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CChoise.com Card logo

Choise.com Card

Actualizado: 7 ago 2026

OriginalChoise.com Card 是原 Crypterium 品牌推出的欧元 Visa 加密预付卡,包括虚拟卡和塑料实体卡。产品通过 Choise/Crypterium 托管钱包充值,用户将账户内加密资产转换为卡片余额后消费;虚拟卡主要用于线上和 Apple Pay,实体卡还支持线下商户及 ATM。当前两种卡片均停止接受订购,Choise Services UAB 已进入清算且不再运营相关产品。
Enviar experiencia de uso
Ausencia confirmada en App Store
Red de la tarjeta
Visa
Tipo de producto
Tarjeta cripto prepago
Formato
Tarjeta física / Tarjeta virtual
Estado operativo
Descontinuada
Nivel KYC
KYC completo
Relación comercial
Sin relación comercial
Puntuación de riesgo
30-39
Activos admitidos
USDC / BTC / ETH / XRP / LTC / USD / EUR / GBP / CHO
Última actualización
7 ago 2026

Información oficial y de la empresa

Identidad del emisor y datos societarios

Choise.com es una plataforma financiera cripto que evolucionó de los negocios relacionados con Crypterium, con productos que cubren cuentas de criptoactivos, intercambio, compra de criptomonedas, pago a tarjeta, billetera, cuentas de interés y el acceso a la tarjeta Crypterium. Sus términos indican que Charism LLC proporciona apertura de cuentas, intercambio de criptoactivos, crédito cripto y ahorro cripto, mientras que Choise Services UAB proporciona servicios de cripto a fiat / fiat a cripto, registro de usuarios y aplicación de KYC/AML. En cuanto a los productos de tarjeta, la página de Choise/Crypterium muestra que los pedidos de tarjetas no están disponibles actualmente, y las tarjetas prepago anteriores de Crypterium fueron emitidas por UAB Waletto bajo licencia de Visa; Choise.com no es un banco ni un emisor directo de tarjetas.
Empresa / emisor
Choise.com
Razón social
Choise Services UAB / Charism LLC
Región de registro
Lituania (LT)
Sede
Original圣文森特
Tipo de empresa
Crypto exchange
Estado de verificación
Verificado
Sitio del emisor
Enlace oficial
Página de solicitud
Enlace de solicitud

Resumen de la tarjeta

OriginalChoise.com Card 延续 Crypterium Card 的产品体系。用户原可在托管钱包持有加密资产,将资产转换并充值至欧元预付卡余额,再通过 Visa 网络完成支付。Virtual card 可用于线上交易及 Apple Pay;Plastic card 除线上消费外,还可在线下商户刷卡并从 ATM 提取现金。卡片不是银行信用卡,不提供循环信用额度,交易金额以卡内可用余额为限。卡片由立陶宛电子货币机构 UAB Walletto 依据 Visa 许可发行,Crypterium AS 担任卡计划管理方。当前产品页面仍保留历史功能和费率,但已明确显示无法订购;运营 Choise.com 的 UAB Choise Services 已于 2025 年进入清算。
Visa experiencia de tarjetaDisponibilidad regionalLas condiciones pueden cambiar
Aviso: La situación jurídica de Choise Services UAB figura como «en liquidación» desde el 2025/04/01. Posteriormente, una respuesta pública de la empresa también confirmó que ya no operaba y que se concentraba en gestionar la liquidación. Actualmente, tanto Crypterium Plastic card como Virtual card han cerrado las solicitudes de nuevas tarjetas.

Variantes y diferencias de comisiones

Compara registros de comisiones verificados entre formatos y niveles

Arrastra o desliza la tabla para ver todas las tarjetas; las etiquetas quedan fijas

Crypterium Plastic card
Crypterium Virtual card
FormatoTarjeta físicaTarjeta virtual
Comisiones
Comisión mensual
2.99 EUR
Se cobra después del primer mes completo de activación
0 EUR
Exención según condiciones de recarga mensual; de lo contrario, 2,99 €
Comisión de emisión
Comisión de cajero
3 EUR + 1.6%
Se cobra en cada retiro de efectivo
Comisión de cambio
2.5%
Se cobra en transacciones en moneda distinta al euro
2.5%
Se cobra en transacciones en moneda distinta al euro
Comisión de recarga
2%
Se cobra en cada recarga de la tarjeta
2%
Se cobra en cada recarga de la tarjeta
Comisión por transacción fallida
Recompensas
Reembolso
2.99 EUR
Recargas mensuales superiores a 299 €
2.99 EUR
Recargas mensuales combinadas superiores a 299 €
Recompensa cripto
Recompensas por staking
APR de staking
Bono de bienvenida
Bono por referido
Límites
Límite de gasto diario
2,500 EUR
Suma de POS y en línea
2,500 EUR
Suma de Apple Pay y en línea
Límite de gasto mensual
10,000 EUR
5.000 € cada uno para POS y en línea
10,000 EUR
5.000 € cada uno para ambos tipos de transacción
Límite de retirada en cajero
500 EUR
500 € diarios; 2.500 € mensuales, calculados por período natural
Red
Arrastra horizontalmente para ver otras tarjetas

Las comisiones pueden variar por región, nivel y política oficial. Comprueba las condiciones oficiales más recientes.

Regiones y disponibilidad en China

Estado de solicitud según fuentes públicas, políticas oficiales y experiencias de usuarios. No es asesoramiento de solicitud.

Regiones disponibles

Se admite la solicitud o activación normal

1
No Open Regions
Evidencia
Compatible oficialmente

Regiones no admitidas o restringidas

La solicitud o algunas funciones no están disponibles o tienen límites

8
JapónJPUcraniaUAIndiaINEstados UnidosUSChinaCNSingapurSGTaiwánTWRusiaRU
Evidencia
Restringido oficialmente

Regiones sin confirmar

No hay evidencia suficiente

0

Sin registros

Evidencia
Fuentes públicas

Disponibilidad en China

A continuación se conserva el texto original.

Original

1、中国大陆:不可申请;此前也属于非欧盟居民限制范围,产品原支持境外 Visa 商户支付,但当前已停止新卡及正常运营服务。

2、香港:不可申请;此前属于非欧盟居民限制范围,当前无法通过正常流程获得虚拟卡、实体卡、补卡或相关账户服务。

3、澳门:不可申请;此前属于非欧盟居民限制范围,产品原有 Visa 支付能力不代表当前仍可获得或激活新卡。

4、台湾:不可申请;此前属于非欧盟居民限制范围,当前卡片订购和运营已经停止,无法作为持续支付产品使用。

Actualizado: 25 jul 2026

Las políticas pueden cambiar. Comprueba la última política del emisor.

Requisitos KYC

Requisitos y límites actuales de verificación de identidad

KYC obligatorio

Obligatorio

Nivel KYC

KYC completoRequisito confirmado

Comprobante de domicilio

Obligatorio

Documentos aceptados

Pasaporte internacional / Documento de identidad

Tiempo de revisión / límites regionales

El KYC automático suele tardar de 5 a 10 minutos; los datos anómalos pasan a revisión manual de cumplimiento.

Proveedor KYC

Ondato

Actualizado

7 ago 2026

Compatibilidad de pagos

Estado y fecha de actualización por escenario de pago · La disponibilidad real puede variar por región, comercio y política del emisor

Resumen de compatibilidad12 escenarios
Compatible0
No compatible12
Actualizado7 ago 2026

Carteras digitales

Alipay

No compatible

7 ago 2026

Carteras digitales

Apple Pay

No compatible

7 ago 2026

Servicios de efectivo

Retirada en cajero

No compatible

7 ago 2026

Herramientas de IA

ChatGPT

No compatible

7 ago 2026

Herramientas de IA

Claude

No compatible

7 ago 2026

Carteras digitales

Google Pay

No compatible

7 ago 2026

Herramientas de IA

Midjourney

No compatible

7 ago 2026

Pagos presenciales

TPV en tienda

No compatible

7 ago 2026

Compras en línea

Compras en línea

No compatible

7 ago 2026

Carteras digitales

PayPal

No compatible

7 ago 2026

Suscripciones

Pago de suscripciones

No compatible

7 ago 2026

Carteras digitales

WeChat Pay

No compatible

7 ago 2026

Reseñas de usuarios

Mostrando 10 reseñas aprobadas asociadas a esta tarjeta

Más recientes primero
serge RUIZ TRIPODItrustpilot1 / 5

Cette entreprise est une bonne arnaque.

Cette entreprise est une bonne arnaque. Ils ont fermé mon compte sans explication, je ne peux donc plus accéder à mon compte et ai perdu ce que j’avais investi. Le pire est que malgré mes mails, tous sont restés sans réponse. Bravo les voleurs ! This company is a complete scam. They closed my account without explanation, so I can no longer access it and I've lost my investment. The worst part is that despite my emails, they've all gone unanswered. Well done, thieves!
Ver original
Lucero y Memotrustpilot1 / 5

Lack of further information regarding Liquidation process and payout of held funds

Their liquidation process has taken forever and now, neither the app support team nor their support email "Requests" answer back. Their review process was due on September 2025, and then extended to November 2025. After that date no more communications have been issued, and we are already in June 2026.
Ver original
Sten L Kristensentrustpilot1 / 5

Been trying for years to get my funds…

Been trying for years to get my funds back. First from Crypterium now Choise.com It's a scam..Very expensive one.. Owner Vladimir Gorbunov do the right thing and return my funds now.
Ver original
Vasilij Zielketrustpilot1 / 5

Guys its scam!!!!File a report with…

Guys its scam!!!!File a report with Interpol and Europol and complain to the Bank of Lithuania. Don't spend any money in their apps. You'll never see your money again. I hope the CEO ends up in jail and extradited.
Ver original
TLtrustpilot1 / 5

CHOISE.COM TOTAL SCAM!!

TOTAL SCAM!!! And, Google Play is FULL of Reviews that say this, but they STILL keep the App in their store!! They stole $130000 in Bitcoin from me. Stay away. Stay away
Ver original
Pmg Andrestrustpilot1 / 5

The most disgusting crypto scam ever…

The most disgusting crypto scam ever made! They said that by the end of November I was going to be refunded 100% it’s December and nothing ! Let’s start a class action, I don’t mind now losing my funds as long as I take down this worthless SCAMMERS !
Ver original
Phtrustpilot1 / 5

Choise.com has been failing for years

Choise.com has been failing for years. Customers have been unable to withdraw funds as the system failed many years ago. Prior to that there was a “rebranding” to remove association to Crypterium which was a scam cryptocurrency ico and failed predecessor fake bank. They claim the the liquidation is being handled under EU regulator and Lithuanian regulator direction. There is no press releases from any regulator- if there is produce a copy here, There is no 3rd party administrator that legitimate liquidations require for impartiality, and they don’t share any transparency to the regulators names and no regulator has ever contacted customers. Their own website says all funds are 100% insured by BitGo - they are not- trustpilot should demand Choise provide proof of the insurance policy. They are not a licensed financial institution with EU. If you follow the links to their corporate registration it’s for an apartment rental business and the address provided is a residential house- there is no office just a web of shadow entities in Caribbean, Lithuania, Dubai and Russia to mask owners and actions. Over the past years funds have been stuck and during that time they claimed the reasons were technical. You can see some of those claims on trust-pilot, YouTube, LinkedIn going back years. Trustpilot should also take some accountability for allowing scams like this to continue. In May and June 2025 Choise flooded the reviews with fake Russian reviews all complimenting the features and UX to have a trust score spike up to over 4 out of 5. These were patently fake - the site has been unable to trade for years at this point and at that time Choise was under liquidation and the claims of great features were lies as site was inoperable. I provided that proof to trustpilot and a review that could have warned people. Trustpilot blocked my review and left those 5 star reviews complimenting features for a site that doesn’t trade and was broken and inoperable up. When I provided proof including legal documents trustpilot published my review for 1 day and then took it down again and said the decision final. Fast forward- now we know it’s a scam and more people lost money and now trustpilot lists the company as suspicious and now score drops to 2.1 overnight - if you had just investigated this earlier some people wouldn’t have lost everything. Where is any fact checking of the responses from Choise?. Why let them continuously Chaim they are being liquidated under EU and Lithuanian Regulators without trust-pilot holding them accountable to show those regulatory oversight documents. You continue to allow them to misrepresent themselves while customers are blocked about warning others. 1. The entire site is well documented as down and has been impossible to withdraw for YEARS. 2. The dates for the regulators to disburse funds have come and gone and nothing happened. 3. There is no listing on the regulator sites of oversight because it’s a voluntary liquidation and there is no administrator nor EU oversight 4. Management is linked to a string of failed scams in crypto and is launching new ones as we speak. 5. There has been no official communication to customers when the September 30 date missed and the website still isn’t transparent about the fact the company is defunct. 6. Claims about being fully insured by BitGo and EU regulated & Lithuania regulated are 100 percent false and regulators will confirm this is a privately listed apartment rental business that faked its credentials Very very sad trustpilot allowed this business to hold highly positive trust scores for the majority of 2025 - ignoring all the signs, blocking negative reviews and giving this scam a megaphone and not fact checking the claims or reviews that were praising the in liquidation and scam site
Respuesta oficial
Choise Services UAB is undergoing a formal, court-registered voluntary liquidation in accordance with the laws of the Republic of Lithuania and the applicable EU legal framework. The liquidation is conducted by a licensed Lithuanian liquidator, whose appointment and obligations are registered in the official Lithuanian company register. The company is not operating, and all efforts are focused on completing the legal liquidation process in accordance with the law. Voluntary liquidation under Lithuanian law does not involve the appointment of an external administrator unless required by court or creditors. It is supervised by statutory legal procedures and registrars. It is not equivalent to forced insolvency or regulatory intervention, and we have never claimed otherwise. All communications and requests for verification — including identity and claim validation — are conducted under mandatory AML/KYC compliance rules to prevent fraud and unauthorized access during liquidation. No entity has the right to process claims or release funds outside of this legal framework. We also strongly refute claims that we faked Trustpilot reviews. Any reviews posted are individual user submissions, and we have no ability to control, fabricate, or suppress public opinion. Accusations against our team or the platform without evidence are unacceptable and legally actionable. Regarding BitGo — Choise previously used insured custodial services for wallet storage. However, custodial arrangements and representations are not relevant to the liquidation process, which is governed by legal, not operational, obligations. We remind all users that spreading knowingly false and damaging allegations — including accusations of fraud, fabricated corporate structures, and impersonated credentials — may constitute civil defamation under Lithuanian Civil Code (Art. 2.24) and applicable EU reputation protection laws. These statements are being reviewed by our legal team. If you have a valid legal claim and have not received a response, we encourage you to contact the liquidation support channel at support@choise.com. Public accusations and unfounded conspiracy theories do not assist in resolving real user concerns.
Ver original
Chadrac Draktrustpilot1 / 5

I’m facing withdrawal issues since long…

I’m facing withdrawal issues since long time the support stopped reply to me after I’ve send them all the documents required.
Respuesta oficial
Sorry for your wait. Please remain patient, and our team will reply to you via email as soon as possible.
Ver original
P T.trustpilot1 / 5

All my money is gone

All my money is gone. Becareful
Respuesta oficial
We regret that your experience has led to disappointment, but we must clarify that Choise Services UAB is currently undergoing a formal liquidation process, conducted in accordance with Lithuanian and EU law. During this process, all users — regardless of the size of their investment — are subject to the same legal procedures set by the court-appointed liquidator. The company does not control timelines or processing steps and cannot act outside of the legal framework. We reject suggestions that the process lacks transparency. Full information about the liquidation, including claim procedures and contact points, has been made publicly available. If you have specific concerns about your claim, we encourage you to contact support@choise.com. We ask that reviews remain factual. We are committed to completing the legal process properly and in accordance with the rights of all verified claimants.
Ver original
Debbie Detartrustpilot1 / 5

debbiedetarr@ gmail…….…

I found out that it was a Ponzi scheme weeks ago when they refused to pay me I requested for withdrawal 4 times it was denied and the customer service is fully of crap ……. Don’t be shy to seek help I refused to let them go away with my money filed a complaint and got everything back within few days
Respuesta oficial
We regret that your experience has led to disappointment, but we must clarify that Choise Services UAB is currently undergoing a formal liquidation process, conducted in accordance with Lithuanian and EU law. During this process, all users — regardless of the size of their investment — are subject to the same legal procedures set by the court-appointed liquidator. The company does not control timelines or processing steps and cannot act outside of the legal framework. We reject suggestions that the process lacks transparency. Full information about the liquidation, including claim procedures and contact points, has been made publicly available. If you have specific concerns about your claim, we encourage you to contact support@choise.com. We ask that reviews remain factual. We are committed to completing the legal process properly and in accordance with the rights of all verified claimants.
Ver original

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Actualizado: 25 jul 2026

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