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FFizen Card logo

Fizen Card

最近更新:2026/09/15

Fizen Card 是 Web3 加密支付及应用平台 Fizen 联合国际卡组织推出的加密支付产品。基于非托管钱包架构与链上稳定币清算,支持用户直接使用 USDT、USDC 等数字资产在全球 Visa 清算网络消费、兑换品牌礼品卡及在东南亚等地区进行 QR 扫码支付。

提交使用反馈
发卡网络
Visa
产品类型
稳定币支付卡
卡片形态
虚拟卡 / 虚拟卡+金属卡
运营状态
暂停运营
KYC 级别
完整 KYC
商业关系
无商业关系
风险分数
70-79
支持资产
USDT/USDC/BTC/ETH/BNB/MATIC
最近更新
2026/09/15

官方与公司信息

发行方与公司资质概览

已验证fintechVisa Card

Fizen 是一家定位为“Crypto Neobank”的金融科技基础设施平台,获得了稳定币巨头 Tether 的战略投资。平台以 Fizen Super App 为载体,开创了 PayFi 与 InvestFi 的融合生态,核心面向东南亚及全球旅行、跨境商户提供 Fizen Crypto Card(加密虚拟/实体卡)、本地法币 QR 扫码支付(QR Pay)以及非自托管加密钱包服务。此外,平台还集成了由第三方独立聚合器驱动的代币化美债、美股及代币化现实世界资产(RWA)的链上储蓄与投资功能。

公司 / 发行方
fizen (Fizen.io / Fizen Super App)(Fizen Card)
法律名称
fizen
注册地区
香港(HK)
总部
中国香港
公司类型
fintech
核验状态
已验证
发行方官网
官方链接
办卡入口
办卡链接

卡片概览

平台以自托管加密钱包为核心,旨在弥合数字货币与日常实体消费之间的鸿沟,为全球加密资产持有者、数字游民及跨境旅行者提供全方位的支付解决方案,通过 Fizen Super App 提供加密钱包、支付卡、QR 支付、礼品卡以及旅行消费服务。Fizen Card 主要定位为稳定币支付工具,通过 Visa 网络让用户直接使用加密资产完成日常消费。 Fizen 支付生态涵盖了面向不同用户需求的 Fizen Adventure Visa 预付卡、高端 Fizen Pioneer 金属 Visa 卡、集成本地扫码清算网络的 Fizen QR 扫码支付,以及支持链上即时兑换的 Fizen 加密礼品卡消费入口。用户可以通过 Fizen Super App 轻松划转链上资产,在超过 200 个国家和地区的 VisaPOS 机进行线下无接触刷卡、线上海淘购物、预订机票酒店及提取本地现金。其核心优势在于强大的稳定币流动性支持、丰富的应用场景以及极低的消费摩擦成本。

Visa 卡体验地区可用性权益条款变化
i

提示:暂无提示。

卡片形态与费用差异

比较不同卡片形态与等级的真实费用记录

按住或滑动表格任意区域,左右查看全部卡片;左侧项目保持固定

Fizen Adventure Card
Fizen Pioneer Card
Fizen Frontier Card
卡片类型虚拟卡虚拟卡+金属卡虚拟卡+金属卡
费用
月费
免费

无固定月度维护费用

开卡费
9.99 USD

Adventure卡当前标价

999.99 USD

官网当前等级标价

9,999 USD

官网当前等级标价

ATM 取现费
免费

套餐含ATM免费额度,免费额度内0

免费

免费额度内0,继承Adventure权益

免费

免费额度内0,继承Pioneer权益

货币转换费
免费

当前页面标示零外汇费

充值费
免费

套餐额度内免费充值

免费

套餐额度内免费充值

免费

继承基础套餐权益

交易失败费
免费

失败交易不另收费

奖励
返现
1.5%

返现1.5%–5% FiPoint,合作商户最高10%,按交易金额及商户计算

加密货币返现
质押奖励
质押年利率
欢迎奖金
推荐奖金
限制
每日支出限额
1,000,000 USD

旧版Visa计划日上限

每月支出限额
ATM 取款限额
卡片网络
横向拖动查看其他卡片

费用可能因地区、卡片等级和官方政策变化,请以最新官方资料为准。

地区和语言支持

以下按地区申请状态整理公开资料、官方政策和用户反馈,不构成办卡建议。

可申请地区

支持申请或可正常开卡使用

17

🇮🇩印度尼西亚ID🇧🇷巴西BR🇲🇽墨西哥MX🇵🇭菲律宾PH🇻🇳越南VN🇹🇭泰国TH🇭🇺匈牙利HU🇵🇱波兰PL🇦🇪阿联酋AE🇧🇬保加利亚BG🇲🇾马来西亚MY🇨🇿捷克CZ🇷🇴罗马尼亚RO🇸🇬新加坡SG🇭🇷克罗地亚HR🇸🇰斯洛伐克SK🇦🇷阿根廷AR
证据来源
官方支持
更新时间
2026/07/23

不支持或受限地区

不支持或受限开户/功能

127

🇨🇳中国大陆CN🇮🇳印度IN🇺🇸美国US🇵🇰巴基斯坦PK🇳🇬尼日利亚NG🇧🇩孟加拉国BD🇷🇺俄罗斯RU🇪🇹埃塞俄比亚ET🇪🇬埃及EG🇮🇷伊朗IR🇹🇷土耳其TR🇲🇻马尔代夫MV🇬🇹危地马拉GT🇹🇩乍得TD🇪🇷厄立特里亚ER🇹🇿坦桑尼亚TZ🇬🇦加蓬GA🇼🇸萨摩亚WS🇸🇹圣多美和普林西比ST🇲🇰北马其顿MK🇰🇲科摩罗KM🇺🇦乌克兰UA🇵🇬巴布亚新几内亚PG🇨🇮科特迪瓦CI🇶🇦卡塔尔QA🇱🇸莱索托LS🇬🇼几内亚比绍GW🇧🇳文莱BN🇨🇺古巴CU🇯🇲牙买加JM🇰🇭柬埔寨KH🇲🇿莫桑比克MZ🇰🇳圣基茨和尼维斯KN🇸🇸南苏丹SS🇹🇹特立尼达和多巴哥TT🇧🇭巴林BH🇧🇸巴哈马BS🇹🇱东帝汶TL🇳🇪尼日尔NE🇸🇩苏丹SD🇦🇫阿富汗AF🇹🇴汤加TO🇰🇵朝鲜KP🇰🇬吉尔吉斯斯坦KG🇲🇩摩尔多瓦MD🇩🇯吉布提DJ🇲🇳蒙古MN🇹🇳突尼斯TN🇰🇿哈萨克斯坦KZ🇹🇬多哥TG🇸🇱塞拉利昂SL🇧🇮布隆迪BI🇧🇹不丹BT🇲🇷毛里塔尼亚MR🇱🇰斯里兰卡LK🇷🇼卢旺达RW🇦🇱阿尔巴尼亚AL🇿🇼津巴布韦ZW🇲🇪黑山ME🇳🇦纳米比亚NA🇻🇨圣文森特和格林纳丁斯VC🇰🇪肯尼亚KE🇧🇦波斯尼亚和黑塞哥维那BA🇨🇫中非共和国CF🇬🇭加纳GH🇦🇬安提瓜和巴布达AG🇩🇿阿尔及利亚DZ🇬🇪格鲁吉亚GE🇸🇾叙利亚SY🇮🇶伊拉克IQ🇭🇳洪都拉斯HN🇧🇯贝宁BJ🇭🇹海地HT🇱🇾利比亚LY🇧🇿伯利兹BZ🇹🇲土库曼斯坦TM🇧🇾白俄罗斯BY🇧🇼博茨瓦纳BW🇩🇲多米尼克DM🇫🇯斐济FJ🇱🇨圣卢西亚LC🇵🇼帕劳PW🇻🇺瓦努阿图VU🇱🇦老挝LA🇷🇸塞尔维亚RS🇸🇴索马里SO🇱🇷利比里亚LR🇸🇷苏里南SR🇹🇻图瓦卢TV🇰🇮基里巴斯KI🇿🇲赞比亚ZM🇺🇿乌兹别克斯坦UZ🇴🇲阿曼OM🇨🇲喀麦隆CM🇲🇺毛里求斯MU🇧🇧巴巴多斯BB🇲🇲缅甸MM🇸🇨塞舌尔SC🇬🇩格林纳达GD🇲🇦摩洛哥MA🇬🇾圭亚那GY🇳🇮尼加拉瓜NI🇩🇴多米尼加共和国DO🇲🇱马里ML🇸🇳塞内加尔SN🇬🇳几内亚GN🇬🇲冈比亚GM🇹🇯塔吉克斯坦TJ🇸🇻萨尔瓦多SV🇺🇬乌干达UG🇲🇭马绍尔群岛MH🇧🇫布基纳法索BF🇳🇵尼泊尔NP🇰🇼科威特KW🇳🇷瑙鲁NR🇬🇶赤道几内亚GQ🇦🇲亚美尼亚AM🇦🇿阿塞拜疆AZ🇦🇴安哥拉AO🇲🇼马拉维MW🇸🇧所罗门群岛SB🇾🇪也门YE🇱🇧黎巴嫩LB🇲🇬马达加斯加MG🇯🇴约旦JO🇫🇲密克罗尼西亚FM🇨🇻佛得角CV
证据来源
官方限制
更新时间
2026/07/23

未确认地区

资料不足,状态待确认

0

暂无记录

我们正在持续更新中

证据来源
已确认
更新时间
2026/07/23

中国大陆适用性

1、中国大陆:不支持居民身份申请注册,符合资格的境外既有持卡人可在 Visa 受理网络及适用国际卡移动支付渠道使用。

2、香港:不支持香港本地居民身份申请开户,符合资格的境外既有持卡人可在香港接受 Visa 的线上及线下商户使用。

3、澳门:当前新卡创建暂停,因此澳门居民暂不能提交新卡申请;既有有效 Fizen Visa 可在澳门接受国际 Visa 的线上及线下商户消费。

4、台湾:当前新卡创建暂停,因此台湾居民暂不能提交新卡申请;既有有效 Fizen Visa 可在台湾接受国际 Visa 的线上及线下商户消费。

证据来源
公开资料、官方政策、用户反馈
更新时间
2026/08/07

温馨提示:政策可能随时变动,建议以发卡行最新政策为准。

数据更新于 2026/09/15

KYC 要求

开户前需完成身份验证,以下为当前核验要求与限制说明

是否需要 KYC

需要

KYC 等级

完整 KYC

已通过标准

居住证明

需要

需要

支持证件

护照、驾驶证

审核时间 / 地区限制

自动身份审核通常约5至10分钟,异常资料会进入人工合规复核

KYC 服务商

Sumsub

更新时间

2026/08/07

支付兼容性

查看各类支付场景的支持状态及更新时间,便于您快速了解当前可用性。i

兼容性概览

共 12 项场景

支持

12

不支持

0

数据更新时间

2026/08/07

钱包支付

支付宝

支持

更新时间  2026/08/07

钱包支付

Apple Pay

支持

更新时间  2026/08/07

现金服务

ATM 取现

支持

更新时间  2026/08/07

AI 工具

ChatGPT

支持

更新时间  2026/08/07

AI 工具

Claude

支持

更新时间  2026/08/07

钱包支付

Google Pay

支持

更新时间  2026/08/07

AI 工具

Midjourney

支持

更新时间  2026/08/07

线下支付

线下刷卡

支持

更新时间  2026/08/07

线上购物

线上购物

支持

更新时间  2026/08/07

钱包支付

PayPal

支持

更新时间  2026/08/07

订阅服务

订阅支付

支持

更新时间  2026/08/07

钱包支付

微信支付

支持

更新时间  2026/08/07

深度评测

基于已核实记录写成的产品评测,结论与更新时间一并列出。

暂无深度评测

这张卡片还没有发布评测。发布后会出现在这里,并在上游数据变化时标记为待更新。

最近变化

经核实并发布的卡片变化记录,按发生时间排列。

暂无已确认的变化

该卡片还没有已确认并发布的变化记录。新的变化经核实后会出现在这里。

用户评论

94

展示最新 10 条已批准入库、并已匹配当前卡片的评论

最新优先
Bashir Shehu AbubakarGoogle Play自动审核入库第三方评价★ 5 / 5
原文

Fizen: QR Pay, eSIM & Travel Google Play review - 5 star

Wanderful

官方回复

Hello Bashir Shehu Abubakar, thank you for your feedback. We are truly delighted that you had a wonderful experience using Fizen! Your positive encouragement inspires our team to keep upgrading our services every day. If you ever need assistance or have great ideas to share, please reach out via in-app Live Chat or directly at Cs@fizen.io!

Dmitrii GorbatenkoGoogle Play自动审核入库第三方评价★ 1 / 5
原文

Fizen: QR Pay, eSIM & Travel Google Play review - 1 star

not working. don't waste your time.

官方回复

Hello Dmitrii Gorbatenko, thank you for your feedback. We sincerely apologize for this bad experience. Could you please share more details about which feature is not working so our technical team can fix it as soon as possible? Please reach out to us at Cs@fizen.io or via Live Chat on the Fizen app so we can support and resolve this for you!

David BryantGoogle Play自动审核入库第三方评价★ 2 / 5
原文

Fizen: QR Pay, eSIM & Travel Google Play review - 2 star

too high fees to swap cryptos. need to use USD to make virtual card but no way to deposit USD.

官方回复

Hello David Bryant, thank you for your feedback. Crypto swap fees fluctuate with market conditions and are not fixed. You can also easily top up your virtual card using USDT or USDC. We would love to assist you directly, so please contact us at Cs@fizen.io or via in-app Live Chat so we can resolve your issue and improve your experience!

WilleniumGoogle Play自动审核入库第三方评价★ 1 / 5
原文

Fizen: QR Pay, eSIM & Travel Google Play review - 1 star

They stopped daily rewards from watching ads I had over 300k fi- points they just gone! How can you do that?

官方回复

Hello Willenium, thank you for your feedback. We sincerely apologize for the lack of clear communication regarding your Fi-points after the program ended. We want to make this right for you, please reach out to us at Cs@fizen.io or via Live Chat on the Fizen app with your account email so our VIP support team can verify and assist you directly!

lam ducTrustpilot已审核入库第三方评价★ 5 / 5
原文

I feel comfortable with the experience…

I feel comfortable with the experience of crypto card and QR Pay. It helps me a lot when I was traveling. I will always support the project like that. Appreciate your effort

官方回复

Thank you so much for your support and trust in Fizen 💚 We're delighted to hear that Crypto Card and QR Pay made your travels easier and more comfortable. That's exactly the experience our team strives to create every day. Your continued support means a lot to us and motivates the entire Fizen team to keep building better products for travelers and crypto users worldwide. We truly appreciate having you as part of the Fizen family 🌍✨

Ervin WongTrustpilot已审核入库第三方评价★ 5 / 5
原文

This is top 1 travel hack in SEA

This is top 1 travel hack in SEA. Glad I found it! Helpful for family travel. I just send every member few USDT for them to scan to pay themselves. my 9yo kid enjoy the experience a lot. And we don't get back home with leftover changes. Brilliant idea for travel pay

官方回复

Thank you so much for this incredible review - reading this truly made our whole team smile 💚 “Top 1 travel hack in SEA” is honestly one of the best compliments we could ever receive. The fact that Fizen became part of your family trip experience means a lot to us. We especially loved hearing about your 9yo enjoying the payment experience! That is exactly the kind of future we hope to build - Where travel payments feel simple, fun, borderless, and natural for everyone in the family. Sending a little USDT to each family member so they can scan and pay independently is such a smart use case, and you perfectly captured one of the biggest pain points of travel in Asia: leftover cash and coins after the trip. We built Fizen to remove exactly those little frictions so travelers can focus on enjoying memories instead of worrying about payments. Thank you as well for trusting Fizen during your journey across SEA. Your support motivates our entire team every single day to keep improving the product, expanding acceptance, and making crypto spending truly useful in real life. We hope you continue discovering more amazing places with Fizen by your side, and hopefully inspire many more travelers around you to experience a smoother way to travel too ✈️🌏 Thank you for being part of this journey with us! Love,

Okoro tochukwuGoogle Play自动审核入库第三方评价★ 5 / 5
原文

Fizen: Crypto Pay & Travel Google Play review - 5 star

good

官方回复

Thank you so much for your support and kind feedback 💜 We’re grateful to have you with Fizen Super App!

ChamTNTrustpilot已审核入库第三方评价★ 5 / 5
原文

Thank you Ben and Fizen support team.

This is dedicated for Fizen customer support team for showing up all the time to help. I highly recommend this to everyone, crypto users who are traveling in SEA, especially Vietnam to use USDT to get eSIM, pay via qr code and also the Visa Card. Ben from Fizen has personally sent me eth for gas fee when i made wrong transfer. She even once helped me to pay for my banhmi as the merchant qr was broken. It was 25 vnd, not a big amount but i saw the kind and honest in people here. Sometimes it’s a bit buggy with the app but they resolve it quickly and secure your fund 100%. I rated 5* in Fizen app and here too to thank the team for the kindness and patience.

官方回复

This review touched our hearts deeply. Thank you for taking the time to write such a thoughtful and personal message about your experience with Fizen 💜 What you described is exactly the culture we strive to build every day at Fizen - not just a payment app, but a team of real humans genuinely showing up to help travelers when they need it most. We are especially grateful for your kind words about Ben and our support team. We will absolutely share this with them internally. Stories like yours remind us why customer support is never “just support” sometimes a small action during travel can completely change someone’s day, reduce stress, and restore trust. The story about helping with gas fees and even the "Bánh mì" moment honestly made many of us emotional. As you said, it was never about the amount, it was about kindness, honesty, and being there for someone in an unfamiliar place. Those are values we care deeply about as a company. Thank you as well for openly mentioning that the app can sometimes be buggy. We truly appreciate honest feedback because it helps us improve faster. What matters most to us is making sure users always feel supported, heard, and secure. Protecting user funds and continuously improving stability will always remain our top priorities. Your recommendation to crypto travelers visiting Vietnam and SEA means more than you know. Reviews like yours help new users feel confident trying something new, and they inspire our entire team to keep pushing forward. On behalf of Ben and everyone at Fizen: Thank you for your trust, your patience, and your kindness toward our team! Customers like you are the reason we love what we do. We can't wait to welcome you again on your next adventure in SEA 🌏✨

inbTrustpilot已审核入库第三方评价★ 5 / 5
原文

Great travel assistant-app for Vietnam.

Great travel assistant-app for Vietnam. Really enjoyed QR Pay as I managed to setup it before my trip to Hanoi and Ha Giang. I just paid via QRs in every stall, restaurant and shop. Rate was nicer that other options. Recommend!

官方回复

Thank you so much for your wonderful review and recommendation! We are incredibly happy to hear that Fizen became your travel companion during your trip to Hanoi and Ha Giang. Those are beautiful places, and knowing you could enjoy the journey without worrying about payments is exactly what we hope to achieve for every traveler visiting Vietnam. It’s amazing to hear that you were able to set up QR Pay before the trip and use it smoothly across stalls, restaurants, and local shops. One of our biggest goals at Fizen is helping travelers experience local life more naturally and conveniently - just scan and pay like a local, without needing to constantly exchange cash or worry about complicated payment methods. We are also very glad you found the rates competitive compared to other options. We work hard behind the scenes to make crypto spending practical, transparent, and cost-efficient for real-world travel. Thank you again for trusting Fizen during your Vietnam adventure and for recommending us to other travelers. Support from users like you helps our community grow stronger every day. We hope Fizen continues to accompany you on many more journeys across Vietnam and Southeast Asia. Safe travels and see you again soon 😇😇

Truong HoTrustpilot已审核入库第三方评价★ 5 / 5
原文

The app is great

官方回复

Thank you so much for your support and your 5-star review 💚 Simple words like “The app is great” genuinely mean a lot to our team because behind every smooth payment experience is a group of people working hard every day to make Fizen faster, easier, and more reliable for travelers and crypto users around the world. We’re very grateful that you chose Fizen and had a positive experience with the app. Your support motivates us to keep improving and building even better features for our community. Thank you for being part of Fizen. We hope to continue making your payments and travels smoother every day ✨✨

风险因素

更新时间:2026/08/07

暂无风险因素