钱包支付
更新时间 2026/08/02
钱包支付
更新时间 2026/08/02
现金服务
更新时间 2026/08/02
AI 工具
更新时间 2026/08/02
AI 工具
更新时间 2026/08/02
钱包支付
更新时间 2026/08/02
AI 工具
更新时间 2026/08/02
线下支付
更新时间 2026/08/02
线上购物
更新时间 2026/08/02
钱包支付
更新时间 2026/08/02
订阅服务
更新时间 2026/08/02
钱包支付
更新时间 2026/08/02
查看这张卡片的编辑评测、结论和最近更新时间。
暂无深度评测
这张卡片暂未发布评测;发布后会显示在这里。
经核实并发布的卡片变化记录,按发生时间排列。
暂无已确认的变化
该卡片还没有已确认并发布的变化记录。新的变化经核实后会出现在这里。
展示最新 10 条已批准入库、并已匹配当前卡片的评论
Not a reliable card...sometimes it works, others it doesn't. I tried to pay a government water bill and their response was (even though it worked a couple of months ago) the merchant is a High Risk merchant according to them. I will be looking for a new and cheaper card. Load fees aren't good either. Their customer support is fast but not helpful.
Not a reliable card...sometimes it works, others it doesn't. I tried to pay a government water bill and their response was (even though it worked a couple of months ago) the merchant is a High Risk merchant according to them. I will be looking for a new and cheaper card. Load fees aren't good either. Their customer support is fast but not helpful.
I am extremely disappointed with my experience with Zypto. I ordered and paid for a physical Zypto card to be delivered to Morocco, a country advertised as supported by the company. However, I never received my card. When I contacted DHL in Morocco, I was verbally informed that Moroccan Customs had refused its importation because this type of card was reportedly not authorized. Despite explaining the situation to Zypto customer support, I have not received a practical solution or confirmation of a refund. Instead, I was repeatedly asked to provide an official customs refusal document, which DHL had not given me. I have now submitted a formal complaint to DHL requesting written confirmation. My main concern is simple: I paid for a product that I have never received, and I am still waiting for a resolution. I believe Zypto should take greater responsibility for investigating failed deliveries, especially when advertising physical cards to international customers. I am requesting a full refund, including shipping fees. I will update this review if the company resolves my complaint. Very disappointing experience so far.
One of the Best Crypto wallet Ever I Used easily connect with Apple Pay and Google pay very help for user are located not supported that service like me , also very fast deposit through wallet to my card without any fee Very Useful For every one have Cryptocurrency of you have Crypto you must have Zypto.
how to swap or sell pi coin
Bad experience with this. I appreciate that may not be the case for everyone but I bought a coin on the platform and was literally stuck with it as I couldn't swap it for any other crypto for some reason and the technical support team had no clue what to do about it. They raised a ticket with the coin developer and after waiting 3 days there was still no response. I feel like I've lost my investment being stuck with a coin I cannot sell or swap.
dishonest developer. stay away. it creates tons of misleading landing webpages to cheat users searching for cryptos it doesn't support.
They are EXTREMELY helpful. They are very quick to help and fix an issue you have. I am very greatful that I found their services.
smooth and fast service
The CSR I dealt with (Alok was his name) really addressed all of my issues. He quickly explained why my application was not accepted and then helped me find alternate viable options within the Zypto app. His responses were fast, courteous and thorough. I couldn't ask for anything more. Great experience.
更新时间:2026/08/02
暂无风险因素
以下回答整理自本页已发布的卡片记录。
我们记录的 Zypto Card 认证要求为:分级 KYC。证件和审核细节见本页「KYC 要求」。
Apple Pay:支持;Google Pay:支持。
我们记录到 Zypto Card 支持:USDT、USDC、BTC、ETH、BNB、SOL、XRP和ADA 等 20 种。
Zypto Card 提供:虚拟卡和实体卡。
我们记录到 160 个国家或地区可用、52 个受限。逐个国家的状态见本页「地区和语言支持」。
Zypto Card 由 Zypto 运营,卡组织为 Mastercard / Visa。