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WWayex Visa Card logo

Wayex Visa Card

Actualizado: 2 ago 2026

OriginalWayex Visa Card 是 Wayex 提供的加密资产支付卡，分为全球稳定币卡与澳大利亚本地加密卡两套服务。用户可将稳定币、法币或澳大利亚版本支持的加密资产存入 Wayex，通过虚拟卡、实体卡或手机钱包在 Visa 商户消费。全球版本统一以美元余额结算，澳大利亚版本可在消费时将选定资产转换为澳元，适用于线上购物、线下消费、订阅及跨境支付。
Enviar experiencia de uso
Red de la tarjeta
Visa
Tipo de producto
Tarjeta de pago con stablecoins
Formato
Virtual + física
Estado operativo
Activa
Nivel KYC
KYC completo
Relación comercial
Sin relación comercial
Puntuación de riesgo
70-79
Activos admitidos
USDT / USDC / BTC / ETH / BNB / SOL / XRP / ADA / DOGE / TRX / AVAX / DOT / LINK / MATIC / ATOM / LTC / BCH / DAI / XLM / UNI
Última actualización
2 ago 2026

Información oficial y de la empresa

Identidad del emisor y datos societarios

Wayex (anteriormente CryptoSpend, fundada en 2018) es una plataforma líder de comercio minorista de criptomonedas y tarjetas de consumo PayFi, totalmente regulada en Australia. Como la primera institución en Australia en lanzar una tarjeta de débito Visa nativa para criptomonedas, Wayex permite a los usuarios cargar y retirar dólares australianos (AUD) al instante a través de PayID o la red bancaria NPP, y, con control total de los activos de la cuenta, pueden gastar criptoactivos (más de 90 tokens) en cualquier comercio que acepte Visa Tap to Pay, Apple Pay o Google Pay en todo el mundo, disfrutando de una experiencia de nómada digital con liquidación en tiempo real y sin comisiones por transacciones transfronterizas.
Visitar sitio web Página de solicitud
Empresa / emisor
Wayex (anteriormente CryptoSpend)
Razón social
CryptoSpend
Región de registro
Australia (AU)
Sede
Sídney, Australia
Tipo de empresa
Crypto exchange
Estado de verificación
Verificado
Sitio del emisor
Enlace oficial
Página de solicitud
Enlace de solicitud

Resumen de la tarjeta

OriginalWayex 全球卡由 Wayex 应用提供账户和卡片管理，用户可通过 USDC、USDT、DAI、PYUSD 或当地银行通道充值，资金汇入统一美元余额，再由 Visa 预付借记卡完成支付。全球虚拟卡可在审核后即时创建，并直接加入 Apple Pay 或 Google Pay；实体卡仅在支持地区提供，全球卡当前不具备 ATM 取现功能。 澳大利亚版本使用独立发行安排，用户可存入澳元或在 Wayex 账户中持有的加密资产，并在应用内选择消费资产。发生交易时，系统将相应资产转换为澳元完成结算。澳大利亚用户可以申请数字卡或实体卡，数字卡可加入手机钱包，实体卡可用于刷卡及澳大利亚境内 ATM 取现。两套服务均使用用户自有余额，不提供信用额度。
Visa experiencia de tarjetaDisponibilidad regionalLas condiciones pueden cambiar
Aviso: No hay avisos adicionales.

Variantes y diferencias de comisiones

Compara registros de comisiones verificados entre formatos y niveles

Arrastra o desliza la tabla para ver todas las tarjetas; las etiquetas quedan fijas

Tarjeta Visa global Wayex
Wayex Australia Card
FormatoVirtual + físicaVirtual + física
Comisiones
Comisión mensual
Gratis
Sin comisión de mantenimiento mensual
Gratis
Sin cargos continuos de tarjeta.
Comisión de emisión
Gratis
Gratis
14.99 AUD
Tarjeta digital gratuita; tarifa única de 14,99.
Comisión de cajero—
Gratis
Original第三方ATM可能收费
Comisión de cambio
1.5%
Se aplica a transacciones en moneda distinta al dólar
Gratis
No se aplican recargos por cambio de divisa.
Comisión de recarga
0.1%
DAI y USDC sin comisión; USDT 0,1%.
Gratis
Depósitos en AUD sin comisión.
Comisión por transacción fallida——
Recompensas
Reembolso——
Recompensa cripto——
Recompensas por staking
0%
El saldo en stablecoins líquidas genera rendimiento automáticamente.
—
APR de staking
5%
Rendimiento de stablecoins líquidas, hasta el 5%.
—
Bono de bienvenida——
Bono por referido—
10 AUD
Original双方各得10澳元等值BTC，需完成KYC及30澳元交易
Límites
Límite de gasto diario—
Sin límite
Original单笔上限1万澳元
Límite de gasto mensual——
Límite de retirada en cajero
0%
La tarjeta global no admite retiros en cajeros.
1,000 AUD
Solo cajeros automáticos en Australia.
Red
Arrastra horizontalmente para ver otras tarjetas

Las comisiones pueden variar por región, nivel y política oficial. Comprueba las condiciones oficiales más recientes.

Regiones y disponibilidad en China

Estado de solicitud según fuentes públicas, políticas oficiales y experiencias de usuarios. No es asesoramiento de solicitud.

Regiones disponibles

Se admite la solicitud o activación normal

29
NigeriaNGEcuadorECRepública DominicanaDOHong KongHKMaldivasMVSudáfricaZAGuatemalaGTArgentinaARSingapurSGGhanaGHJapónJPParaguayPYHondurasHNButánBTFilipinasPHPerúPEEl SalvadorSVAustraliaAUBrasilBRColombiaCOCosta RicaCRMalasiaMYPanamáPABoliviaBOTailandiaTHMéxicoMXUruguayUYSri LankaLKMacaoMO
Evidencia
Compatible oficialmente

Regiones no admitidas o restringidas

La solicitud o algunas funciones no están disponibles o tienen límites

4
Corea del NorteKPIránIRSiriaSYCubaCU
Evidencia
Restringido oficialmente

Regiones sin confirmar

No hay evidencia suficiente

0

Sin registros

Evidencia
Fuentes públicas

Disponibilidad en China

A continuación se conserva el texto original.

Original

1、中国大陆：居民不在公开发卡范围内，不能直接申请；已持卡用户可在受理境外 Visa 的商户及部分微信、支付宝场景使用，全球卡不支持 ATM 取现。

2、香港：列入全球卡首发范围，符合身份及居住审核要求的用户可以申请；卡片可用于线上和线下 Visa 支付，但全球卡不支持 ATM 取现

3、澳门：列入全球卡首发范围，符合身份及居住审核要求的用户可以申请；已发行卡可用于 Visa 商户、线上购物及支持的手机钱包。

4、台湾：未列入公开发卡市场，居民当前不能直接申请；已持有其他地区发行卡的用户可在当地受理 Visa 的线上和线下商户消费。

Actualizado: 2 ago 2026

Las políticas pueden cambiar. Comprueba la última política del emisor.

Requisitos KYC

Requisitos y límites actuales de verificación de identidad

KYC obligatorio

SíObligatorio

Nivel KYC

KYC completoRequisito confirmado

Comprobante de domicilio

SíObligatorio

Documentos aceptados

Pasaporte / Licencia de conducir / Documento de identidad emitido por el gobierno / Comprobante de domicilio

Tiempo de revisión / límites regionales

La revisión automática suele completarse en minutos; los datos anómalos pasan a revisión manual.

Proveedor KYC

No divulgado públicamente

Actualizado

2 ago 2026

Compatibilidad de pagos

Estado y fecha de actualización por escenario de pago · La disponibilidad real puede variar por región, comercio y política del emisor

Resumen de compatibilidad12 escenarios
Compatible12
No compatible0
Actualizado2 ago 2026

Carteras digitales

Alipay

Compatible

2 ago 2026

Carteras digitales

Apple Pay

Compatible

2 ago 2026

Servicios de efectivo

Retirada en cajero

Compatible

2 ago 2026

Herramientas de IA

ChatGPT

Compatible

2 ago 2026

Herramientas de IA

Claude

Compatible

2 ago 2026

Carteras digitales

Google Pay

Compatible

2 ago 2026

Herramientas de IA

Midjourney

Compatible

2 ago 2026

Pagos presenciales

TPV en tienda

Compatible

2 ago 2026

Compras en línea

Compras en línea

Compatible

2 ago 2026

Carteras digitales

PayPal

Compatible

2 ago 2026

Suscripciones

Pago de suscripciones

Compatible

2 ago 2026

Carteras digitales

WeChat Pay

Compatible

2 ago 2026

Reseñas de usuarios

Mostrando 10 reseñas aprobadas asociadas a esta tarjeta

Más recientes primero
Anthoniotrustpilot★ 1 / 5

I was expecting a payment so…

I was expecting a payment so discovering that my account had been blocked without any warning caught me completely off guard. I reached out straight away hoping there had been some kind of mistake but all I was told was that it was their decision. They asked me to send an explanation which I did the same day yet days have gone by without any meaningful. When your money is tied up, you expect clear communication and wondering if anyone is actually looking into my case. I no longer use this platform and manage my investments through #Market#Integrity#
Respuesta oficial
Hi Antonio, Thank you for taking the time to share your experience. We're sorry to hear about the frustration this situation has caused, particularly given that you were expecting a payment. While we can't discuss account-specific details publicly, account restrictions or closures are only made after careful consideration and in accordance with our regulatory obligations and internal policies. If you believe your case requires further review or you have not received an update, please email us at support@wayex.com with your account details and reference this Trustpilot review. Our team will ensure your case is reviewed and provide you with an update as soon as possible. Thank you for bringing this to our attention.
Ver original
Xavier Evanstrustpilot★ 1 / 5

Avoid this service.

My account was blocked without any warning while I was expecting a payment. The company refused to explain why and simply claimed it was their "final decision." They then asked me to send an explanation, which I did immediately, but they have ignored me for days. When a company has access to your money, the least they can do is communicate honestly and transparently. Instead, I've been met with silence and generic responses. Based on my experience, I would never trust this company with my money again. One more thing. If I'm lucky, perhaps someone from your team will reply to this review and tell me that I should raise my concerns by email instead of posting them publicly here. Well, I already did. I sent the detailed explanation you requested. I also tried to contact your support through live chat. I received no meaningful response through either channel. After being ignored, I had no choice but to share my experience publicly. If you had simply communicated with your customer instead of remaining silent, this review wouldn't exist.
Respuesta oficial
Hey Xavier, thank you for leaving a review and expressing your concerns. I would like to investigate further, but I am not able to match your name to our customer database. If you could kindly email us again regarding your concern, that would be much appreciated. I look forward to hearing from you.
Ver original
bones ctrustpilot★ 1 / 5

Unable to close my account despite repeated follow‑ups

I requested to close my account on 12 Feb 2026. However, it is with deep disappointment that the status remains pending despite numerous reminders to customer support. I am totally in the dark as to when the account will be closed, if ever. This raises the question of whether account cancellation is even possible.
Respuesta oficial
Thank you for sharing your experience, and we sincerely apologise for the delay in processing your account closure request. This is not the standard of service we hold ourselves to, and we completely understand your frustration. We're pleased to confirm that your account has now been fully closed. A member of our team has also reached out to you directly to ensure everything has been resolved to your satisfaction. We take feedback like this seriously as it helps us improve our processes. We're sorry we fell short this time.
Ver original
Dominique Hummeltrustpilot★ 1 / 5

So to be clear you collected all this…

So to be clear you collected all this information about me and now you are denying me the use of Wayex for no other reason then what I presume is your own but rather obscure and obsessive gathering of information that has nothing to do with 'protecting against scams'. I would like to appeal that decision on the ground that I have provided all that I could and therefore feel abused and upset to have to go through this process to in the end be insulted by your refusal to even give me a chance to show my sincere and innocent pursuit to experience a way to improve my knowledge of cryptocurrency...
Respuesta oficial
Thank you for your feedback. We understand this was a frustrating experience, and we're grateful we had the opportunity to discuss this with you privately. Our verification procedures are in place to protect all users and maintain platform security. We appreciate you taking the time to speak with us.
Ver original
Andrew Philippoutrustpilot★ 2 / 5

I am trying to open an account

I am trying to open an account. I was asked to verify my details. I sent 2 photos of my driver's licence and still no approval. Then I am trying to verify again and northing pops out to take a photo. Vey upsetting for an older man. When can I get my details verified?
Respuesta oficial
Hi there, I'm sorry you've had trouble with the verification process. Our support team can help sort this out for you right away. Please reach out via live chat at wayex.com or email support@wayex.com, and they'll personally assist you with completing your verification. We'll get you sorted.
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Nathan Yao-Ting Leetrustpilot★ 5 / 5

Excellent Support

I’ve been with Wirex since they first started. I’m very happy with their support — they genuinely investigate the issues I raise and work to resolve them properly. I’ve found them to be a trustworthy company, and I will continue using their debit card services.
Respuesta oficial
Thank you very much for your trust and support!
Ver original
Snowytrustpilot★ 5 / 5

Smooth, Reliable, and Great Support

Excellent experience with Wayex from start to finish. The app is clean, easy to use, and makes managing crypto and everyday spending simple. Transactions are fast, the card works smoothly, and the platform feels secure and reliable. What stood out the most was the customer support — quick, professional, and genuinely helpful whenever needed. It’s great to see a platform making digital finance practical for real-world use. Highly recommended.
Respuesta oficial
Thank you very much! We are pleased to hear that you've had a great experience with us.
Ver original
Maksim Makovetsgoogle_play★ 5 / 5

Wayex: Spend Stables Anywhere Google Play review - 5 star

Amazing customer service 👌
Ver original
DearArts Craftsgoogle_play★ 5 / 5

Wayex: Spend Stables Anywhere Google Play review - 5 star

Love using this for my freelance work, thank you team!
Ver original
ем ройбубусtrustpilot★ 5 / 5
Very good app and support
Respuesta oficial
Thank you for the review!
Ver original

Factores de riesgo

Actualizado: 16 jul 2026

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