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SSpritz Card logo

Spritz Card

更新時間: 2026年8月18日

Spritz Card 是 Spritz Finance 為鏈上資產使用者提供的 Visa Signature 加密支付信用卡。使用者從自己的加密錢包選擇資產為卡片儲值,Spritz 在儲值過程中完成資產轉換,再形成美元卡片餘額用於消費。卡片採用全額抵押模式,不需要信用評分或平台代幣質押,支援虛擬卡、Apple Pay、Google Pay、3D Secure,並已推出限量實體卡和 ATM 使用功能。
提交使用意見
發卡網路
Visa
產品類型
穩定幣支付卡
卡片形態
虛擬卡 / 實體卡
營運狀態
正常營運
KYC 等級
完整 KYC
商業關係
無商業關係
風險分數
80-89
支援資產
USDT / USDC / BTC / ETH / BNB / SOL / XRP / AVAX / LINK / DAI / UNI
最近更新
2026年8月18日

官方與公司資訊

發行方身分與公司資質概覽

Spritz 是一家 Web3 金融科技平台,支援使用加密資產支付信用卡帳單、房貸、水電費等日常帳單,同時提供法幣出入金、穩定幣支付、簽帳卡及全球支付能力,幫助使用者直接使用鏈上資產完成現實世界支付。
公司 / 發行方
Spritz Finance(Spritz)
法律名稱
Spritz Finance, Inc.
註冊地區
美國 (US)
總部
美國
公司類型
Fintech
核驗狀態
已驗證
發行方官網
官方連結
辦卡入口
申請連結

卡片概覽

Spritz 將鏈上錢包與傳統支付、銀行轉帳和帳單支付連結,使用者無需先將全部資產轉入中心化交易所。目前 Spritz Card 屬於全額抵押 Visa 信用卡,使用者可連結自己的錢包,以 USDC、ETH、SOL、BTC 等支援的資產為卡片提供資金;平台完成跨鏈路由、兌換及美元結算後即可消費。卡片沒有傳統循環信用、利息或月底帳單,消費能力由已儲值資金支援。虛擬卡可即時使用並加入 Apple Pay、Google Pay;實體卡已進入限量發行,可刷卡、插卡、感應式支付並提供 ATM 使用功能。卡片同時附帶 Visa Signature 旅遊、購物保障和禮賓權益。
Visa 卡片體驗地區可用性權益條款可能變動
提示: 目前沒有其他提示。

卡片形態與費用差異

比較不同卡片形態與等級的已核驗費用紀錄

按住或滑動表格任意區域,左右查看全部卡片;左側項目保持固定

Spritz 虛擬卡
實體 Spritz Card
卡片形態虛擬卡實體卡
費用
月費
免費
免費
無帳戶維護月費
開卡費
ATM 提款費
貨幣轉換費
儲值費
2 USD + 1%
最低2 USD
2 USD + 1%
基礎卡片儲值費,最低2 USD
交易失敗費
獎勵
現金回饋
5%
旅行餐飲限時現金回饋
5%
旅行餐飲限時現金回饋
加密貨幣回饋
質押獎勵
質押年利率
歡迎獎勵
推薦獎勵
限制
每日支出上限
無上限
無預設消費上限
無上限
無預設消費上限
每月支出上限
無上限
受可用餘額約束
無上限
受可用餘額約束
ATM 提款上限
卡片網路
橫向拖動查看其他卡片

費用可能因地區、卡片等級與官方政策而變動,請核對最新官方條款。

地區與中國地區適用性

依公開來源、官方政策與使用者回報整理申請狀態,不構成辦卡建議。

可申請地區

支援申請或可正常開卡使用

42
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證據來源
官方支援

不支援或受限地區

申請或部分功能不可用或受限

17
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證據來源
官方限制

尚未確認地區

證據不足,狀態有待確認

0

沒有紀錄

證據來源
公開資料

中國地區適用性

以下保留資料原文。

原文

1、中国大陆:不可申请,Rain 当前明确禁止向中国大陆居民发行银行卡;其他合资格地区取得的 Spritz Visa 可在非受限 Visa 商户使用。

2、香港:属于 Spritz 官方明确支持的 Card 居民地区,完成身份验证后可申请虚拟卡,并用于 Visa 线上及移动钱包消费。

3、澳门:当前未列入 Spritz 明确的 Card 居民支持名单,不能按标准公开流程确认申请;已持合资格卡可在澳门 Visa 商户使用。

4、台湾:当前未列入 Spritz 明确的 Card 居民支持名单,不能按标准公开流程确认申请;已发行卡可按 Visa 网络规则在当地消费。

更新時間: 2026年8月18日

政策可能隨時變動,請核對發行方最新政策。

KYC 要求

開戶前目前核驗的身分驗證要求與限制

是否需要 KYC

需要

KYC 等級

完整 KYC要求已確認

居住證明

不需要

支援證件

駕駛執照 / 州身分證 / 護照 / 護照卡 / 永久居民卡

審核時間 / 地區限制

自動證件和活體審核通常即時完成,異常身分資料進入人工合規複核

KYC 服務商

Rain

更新時間

2026年8月18日

支付相容性

各類支付情境的支援狀態與更新時間 · 實際可用性可能受地區、商家與發行方政策影響

相容性概覽12 個情境
支援6
不支援6
更新時間2026年8月18日

行動錢包付款

Alipay

不支援

2026年8月18日

行動錢包付款

Apple Pay

支援

2026年8月18日

現金服務

ATM 提款

支援

2026年8月18日

AI 工具

ChatGPT

不支援

2026年8月18日

AI 工具

Claude

不支援

2026年8月18日

行動錢包付款

Google Pay

支援

2026年8月18日

AI 工具

Midjourney

不支援

2026年8月18日

實體付款

實體 POS

支援

2026年8月18日

線上購物

線上購物

支援

2026年8月18日

行動錢包付款

PayPal

不支援

2026年8月18日

訂閱服務

訂閱付款

支援

2026年8月18日

行動錢包付款

WeChat Pay

不支援

2026年8月18日

使用者評論

顯示 10 則已核准且符合此卡片的評論

最新優先
Clear Skytrustpilot5 / 5

Support Experience

The experience with Support has been outstanding, particularly with Ley. I had many questions to be answered and issues to be resolved. This has been over a period of months, and everytime I get a quick response within hours if not immediately. This is in stark contrast with other companies where I've waited for days, a week or two, or no response at all. Keep up the great work Spritz!
查看原文
Damiantrustpilot5 / 5

Amazing products and services

Amazing products and services. And what sets spritz apart from other platforms is their customer service. Knowledgeable, friendly and experienced staff makes needing help maybe once a year if soo much (due to my error)... Alot more easy .
查看原文
Robert Rtrustpilot5 / 5

The team at Spritz is the most helpful…

The team at Spritz is the most helpful and responsive group I have interacted with on any financial platform, and I have used several of them. Spritz is easy to use and I have recommended it to others and they have an easy time using it and zero issues. I never write reviews, but I will certainly take the time to let you know about Spritz, give them a try!
查看原文
Nate Boydtrustpilot5 / 5

Fast response to a situation

Fast response to a situation (that was my fault). The situation was resolved without issue! Spritz has a service that is second to none and I suggest taking advantage of what they have to offer. Special thanks to the Spritz team!
查看原文
ValSunshinetrustpilot5 / 5

I've been using Spritz for over a year…

I've been using Spritz for over a year and I love it. I can send direct to my bank account, debit card, or use the physical card and virtual card I have. Easy, fast, very low fees, and one thing I appreciate so much is the customer support, Ley! I have always had all my questions or issues taken care of right away, I highly recommend it to all my crypto people.
官方回覆
Thank you so much for being with Spritz for over a year and for sharing such a thoughtful review. We’re glad to hear the bank, debit card, and card options have been easy and helpful for you. We also really appreciate the kind words about Ley and our support team. Thanks for recommending Spritz to your crypto community!
查看原文
Amel Katestrustpilot1 / 5

Go on X (twitter) and do a search for…

Go on X (twitter) and do a search for these scammers. They have stolen so much from users. Do not trust these people with $1 of your money because they will steal it. There are hundreds of people who have had their funds frozen for over a year and spritz will not give their money back. Buyer beware - only use if you want to scammed
查看原文
Blaze Nealtrustpilot3 / 5

Great UX/Poor service

Great UX, terrible customer care. Can’t even imagine how to describe to you the slow careless nature of these Chatbot workers. And since I can’t post a reply I’ll make an edit - you can see below where spritz disregards the issue at hand - poor support. As a note spritz. You can improve your service by adding labels that aren’t misleading so we know who and what we are speaking to in your chat portal - ai or person, and the time, date and other relavant info. I’ve had both of my tickets opened handled by a person who interjects between the “ai” messages. More communication, faster. PLEASE. I remind you that I CHOOSE spritz as my crypto card. I LIKE the idea of cutting you guys a couple dollars from my purchases now and then. Granted that you allow me to make purchases to begin with
官方回覆
Hi Blaze, we’re sorry to hear that your experience left you feeling this way. Your card top-up issue has since been resolved. While the issue occurred outside of our support hours, our team investigated it as soon as we were back online (Monday through Friday, 9:00 AM to 5:00 PM ET), prioritized it internally, and worked with our engineering team to resolve it promptly. We understand that waiting for a resolution can be frustrating, and we appreciate your feedback. We’re continuously working to improve both our product and our support experience.
查看原文
Ebony Htrustpilot5 / 5

Sprintz Finance is a very good company

Sprintz Finance is a very good company. They will help you through any problems, concerns and questions you may have or you experiencing. Send them an email or ask a question in the app, and Ley will respond very timely and quickly with the answers to your questions, problem, or concerns. When you submit a payment it don't take long for you to receive your funds in your account. I also like the fact that payments can be ACH, or wire transfer which makes it very easy to receive your fund in your account. I'm glad I found Sprintz Finance
官方回覆
Thank you so much for the kind words and for taking the time to share your experience, Ebony. We’re glad to hear Spritz has been helpful for your payments and that Ley was able to support you quickly. We really appreciate your trust and are happy to have you with us!
查看原文
Christrustpilot5 / 5

Great experience at SPRITZ

I can honestly say that Spritz.finance has been one of the best financial platforms I’ve used. The site is incredibly easy to navigate, fast, reliable, and makes managing crypto payments and bill pay feel effortless. Everything is streamlined and user-friendly, even for people who may not be crypto experts. The platform gives a real sense of innovation while still feeling secure and trustworthy. What truly sets Spritz apart, though, is their customer support — especially Lev. I cannot rave enough about how amazing Lev was throughout my experience. Responsive, knowledgeable, professional, and genuinely caring, Lev went above and beyond to make sure every question was answered and every issue was resolved quickly. It’s rare these days to find support that feels personal and attentive, but Lev delivered exactly that. The combination of a powerful platform and exceptional customer service makes Spritz.finance stand out from the crowd. If you’re looking for a smart, modern financial solution backed by people who truly care about users, this is absolutely the place to be.
官方回覆
Thank you for the wonderful review, Chris! We’re really glad to hear Spritz has been easy to use and helpful for managing your crypto payments and bill pay. We’ll also make sure Ley sees your feedback. It means a lot to the team to know the support felt personal, responsive, and genuinely helpful.
查看原文
Kellie Padfieldtrustpilot5 / 5
Great customer service
官方回覆
Thanks for the quick review, Kellie! Appreciate it!
查看原文

風險因素

更新時間: 2026年8月18日

沒有可用的風險因素