可申請地區
支援申請或可正常開卡使用
匈牙利HU越南VN泰國TH波蘭PL印尼ID阿拉伯聯合大公國AE巴西BR墨西哥MX保加利亞BG馬來西亞MY捷克CZ菲律賓PH羅馬尼亞RO新加坡SG克羅埃西亞HR斯洛伐克SK阿根廷AR
- 證據來源
- 官方支援
U 卡資料庫 / Visa / 穩定幣支付卡
F
Fizen Card
更新時間: 2026年9月20日
Fizen Card 是 Fizen Super App 內的美元預付卡，資金結構與其自託管錢包分離。用戶的加密資產平時可保留在自託管 Fizen Wallet 中，需要消費時再以 USDT 為卡片充值，資金進入 Fizen 持有的獨立卡餘額；實際刷卡消耗的是預先充值的美元卡餘額，而不是每筆交易直接從鏈上錢包實時扣款。
- 發卡網路
- 產品類型
- 穩定幣支付卡
- 卡片形態
- 虛擬卡 / 虛擬卡 + 金屬卡
- 營運狀態
- 正常營運
- KYC 等級
- 完整 KYC
- 商業關係
- 無商業關係
- 風險分數
- 70-79
- 支援資產
USDT
USDC
BTC
ETH
BNB
MATIC- 最近更新
- 2026年9月20日
官方與公司資訊
發行方身分與公司資質概覽
Fizen 是一家定位為「Crypto Neobank」的金融科技基礎設施平台，獲得了穩定幣巨頭 Tether 的戰略投資。平台以 Fizen Super App 為載體，開創了 PayFi 與 InvestFi 的融合生態，核心面向東南亞及全球旅行、跨境商戶提供 Fizen Crypto Card（加密虛擬/實體卡）、本地法幣 QR 掃碼支付（QR Pay）以及非自託管加密錢包服務。此外，平台還整合了由第三方獨立聚合器驅動的代幣化美債、美股及代幣化現實世界資產（RWA）的鏈上儲蓄與投資功能。
卡片概覽
該卡屬於 Fizen 自託管錢包與傳統預付卡結合的支付體系。 Fizen Wallet 負責使用者日常持有和管理鏈上資產，卡片則使用單獨的 USDT 支援餘額完成消費結算，因此自託管屬性主要存在於充值前，進入卡片體系後的資金由卡片計畫管理。產品以穩定幣持有者和跨境數位支付用戶為主要使用場景，並與 Fizen 的錢包、二維碼支付及其他消費功能整合。目前既有卡計劃仍在運行，但官方已暫停新卡創建，正在準備下一代卡產品，現階段只提供到貨通知登記。
Visa 卡片體驗地區可用性權益條款可能變動
提示: 目前沒有其他提示。
使用規模與趨勢
這張卡片暫時沒有可顯示的使用規模資料。資料補充後會在這裡顯示。
卡片形態與費用差異
比較不同卡片形態與等級的已核驗費用紀錄
按住或滑動表格任意區域，左右查看全部卡片；左側項目保持固定
F Fizen Adventure Card | F Fizen Pioneer Card | F Fizen Frontier Card | |
|---|---|---|---|
| 卡片形態 | 虛擬卡 | 虛擬卡 + 金屬卡 | 虛擬卡 + 金屬卡 |
| 費用 | |||
| 月費 | 免費 無固定每月維護費用 | — | — |
| 開卡費 | 9.99 USD Adventure卡目前標價 | 999.99 USD 官網目前等級標價 | 9,999 USD 官網目前等級標價 |
| ATM 提款費 | 免費 套餐含ATM免費額度，免費額度內0 | 免費 免費額度內0，繼承Adventure權益 | 免費 免費額度內0，繼承Pioneer權益 |
| 貨幣轉換費 | 免費 目前頁面標示零外匯費 | — | — |
| 儲值費 | 免費 套餐額度內免費儲值 | 免費 套餐額度內免費儲值 | 免費 繼承基礎套餐權益 |
| 交易失敗費 | 免費 失敗交易不另收費 | — | — |
| 獎勵 | |||
| 現金回饋 | 1.5% 回饋1.5%–5% FiPoint，合作商戶最高10%，按交易金額及商戶計算 | — | — |
| 加密貨幣回饋 | — | — | — |
| 質押獎勵 | — | — | — |
| 質押年利率 | — | — | — |
| 歡迎獎勵 | — | — | — |
| 推薦獎勵 | — | — | — |
| 限制 | |||
| 每日支出上限 | 1,000,000 USD 舊版Visa方案每日上限 | — | — |
| 每月支出上限 | — | — | — |
| ATM 提款上限 | — | — | — |
| 卡片網路 |
費用可能因地區、卡片等級與官方政策而變動，請核對最新官方條款。
地區和語言支援
依公開來源、官方政策與使用者回報整理申請狀態，不構成辦卡建議。
不支援或受限地區
申請或部分功能不可用或受限
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- 證據來源
- 官方限制
尚未確認地區
證據不足，狀態有待確認
沒有紀錄
- 證據來源
- 公開資料
中國大陸適用性
1、中國大陸：不支持以居民身份申請註冊，符合資格的境外既有持卡人可在 Visa 受理網絡及適用的國際卡行動支付渠道使用。
2、香港：不支持以香港本地居民身份申請開戶，符合資格的境外既有持卡人可在香港接受 Visa 的線上及線下商戶使用。
3、澳門：目前新卡建立已暫停，因此澳門居民暫時不能提交新卡申請；既有有效 Fizen Visa 可在澳門接受國際 Visa 的線上及線下商戶消費。
4、台灣：目前新卡建立已暫停，因此台灣居民暫時不能提交新卡申請；既有有效 Fizen Visa 可在台灣接受國際 Visa 的線上及線下商戶消費。
更新時間: 2026年9月15日
KYC 要求
開戶前目前核驗的身分驗證要求與限制
是否需要 KYC
是需要KYC 等級
完整 KYC要求已確認居住證明
是需要支援證件
護照 / 駕照
審核時間 / 地區限制
自動身分審核通常約5至10分鐘，異常資料會進入人工合規複核
KYC 服務商
Sumsub
更新時間
2026年8月7日
支付相容性
各類支付情境的支援狀態與更新時間 · 實際可用性可能受地區、商家與發行方政策影響
相容性概覽12 個情境
支援12
不支援0
更新時間2026年8月7日
行動錢包付款
Alipay
支援
2026年8月7日
行動錢包付款
Apple Pay
支援
2026年8月7日
現金服務
ATM 提款
支援
2026年8月7日
AI 工具
ChatGPT
支援
2026年8月7日
AI 工具
Claude
支援
2026年8月7日
行動錢包付款
Google Pay
支援
2026年8月7日
AI 工具
Midjourney
支援
2026年8月7日
實體付款
實體 POS
支援
2026年8月7日
線上購物
線上購物
支援
2026年8月7日
行動錢包付款
PayPal
支援
2026年8月7日
訂閱服務
訂閱付款
支援
2026年8月7日
行動錢包付款
WeChat Pay
支援
2026年8月7日
深度評測
查看這張卡片的編輯評測、結論和最近更新時間。
尚無深度評測
這張卡片暫未發布評測；發布後會顯示在這裡。
使用者評論
顯示 10 則已核准且符合此卡片的評論
Fizen: QR Pay, eSIM & Travel Google Play review - 5 star
Wanderful
官方回覆
查看原文 Hello Bashir Shehu Abubakar, thank you for your feedback. We are truly delighted that you had a wonderful experience using Fizen! Your positive encouragement inspires our team to keep upgrading our services every day. If you ever need assistance or have great ideas to share, please reach out via in-app Live Chat or directly at Cs@fizen.io!
Fizen: QR Pay, eSIM & Travel Google Play review - 1 star
not working. don't waste your time.
官方回覆
查看原文 Hello Dmitrii Gorbatenko, thank you for your feedback. We sincerely apologize for this bad experience. Could you please share more details about which feature is not working so our technical team can fix it as soon as possible? Please reach out to us at Cs@fizen.io or via Live Chat on the Fizen app so we can support and resolve this for you!
Fizen: QR Pay, eSIM & Travel Google Play review - 2 star
too high fees to swap cryptos. need to use USD to make virtual card but no way to deposit USD.
官方回覆
查看原文 Hello David Bryant, thank you for your feedback. Crypto swap fees fluctuate with market conditions and are not fixed. You can also easily top up your virtual card using USDT or USDC. We would love to assist you directly, so please contact us at Cs@fizen.io or via in-app Live Chat so we can resolve your issue and improve your experience!
Fizen: QR Pay, eSIM & Travel Google Play review - 1 star
They stopped daily rewards from watching ads I had over 300k fi- points they just gone! How can you do that?
官方回覆
查看原文 Hello Willenium, thank you for your feedback. We sincerely apologize for the lack of clear communication regarding your Fi-points after the program ended. We want to make this right for you, please reach out to us at Cs@fizen.io or via Live Chat on the Fizen app with your account email so our VIP support team can verify and assist you directly!
I feel comfortable with the experience…
I feel comfortable with the experience of crypto card and QR Pay. It helps me a lot when I was traveling. I will always support the project like that. Appreciate your effort
官方回覆
查看原文 Thank you so much for your support and trust in Fizen 💚
We're delighted to hear that Crypto Card and QR Pay made your travels easier and more comfortable. That's exactly the experience our team strives to create every day.
Your continued support means a lot to us and motivates the entire Fizen team to keep building better products for travelers and crypto users worldwide.
We truly appreciate having you as part of the Fizen family 🌍✨
This is top 1 travel hack in SEA
This is top 1 travel hack in SEA. Glad I found it! Helpful for family travel. I just send every member few USDT for them to scan to pay themselves. my 9yo kid enjoy the experience a lot. And we don't get back home with leftover changes. Brilliant idea for travel pay
官方回覆
查看原文 Thank you so much for this incredible review - reading this truly made our whole team smile 💚
“Top 1 travel hack in SEA” is honestly one of the best compliments we could ever receive. The fact that Fizen became part of your family trip experience means a lot to us.
We especially loved hearing about your 9yo enjoying the payment experience! That is exactly the kind of future we hope to build - Where travel payments feel simple, fun, borderless, and natural for everyone in the family.
Sending a little USDT to each family member so they can scan and pay independently is such a smart use case, and you perfectly captured one of the biggest pain points of travel in Asia: leftover cash and coins after the trip. We built Fizen to remove exactly those little frictions so travelers can focus on enjoying memories instead of worrying about payments.
Thank you as well for trusting Fizen during your journey across SEA. Your support motivates our entire team every single day to keep improving the product, expanding acceptance, and making crypto spending truly useful in real life.
We hope you continue discovering more amazing places with Fizen by your side, and hopefully inspire many more travelers around you to experience a smoother way to travel too ✈️🌏
Thank you for being part of this journey with us!
Love,
Fizen: Crypto Pay & Travel Google Play review - 5 star
good
官方回覆
查看原文 Thank you so much for your support and kind feedback 💜 We’re grateful to have you with Fizen Super App!
Thank you Ben and Fizen support team.
This is dedicated for Fizen customer support team for showing up all the time to help. I highly recommend this to everyone, crypto users who are traveling in SEA, especially Vietnam to use USDT to get eSIM, pay via qr code and also the Visa Card. Ben from Fizen has personally sent me eth for gas fee when i made wrong transfer. She even once helped me to pay for my banhmi as the merchant qr was broken. It was 25 vnd, not a big amount but i saw the kind and honest in people here.
Sometimes it’s a bit buggy with the app but they resolve it quickly and secure your fund 100%.
I rated 5* in Fizen app and here too to thank the team for the kindness and patience.
官方回覆
查看原文 This review touched our hearts deeply. Thank you for taking the time to write such a thoughtful and personal message about your experience with Fizen 💜
What you described is exactly the culture we strive to build every day at Fizen - not just a payment app, but a team of real humans genuinely showing up to help travelers when they need it most.
We are especially grateful for your kind words about Ben and our support team. We will absolutely share this with them internally. Stories like yours remind us why customer support is never “just support” sometimes a small action during travel can completely change someone’s day, reduce stress, and restore trust.
The story about helping with gas fees and even the "Bánh mì" moment honestly made many of us emotional. As you said, it was never about the amount, it was about kindness, honesty, and being there for someone in an unfamiliar place. Those are values we care deeply about as a company.
Thank you as well for openly mentioning that the app can sometimes be buggy. We truly appreciate honest feedback because it helps us improve faster. What matters most to us is making sure users always feel supported, heard, and secure. Protecting user funds and continuously improving stability will always remain our top priorities.
Your recommendation to crypto travelers visiting Vietnam and SEA means more than you know. Reviews like yours help new users feel confident trying something new, and they inspire our entire team to keep pushing forward.
On behalf of Ben and everyone at Fizen: Thank you for your trust, your patience, and your kindness toward our team! Customers like you are the reason we love what we do.
We can't wait to welcome you again on your next adventure in SEA 🌏✨
Great travel assistant-app for Vietnam.
Great travel assistant-app for Vietnam.
Really enjoyed QR Pay as I managed to setup it before my trip to Hanoi and Ha Giang. I just paid via QRs in every stall, restaurant and shop. Rate was nicer that other options. Recommend!
官方回覆
查看原文 Thank you so much for your wonderful review and recommendation!
We are incredibly happy to hear that Fizen became your travel companion during your trip to Hanoi and Ha Giang. Those are beautiful places, and knowing you could enjoy the journey without worrying about payments is exactly what we hope to achieve for every traveler visiting Vietnam.
It’s amazing to hear that you were able to set up QR Pay before the trip and use it smoothly across stalls, restaurants, and local shops. One of our biggest goals at Fizen is helping travelers experience local life more naturally and conveniently - just scan and pay like a local, without needing to constantly exchange cash or worry about complicated payment methods.
We are also very glad you found the rates competitive compared to other options. We work hard behind the scenes to make crypto spending practical, transparent, and cost-efficient for real-world travel.
Thank you again for trusting Fizen during your Vietnam adventure and for recommending us to other travelers. Support from users like you helps our community grow stronger every day.
We hope Fizen continues to accompany you on many more journeys across Vietnam and Southeast Asia. Safe travels and see you again soon 😇😇
The app is great
官方回覆
查看原文 Thank you so much for your support and your 5-star review 💚
Simple words like “The app is great” genuinely mean a lot to our team because behind every smooth payment experience is a group of people working hard every day to make Fizen faster, easier, and more reliable for travelers and crypto users around the world.
We’re very grateful that you chose Fizen and had a positive experience with the app. Your support motivates us to keep improving and building even better features for our community.
Thank you for being part of Fizen. We hope to continue making your payments and travels smoother every day ✨✨
風險因素
更新時間: 2026年8月7日
沒有可用的風險因素
常見問題
以下回答整理自本頁已發布的卡片紀錄。
Fizen Card 需要 KYC 嗎？
我們紀錄的 Fizen Card 認證要求為：完整 KYC。證件與審核細節見本頁「KYC 要求」。
Fizen Card 支援 Apple Pay 和 Google Pay 嗎？
Apple Pay：支援；Google Pay：支援。
Fizen Card 可以用哪些幣種儲值？
我們紀錄到 Fizen Card 支援：USDT、USDC、BTC、ETH、BNB和MATIC。
Fizen Card 是虛擬卡還是實體卡？
Fizen Card 提供：虛擬卡和虛擬卡 + 金屬卡。
Fizen Card 在哪些國家和地區可用？
我們紀錄到 17 個國家或地區可用、127 個受限。各國狀態見本頁「地區和語言支援」。
Fizen Card 由誰發行？
Fizen Card 由 Fizen (Fizen.io / Fizen Super App) 營運，卡組織為 Visa。