可申請地區
支援申請或可正常開卡使用
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- 證據來源
- 官方支援
U 卡資料庫 / Visa / 穩定幣支付卡
G
Gnosis Pay Card
更新時間: 2026年7月29日
Gnosis Pay Card 是與 Safe Smart Account 連結的自託管穩定幣 Visa 簽帳卡。使用者將 EURe、GBPe 或 USDCe 存入個人控制的 Gnosis Pay Safe 後，即可透過虛擬卡、實體卡或行動錢包完成線上購物、實體通路消費和 ATM 提款。消費發生時，對應的穩定幣會從 Safe 中即時扣除，無須預先轉入平台託管帳戶。卡片面向歐洲及部分拉丁美洲國家的居民，並提供以 GNO 發放的消費回饋。
已確認未上架 App Store
官方與公司資訊
發行方身分與公司資質概覽
Gnosis Pay 在歐洲經濟區由葡萄牙註冊的 Gnosis P. Tech, Unipessoal Lda 提供服務，其他支援地區主要由英國註冊的 Gnosis Pay Co Ltd 運營。歐洲經濟區卡片由受立陶宛銀行監管的 UAB Monavate 發行，非歐洲經濟區卡片由受英國金融行為監管局監管的 Monavate Ltd 發行。Gnosis Pay 擔任卡計畫管理方和技術服務商，Visa 提供全球受理網路，Paymentology 提供支付處理，Sumsub 負責身分驗證。
卡片概覽
Gnosis Pay 採用結合自託管錢包與傳統卡組織的支付架構。使用者透過自己的簽名錢包控制部署於 Gnosis Chain 上的 Safe，卡片僅將 Safe 內指定的穩定幣作為消費資金來源。歐元區主要使用 EURe，英國使用 GBPe，巴西及其他部分非歐洲地區使用 USDCe；商家仍透過 Visa 網路以一般法幣收款。
使用者可申請虛擬卡或實體卡，並在應用程式中查看卡號、凍結卡片、調整支出額度及管理交易。線上支付支援 Visa Secure 3DS，實體卡支援晶片、PIN、感應支付和 ATM 提款。Gnosis Pay 負責產品介面、卡片方案管理和技術服務，實際卡片由 Monavate 相關持牌機構發行。2026 年6月發生的 Safe 模組漏洞已完成修復，受影響使用者的資金由 Gnosis 補足，卡片服務之後恢復。
Visa 卡片體驗地區可用性權益條款可能變動
提示: 目前沒有其他提示。
卡片形態與費用差異
比較不同卡片形態與等級的已核驗費用紀錄
G Gnosis Pay Card | |
|---|---|
| 卡片形態 | 虛擬卡 + 實體卡 |
| 費用 | |
| 月費 | 免費 不收每月卡片管理費 |
| 開卡費 | 免費 目前發卡及配送免費 |
| ATM 提款費 | 2% 每月前5次或200額度內免費，超出收2%；先達到任一條件即收費 |
| 貨幣轉換費 | 免費 使用Visa即時匯率 |
| 儲值費 | — |
| 交易失敗費 | — |
| 獎勵 | |
| 現金回饋 | — |
| 加密貨幣回饋 | 5% 1%–5% GNO；持有GNO決定回饋等級 |
| 質押獎勵 | — |
| 質押年利率 | — |
| 歡迎獎勵 | — |
| 推薦獎勵 | — |
| 限制 | |
| 每日支出上限 | 8,000 滾動二十四小時計算；也可為GBPe/USDCe |
| 每月支出上限 | — |
| ATM 提款上限 | 500 單次最高250；也可為GBPe/USDCe |
| 卡片網路 |
費用可能因地區、卡片等級與官方政策而變動，請核對最新官方條款。
地區與中國地區適用性
依公開來源、官方政策與使用者回報整理申請狀態，不構成辦卡建議。
不支援或受限地區
申請或部分功能不可用或受限
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- 證據來源
- 官方限制
尚未確認地區
證據不足，狀態有待確認
沒有紀錄
- 證據來源
- 公開資料
中國地區適用性
以下保留資料原文。
原文
1、中国大陆：居民不可申请；已持有的有效卡可在接受境外 Visa 的商户使用，境外访客也可绑定微信支付或支付宝，绑卡须通过发卡方验证。
2、香港：居民不可申请；已持卡用户可在接受 Visa 的线上及实体商户使用，Apple Pay 和 Google Pay 资格取决于原发卡地区。
3、澳门：居民不可申请；已持卡用户可在接受境外 Visa 的商户消费，虚拟卡进行线下支付时需通过受支持的移动钱包。
4、台湾：居民不可申请；已持卡用户可在接受 Visa 的线上及实体商户使用，非卡片结算币种交易按 Visa 汇率自动换算。
更新時間: 2026年7月29日
KYC 要求
開戶前目前核驗的身分驗證要求與限制
是否需要 KYC
是需要KYC 等級
完整 KYC要求已確認居住證明
是需要支援證件
護照 / 國民身分證 / 駕照 / 居留證
審核時間 / 地區限制
自動驗證通常數分鐘，人工複核一般需要三至五個工作日
KYC 服務商
Sumsub
更新時間
2026年7月29日
支付相容性
各類支付情境的支援狀態與更新時間 · 實際可用性可能受地區、商家與發行方政策影響
相容性概覽12 個情境
支援12
不支援0
更新時間2026年7月29日
行動錢包付款
Alipay
支援
2026年7月29日
行動錢包付款
Apple Pay
支援
2026年7月29日
現金服務
ATM 提款
支援
2026年7月29日
AI 工具
ChatGPT
支援
2026年7月29日
AI 工具
Claude
支援
2026年7月29日
行動錢包付款
Google Pay
支援
2026年7月29日
AI 工具
Midjourney
支援
2026年7月29日
實體付款
實體 POS
支援
2026年7月29日
線上購物
線上購物
支援
2026年7月29日
行動錢包付款
PayPal
支援
2026年7月29日
訂閱服務
訂閱付款
支援
2026年7月29日
行動錢包付款
WeChat Pay
支援
2026年7月29日
使用者評論
顯示 10 則已核准且符合此卡片的評論
My account is deactivated and support…
My account is deactivated and support is too slow to respond.
查看原文 After card top up balanced dropped to ZERO the next day without any succesful purchases
I hereby give GnosisPay just 1 star due to a very poor first experience and lack of support.
After receiving an email on June 9 stating that the Gnosis Card services were restored after a period of disruption, I decided to use the card for the first time on June 12. I transferred $23 from my non-custodial wallet to the ZEAL app, and then the funds were successfully received and converted to my GnosisPay VISA balance (over €20 visible in the app).
However, when attempting to make a payment, the transaction failed due to “insufficient funds”, despite the available balance. The next day, I tried using the card in a supermarket, but all payment attempts with it failed again.
When I checked the app afterward, my VISA balance had dropped to zero without any transaction history or explanation.
I contacted support via the ZEAL app and received - after waiting for about a week - a generic response referring to a previous card disruption. This was not relevant, as my issue occurred AFTER June 9, when users were explicitly told services were restored. After following up, my support request disappeared entirely from the app without resolution.
I once again tried to have this issue solved by GnosisPay by sending an email to their customer support, again explaining my issue in utmost detail (support ticket number 56161). The result after waiting 3 more weeks: NOTHING. No response. No resolution. My 20 euros still gone.
Based on this experience, I unfortunately cannot recommend GnosisPay.
查看原文 unds blocked for 2 weeks and support nowhere to be found
Frankly unacceptable. I'm waiting for a transaction to be unblocked following an order canceled on the very same day. The merchant clearly confirmed that nothing was charged on their end (normal, as you're only charged upon shipment).
It's been over 15 days now that the transaction has been stuck in 'pending'. Yet, it's written in black and white that funds are released after 11 days max if the merchant doesn't validate the transaction... which is exactly the case here. But still nothing, my money is just floating in limbo.
The worst part in all this? Customer support doesn't even bother replying to tickets. And on their Discord, even if the guy seems nice and well-meaning, he is completely useless and can't unblock a single thing.
Customer service is total garbage and management is a complete disaster. Stay away, there are way better crypto payment options out there
ticket: 56895
查看原文 Mi trovo molto bene!!!
查看原文 Poor customer sevice
Poor customer sevice. I have left several messages in zeal app but no reply for two weeks. Avoid
官方回覆
查看原文 Hi Jordan. I am sorry to hear it . Could you please let us know the ticket numbers and we will investigate or please sent an email to help@gnosispay.com with the subject line to include Trust Pilot . We are here to help .
KYC and Zeal
hello guys, please helpe with some issues on Gnosispay, i have sent you 2 emails by now and opened a lot of chats, but no answers. i really need your help. i am logged off of Gnosis and I can't do the KYC step because of camera and I also have issues with a wallet in Zeal! I hope you see this message and give me a hand! thank you!!!
官方回覆
查看原文 Hi Alex. I am sorry to hear it . Please can you reach out to our support on help@gnosispay.com and add Trust Pilot to the email subject / title and if you have them any previous ticket numbers you already sent.
Unable to access roughly €400 of my own funds
I want to be fair and factual, so I'll stick to what has actually happened.
For over a week I have been unable to withdraw approximately €400 from my Gnosis Pay account. Both available routes are broken: "Skip Expired" consistently fails with an RPC rate-limit error on skipExpired(), and the /withdraw-legacy "Send to my new Safe" transaction reverts every time, leaving my legacy funds stranded.
I raised a support case more than a week ago and have yet to receive any meaningful reply. Through chat, agents engage briefly and then abandon the conversation without a resolution.
I appreciate that technical issues happen — what concerns me is the combination of blocked funds and unresponsive support. When a customer cannot reach their own money and cannot get help, trust erodes quickly. I would gladly revise this review upward the moment my funds are released and my case is properly handled. Until then, I cannot in good conscience recommend Gnosis Pay.
官方回覆
查看原文 Hi Federico. I am sorry for our delayed responses in replies . We have been exceptionally busy, but we are replying to everyone.
I believe I have replied to your support enquiry email and this should be resolved now .
Support isn't responding.
I would like to have my account deleted because I created it years ago and have forgotten all my login details, and now I need a new account. I contacted support via chat two weeks ago, but I haven't received a response yet. That's why I'm only giving it one star.
官方回覆
查看原文 Good morning Lala. I am sorry to hear your message has not been answered. Please can you either let us know the ticket number or create a new message and include Trust Pilot in the message. We will be happy to help by either trying to save your old account or deactivating it so you can set it up again .
I really enjoy gnosis
I really enjoy gnosis, the app is simple and has everything needed, I currently have 4% cashback and really enjoy it, yes they have some issues but compared to other crypto banks I'd say it's the best one. Love it.
查看原文 Their site doesn't work
Their site doesn't work, i cannot access to my card dashboard, no customer service, only bots.
官方回覆
查看原文 Hi Lorenzo. I am sorry to hear. If you are still having access issues do reach out to us. You can do so by asking the bot and reference Trust Pilot in the message. We are here to help . We also have a several partner apps as alternative (and often better ways) to connect with your gnosis pay card. https://www.gnosis.io/pay/partner-apps
風險因素
更新時間: 2026年7月15日
沒有可用的風險因素