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Bybit Card

更新時間: 2026年7月29日

Bybit Card 是 Bybit 為合資格地區使用者提供的加密資產支付卡,可直接使用 Funding Account 中的法幣及受支援的加密資產完成日常消費。目前依地區發行 Mastercard 或 Visa,並同時有預付卡和信用卡兩種架構。使用者通常會先取得虛擬卡,再依地區資格申請實體卡,可用於線上購物、實體商家、行動錢包及部分地區的 ATM 提款,並參與 Bybit Card 消費回饋和訂閱權益方案。
提交使用意見
發卡網路
Mastercard
產品類型
加密簽帳卡
卡片形態
虛擬卡 + 實體卡 / 虛擬卡
營運狀態
正常營運
KYC 等級
完整 KYC
商業關係
無商業關係
風險分數
70-79
支援資產
USDT / USDC / BTC / ETH / BNB / XRP / USD / EUR / AUD / ARS / BRL / MNT / MXN / TON
最近更新
2026年7月29日

官方與公司資訊

發行方身分與公司資質概覽

Bybit 是一家全球化加密貨幣交易平台,提供現貨、衍生品、Earn、P2P、法幣出入金、機構交易、錢包和支付相關服務。官網介紹其定位為加密交易所與 Web3 入口,並稱其服務數千萬使用者;其運營主體和註冊地主要指向塞席爾,但全球總部設在杜拜
公司 / 發行方
Bybit
法律名稱
Bybit Technology Limited
註冊地區
塞席爾 (SC)
總部
原文阿联酋迪拜
公司類型
Crypto exchange
核驗狀態
已驗證
發行方官網
官方連結
辦卡入口
申請連結

卡片概覽

Bybit Card 不設置獨立儲值錢包,而是直接使用使用者的 Bybit Funding Account 及符合資格的 Flexible Easy Earn 餘額。消費時會優先扣除卡片對應的法幣,餘額不足時則依照使用者設定的加密資產順序,自動出售資產以完成付款。2026 年現行體系包括阿根廷、澳洲、巴西、墨西哥、秘魯、喬治亞、哈薩克斯坦/AIFC 及 Asia Pacific 等地區專案,不同專案在 Visa/Mastercard、預付或信用架構、基礎幣別、數位錢包及限額方面有所差異。虛擬卡核准後可立即在線上使用,實體卡支援 POS 感應支付,並在多數已開放實體卡的地區提供 ATM 功能。
Mastercard 卡片體驗地區可用性權益條款可能變動
提示: 目前沒有其他提示。

卡片形態與費用差異

比較不同卡片形態與等級的已核驗費用紀錄

按住或滑動表格任意區域,左右查看全部卡片;左側項目保持固定

Bybit Card (Argentina)
Bybit Card (Australia)
Bybit Card (Brazil)
Bybit Card (Georgia)
Bybit Card (Kazakhstan/AIFC)
Bybit Card (Mexico)
Bybit Card (Peru)
Bybit Card (Asia Pacific)
卡片形態虛擬卡 + 實體卡虛擬卡 + 實體卡虛擬卡 + 實體卡虛擬卡 + 實體卡虛擬卡 + 實體卡虛擬卡 + 實體卡虛擬卡虛擬卡 + 實體卡
費用
月費
免費
無持續管理月費
免費
無持續管理月費
免費
無持續管理月費
免費
免費
無持續管理月費
免費
無持續管理月費
免費
無持續管理月費
免費
無持續管理月費
開卡費
5 USD
免費;US$5/5 USDT
29.99 USD
免費;US$29.99,VIP可免費
免費
免費
29.99 USDT
免費;29.99 USDT。VIP可免費。
5 USDT
免費;5 USDT,VIP可免費
免費
免費
免費
免費發行
5 USDT
免費;5 USDT,VIP可免費
ATM 提款費
2%
超過ARS 95,000後2%
2%
超過US$100後2%,每月前US$100免費
2%
超過BRL 550後2%,按每月免費額度計
2%
超過US$100後2%;每月前US$100免費。
2%
超過US$100後2%,每月前US$100免費
2%
超過MXN 1,800後2%,按每月免費額度計
2%
超過US$100後2%,每月前US$100免費
貨幣轉換費
7%
跨幣種交易收取
1%
疊加卡組織匯率
1.5%
非本幣交易收取
2%
跨幣種交易收取。
1%
非卡片幣種交易
儲值費
交易失敗費
獎勵
現金回饋
10%
2%–10%,依等級及每月上限
加密貨幣回饋
質押獎勵
質押年利率
歡迎獎勵
推薦獎勵
限制
每日支出上限
5,000 USD
虛實卡共用額度
13,500 USD
虛實卡分別計算
27,500 BRL
虛實卡共用額度
15,000 USD
虛實卡獨立額度。
15,000 USD
單筆最高US$9,000
97,000 MXN
虛實卡共用額度
1,000 USD
按卡片帳戶計算
每月支出上限
10,000 USD
按ARS等值計算
27,000 USD
虛實卡分別計算
137,500 BRL
虛實卡共用額度
65,000 USD
虛實卡獨立額度。
65,000 USD
虛實卡獨立額度
145,000 MXN
虛實卡共用額度
5,000 USD
按卡片帳戶計算
ATM 提款上限
1,000 USD
每日US$1,000;每月US$10,000,提款額度
卡片網路
橫向拖動查看其他卡片

費用可能因地區、卡片等級與官方政策而變動,請核對最新官方條款。

地區與中國地區適用性

依公開來源、官方政策與使用者回報整理申請狀態,不構成辦卡建議。

可申請地區

支援申請或可正常開卡使用

7
秘魯PE哈薩克KZ澳洲AU巴西BR墨西哥MX阿根廷AR喬治亞GE
證據來源
官方支援

不支援或受限地區

申請或部分功能不可用或受限

24
關島GU中國CN克羅埃西亞HR新加坡SG蘇丹SD馬爾他MT愛爾蘭IE加拿大CA北韓KP白俄羅斯BY阿富汗AF美國US烏茲別克UZ香港HK北馬利安納群島MP古巴CU美屬薩摩亞AS馬來西亞MY波多黎各PR冰島IS敘利亞SY美屬維京群島VI俄羅斯RU伊朗IR
證據來源
官方限制

尚未確認地區

證據不足,狀態有待確認

46
澳門MO萬那杜VU突尼西亞TN莫三比克MZ海地HT辛巴威ZW泰國TH千里達及托巴哥TT蒙古MN阿爾巴尼亞AL馬紹爾群島MH約旦JO蘇利南SR沙烏地阿拉伯SA亞塞拜然AZ尚比亞ZM諾魯NR肯亞KE寮國LA菲律賓PH波士尼亞與赫塞哥維納BA黎巴嫩LB蒙特內哥羅ME馬達加斯加MG南韓KR緬甸MM越南VN英國GB宏都拉斯HN納米比亞NA牙買加JM馬利ML馬拉威MW葛摩KM玻利維亞BO貝南BJ薩摩亞WS赤道幾內亞GQ薩爾瓦多SV索馬利亞SO象牙海岸CI馬爾地夫MV賴索托LS阿爾及利亞DZ阿曼OM科威特KW
證據來源
未確認

中國地區適用性

以下保留資料原文。

原文

1、中国大陆:不可申请 bybit.com Bybit Card;境外合资格持卡用户可在支持 Visa 或 Mastercard 的商户消费,但中国大陆 ATM 取现被官方明确限制。

2、香港:不可使用中国香港居住身份申请 Bybit 全球平台及其卡片;境外合资格发行的卡可在香港对应 Visa 或 Mastercard 受理商户消费。

3、澳门:澳门不属于当前单独列明的 Bybit Card 发卡地区,不能按公开地区项目直接申请;境外已合法取得的卡可在当地对应卡组织商户消费。

4、台湾:Bybit 提供繁体中文亚太卡页面和 Asia Pacific 申请流程,但最终申请资格按账户居住国家检查;已获发卡用户可进行线上及对应 Visa 商户支付。

更新時間: 2026年7月27日

政策可能隨時變動,請核對發行方最新政策。

KYC 要求

開戶前目前核驗的身分驗證要求與限制

是否需要 KYC

需要

KYC 等級

完整 KYC要求已確認

居住證明

需要

支援證件

護照 / 身分證 / 駕照 / 居留許可

審核時間 / 地區限制

基礎 KYC 一般約 15 分鐘,卡片人工複核最長可達七個工作日

KYC 服務商

Sumsub

更新時間

2026年7月27日

支付相容性

各類支付情境的支援狀態與更新時間 · 實際可用性可能受地區、商家與發行方政策影響

相容性概覽12 個情境
支援12
不支援0
更新時間2026年7月27日

行動錢包付款

Alipay

支援

2026年7月27日

行動錢包付款

Apple Pay

支援

2026年7月15日

現金服務

ATM 提款

支援

2026年7月15日

AI 工具

ChatGPT

支援

2026年7月15日

AI 工具

Claude

支援

2026年7月15日

行動錢包付款

Google Pay

支援

2026年7月15日

AI 工具

Midjourney

支援

2026年7月15日

實體付款

實體 POS

支援

2026年7月15日

線上購物

線上購物

支援

2026年7月15日

行動錢包付款

PayPal

支援

2026年7月15日

訂閱服務

訂閱付款

支援

2026年7月15日

行動錢包付款

WeChat Pay

支援

2026年7月27日

使用者評論

顯示 10 則已核准且符合此卡片的評論

最新優先
philiptrustpilot1 / 5

Descubrí una plataforma de inversión en…

Descubrí una plataforma de inversión en Internet que parecía profesional y confiable, por lo que decidí invertir 50.000 € de mis ahorros. Al principio, todo funcionaba con normalidad, pero cuando intenté retirar mi dinero comenzaron los problemas: tuve dificultades para acceder a mi cuenta, aparecieron operaciones que no autoricé y el servicio de atención al cliente no me ofreció una solución. Ante la posibilidad de perder mis ahorros, busqué ayuda externa y contacté con 𝔻𝕚𝕟𝕤𝕔𝕙, a quienes proporcioné toda la documentación disponible. Revisaron mi caso y me explicaron los pasos que podían seguirse para intentar recuperar los fondos. Tras varios días de espera, recibí una actualización favorable y, según la información que recibí, los fondos fueron recuperados en aproximadamente tres días. La experiencia fue muy estresante, pero recuperar mi dinero supuso un enorme alivio. También aprendí la importancia de verificar cuidadosamente cualquier plataforma de inversión antes de depositar dinero y de conservar todos los comprobantes, comunicaciones y registros de las transacciones. Agradezco a 𝓭𝒾𝓷𝙨𝖈𝖍 por la asistencia recibida y recomiendo actuar con mucha precaución ante cualquier plataforma que prometa oportunidades de inversión en Internet.
查看原文
Sergey Tertichniytrustpilot1 / 5

Title: Account blocked for 17+ days – no response from Compliance despite 5–7 day promise

My Bybit account (UID: 562403529) has been fully restricted since July 30, 2026 – no trading, no withdrawals. On July 28, I contacted Bybit Live Support regarding a failed withdrawal. The agent reviewed the destination address I provided and advised me to retry the transaction, raising no compliance concerns. On July 30, a subsequent transaction was flagged, and my entire account was restricted. I immediately contacted the Compliance team and have been waiting for any response or document request ever since. Ticket number: 27170612 Bybit's automated reply promised a response within 5–7 working days. Today is day 17 – more than double that time – and I have received zero updates. I am a fully KYC-verified user with legitimate funds from regulated sources. I have all necessary documentation ready and am prepared to cooperate fully. I am simply asking for a status update or a clear next step. I understand compliance reviews take time, but 17+ days of silence after a promised 5–7 day window is unacceptable for a regulated platform. I hope Bybit will finally address my case. I was having good time using bybit for 4 months and now i am totaly lost coz my life saving are locked and i am getting no updates.
查看原文
Adiss Marketertrustpilot1 / 5

Bybitgivememymoney

Hello Bybit, I’m sincerely asking for your help with my account restriction. Since July 13, my account has been restricted and under compliance review, and today is August 16, which makes it over 4 weeks already. Throughout this period, I have patiently waited and followed the necessary steps, but I still haven’t received any good news or a clear resolution regarding my account This situation has become extremely difficult for me because my funds are locked and I urgently need access to them for my school fees and other important responsibilities. I’m kindly begging you to please look into my case and help complete the review and remove the restriction as soon as possible. I’m ready to provide any information or documents required from me Case ID: 26945343 UID: 543190032 Please Bybit, I really need your help, kindly review my account and give me access to my assets urgently thank.
查看原文
luis reyestrustpilot1 / 5

Urgencia Médica y Me quitaron los fondos

Hola. Gracias a @RichardRTM de verda les doy las gracias por averme escalado el caso tiker #26829805 le comento mi experiencia lamentablemente hoy en la madrugada me quitaron mis fondos y se lo regresaron a la otra parte a pesar que precente pruebas fue transparente y incluso mandé datos pruebas de mi urgencia médicas por nesesitava mis fondos rápido y aún así fallaron. En mi contra sin que la otra parte valla demostrado algo en mi contra o alguna prueba de hackeo de verda me da un tristeza muy profunda en todo mi corazón y tengo mi cuenta totalmente libre Pero sin mis fondos que me quitaron me ciento totalmente destrozado...
查看原文
Favy Gracetrustpilot1 / 5

My appeal have been unanswered for 2…

My appeal have been unanswered for 2 days and I have been waiting for support response... Please respond 🙏
查看原文
saeid asgharitrustpilot1 / 5

URGENT: Withdrawal Restricted for 25 Days - Case 27244419 / Appeal W2026072277B0A1A40E4A7F542E20C8

Dear Bybit Compliance and Support Team, I am writing to formally request an immediate escalation regarding my account status. My account withdrawals have been strictly restricted under compliance review since July 22, 2026. * Appeal ID: W2026072277B0A1A40E4A7F542E20C8 * New Ticket/Case Number: 27244419 * Bybit UID: 26873820 * Duration of Restriction: 25 Days For nearly a month, I have patiently followed all protocols and monitored my account daily. However, I have only received generic automated responses telling me to "wait," without any clear updates, timeline, or requests for information. As a verified user, I am fully prepared to cooperate with your compliance team. If you require any additional documentation—including Proof of Funds, transaction explanations, or further identification—please let me know immediately. Keeping my life savings locked for 25 days without an active human agent reviewing my case is causing severe financial distress. Please route this ticket directly to a senior compliance manager to resolve the review. Thank you for your prompt attention to this urgent matter. Sincerely, UID: 26873820
查看原文
Artem Letovtrustpilot2 / 5

Bybit restricted my account after I transferred my own funds from HTX back to Bybit

I have been using Bybit for a long time, including P2P trading, and I am a verified merchant. My funds are legitimate and belong to me. On August 3, 2026, I transferred my own funds from my Bybit account to my personal HTX account. I then transferred the same funds back from my personal HTX account to my Bybit account shortly afterwards. The amount transferred from HTX back to Bybit was 13,924.3047 USDT. After the HTX → Bybit transfer, my account was restricted and I lost access to my funds. UID: 25959357 Appeal ID: 01KZ5KJNX5KWT7EJJXZZS3F1CX Bybit → HTX TXID: 0x3326db2439308b5616a9519795c2ba320f181ba1a4d6e811042b6933d0db0692 HTX → Bybit TXID: 0x6c5e7f50a58cea8ffd0ee780a6449a51f5b9b1a1dfafdd3254838250d88c1c5d I submitted all the requested information and evidence to Bybit on the same day, August 3. I am fully willing to provide any additional documentation needed to prove ownership of both accounts, the complete transaction history and the source of funds. What I do not understand is what exactly needs to be investigated when the funds were simply transferred from my Bybit account → my HTX account → back to my Bybit account. The review has now been ongoing without a clear deadline or meaningful update. Support keeps telling me that the case is being handled by the relevant team, but I have not been given a specific timeframe for resolution. I understand that AML and compliance checks are necessary. However, I believe a customer who has fully cooperated and provided evidence should at least receive a clear status update and a reasonable timeframe. Bybit Compliance Team: please review my case and either restore my withdrawal access or clearly explain what additional information is required from me. I hope Bybit resolves this matter quickly and professionally.
查看原文
Ka Zitrustpilot1 / 5

Withholding my money for already 16 days !

I just received a new request for my last 3 bank account statements: I have only been in ByBit since July 2026 and submitted this bank statement 3 days ago , why do you need bank statements for the month of May 2026 and June 2026 if during those months I didn’t have any ByBit account neither made any transactions with ByBit? This is excessive and Bybit is only withholding my money with no valid reasons Why is ByBit requesting me again a photo of my passport of I have submitted it 2 weeks ago ? This is insane , repetitive requests with no reasons and withholding my 600€ I need my money now ! The 600€ is the very same amount I deposited in ByBiy by end of July when all of this nonsense and abusive requests started, I am only asking ByBit allows me to take back what I have already deposited, and you have failed on this I have provided all the information you have requested and you come to ask the same, and you ask bank statements for moths I did not even have the ByBit account so statements ByBit should be allowed to have !
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Osama Elewatrustpilot1 / 5

Account restricted for about a month – impossible third-party deposit video required

Title: Account restricted for about a month – impossible third-party deposit video required My Bybit account (UID: 244350578, Case: 27123001) has been restricted for about a month. I lost my phone, completed all required KYC, selfie, and identity verification. I also provided the official deposit email for 45.1584 USDT received on 11-07-2026 from a third-party Bybit account. Bybit is demanding a video recording of the deposit from the third-party sender’s account. I have completely lost contact with this person and already explained this several times. It is impossible for me to provide that video. I have cooperated fully and requested escalation for manual review, but I keep receiving the same replies asking for something I cannot provide. Holding a user’s funds for a month because of an impossible requirement is not fair. Please review this case properly and lift the restriction.
查看原文
Melotti Stefanotrustpilot1 / 5

ALL’INIZIO SEMBRAVA ANDARE TUTTO BENE E…

ALL’INIZIO SEMBRAVA ANDARE TUTTO BENE E NON AVEVO ALCUN MOTIVO PER PENSARE DI POTER ESSERE VITTIMA DI UNA TRUFFA. AVEVO INVESTITO 80.000 EURO E SUL MIO ACCOUNT RIUSCIVO A VEDERE PROFITTI SIGNIFICATIVI. TUTTAVIA, INVECE DI SENTIRMI TRANQUILLO, HO INIZIATO A RICEVERE SEMPRE PIÙ PRESSIONI AFFINCHÉ AUMENTASSI IL MIO INVESTIMENTO. HO RIFIUTATO, PERCHÉ NON VOLEVO ESPORMI A ULTERIORI RISCHI. POCO TEMPO DOPO, SONO STATO DISCONNESSO DAL MIO ACCOUNT E HO INIZIATO A RICEVERE NOTIFICHE RELATIVE A PRELIEVI CHE NON AVEVO MAI AUTORIZZATO. SONO RIMASTO SCONCERTATO E NON RIUSCIVO A CAPIRE COME FOSSE POSSIBILE. NON SAPEVO PIÙ A CHI RIVOLGERMI E COME PROTEGGERE I MIEI FONDI. HO PROFONDAMENTE RIMPIANTO DI ESSERMI FIDATO DI QUELLA PIATTAFORMA. NELLA RICERCA DI UNA POSSIBILE SOLUZIONE, HO SCOPERTO ƒ0ℝ𝕚𝙭𝙩 ATTRAVERSO UNA RACCOMANDAZIONE ONLINE E HO DECISO DI CONTATTARLI PER SPIEGARE LA MIA SITUAZIONE. HANNO RISPOSTO RAPIDAMENTE, HANNO ASCOLTATO CON ATTENZIONE LA MIA ESPERIENZA E MI HANNO CHIESTO LE INFORMAZIONI NECESSARIE PER ESAMINARE IL MIO CASO. ALL’INIZIO ERO ANCORA MOLTO PRUDENTE E SCETTICO. DOPO QUELLO CHE AVEVO VISSUTO, MI RISULTAVA DIFFICILE SAPERE DI CHI POTERMI FIDARE. HO COMUNQUE FORNITO I DOCUMENTI E LE INFORMAZIONI RICHIESTE E HO ATTENDATO L’ESITO DELLE LORO VERIFICHE. DURANTE IL PROCESSO HO APPREZZATO PARTICOLARMENTE LA COMUNICAZIONE E IL SEGUITO CHE HANNO DATO AL MIO CASO. SAPERE CHE QUALCUNO STAVA SEGUENDO LA MIA SITUAZIONE MI HA DATO NUOVAMENTE UN PO’ DI SPERANZA, ANCHE SE CONTINUAVO A MANTENERE UN ATTEGGIAMENTO PRUDENTE. DOPO ALCUNI GIORNI, HO RICEVUTO UNA NOTIFICA CHE MI INFORMAVA CHE LA PROCEDURA DI RECUPERO ERA ANDATA A BUON FINE. SUCCESSIVAMENTE HO VERIFICATO CHE I FONDI ERANO STATI ACCREDITATI SUL MIO CONTO BANCARIO. SONO STATO PROFONDAMENTE SOLLEVATO E FELICE DI VEDERE CHE UNA SITUAZIONE CHE MI AVEVA CAUSATO TANTO STRESS AVEVA FINALMENTE AVUTO UN ESITO POSITIVO. QUESTA ESPERIENZA MI HA INSEGNATO SOPRATTUTTO A ESSERE MOLTO PIÙ ATTENTO PRIMA DI AFFIDARE DENARO A UNA PIATTAFORMA ONLINE. CONSIGLIO A CHIUNQUE SI TROVI IN UNA SITUAZIONE SIMILE DI VERIFICARE CON ATTENZIONE TUTTE LE INFORMAZIONI DISPONIBILI, CONSERVARE OGNI DOCUMENTO E NON LASCIARSI MAI SPINGERE A INVESTIRE ULTERIORE DENARO SOTTO PRESSIONE. CONDIVIDO QUESTA TESTIMONIANZA PER RACCONTARE LA MIA ESPERIENZA PERSONALE E PER SOTTOLINEARE QUANTO SIA IMPORTANTE ESSERE PRUDENTI QUANDO SI HANNO PROBLEMI CON UNA PIATTAFORMA DI INVESTIMENTO. DOPO AVER PENSATO CHE I MIEI SOLDI FOSSERO ORMAI DEFINITIVAMENTE PERSI, VEDERLI NUOVAMENTE SUL MIO CONTO È STATO UN MOMENTO DI ENORME SOLLIEVO. Ho fatto questa recensione usando l account che ho hacherato. Sono un truffatore seriale e pure foglione
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更新時間: 2026年7月15日

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