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Base de tarjetas / Visa / Tarjeta de pago con stablecoins

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Fizen Card

Actualizado: 7 ago 2026

Fizen Card es un producto de pago cripto lanzado por Fizen, una plataforma Web3 de aplicaciones y pagos cripto, en colaboración con redes internacionales de tarjetas. Basado en una arquitectura de monedero no custodio y en la liquidación de stablecoins en cadena, permite a los usuarios utilizar directamente activos digitales como USDT y USDC para realizar compras mediante la red global de liquidación Visa, canjear tarjetas regalo de marcas y efectuar pagos mediante códigos QR en el Sudeste Asiático y otras regiones.
Enviar experiencia de uso
Red de la tarjeta
Visa
Tipo de producto
Tarjeta de pago con stablecoins
Formato
Tarjeta virtual / Virtual + metálica
Estado operativo
En pausa
Nivel KYC
KYC completo
Relación comercial
Sin relación comercial
Puntuación de riesgo
70-79
Activos admitidos
USDT / USDC / BTC / ETH / BNB / MATIC
Última actualización
7 ago 2026

Información oficial y de la empresa

Identidad del emisor y datos societarios

Fizen es una plataforma de infraestructura fintech posicionada como 'Crypto Neobank', que ha recibido inversión estratégica del gigante de stablecoins Tether. La plataforma utiliza Fizen Super App como vehículo, creando un ecosistema integrado de PayFi e InvestFi, dirigido principalmente al sudeste asiático y viajeros globales y comerciantes transfronterizos, ofreciendo Fizen Crypto Card (tarjeta virtual/física cripto), pagos con código QR en moneda fiduciaria local (QR Pay) y servicios de billetera cripto no custodial. Además, la plataforma integra funciones de ahorro e inversión en cadena de bonos del Tesoro de EE. UU. tokenizados, acciones de EE. UU. y activos del mundo real (RWA) tokenizados, impulsadas por agregadores independientes de terceros.
Empresa / emisor
Fizen (Fizen.io / Fizen Super App)
Razón social
Fizen
Región de registro
Hong Kong (HK)
Sede
Original中国香港
Tipo de empresa
Fintech
Estado de verificación
Verificado
Sitio del emisor
Enlace oficial
Página de solicitud
Enlace de solicitud

Resumen de la tarjeta

La plataforma tiene como elemento central una billetera cripto de autocustodia y busca reducir la brecha entre las monedas digitales y el consumo cotidiano en establecimientos físicos. Ofrece una solución integral de pagos para titulares de criptoactivos de todo el mundo, nómadas digitales y viajeros internacionales. A través de Fizen Super App proporciona una billetera cripto, una tarjeta de pago, pagos mediante QR, tarjetas de regalo y servicios para gastos de viaje. Fizen Card se posiciona principalmente como una herramienta de pago con stablecoins que permite utilizar directamente criptoactivos para gastos cotidianos mediante la red Visa. El ecosistema de pagos de Fizen incluye la tarjeta prepago Fizen Adventure Visa para distintas necesidades de los usuarios, la tarjeta metálica de gama alta Fizen Pioneer Visa, Fizen QR con redes locales integradas de compensación mediante códigos QR y las tarjetas de regalo cripto Fizen, que permiten consumir mediante conversión instantánea en cadena. Mediante Fizen Super App, los usuarios pueden transferir fácilmente activos en cadena y realizar pagos sin contacto en terminales VisaPOS de más de 200 países y regiones, comprar en línea en comercios internacionales, reservar vuelos y hoteles y retirar efectivo local. Sus principales ventajas son una sólida liquidez de stablecoins, una amplia variedad de casos de uso y unos costos de fricción muy reducidos al gastar.
Visa experiencia de tarjetaDisponibilidad regionalLas condiciones pueden cambiar
Aviso: No hay avisos adicionales.

Variantes y diferencias de comisiones

Compara registros de comisiones verificados entre formatos y niveles

Arrastra o desliza la tabla para ver todas las tarjetas; las etiquetas quedan fijas

Fizen Adventure Card
Fizen Pioneer Card
Fizen Frontier Card
FormatoTarjeta virtualVirtual + metálicaVirtual + metálica
Comisiones
Comisión mensual
Gratis
Sin comisión de mantenimiento mensual fija
Comisión de emisión
9.99 USD
Precio actual de la tarjeta Adventure
999.99 USD
Precio del nivel actual en el sitio web oficial
9,999 USD
Precio del nivel actual en el sitio web oficial
Comisión de cajero
Gratis
El plan incluye límite gratuito de cajero, 0 dentro del límite gratuito
Gratis
0 dentro del límite gratuito, hereda los beneficios de Adventure
Gratis
0 dentro del límite gratuito, hereda los beneficios de Pioneer
Comisión de cambio
Gratis
La página actual indica cero comisión de cambio
Comisión de recarga
Gratis
Recarga gratuita dentro del límite del plan
Gratis
Recarga gratuita dentro del límite del plan
Gratis
Hereda los beneficios del plan básico
Comisión por transacción fallida
Gratis
No se cobra comisión adicional por transacciones fallidas
Recompensas
Reembolso
1.5%
Reembolso del 1.5%–5% en FiPoint, hasta 10% en comercios asociados, calculado según el monto de la transacción y el comercio
Recompensa cripto
Recompensas por staking
APR de staking
Bono de bienvenida
Bono por referido
Límites
Límite de gasto diario
1,000,000 USD
Límite diario del plan Visa anterior
Límite de gasto mensual
Límite de retirada en cajero
Red
Arrastra horizontalmente para ver otras tarjetas

Las comisiones pueden variar por región, nivel y política oficial. Comprueba las condiciones oficiales más recientes.

Regiones y disponibilidad en China

Estado de solicitud según fuentes públicas, políticas oficiales y experiencias de usuarios. No es asesoramiento de solicitud.

Regiones disponibles

Se admite la solicitud o activación normal

17
HungríaHUVietnamVNTailandiaTHPoloniaPLIndonesiaIDEmiratos Árabes UnidosAEBrasilBRMéxicoMXBulgariaBGMalasiaMYChequiaCZFilipinasPHRumaníaROSingapurSGCroaciaHREslovaquiaSKArgentinaAR
Evidencia
Compatible oficialmente

Regiones no admitidas o restringidas

La solicitud o algunas funciones no están disponibles o tienen límites

127
Estados UnidosUSMaldivasMVGuatemalaGTChadTDEritreaERTanzaniaTZGabónGASamoaWSSanto Tomé y PríncipeSTMacedonia del NorteMKComorasKMUcraniaUAPapúa Nueva GuineaPGCôte d’IvoireCICatarQALesotoLSGuinea-BisáuGWBrunéiBNCubaCUJamaicaJMCamboyaKHMozambiqueMZBangladésBDSan Cristóbal y NievesKNSudán del SurSSTrinidad y TobagoTTBaréinBHIndiaINBahamasBSEgiptoEGChinaCNTimor-LesteTLNígerNENigeriaNGSudánSDAfganistánAFTongaTOCorea del NorteKPKirguistánKGMoldaviaMDYibutiDJIránIRMongoliaMNTúnezTNKazajistánKZTogoTGSierra LeonaSLBurundiBIButánBTMauritaniaMRSri LankaLKRuandaRWAlbaniaALZimbabueZWMontenegroMENamibiaNASan Vicente y las GranadinasVCKeniaKEBosnia y HerzegovinaBARepública CentroafricanaCFGhanaGHAntigua y BarbudaAGArgeliaDZGeorgiaGESiriaSYIrakIQHondurasHNBenínBJHaitíHTLibiaLYBeliceBZTurkmenistánTMBielorrusiaBYBotsuanaBWDominicaDMFiyiFJSanta LucíaLCPalaosPWVanuatuVULaosLATurquíaTRSerbiaRSSomaliaSORusiaRULiberiaLRSurinamSRTuvaluTVEtiopíaETKiribatiKIZambiaZMUzbekistánUZOmánOMCamerúnCMMauricioMUBarbadosBBMyanmar (Birmania)MMSeychellesSCGranadaGDMarruecosMAGuyanaGYNicaraguaNIRepública DominicanaDOMaliMLSenegalSNGuineaGNGambiaGMTayikistánTJEl SalvadorSVUgandaUGIslas MarshallMHBurkina FasoBFNepalNPKuwaitKWNauruNRGuinea EcuatorialGQArmeniaAMPakistánPKAzerbaiyánAZAngolaAOMalauiMWIslas SalomónSBYemenYELíbanoLBMadagascarMGJordaniaJOMicronesiaFMCabo VerdeCV
Evidencia
Restringido oficialmente

Regiones sin confirmar

No hay evidencia suficiente

0

Sin registros

Evidencia
Fuentes públicas

Disponibilidad en China

A continuación se conserva el texto original.

Original

1、中国大陆:不支持居民身份申请注册,符合资格的境外既有持卡人可在 Visa 受理网络及适用国际卡移动支付渠道使用。

2、香港:不支持香港本地居民身份申请开户,符合资格的境外既有持卡人可在香港接受 Visa 的线上及线下商户使用。

3、澳门:当前新卡创建暂停,因此澳门居民暂不能提交新卡申请;既有有效 Fizen Visa 可在澳门接受国际 Visa 的线上及线下商户消费。

4、台湾:当前新卡创建暂停,因此台湾居民暂不能提交新卡申请;既有有效 Fizen Visa 可在台湾接受国际 Visa 的线上及线下商户消费。

Actualizado: 7 ago 2026

Las políticas pueden cambiar. Comprueba la última política del emisor.

Requisitos KYC

Requisitos y límites actuales de verificación de identidad

KYC obligatorio

Obligatorio

Nivel KYC

KYC completoRequisito confirmado

Comprobante de domicilio

Obligatorio

Documentos aceptados

Pasaporte / Licencia de conducir

Tiempo de revisión / límites regionales

La verificación automática de identidad suele tardar entre 5 y 10 minutos; los datos anómalos pasan a una revisión de cumplimiento manual.

Proveedor KYC

Sumsub

Actualizado

7 ago 2026

Compatibilidad de pagos

Estado y fecha de actualización por escenario de pago · La disponibilidad real puede variar por región, comercio y política del emisor

Resumen de compatibilidad12 escenarios
Compatible12
No compatible0
Actualizado7 ago 2026

Carteras digitales

Alipay

Compatible

7 ago 2026

Carteras digitales

Apple Pay

Compatible

7 ago 2026

Servicios de efectivo

Retirada en cajero

Compatible

7 ago 2026

Herramientas de IA

ChatGPT

Compatible

7 ago 2026

Herramientas de IA

Claude

Compatible

7 ago 2026

Carteras digitales

Google Pay

Compatible

7 ago 2026

Herramientas de IA

Midjourney

Compatible

7 ago 2026

Pagos presenciales

TPV en tienda

Compatible

7 ago 2026

Compras en línea

Compras en línea

Compatible

7 ago 2026

Carteras digitales

PayPal

Compatible

7 ago 2026

Suscripciones

Pago de suscripciones

Compatible

7 ago 2026

Carteras digitales

WeChat Pay

Compatible

7 ago 2026

Reseñas de usuarios

Mostrando 10 reseñas aprobadas asociadas a esta tarjeta

Más recientes primero
David Bryantgoogle_play2 / 5

Fizen: Crypto Pay & Travel Google Play review - 2 star

too high fees to swap cryptos. need to use USD to make virtual card but no way to deposit USD.
Respuesta oficial
Hello David Bryant, thank you for your feedback. Crypto fees are constantly changing (increasing or decreasing) over time, they are not fixed. You can top up your card with USDT or USDC, but Fizen Cards is currently undergoing maintenance, so you cannot use it at this time. Best regards, Fizen Support Team
Ver original
Willeniumgoogle_play1 / 5

Fizen: Crypto Pay & Travel Google Play review - 1 star

They stopped daily rewards from watching ads I had over 300k fi- points they just gone! How can you do that?
Respuesta oficial
Hello, thank you for your feedback, Fizen announced and allowed users to exchange Fipoint for $FIZEN within one month. We regret that you were unaware of the announcement and did not exchange your points in time. We will soon have more great events for our Customers in the future, and we hope you will continue to support Fizen.
Ver original
lam ductrustpilot5 / 5

I feel comfortable with the experience…

I feel comfortable with the experience of crypto card and QR Pay. It helps me a lot when I was traveling. I will always support the project like that. Appreciate your effort
Respuesta oficial
Thank you so much for your support and trust in Fizen 💚 We're delighted to hear that Crypto Card and QR Pay made your travels easier and more comfortable. That's exactly the experience our team strives to create every day. Your continued support means a lot to us and motivates the entire Fizen team to keep building better products for travelers and crypto users worldwide. We truly appreciate having you as part of the Fizen family 🌍✨
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Ervin Wongtrustpilot5 / 5

This is top 1 travel hack in SEA

This is top 1 travel hack in SEA. Glad I found it! Helpful for family travel. I just send every member few USDT for them to scan to pay themselves. my 9yo kid enjoy the experience a lot. And we don't get back home with leftover changes. Brilliant idea for travel pay
Respuesta oficial
Thank you so much for this incredible review - reading this truly made our whole team smile 💚 “Top 1 travel hack in SEA” is honestly one of the best compliments we could ever receive. The fact that Fizen became part of your family trip experience means a lot to us. We especially loved hearing about your 9yo enjoying the payment experience! That is exactly the kind of future we hope to build - Where travel payments feel simple, fun, borderless, and natural for everyone in the family. Sending a little USDT to each family member so they can scan and pay independently is such a smart use case, and you perfectly captured one of the biggest pain points of travel in Asia: leftover cash and coins after the trip. We built Fizen to remove exactly those little frictions so travelers can focus on enjoying memories instead of worrying about payments. Thank you as well for trusting Fizen during your journey across SEA. Your support motivates our entire team every single day to keep improving the product, expanding acceptance, and making crypto spending truly useful in real life. We hope you continue discovering more amazing places with Fizen by your side, and hopefully inspire many more travelers around you to experience a smoother way to travel too ✈️🌏 Thank you for being part of this journey with us! Love,
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Okoro tochukwugoogle_play5 / 5

Fizen: Crypto Pay & Travel Google Play review - 5 star

good
Respuesta oficial
Thank you so much for your support and kind feedback 💜 We’re grateful to have you with Fizen Super App!
Ver original
ChamTNtrustpilot5 / 5

Thank you Ben and Fizen support team.

This is dedicated for Fizen customer support team for showing up all the time to help. I highly recommend this to everyone, crypto users who are traveling in SEA, especially Vietnam to use USDT to get eSIM, pay via qr code and also the Visa Card. Ben from Fizen has personally sent me eth for gas fee when i made wrong transfer. She even once helped me to pay for my banhmi as the merchant qr was broken. It was 25 vnd, not a big amount but i saw the kind and honest in people here. Sometimes it’s a bit buggy with the app but they resolve it quickly and secure your fund 100%. I rated 5* in Fizen app and here too to thank the team for the kindness and patience.
Respuesta oficial
This review touched our hearts deeply. Thank you for taking the time to write such a thoughtful and personal message about your experience with Fizen 💜 What you described is exactly the culture we strive to build every day at Fizen - not just a payment app, but a team of real humans genuinely showing up to help travelers when they need it most. We are especially grateful for your kind words about Ben and our support team. We will absolutely share this with them internally. Stories like yours remind us why customer support is never “just support” sometimes a small action during travel can completely change someone’s day, reduce stress, and restore trust. The story about helping with gas fees and even the "Bánh mì" moment honestly made many of us emotional. As you said, it was never about the amount, it was about kindness, honesty, and being there for someone in an unfamiliar place. Those are values we care deeply about as a company. Thank you as well for openly mentioning that the app can sometimes be buggy. We truly appreciate honest feedback because it helps us improve faster. What matters most to us is making sure users always feel supported, heard, and secure. Protecting user funds and continuously improving stability will always remain our top priorities. Your recommendation to crypto travelers visiting Vietnam and SEA means more than you know. Reviews like yours help new users feel confident trying something new, and they inspire our entire team to keep pushing forward. On behalf of Ben and everyone at Fizen: Thank you for your trust, your patience, and your kindness toward our team! Customers like you are the reason we love what we do. We can't wait to welcome you again on your next adventure in SEA 🌏✨
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inbtrustpilot5 / 5

Great travel assistant-app for Vietnam.

Great travel assistant-app for Vietnam. Really enjoyed QR Pay as I managed to setup it before my trip to Hanoi and Ha Giang. I just paid via QRs in every stall, restaurant and shop. Rate was nicer that other options. Recommend!
Respuesta oficial
Thank you so much for your wonderful review and recommendation! We are incredibly happy to hear that Fizen became your travel companion during your trip to Hanoi and Ha Giang. Those are beautiful places, and knowing you could enjoy the journey without worrying about payments is exactly what we hope to achieve for every traveler visiting Vietnam. It’s amazing to hear that you were able to set up QR Pay before the trip and use it smoothly across stalls, restaurants, and local shops. One of our biggest goals at Fizen is helping travelers experience local life more naturally and conveniently - just scan and pay like a local, without needing to constantly exchange cash or worry about complicated payment methods. We are also very glad you found the rates competitive compared to other options. We work hard behind the scenes to make crypto spending practical, transparent, and cost-efficient for real-world travel. Thank you again for trusting Fizen during your Vietnam adventure and for recommending us to other travelers. Support from users like you helps our community grow stronger every day. We hope Fizen continues to accompany you on many more journeys across Vietnam and Southeast Asia. Safe travels and see you again soon 😇😇
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Truong Hotrustpilot5 / 5
The app is great
Respuesta oficial
Thank you so much for your support and your 5-star review 💚 Simple words like “The app is great” genuinely mean a lot to our team because behind every smooth payment experience is a group of people working hard every day to make Fizen faster, easier, and more reliable for travelers and crypto users around the world. We’re very grateful that you chose Fizen and had a positive experience with the app. Your support motivates us to keep improving and building even better features for our community. Thank you for being part of Fizen. We hope to continue making your payments and travels smoother every day ✨✨
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Shahanur Islamgoogle_play1 / 5

Fizen: Crypto Pay & Travel Google Play review - 1 star

too low exchange value 🤡💩🤬
Respuesta oficial
Hello, thank you for your feedback. We’re sorry to hear you’re experiencing difficulties. Could you please let us know what issue you’re facing? You can contact our live chat support directly in the app or ask in our TG, and our team will be happy to assist you.
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Jasmine Phamgoogle_play1 / 5

Fizen: Crypto Pay & Travel Google Play review - 1 star

Update: fees for small amounts of payment are like +20%.. pretty insane! not worth it 🥺 Lost some promo coupon code, UI is quite messy 😅
Respuesta oficial
Thank you so much for your support and kind feedback 💜 We’re grateful to have you with Fizen Super App! Please contact us through the community or live chat on Fizen Super App, and we will help and solve your concern
Ver original

Factores de riesgo

Actualizado: 7 ago 2026

No hay factores de riesgo disponibles