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CCoinUp Card logo

CoinUp Card

最近更新:2026/09/15

CoinUp Card 是 CoinUp 推出的 Mastercard 加密支付虚拟借记卡,用户完成 CoinUp 账户注册和 KYC 后,可将 USDT、USDC 等支持资产转入卡片并转换为美元消费余额。卡片面向跨境网购、旅行、餐饮、数字服务及订阅场景,可连接 Apple Pay 和 Google Pay,并支持 ChatGPT、Claude、Midjourney 等海外数字服务付款。

App Store无 Google Play
提交使用反馈
发卡网络
产品类型
稳定币支付卡
卡片形态
虚拟卡
运营状态
正常运营
KYC 级别
完整 KYC
商业关系
无商业关系
风险分数
60-69
支持资产
USDTUSDC
最近更新
2026/09/15

官方与公司信息

发行方与公司资质概览

已验证crypto exchangeMastercard Card

CoinUp 是一家中心化数字资产交易平台,提供加密资产现货、永续合约、杠杆交易、Swap、Earn、Launchpad、跟单及相关资产管理功能。平台于 2026 年上线 CoinUp Card,一张支持 USDT 充值并转换为美元余额的 Mastercard 虚拟借记卡;但公开页面没有披露具体发卡银行、电子货币机构或 BIN Sponsor。

公司 / 发行方
coinUp.io(CoinUp)(CoinUp Card)
法律名称
coinUp Global Limited
注册地区
开曼群岛(KY)
总部
新加坡
公司类型
crypto exchange
核验状态
已验证
发行方官网
官方链接
办卡入口
办卡链接

卡片概览

CoinUp Card 于 2026 年正式进入 CoinUp 产品体系,最初也使用 U Card、UP Card 等名称,近期随着 CoinUp 生态品牌升级逐步使用 CPX Card。用户在 CoinUp App 内完成 KYC 后申请虚拟卡,再从 CoinUp 账户向卡片充值加密资产,用于 Mastercard 商户消费。当前卡片支持线上购物、订阅、移动钱包和跨境消费,并提供独立余额、交易记录及多卡管理;近期规则允许一个账户管理最多五张卡。CoinUp 同时已公布 CPX Visa Physical Card,计划提供芯片、非接触、Visa/Plus ATM 和金属卡版本,但该实体卡尚未正式开放。

Mastercard 卡体验地区可用性权益条款变化
i

提示:暂无提示。

使用规模与趋势

这张卡片暂时没有可展示的使用规模数据。数据补充后会在这里显示。

卡片形态与费用差异

比较不同卡片形态与等级的真实费用记录

CoinUp Card
卡片类型虚拟卡
费用
月费
免费

无月费及不活跃费

开卡费
10 USDT

当前发行费

ATM 取现费—
货币转换费
1%

跨境消费手续费

充值费—
交易失败费—
奖励
返现—
加密货币返现
0 USD

每笔合资格消费返现,提供加密奖励

质押奖励—
质押年利率—
欢迎奖金
5 USDT

当前开卡活动奖励,消费金

推荐奖金—
限制
每日支出限额
250,000 USD

最多100笔交易

每月支出限额
1,000,000 USD

卡片消费累计上限

ATM 取款限额
15,000 USD

ATM月累计上限

卡片网络

费用可能因地区、卡片等级和官方政策变化,请以最新官方资料为准。

地区和语言支持

以下按地区申请状态整理公开资料、官方政策和用户反馈,不构成办卡建议。

可申请地区

支持申请或可正常开卡使用

29条

🇮🇳印度IN🇺🇸美国US🇮🇩印度尼西亚ID🇳🇬尼日利亚NG🇯🇵日本JP🇵🇭菲律宾PH🇻🇳越南VN🇹🇷土耳其TR🇩🇪德国DE🇹🇭泰国TH🇹🇼台湾TW🇶🇦卡塔尔QA🇧🇭巴林BH🇨🇾塞浦路斯CY🇦🇪阿联酋AE🇰🇷韩国KR🇲🇾马来西亚MY🇸🇦沙特阿拉伯SA🇸🇬新加坡SG🇬🇧英国GB🇧🇪比利时BE🇮🇹意大利IT🇰🇿哈萨克斯坦KZ🇲🇴澳门MO🇭🇰香港HK🇪🇪爱沙尼亚EE🇲🇹马耳他MT🇦🇺澳大利亚AU🇪🇸西班牙ES
证据来源
官方支持
更新时间
2026/08/11

不支持或受限地区

不支持或受限开户/功能

9条

🇨🇳中国大陆CN🇷🇺俄罗斯RU🇮🇷伊朗IR🇦🇫阿富汗AF🇸🇾叙利亚SY🇨🇦加拿大CA🇰🇵朝鲜KP🇨🇺古巴CU🇧🇾白俄罗斯BY
证据来源
官方限制
更新时间
2026/08/11

未确认地区

资料不足,状态待确认

0条

暂无记录

我们正在持续更新中

证据来源
已确认
更新时间
2026/08/11

中国大陆适用性

1、中国大陆:中国大陆当前不属于 CoinUp Card 可稳定申请地区,已取得卡片可在支持境外 Mastercard 的商户使用。

2、香港:中国香港属于 CoinUp App 当前覆盖市场,完成 CoinUp KYC 且 App Card 页面通过地区资格检查后可申请,并可全球 Mastercard 消费。

3、澳门:中国澳门属于 CoinUp App 当前覆盖地区,完成 KYC 并获得 Card 页面申请资格后可开虚拟卡,在 Mastercard 商户及兼容移动钱包使用。

4、台湾:中国台湾属于 CoinUp App 当前覆盖地区,完成 KYC 并通过卡片地区资格检查后可申请,可用于线上、订阅及 Mastercard 商户消费。

证据来源
公开资料、官方政策、用户反馈
更新时间
2026/08/11

温馨提示:政策可能随时变动,建议以发卡行最新政策为准。

数据更新于 2026/09/15

KYC 要求

开户前需完成身份验证,以下为当前核验要求与限制说明

是否需要 KYC

是

✓需要

KYC 等级

完整 KYC

已通过标准

居住证明

不需要

×不需要

支持证件

政府签发身份证件

审核时间 / 地区限制

标准审核约一个工作日,异常资料需重新提交或复核

KYC 服务商

未披露

更新时间

2026/08/11

支付兼容性

查看各类支付场景的支持状态及更新时间,便于您快速了解当前可用性。i

兼容性概览

共 12 项场景

支持

12项

不支持

0项

数据更新时间

2026/08/11

钱包支付

支付宝

✓支持

更新时间  2026/08/11

钱包支付

Apple Pay

✓支持

更新时间  2026/08/11

现金服务

ATM 取现

✓支持

更新时间  2026/08/11

AI 工具

ChatGPT

✓支持

更新时间  2026/08/11

AI 工具

Claude

✓支持

更新时间  2026/08/11

钱包支付

Google Pay

✓支持

更新时间  2026/08/11

AI 工具

Midjourney

✓支持

更新时间  2026/08/11

线下支付

线下刷卡

✓支持

更新时间  2026/08/11

线上购物

线上购物

✓支持

更新时间  2026/08/11

钱包支付

PayPal

✓支持

更新时间  2026/08/11

订阅服务

订阅支付

✓支持

更新时间  2026/08/11

钱包支付

微信支付

✓支持

更新时间  2026/08/11

深度评测

查看这张卡片的编辑评测、结论和最近更新时间。

暂无深度评测

这张卡片暂未发布评测;发布后会显示在这里。

最近变化

经核实并发布的卡片变化记录,按发生时间排列。

暂无已确认的变化

该卡片还没有已确认并发布的变化记录。新的变化经核实后会出现在这里。

用户评论

26

展示最新 10 条已批准入库、并已匹配当前卡片的评论

最新优先
muhasebe arsivTrustpilot已审核入库第三方评价★ 1 / 5
原文

🚨 OFFICIAL COMPLAINT & URGENT CALL: MY COINUP WITHDRAWAL REQUESTS HAVE REMAINED UNRESOLVED FOR 2 MONTHS!

📅 Date: October 26, 2026 @CoinUpOfficials I have been a CoinUp user for approximately one year and am also a holder of the CPX token. However, my USDT withdrawal requests have remained unresolved for approximately 60 days. I cannot access my own funds and continue to be left in uncertainty. ✅ My KYC verification is complete. ✅ I have submitted my proof-of-funds documents and transaction records. ❌ Despite this, my withdrawal requests remain unapproved. ❌ I have received no concrete explanation or definite resolution date. ❌ My withdrawal requests via the BEP20 network are still pending. Despite repeatedly contacting customer support, I continue to receive similar generic responses. After nearly two months of this situation, I have serious concerns that my withdrawal requests are being deliberately kept on hold. 🚨 THE BIGGEST CONTRADICTION: COINUP’S OWN WEBSITE STATEMENT CoinUp makes the following statements on its official website: “Withdrawals Never Freeze” “Even during periods of high withdrawal demand, coinup.io processes 100% of all eligible withdrawals on time.” CoinUp uses these statements to reassure investors that withdrawals will be processed on time. However, my withdrawal requests have remained unresolved for approximately 60 days, creating a serious contradiction between these claims and my actual experience. How can CoinUp claim that withdrawals never freeze while an investor is unable to withdraw their own funds for nearly two months? This situation undermines investor confidence and has caused me serious financial distress. Being unable to access my own money and being left in constant uncertainty is unacceptable! 🚨 I ALSO DEMAND TRANSPARENCY REGARDING PROOF OF RESERVES I have been unable to find sufficient clear evidence to independently assess the verifiability of the platform’s reserves. I am not claiming that reserves do not exist. My concern is this: when my withdrawal requests remain unresolved for so long, how can I trust that the platform’s reserves and users’ displayed balances are genuinely available for withdrawal when needed? CoinUp must clearly explain why the assurances published on its own website do not appear to match my experience. 📌 I DEMAND CLEAR ANSWERS FROM COINUP MANAGEMENT: Why have my withdrawal requests remained unresolved for approximately 60 days despite my completed KYC verification and submitted documentation? If there is an issue preventing my withdrawals, what is the specific and verifiable reason? When will I be able to withdraw the USDT balance displayed in my account? On what date will all my pending withdrawal requests be completed? How does CoinUp reconcile its claim that “Withdrawals Never Freeze” with my experience? My demands: I request that my case be escalated to senior Risk and Compliance management, that I receive a substantive written explanation rather than generic responses, and that my pending withdrawals be processed without further delay. If this matter remains unresolved, I will submit formal complaints to the relevant authorities, supported by my transaction records and customer support correspondence. I will also continue sharing my documented experience publicly. Why can investors deposit funds on CoinUp without the same apparent difficulties, yet face weeks or even months of waiting when they try to withdraw their own money? Investor trust is earned not through statements on a website, but by allowing users to withdraw their funds on time. I demand the immediate release of my funds, the resolution of my pending withdrawal requests, and a clear explanation of this situation. #CoinUp #USDT #CryptoExchange #WithdrawalProblem #ProofOfReserves #InvestorProtection

Oliver BoehmTrustpilot已审核入库第三方评价★ 1 / 5
原文

XGR Network GmbH entered into a signed…CoinUp received our funds, confirmed a refund — and still has not returned the money

XGR Network GmbH entered into a signed listing and market-making agreement with CoinUp. Before transferring the main liquidity, we sent a 10 USDC test transaction. CoinUp confirmed receipt and explicitly instructed us to proceed. We then transferred 3,000 USDC in client-owned market-making liquidity. CoinUp confirmed receipt of the funds. What followed was a series of missed deadlines, repeated technical excuses and ultimately no functioning listing/MM setup. CoinUp later offered us a refund. We accepted. Their representative explicitly confirmed in writing that the refund would be initiated. That refund has still not been received. After weeks of follow-ups, we were repeatedly told that Finance was “processing” the refund. On September 8, CoinUp again requested our refund address, which we immediately provided. We asked for four very simple things: the exact refund amount, network, execution date and transaction hash. None of these were provided. We gave CoinUp a final deadline of September 14. That deadline also passed without payment. The latest response was again simply that the refund was “being processed with finance.” When we publicly raised the unresolved issue in CoinUp’s Telegram community, XGR Network GmbH was removed from the group and an administrator blocked further communication. The matter has now been formally reported to the FBI Internet Crime Complaint Center (IC3), the Singapore Police Force and CoinMarketCap. We have preserved the signed agreement, blockchain transactions, authenticated emails and relevant communications. We are not making unsupported criminal allegations. We are describing what happened to our company and what we can document. CoinUp received our money. CoinUp confirmed the refund. The refund remains unpaid. Until the funds are actually returned on-chain, our recommendation to other projects is simple: Exercise extreme caution before transferring liquidity or other funds to CoinUp.

Christopher MontgomeryTrustpilot已审核入库第三方评价★ 1 / 5
原文

All broken promises and breached contracts

We contracted with CoinUp on June 27,2026. A signed agreement. During onboarding we were promised on a recorded call a 3-5 day prep and a 3-5 day raise. We were told that a security was very difficult but due to the nature of our project as a Utility on SOL the raise was easy. Immediately after signing with Keith and KJ we were delayed repeatedly. We were then told that the dates would be missed due to "market conditions" and we would be launching in August 2026. We had already spent money and effort on press. We came to their date of mid August. With repeated calls on telegram, Whatsapp, emails, all of it they literally ghosted. They have gone into total breach of contract. There are over 12 hours of recordings of calls, dozens of emails for their promises and they have broken every single one. When I went to their community on telegram to try another means to contact someone they literally banned me from the group for a polite open request for communication. I would not trust them at all.

Adel MohamedTrustpilot已审核入库第三方评价★ 1 / 5
原文

⚠️ BEWARE OF THIS SCAM EXCHANGE!

⚠️ BEWARE OF THIS SCAM EXCHANGE! Do not risk your money by registering or depositing funds on this platform. This is my personal experience with them. They may allow you to withdraw your funds the first time, but according to my experience, the situation can be completely different afterward. I have had a withdrawal pending since August 4, 2026, and it is still under review with absolutely no progress. Every time I contact customer support, I receive the same scripted response telling me to wait, with no actual explanation or solution. Stay safe. Do your own research and think twice before trusting this platform with your money.

Daud Bin Chong AlharthyTrustpilot已审核入库第三方评价★ 1 / 5
原文

CoinUp Exchange (coinup.io) has frozen…

CoinUp Exchange (coinup.io) has frozen my legitimate USDT assets for 8 days without any valid reason. Customer service 'Charlene' only repeats standard scripts about a 'unified risk assessment'. They refuse to provide clear justification or a compliance process. Is CoinUp facing a liquidity crisis or exiting? @MAS_sg please look into this entity operating from Singapore. #CoinUpScam

Dave DuncanTrustpilot已审核入库第三方评价★ 5 / 5
原文

Very good exchange

The user interface of coinup is one of the best I’ve used in terms of exchanges. Very easy to navigate and I must point out that the KYC process is very quick and smooth

Jay GraceTrustpilot已审核入库第三方评价★ 4 / 5
原文

Transaction is seamless and smooth

Transaction is seamless and smooth. The features are user-friendly and easy to navigate. I'd recommend it anytime to anyone!

Priestly EsuhTrustpilot已审核入库第三方评价★ 4 / 5
原文

Great UI

Honestly, CoinUp is great!! Nice UI and very swift to use...

Gladys EnebongTrustpilot已审核入库第三方评价★ 5 / 5
原文

Coinup has genuinely impressed me

Coinup has genuinely impressed me. The interface is clean, trades execute smoothly, and deposits and withdrawals have been fast without unnecessary stress. It feels stable and well structured, which matters a lot in crypto. What stands out most is the consistency. No drama, no glitches, just a reliable platform that does what it promises. Easy 5 stars from me.

Olaf BormTrustpilot已审核入库第三方评价★ 1 / 5
原文

CoinUp ist Betrug !

Es gibt keine Auszahlung und es wird immer mehr Geld gefordert. Frauenprofile auf Telegramm vermitteln erst einen Eindruck von Vertrauen und "zeigen" wie man angeblich mit USDT Geld verdient. Alles ist aber nur Fake und Betrug ! Es gibt mehrere CoinUp Seiten/Plattformen ... übler Betrug !

风险因素

更新时间:2026/08/11

暂无风险因素

常见问题

以下回答整理自本页已发布的卡片记录。

CoinUp Card 需要 KYC 吗?

我们记录的 CoinUp Card 认证要求为:完整 KYC。证件和审核细节见本页「KYC 要求」。

CoinUp Card 支持 Apple Pay 和 Google Pay 吗?

Apple Pay:支持;Google Pay:支持。

CoinUp Card 可以用哪些币种充值?

我们记录到 CoinUp Card 支持:USDT和USDC。

CoinUp Card 是虚拟卡还是实体卡?

CoinUp Card 提供:虚拟卡。

CoinUp Card 在哪些国家和地区可用?

我们记录到 29 个国家或地区可用、9 个受限。逐个国家的状态见本页「地区和语言支持」。

CoinUp Card 由谁发行?

CoinUp Card 由 CoinUp.io(CoinUp) 运营,卡组织为 Mastercard。