可申请地区
支持申请或可正常开卡使用
1条
🌐当前无开放地区NO_OPEN
- 证据来源
- 官方支持
- 更新时间
- 2026/07/25
C
Choise.com Card
最近更新：2026/09/15
Choise.com Card 是原 Crypterium 品牌推出的欧元 Visa 加密预付卡，包括虚拟卡和塑料实体卡。产品通过 Choise/Crypterium 托管钱包充值，用户将账户内加密资产转换为卡片余额后消费；虚拟卡主要用于线上和 Apple Pay，实体卡还支持线下商户及 ATM。当前两种卡片均停止接受订购，Choise Services UAB 已进入清算且不再运营相关产品。
无 App Store
- 发卡网络
- Visa
- 产品类型
- 加密预付卡
- 卡片形态
- 实体卡 / 虚拟卡
- 运营状态
- 已停止
- KYC 级别
- 完整 KYC
- 商业关系
- 无商业关系
- 风险分数
- 30-39
- 支持资产
- USDC/BTC/ETH/XRP/LTC/USD/EUR/GBP/CHO
- 最近更新
- 2026/09/15
官方与公司信息
发行方与公司资质概览
已验证crypto exchangeVisa Card
Choise.com 是由 Crypterium 相关业务演变而来的加密金融平台，产品覆盖加密资产账户、兑换、买币、Payout to card、钱包、利息账户以及 Crypterium 卡入口。其条款显示 Charism LLC 提供开户、加密资产兑换、加密信贷和加密储蓄服务，Choise Services UAB 提供 crypto-to-fiat / fiat-to-crypto、用户注册入驻和 KYC/AML 实施相关服务。卡产品方面，Choise/Crypterium 页面显示卡订单当前不可用，且过往 Crypterium 预付卡由 UAB Waletto 依据 Visa 许可发行，Choise.com 自身不是银行，也不是直接发卡主体。
卡片概览
Choise.com Card 延续 Crypterium Card 的产品体系。用户原可在托管钱包持有加密资产，将资产转换并充值至欧元预付卡余额，再通过 Visa 网络完成支付。Virtual card 可用于线上交易及 Apple Pay；Plastic card 除线上消费外，还可在线下商户刷卡并从 ATM 提取现金。卡片不是银行信用卡，不提供循环信用额度，交易金额以卡内可用余额为限。卡片由立陶宛电子货币机构 UAB Walletto 依据 Visa 许可发行，Crypterium AS 担任卡计划管理方。当前产品页面仍保留历史功能和费率，但已明确显示无法订购；运营 Choise.com 的 UAB Choise Services 已于 2025 年进入清算。
卡片形态与费用差异
比较不同卡片形态与等级的真实费用记录
按住或滑动表格任意区域，左右查看全部卡片；左侧项目保持固定
C Crypterium Plastic card | C Crypterium Virtual card | |
|---|---|---|
| 卡片类型 | 实体卡 | 虚拟卡 |
| 费用 | ||
| 月费 | 2.99 EUR 激活满一个月后收取 | 0 EUR 按月充值条件减免，否则€2.99 |
| 开卡费 | — | — |
| ATM 取现费 | 3 EUR + 1.6% 每笔取现时收取 | — |
| 货币转换费 | 2.5% 非欧元交易时收取 | 2.5% 非欧元交易时收取 |
| 充值费 | 2% 每次卡片充值收取 | 2% 每次卡片充值收取 |
| 交易失败费 | — | — |
| 奖励 | ||
| 返现 | 2.99 EUR 月充值超过€299 | 2.99 EUR 合并月充值超€299 |
| 加密货币返现 | — | — |
| 质押奖励 | — | — |
| 质押年利率 | — | — |
| 欢迎奖金 | — | — |
| 推荐奖金 | — | — |
| 限制 | ||
| 每日支出限额 | 2,500 EUR POS与线上合计 | 2,500 EUR Apple Pay及线上合计 |
| 每月支出限额 | 10,000 EUR POS与线上各€5,000 | 10,000 EUR 两类交易各€5,000 |
| ATM 取款限额 | 500 EUR 每日€500；每月€2,500，按自然周期计算 | — |
| 卡片网络 |
费用可能因地区、卡片等级和官方政策变化，请以最新官方资料为准。
地区和语言支持
以下按地区申请状态整理公开资料、官方政策和用户反馈，不构成办卡建议。
不支持或受限地区
不支持或受限开户/功能
8条
🇨🇳中国大陆CN🇮🇳印度IN🇺🇸美国US🇷🇺俄罗斯RU🇯🇵日本JP🇺🇦乌克兰UA🇸🇬新加坡SG🇹🇼台湾TW
- 证据来源
- 官方限制
- 更新时间
- 2026/08/07
未确认地区
资料不足，状态待确认
0条
暂无记录
我们正在持续更新中
- 证据来源
- 已确认
- 更新时间
- 2026/08/07
中国大陆适用性
1、中国大陆：不可申请；此前也属于非欧盟居民限制范围，产品原支持境外 Visa 商户支付，但当前已停止新卡及正常运营服务。
2、香港：不可申请；此前属于非欧盟居民限制范围，当前无法通过正常流程获得虚拟卡、实体卡、补卡或相关账户服务。
3、澳门：不可申请；此前属于非欧盟居民限制范围，产品原有 Visa 支付能力不代表当前仍可获得或激活新卡。
4、台湾：不可申请；此前属于非欧盟居民限制范围，当前卡片订购和运营已经停止，无法作为持续支付产品使用。
- 证据来源
- 公开资料、官方政策、用户反馈
- 更新时间
- 2026/07/25
KYC 要求
开户前需完成身份验证，以下为当前核验要求与限制说明
是否需要 KYC
是
KYC 等级
完整 KYC
居住证明
需要
支持证件
国际护照、身份证
审核时间 / 地区限制
自动KYC通常约5至10分钟，异常资料进入人工合规复核
KYC 服务商
Ondato
更新时间
2026/08/07
支付兼容性
查看各类支付场景的支持状态及更新时间，便于您快速了解当前可用性。i
兼容性概览
共 12 项场景支持
0项
不支持
12项
数据更新时间
2026/08/07
钱包支付
支付宝
×不支持
更新时间 2026/08/07
钱包支付
Apple Pay
×不支持
更新时间 2026/08/07
现金服务
ATM 取现
×不支持
更新时间 2026/08/07
AI 工具
ChatGPT
×不支持
更新时间 2026/08/07
AI 工具
Claude
×不支持
更新时间 2026/08/07
钱包支付
Google Pay
×不支持
更新时间 2026/08/07
AI 工具
Midjourney
×不支持
更新时间 2026/08/07
线下支付
线下刷卡
×不支持
更新时间 2026/08/07
线上购物
线上购物
×不支持
更新时间 2026/08/07
钱包支付
PayPal
×不支持
更新时间 2026/08/07
订阅服务
订阅支付
×不支持
更新时间 2026/08/07
钱包支付
微信支付
×不支持
更新时间 2026/08/07
深度评测
基于已核实记录写成的产品评测，结论与更新时间一并列出。
暂无深度评测
这张卡片还没有发布评测。发布后会出现在这里，并在上游数据变化时标记为待更新。
最近变化
经核实并发布的卡片变化记录，按发生时间排列。
暂无已确认的变化
该卡片还没有已确认并发布的变化记录。新的变化经核实后会出现在这里。
用户评论
40展示最新 10 条已批准入库、并已匹配当前卡片的评论
原文
Cette entreprise est une bonne arnaque.
Cette entreprise est une bonne arnaque. Ils ont fermé mon compte sans explication, je ne peux donc plus accéder à mon compte et ai perdu ce que j’avais investi. Le pire est que malgré mes mails, tous sont restés sans réponse. Bravo les voleurs ! This company is a complete scam. They closed my account without explanation, so I can no longer access it and I've lost my investment. The worst part is that despite my emails, they've all gone unanswered. Well done, thieves!
原文
Lack of further information regarding Liquidation process and payout of held funds
Their liquidation process has taken forever and now, neither the app support team nor their support email "Requests" answer back. Their review process was due on September 2025, and then extended to November 2025. After that date no more communications have been issued, and we are already in June 2026.
原文
Been trying for years to get my funds…
Been trying for years to get my funds back. First from Crypterium now Choise.com It's a scam..Very expensive one.. Owner Vladimir Gorbunov do the right thing and return my funds now.
原文
Guys its scam!!!!File a report with…
Guys its scam!!!!File a report with Interpol and Europol and complain to the Bank of Lithuania. Don't spend any money in their apps. You'll never see your money again. I hope the CEO ends up in jail and extradited.
原文
CHOISE.COM TOTAL SCAM!!
TOTAL SCAM!!! And, Google Play is FULL of Reviews that say this, but they STILL keep the App in their store!! They stole $130000 in Bitcoin from me. Stay away. Stay away
原文
The most disgusting crypto scam ever…
The most disgusting crypto scam ever made! They said that by the end of November I was going to be refunded 100% it’s December and nothing ! Let’s start a class action, I don’t mind now losing my funds as long as I take down this worthless SCAMMERS !
原文
Choise.com has been failing for years
Choise.com has been failing for years. Customers have been unable to withdraw funds as the system failed many years ago. Prior to that there was a “rebranding” to remove association to Crypterium which was a scam cryptocurrency ico and failed predecessor fake bank. They claim the the liquidation is being handled under EU regulator and Lithuanian regulator direction. There is no press releases from any regulator- if there is produce a copy here, There is no 3rd party administrator that legitimate liquidations require for impartiality, and they don’t share any transparency to the regulators names and no regulator has ever contacted customers. Their own website says all funds are 100% insured by BitGo - they are not- trustpilot should demand Choise provide proof of the insurance policy. They are not a licensed financial institution with EU. If you follow the links to their corporate registration it’s for an apartment rental business and the address provided is a residential house- there is no office just a web of shadow entities in Caribbean, Lithuania, Dubai and Russia to mask owners and actions. Over the past years funds have been stuck and during that time they claimed the reasons were technical. You can see some of those claims on trust-pilot, YouTube, LinkedIn going back years. Trustpilot should also take some accountability for allowing scams like this to continue. In May and June 2025 Choise flooded the reviews with fake Russian reviews all complimenting the features and UX to have a trust score spike up to over 4 out of 5. These were patently fake - the site has been unable to trade for years at this point and at that time Choise was under liquidation and the claims of great features were lies as site was inoperable. I provided that proof to trustpilot and a review that could have warned people. Trustpilot blocked my review and left those 5 star reviews complimenting features for a site that doesn’t trade and was broken and inoperable up. When I provided proof including legal documents trustpilot published my review for 1 day and then took it down again and said the decision final. Fast forward- now we know it’s a scam and more people lost money and now trustpilot lists the company as suspicious and now score drops to 2.1 overnight - if you had just investigated this earlier some people wouldn’t have lost everything. Where is any fact checking of the responses from Choise?. Why let them continuously Chaim they are being liquidated under EU and Lithuanian Regulators without trust-pilot holding them accountable to show those regulatory oversight documents. You continue to allow them to misrepresent themselves while customers are blocked about warning others. 1. The entire site is well documented as down and has been impossible to withdraw for YEARS. 2. The dates for the regulators to disburse funds have come and gone and nothing happened. 3. There is no listing on the regulator sites of oversight because it’s a voluntary liquidation and there is no administrator nor EU oversight 4. Management is linked to a string of failed scams in crypto and is launching new ones as we speak. 5. There has been no official communication to customers when the September 30 date missed and the website still isn’t transparent about the fact the company is defunct. 6. Claims about being fully insured by BitGo and EU regulated & Lithuania regulated are 100 percent false and regulators will confirm this is a privately listed apartment rental business that faked its credentials Very very sad trustpilot allowed this business to hold highly positive trust scores for the majority of 2025 - ignoring all the signs, blocking negative reviews and giving this scam a megaphone and not fact checking the claims or reviews that were praising the in liquidation and scam site
官方回复
Choise Services UAB is undergoing a formal, court-registered voluntary liquidation in accordance with the laws of the Republic of Lithuania and the applicable EU legal framework. The liquidation is conducted by a licensed Lithuanian liquidator, whose appointment and obligations are registered in the official Lithuanian company register. The company is not operating, and all efforts are focused on completing the legal liquidation process in accordance with the law. Voluntary liquidation under Lithuanian law does not involve the appointment of an external administrator unless required by court or creditors. It is supervised by statutory legal procedures and registrars. It is not equivalent to forced insolvency or regulatory intervention, and we have never claimed otherwise. All communications and requests for verification — including identity and claim validation — are conducted under mandatory AML/KYC compliance rules to prevent fraud and unauthorized access during liquidation. No entity has the right to process claims or release funds outside of this legal framework. We also strongly refute claims that we faked Trustpilot reviews. Any reviews posted are individual user submissions, and we have no ability to control, fabricate, or suppress public opinion. Accusations against our team or the platform without evidence are unacceptable and legally actionable. Regarding BitGo — Choise previously used insured custodial services for wallet storage. However, custodial arrangements and representations are not relevant to the liquidation process, which is governed by legal, not operational, obligations. We remind all users that spreading knowingly false and damaging allegations — including accusations of fraud, fabricated corporate structures, and impersonated credentials — may constitute civil defamation under Lithuanian Civil Code (Art. 2.24) and applicable EU reputation protection laws. These statements are being reviewed by our legal team. If you have a valid legal claim and have not received a response, we encourage you to contact the liquidation support channel at support@choise.com. Public accusations and unfounded conspiracy theories do not assist in resolving real user concerns.
原文
I’m facing withdrawal issues since long…
I’m facing withdrawal issues since long time the support stopped reply to me after I’ve send them all the documents required.
官方回复
Sorry for your wait. Please remain patient, and our team will reply to you via email as soon as possible.
原文
All my money is gone
All my money is gone. Becareful
官方回复
We regret that your experience has led to disappointment, but we must clarify that Choise Services UAB is currently undergoing a formal liquidation process, conducted in accordance with Lithuanian and EU law. During this process, all users — regardless of the size of their investment — are subject to the same legal procedures set by the court-appointed liquidator. The company does not control timelines or processing steps and cannot act outside of the legal framework. We reject suggestions that the process lacks transparency. Full information about the liquidation, including claim procedures and contact points, has been made publicly available. If you have specific concerns about your claim, we encourage you to contact support@choise.com. We ask that reviews remain factual. We are committed to completing the legal process properly and in accordance with the rights of all verified claimants.
原文
debbiedetarr@ gmail…….…
I found out that it was a Ponzi scheme weeks ago when they refused to pay me I requested for withdrawal 4 times it was denied and the customer service is fully of crap ……. Don’t be shy to seek help I refused to let them go away with my money filed a complaint and got everything back within few days
官方回复
We regret that your experience has led to disappointment, but we must clarify that Choise Services UAB is currently undergoing a formal liquidation process, conducted in accordance with Lithuanian and EU law. During this process, all users — regardless of the size of their investment — are subject to the same legal procedures set by the court-appointed liquidator. The company does not control timelines or processing steps and cannot act outside of the legal framework. We reject suggestions that the process lacks transparency. Full information about the liquidation, including claim procedures and contact points, has been made publicly available. If you have specific concerns about your claim, we encourage you to contact support@choise.com. We ask that reviews remain factual. We are committed to completing the legal process properly and in accordance with the rights of all verified claimants.
风险因素
更新时间：2026/07/25
暂无风险因素