Base de cartões / Visa / Cartão de pagamento com stablecoins
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Karta Business Corporate Visa
Atualizado: 8 de ago. de 2026
Karta Business Corporate Visa é um cartão empresarial de pagamento lastreado em stablecoins oferecido pela Karta a empresas registradas. A empresa pode recarregar a conta principal com USDT ou USDC e criar cartões virtuais Visa para funcionários, projetos, departamentos, contas de publicidade e assinaturas de software. Os administradores podem definir orçamentos, atribuir titulares, configurar ciclos e limites de gastos e congelar ou encerrar cartões a qualquer momento. O produto é destinado principalmente a marketing e publicidade, serviços de nuvem, licenças de software, assinaturas empresariais e outras despesas comerciais em conformidade.
Karta Finance Inc. é uma fintech registrada no estado de Delaware, EUA, que opera a plataforma de pagamentos e cartões cripto-friendly Karta. A instituição atende usuários individuais, equipes Web3 e empresas relacionadas a ativos digitais, oferecendo recarga com stablecoins, gestão de ativos digitais, gastos com cartão Visa, gestão de despesas empresariais e pagamentos transfronteiriços. A Karta não é um banco nem um emissor tradicional de cartões; os cartões, contas e capacidades de pagamento relacionados são geralmente fornecidos por instituições financeiras reguladas de terceiros ou parceiros emissores. No geral, a Karta é mais um provedor de serviços fintech no cenário de pagamentos com ativos digitais.
Visa experiência do cartãoDisponibilidade regionalOs termos podem mudar
Aviso: Nenhum aviso adicional disponível.
Variantes e diferenças de tarifas
Compare registros verificados entre formatos e categorias
KKarta Business Corporate Visa
Formato
Cartão virtual
Tarifas
Tarifa mensal
—
Tarifa de emissão
0.5 USD
O pacote inclui alguns cartões gratuitos
Tarifa de caixa eletrônico
—
Tarifa de câmbio
1%
Cobrado em transações em moeda diferente da conta
Tarifa de recarga
5.9 USD
Apenas recarga via TRC20 é cobrada
Tarifa por transação recusada
—
Benefícios
Cashback
1%
Limitado a MCC especificados para usuários Pro
Cashback em cripto
—
Recompensas de staking
—
APR de staking
—
Bônus de boas-vindas
—
Bônus de indicação
—
Limites
Limite diário de gastos
Sem limite
Sujeito a orçamento e limites definidos
Limite mensal de gastos
Sem limite
Sujeito a orçamento e limites definidos
Limite de saque em caixa eletrônico
0 USD
Apenas não permite saque
Bandeira
VISA
As tarifas podem variar por região, categoria e política oficial. Confira os termos oficiais mais recentes.
Regiões e disponibilidade na China
Status de solicitação baseado em fontes públicas, políticas oficiais e relatos de usuários. Não é orientação de solicitação.
✓
Regiões disponíveis
Solicitações ou ativações normais são aceitas
106
🇲🇻MaldivasMV🇵🇦PanamáPA🇧🇧BarbadosBB🇺🇿UzbequistãoUZ🇦🇿AzerbaijãoAZ🇹🇯TadjiquistãoTJ🇵🇪PeruPE🇲🇺MaurícioMU🇰🇼KuwaitKW🇬🇾GuianaGY🇵🇾ParaguaiPY🇺🇾UruguaiUY🇲🇬MadagascarMG🇰🇲ComoresKM🇧🇴BolíviaBO🇴🇲OmãOM🇻🇨São Vicente e GranadinasVC🇬🇹GuatemalaGT🇪🇬EgitoEG🇰🇿CazaquistãoKZ🇬🇲GâmbiaGM🇸🇻El SalvadorSV🇨🇷Costa RicaCR🇳🇦NamíbiaNA🇩🇲DominicaDM🇸🇮EslovêniaSI🇰🇪QuêniaKE🇹🇬TogoTG🇧🇩BangladeshBD🇲🇭Ilhas MarshallMH🇫🇯FijiFJ🇹🇹Trinidad e TobagoTT🇩🇴República DominicanaDO🇸🇸Sudão do SulSS🇧🇭BareinBH🇪🇨EquadorEC🇳🇷NauruNR🇸🇦Arábia SauditaSA🇨🇱ChileCL🇵🇼PalauPW🇵🇬Papua-Nova GuinéPG🇼🇸SamoaWS🇱🇮LiechtensteinLI🇲🇽MéxicoMX🇧🇷BrasilBR🇰🇬QuirguistãoKG🇯🇵JapãoJP🇨🇮Costa do MarfimCI🇮🇩IndonésiaID🇵🇰PaquistãoPK🇸🇱Serra LeoaSL🇪🇹EtiópiaET🇨🇻Cabo VerdeCV🇹🇻TuvaluTV🇻🇳VietnãVN🇸🇧Ilhas SalomãoSB🇧🇸BahamasBS🇳🇪NígerNE🇦🇴AngolaAO🇱🇸LesotoLS🇦🇬Antígua e BarbudaAG🇳🇵NepalNP🇵🇭FilipinasPH🇬🇶Guiné EquatorialGQ🇹🇲TurcomenistãoTM🇸🇨SeichelesSC🇲🇼MalauiMW🇩🇯DjibutiDJ🇲🇳MongóliaMN🇷🇼RuandaRW🇩🇿ArgéliaDZ🇸🇹São Tomé e PríncipeST🇦🇷ArgentinaAR🇧🇯BeninBJ🇧🇿BelizeBZ🇸🇷SurinameSR🇬🇭GanaGH🇹🇿TanzâniaTZ🇨🇲CamarõesCM🇸🇬SingapuraSG🇿🇲ZâmbiaZM🇰🇳São Cristóvão e NévisKN🇬🇦GabãoGA🇰🇮QuiribatiKI🇱🇰Sri LankaLK🇲🇷MauritâniaMR🇱🇨Santa LúciaLC🇬🇩GranadaGD🇹🇩ChadeTD🇸🇳SenegalSN🇭🇳HondurasHN🇻🇦Cidade do VaticanoVA🇲🇰Macedônia do NorteMK🇦🇪Emirados Árabes UnidosAE🇧🇼BotsuanaBW🇧🇳BruneiBN🇧🇹ButãoBT🇨🇴ColômbiaCO🇹🇴TongaTO🇺🇸Estados UnidosUS🇸🇿EssuatíniSZ🇹🇳TunísiaTN🇿🇼ZimbábueZW🇦🇲ArmêniaAM🇰🇭CambojaKH🇹🇱Timor-LesteTL
Evidência
Compatível oficialmente
×
Regiões não atendidas ou restritas
Solicitações ou funções estão indisponíveis ou restritas
86
🇳🇿Nova ZelândiaNZ🇱🇹LituâniaLT🇸🇴SomáliaSO🇧🇾BielorrússiaBY🇲🇾MalásiaMY🇦🇱AlbâniaAL🇩🇰DinamarcaDK🇪🇷EritreiaER🇱🇾LíbiaLY🇨🇫República Centro-AfricanaCF🇵🇹PortugalPT🇬🇪GeórgiaGE🇪🇭Saara OcidentalEH🇬🇳GuinéGN🇮🇳ÍndiaIN🇲🇦MarrocosMA🇮🇪IrlandaIE🇲🇿MoçambiqueMZ🇲🇹MaltaMT🇮🇹ItáliaIT🇦🇺AustráliaAU🇺🇬UgandaUG🇦🇩AndorraAD🇨🇳ChinaCN🇸🇪SuéciaSE🇪🇪EstôniaEE🇲🇱MaliML🇸🇩SudãoSD🇯🇴JordâniaJO🇨🇭SuíçaCH🇿🇦África do SulZA🇹🇷TurquiaTR🇬🇼Guiné-BissauGW🇩🇪AlemanhaDE🇳🇴NoruegaNO🇧🇪BélgicaBE🇮🇸IslândiaIS🇵🇱PolôniaPL🇸🇲San MarinoSM🇷🇺RússiaRU🇱🇧LíbanoLB🇳🇮NicaráguaNI🇬🇷GréciaGR🇹🇭TailândiaTH🇭🇹HaitiHT🇳🇬NigériaNG🇮🇱IsraelIL🇻🇪VenezuelaVE🇲🇪MontenegroME🇰🇵Coreia do NorteKP🇨🇿TchéquiaCZ🇸🇾SíriaSY🇷🇴RomêniaRO🇱🇷LibériaLR🇫🇷FrançaFR🇸🇰EslováquiaSK🇭🇷CroáciaHR🇲🇩MoldáviaMD🇺🇦UcrâniaUA🇱🇦LaosLA🇲🇨MônacoMC🇦🇹ÁustriaAT🇧🇫Burquina FasoBF🇳🇱Países BaixosNL🇫🇮FinlândiaFI🇮🇷IrãIR🇦🇫AfeganistãoAF🇧🇦Bósnia e HerzegovinaBA🇰🇷Coreia do SulKR🇱🇺LuxemburgoLU🇧🇬BulgáriaBG🇻🇺VanuatuVU🇲🇲Mianmar (Birmânia)MM🇨🇦CanadáCA🇨🇺CubaCU🇪🇸EspanhaES🇨🇾ChipreCY🇧🇮BurundiBI🇾🇪IêmenYE🇷🇸SérviaRS🇭🇺HungriaHU🇬🇧Reino UnidoGB🇮🇶IraqueIQ🇯🇲JamaicaJM🇱🇻LetôniaLV🇶🇦CatarQA
Evidência
Restrito oficialmente
?
Regiões não confirmadas
Evidências insuficientes
0
Sem registros
Evidência
Fontes públicas
Disponibilidade na China
O texto original é mantido abaixo.
Original
1、中国大陆：注册企业可提交 KYB 申请，审核通过后可用于国际线上 Visa 商户；微信支付和支付宝绑卡须通过企业持卡人及发卡方验证。
2、香港：注册企业可提交 KYB 申请，审核通过后可创建企业虚拟卡，用于广告、软件、云服务及其他接受 Visa 的国际线上商户。
4、台湾：注册企业可提交 KYB 申请，审核通过后可用于国际线上 Visa 商户；非美元或欧元交易会按账户规则自动换汇并收取费用。
Atualizado: 29 de jul. de 2026
Requisitos de KYC
Requisitos e restrições atuais de verificação de identidade
KYC obrigatório
SimObrigatório
Nível de KYC
KYC / KYB empresarialRequisito confirmado
Comprovante de residência
NãoNão obrigatório
Documentos aceitos
Certificado de registro de empresa / Registro de acionistas / Passaporte / Documento de identidade nacional / Carteira de motorista
Prazo de análise / limites regionais
A análise rápida pode ser concluída em quinze minutos; documentos adicionais ou revisão aprimorada levam até dez dias úteis.
Provedor de KYC
Sumsub
Atualizado
29 de jul. de 2026
Compatibilidade de pagamentos
Status e data de atualização por cenário de pagamento · A disponibilidade real pode variar por região, estabelecimento e política do emissor
Visão geral da compatibilidade12 cenários
Compatível7
Não compatível5
Atualizado29 de jul. de 2026
Carteiras digitais
Alipay
Compatível
29 de jul. de 2026
Carteiras digitais
Apple Pay
Não compatível
29 de jul. de 2026
Serviços em dinheiro
Saque em caixa eletrônico
Não compatível
29 de jul. de 2026
Ferramentas de IA
ChatGPT
Compatível
29 de jul. de 2026
Ferramentas de IA
Claude
Compatível
29 de jul. de 2026
Carteiras digitais
Google Pay
Não compatível
29 de jul. de 2026
Ferramentas de IA
Midjourney
Compatível
29 de jul. de 2026
Pagamentos presenciais
POS em lojas
Não compatível
29 de jul. de 2026
Compras online
Compras online
Compatível
29 de jul. de 2026
Carteiras digitais
PayPal
Não compatível
29 de jul. de 2026
Assinaturas
Pagamento de assinaturas
Compatível
29 de jul. de 2026
Carteiras digitais
WeChat Pay
Compatível
29 de jul. de 2026
Avaliações de usuários
Exibindo 10 avaliações aprovadas associadas a este cartão
Mais recentes primeiro
Harry Castillotrustpilot★ 1 / 5
Deposit not credited after 48 hours and limited communication
I transferred 280 USDT to my Karta account and the transaction was successfully confirmed on the blockchain.
After contacting support, I was first directed through an AI chatbot and then escalated to a human agent. I was informed that their provider was undergoing unscheduled maintenance and that top-ups and transactions were affected.
The issue is that my funds remain unavailable, and I have not been provided with a clear resolution timeline. I rely on these funds for payments, and the lack of transparency regarding when the service will be restored has been frustrating.
I understand that technical issues can occur, but customers should receive proactive updates, estimated resolution times, and timely access to their funds.
I will update this review if the issue is resolved satisfactorily.
Resposta oficial
Hi Harry,
We’re really sorry for the experience and for the inconvenience caused.
You’re right that the situation is frustrating. One of our providers is currently experiencing technical issues affecting top-ups and transactions in the Business app. We also want to clarify that this issue only affects the “Freelancer” company type — all other Karta services and directions are operating as expected.
Our team has already offered you an alternative solution, and you can also withdraw your funds at any time if you prefer not to wait.
We understand that clearer communication and more proactive updates are important, and we’re sorry this was not handled as smoothly as it should have been. We truly apologize for the inconvenience and appreciate your patience while the provider works on resolving the issue.
Ver original ↗Frederic Nicolas Desjardinstrustpilot★ 1 / 5
Big red flag
I provided my Canadian passport to verify my identity. During the verification process, the Karta app displayed a message stating that my passport had already been used on another account and, as a result, my identity could not be verified.
I have never shared my passport or identification with anyone, nor have I used it to create or verify any other account. Concerned by this message, I contacted customer support to report the issue and request assistance. Unfortunately, I have not received any response.
As of today, despite contacting support, I have been unable to obtain an explanation as to why my passport is being flagged as associated with another account or how this issue can be resolved. Given the potential implications for identity security and account access I would like this matter clarified.
Resposta oficial
Hi Frederic,
Thank you for sharing your concern. We understand why this message may have felt alarming, especially when it relates to identity verification.
We checked your case and can confirm that our support team has already reviewed it and provided the relevant information in the support chat. According to our records, you previously registered with Karta on October 30, 2025 and successfully completed the verification process, , including the required identity and biometric checks. It looks like the recent attempt was made from a different Telegram account, which is why the system detected a duplicate verification.
For security and privacy reasons, we cannot share detailed account or verification information publicly here, but we have already reached out to you again via email. We’ll be happy to help you transfer access/verification from your previously verified account to your current Telegram account.
We’re sorry for the confusion and are ready to help you resolve this directly.
I am using this card more than 5 months, and I didn't met any troubles during this months. Fees are high, comparing to other services, hope they will solve it, but you get pretty good product for this money. Just tested cash withdrawals and it also works well. Waiting for physical card)))
Resposta oficial
Thank you for your feedback! We’re glad to hear the card and cash withdrawals are working well for you.
And yes — the physical card is coming soon! Thanks for using Karta! 💚
I have been using it for almost 2 months, Invited a lot of my friends and they have been using it too, I like the fact that you can spend crypto anytime anywhere in the world. I have been in egypt lately, and everything is very smooth and you can pay anywhere, I honestly had some declined payments due to "Suspected Fraud", but I believe this is from Google pay side.
Resposta oficial
Hi Mohammed!
Thanks a lot for the 5 review and for recommending Karta to your friends - we really appreciate it 🙌
Glad to hear everything worked smoothly for you. The “Suspected Fraud” declines usually come from Google Pay’s side, you're correct.
Thanks for being with us! 💚
Amazing app!
I started using the app several months ago and have already invited over a thousand people. No problems so far, and I recommend it to everyone, support team is Available daily and they reply fast
Thank you karta
Resposta oficial
Thank you so much for the kind words, Lazlie! and for recommending Karta! 🙌
We really appreciate your trust, support,and your feedback.
I think that not enough transparent information was provided before registration. It seems to be focused only on increasing the number of customer registrations and getting investment. Not to mention the high lower limit and fees. There are already much better alternatives. This platform does not create any added value. I regret doing this as soon as he approves my account or not. There is no "account closure" option. If you register, they own your data forever.
Resposta oficial
Thank you for sharing your feedback — I understand your concerns.
Just to clarify: we are not an investment company. You signed up for our B2B product, which is designed for issuing corporate cards and managing company spend.
Regarding account deletion: you are right, there is currently no in-app button to close the account from your side. However, we always delete accounts upon customer request. Sometimes the process takes a bit longer on our end, but once the deletion is completed, all your data is removed, and we will notify you immediately via email.
Sorry for the inconvenience, and thank you for your patience 💛
Super smooth process and seamless top up/purchasing. The card may have some issues on older PoS systems, but works like a charm for 97% of my purchases. Average forex conversion fees comes to usually 2.7% all in all. Highly recommend!
Resposta oficial
Thank you so much for the great review 💛
Glad to hear everything works smoothly for you! Older POS terminals can sometimes cause issues, but overall the card should work fine.
If you ever need help — just contact our support inside the app and we will be happy to assist!
Verification is such a pain! I’m a new user and started getting ads from Facebook, so I decided to sign up. But I accidentally registered on the wrong site — I went to app.karta.io instead of personal.karta.io. After verifying everything, I somehow ended up in business mode, which I don’t want.
Then, I went to personal.karta.io, which redirected me to a Telegram bot. From there, they asked me to verify again — but this time, I got an error saying my profile is “another profile.” What?? Even with the same phone number, they can’t figure it out?
To make things worse, there’s no option to delete my account on app.karta.io, and now I can’t even use personal Karta. The whole process is super confusing. Help!!
Resposta oficial
Hi! Thank you so much for your feedback — it’s really helpful for us 🙏
You’re absolutely right: registering on the business site (app.karta.io) instead of the personal one can create this conflict, and we’re already fixing it. We’ll also update our ads so they lead directly to the Telegram app, not the business site.
Please write to us at personalsupport@karta.io
— we’ll:
- remove the business account that was created by mistake
- help you finish your personal registration right away 💛
We’re here to get this sorted for you as fast as possible.
Registration was very easy and fast via telegram. Then card creation and approval took minutes. I then transfered usdt an payed with the card and it was seemless. In addition the fees are very good which is 1.5% per card purchase. I loved also that we can deposit using polygon network which has very cheap fees. Very convenient and useful hopefully they will keep providing their good service on the long term.
Resposta oficial
Thank you so much for your kind words! 💛
We’re really happy to hear that your experience with registration, card setup, and payments went smoothly.
