可申請地區
支援申請或可正常開卡使用
匈牙利HU越南VN泰國TH波蘭PL印尼ID阿拉伯聯合大公國AE巴西BR墨西哥MX保加利亞BG馬來西亞MY捷克CZ菲律賓PH羅馬尼亞RO新加坡SG克羅埃西亞HR斯洛伐克SK阿根廷AR
- 證據來源
- 官方支援
U 卡資料庫 / Visa / 穩定幣支付卡
F
Fizen Card
更新時間: 2026年8月7日
Fizen Card 是 Web3 加密支付及應用程式平台 Fizen 聯合國際卡組織推出的加密支付產品。以非託管錢包架構與鏈上穩定幣清算為基礎，支援使用者直接使用 USDT、USDC 等數位資產在全球 Visa 清算網路消費、兌換品牌禮品卡，以及在東南亞等地區進行 QR 掃碼付款。
官方與公司資訊
發行方身分與公司資質概覽
Fizen 是一家定位為「Crypto Neobank」的金融科技基礎設施平台，獲得了穩定幣巨頭 Tether 的戰略投資。平台以 Fizen Super App 為載體，開創了 PayFi 與 InvestFi 的融合生態，核心面向東南亞及全球旅行、跨境商戶提供 Fizen Crypto Card（加密虛擬/實體卡）、本地法幣 QR 掃碼支付（QR Pay）以及非自託管加密錢包服務。此外，平台還整合了由第三方獨立聚合器驅動的代幣化美債、美股及代幣化現實世界資產（RWA）的鏈上儲蓄與投資功能。
卡片概覽
平台以自託管加密錢包為核心，旨在彌合數位貨幣與日常實體消費之間的落差，為全球加密資產持有者、數位遊牧族及跨境旅客提供全方位的支付解決方案，並透過 Fizen Super App 提供加密錢包、支付卡、QR 支付、禮物卡及旅遊消費服務。Fizen Card 主要定位為穩定幣支付工具，透過 Visa 網路讓使用者直接使用加密資產完成日常消費。
Fizen 支付生態系涵蓋針對不同使用者需求的 Fizen Adventure Visa 預付卡、高階 Fizen Pioneer 金屬 Visa 卡、整合本地掃碼清算網路的 Fizen QR 掃碼支付，以及支援鏈上即時兌換的 Fizen 加密禮物卡消費入口。使用者可透過 Fizen Super App 輕鬆移轉鏈上資產，在超過 200 個國家和地區的 VisaPOS 終端機進行線下感應式刷卡、海外線上購物、預訂機票與飯店，以及提領當地現金。其核心優勢在於強大的穩定幣流動性支援、豐富的應用情境，以及極低的消費摩擦成本。
Visa 卡片體驗地區可用性權益條款可能變動
提示: 目前沒有其他提示。
卡片形態與費用差異
比較不同卡片形態與等級的已核驗費用紀錄
按住或滑動表格任意區域，左右查看全部卡片；左側項目保持固定
F Fizen Adventure Card | F Fizen Pioneer Card | F Fizen Frontier Card | |
|---|---|---|---|
| 卡片形態 | 虛擬卡 | 虛擬卡 + 金屬卡 | 虛擬卡 + 金屬卡 |
| 費用 | |||
| 月費 | 免費 無固定每月維護費用 | — | — |
| 開卡費 | 9.99 USD Adventure卡目前標價 | 999.99 USD 官網目前等級標價 | 9,999 USD 官網目前等級標價 |
| ATM 提款費 | 免費 套餐含ATM免費額度，免費額度內0 | 免費 免費額度內0，繼承Adventure權益 | 免費 免費額度內0，繼承Pioneer權益 |
| 貨幣轉換費 | 免費 目前頁面標示零外匯費 | — | — |
| 儲值費 | 免費 套餐額度內免費儲值 | 免費 套餐額度內免費儲值 | 免費 繼承基礎套餐權益 |
| 交易失敗費 | 免費 失敗交易不另收費 | — | — |
| 獎勵 | |||
| 現金回饋 | 1.5% 回饋1.5%–5% FiPoint，合作商戶最高10%，按交易金額及商戶計算 | — | — |
| 加密貨幣回饋 | — | — | — |
| 質押獎勵 | — | — | — |
| 質押年利率 | — | — | — |
| 歡迎獎勵 | — | — | — |
| 推薦獎勵 | — | — | — |
| 限制 | |||
| 每日支出上限 | 1,000,000 USD 舊版Visa方案每日上限 | — | — |
| 每月支出上限 | — | — | — |
| ATM 提款上限 | — | — | — |
| 卡片網路 |
費用可能因地區、卡片等級與官方政策而變動，請核對最新官方條款。
地區與中國地區適用性
依公開來源、官方政策與使用者回報整理申請狀態，不構成辦卡建議。
不支援或受限地區
申請或部分功能不可用或受限
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- 證據來源
- 官方限制
尚未確認地區
證據不足，狀態有待確認
沒有紀錄
- 證據來源
- 公開資料
中國地區適用性
以下保留資料原文。
原文
1、中国大陆：不支持居民身份申请注册，符合资格的境外既有持卡人可在 Visa 受理网络及适用国际卡移动支付渠道使用。
2、香港：不支持香港本地居民身份申请开户，符合资格的境外既有持卡人可在香港接受 Visa 的线上及线下商户使用。
3、澳门：当前新卡创建暂停，因此澳门居民暂不能提交新卡申请；既有有效 Fizen Visa 可在澳门接受国际 Visa 的线上及线下商户消费。
4、台湾：当前新卡创建暂停，因此台湾居民暂不能提交新卡申请；既有有效 Fizen Visa 可在台湾接受国际 Visa 的线上及线下商户消费。
更新時間: 2026年8月7日
KYC 要求
開戶前目前核驗的身分驗證要求與限制
是否需要 KYC
是需要KYC 等級
完整 KYC要求已確認居住證明
是需要支援證件
護照 / 駕照
審核時間 / 地區限制
自動身分審核通常約5至10分鐘，異常資料會進入人工合規複核
KYC 服務商
Sumsub
更新時間
2026年8月7日
支付相容性
各類支付情境的支援狀態與更新時間 · 實際可用性可能受地區、商家與發行方政策影響
相容性概覽12 個情境
支援12
不支援0
更新時間2026年8月7日
行動錢包付款
Alipay
支援
2026年8月7日
行動錢包付款
Apple Pay
支援
2026年8月7日
現金服務
ATM 提款
支援
2026年8月7日
AI 工具
ChatGPT
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2026年8月7日
AI 工具
Claude
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2026年8月7日
行動錢包付款
Google Pay
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2026年8月7日
AI 工具
Midjourney
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2026年8月7日
實體付款
實體 POS
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2026年8月7日
線上購物
線上購物
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2026年8月7日
行動錢包付款
PayPal
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2026年8月7日
訂閱服務
訂閱付款
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2026年8月7日
行動錢包付款
WeChat Pay
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2026年8月7日
使用者評論
顯示 10 則已核准且符合此卡片的評論
Fizen: Crypto Pay & Travel Google Play review - 2 star
too high fees to swap cryptos. need to use USD to make virtual card but no way to deposit USD.
官方回覆
查看原文 Hello David Bryant, thank you for your feedback. Crypto fees are constantly changing (increasing or decreasing) over time, they are not fixed. You can top up your card with USDT or USDC, but Fizen Cards is currently undergoing maintenance, so you cannot use it at this time. Best regards, Fizen Support Team
Fizen: Crypto Pay & Travel Google Play review - 1 star
They stopped daily rewards from watching ads I had over 300k fi- points they just gone! How can you do that?
官方回覆
查看原文 Hello, thank you for your feedback, Fizen announced and allowed users to exchange Fipoint for $FIZEN within one month. We regret that you were unaware of the announcement and did not exchange your points in time. We will soon have more great events for our Customers in the future, and we hope you will continue to support Fizen.
I feel comfortable with the experience…
I feel comfortable with the experience of crypto card and QR Pay. It helps me a lot when I was traveling. I will always support the project like that. Appreciate your effort
官方回覆
查看原文 Thank you so much for your support and trust in Fizen 💚
We're delighted to hear that Crypto Card and QR Pay made your travels easier and more comfortable. That's exactly the experience our team strives to create every day.
Your continued support means a lot to us and motivates the entire Fizen team to keep building better products for travelers and crypto users worldwide.
We truly appreciate having you as part of the Fizen family 🌍✨
This is top 1 travel hack in SEA
This is top 1 travel hack in SEA. Glad I found it! Helpful for family travel. I just send every member few USDT for them to scan to pay themselves. my 9yo kid enjoy the experience a lot. And we don't get back home with leftover changes. Brilliant idea for travel pay
官方回覆
查看原文 Thank you so much for this incredible review - reading this truly made our whole team smile 💚
“Top 1 travel hack in SEA” is honestly one of the best compliments we could ever receive. The fact that Fizen became part of your family trip experience means a lot to us.
We especially loved hearing about your 9yo enjoying the payment experience! That is exactly the kind of future we hope to build - Where travel payments feel simple, fun, borderless, and natural for everyone in the family.
Sending a little USDT to each family member so they can scan and pay independently is such a smart use case, and you perfectly captured one of the biggest pain points of travel in Asia: leftover cash and coins after the trip. We built Fizen to remove exactly those little frictions so travelers can focus on enjoying memories instead of worrying about payments.
Thank you as well for trusting Fizen during your journey across SEA. Your support motivates our entire team every single day to keep improving the product, expanding acceptance, and making crypto spending truly useful in real life.
We hope you continue discovering more amazing places with Fizen by your side, and hopefully inspire many more travelers around you to experience a smoother way to travel too ✈️🌏
Thank you for being part of this journey with us!
Love,
Fizen: Crypto Pay & Travel Google Play review - 5 star
good
官方回覆
查看原文 Thank you so much for your support and kind feedback 💜 We’re grateful to have you with Fizen Super App!
Thank you Ben and Fizen support team.
This is dedicated for Fizen customer support team for showing up all the time to help. I highly recommend this to everyone, crypto users who are traveling in SEA, especially Vietnam to use USDT to get eSIM, pay via qr code and also the Visa Card. Ben from Fizen has personally sent me eth for gas fee when i made wrong transfer. She even once helped me to pay for my banhmi as the merchant qr was broken. It was 25 vnd, not a big amount but i saw the kind and honest in people here.
Sometimes it’s a bit buggy with the app but they resolve it quickly and secure your fund 100%.
I rated 5* in Fizen app and here too to thank the team for the kindness and patience.
官方回覆
查看原文 This review touched our hearts deeply. Thank you for taking the time to write such a thoughtful and personal message about your experience with Fizen 💜
What you described is exactly the culture we strive to build every day at Fizen - not just a payment app, but a team of real humans genuinely showing up to help travelers when they need it most.
We are especially grateful for your kind words about Ben and our support team. We will absolutely share this with them internally. Stories like yours remind us why customer support is never “just support” sometimes a small action during travel can completely change someone’s day, reduce stress, and restore trust.
The story about helping with gas fees and even the "Bánh mì" moment honestly made many of us emotional. As you said, it was never about the amount, it was about kindness, honesty, and being there for someone in an unfamiliar place. Those are values we care deeply about as a company.
Thank you as well for openly mentioning that the app can sometimes be buggy. We truly appreciate honest feedback because it helps us improve faster. What matters most to us is making sure users always feel supported, heard, and secure. Protecting user funds and continuously improving stability will always remain our top priorities.
Your recommendation to crypto travelers visiting Vietnam and SEA means more than you know. Reviews like yours help new users feel confident trying something new, and they inspire our entire team to keep pushing forward.
On behalf of Ben and everyone at Fizen: Thank you for your trust, your patience, and your kindness toward our team! Customers like you are the reason we love what we do.
We can't wait to welcome you again on your next adventure in SEA 🌏✨
Great travel assistant-app for Vietnam.
Great travel assistant-app for Vietnam.
Really enjoyed QR Pay as I managed to setup it before my trip to Hanoi and Ha Giang. I just paid via QRs in every stall, restaurant and shop. Rate was nicer that other options. Recommend!
官方回覆
查看原文 Thank you so much for your wonderful review and recommendation!
We are incredibly happy to hear that Fizen became your travel companion during your trip to Hanoi and Ha Giang. Those are beautiful places, and knowing you could enjoy the journey without worrying about payments is exactly what we hope to achieve for every traveler visiting Vietnam.
It’s amazing to hear that you were able to set up QR Pay before the trip and use it smoothly across stalls, restaurants, and local shops. One of our biggest goals at Fizen is helping travelers experience local life more naturally and conveniently - just scan and pay like a local, without needing to constantly exchange cash or worry about complicated payment methods.
We are also very glad you found the rates competitive compared to other options. We work hard behind the scenes to make crypto spending practical, transparent, and cost-efficient for real-world travel.
Thank you again for trusting Fizen during your Vietnam adventure and for recommending us to other travelers. Support from users like you helps our community grow stronger every day.
We hope Fizen continues to accompany you on many more journeys across Vietnam and Southeast Asia. Safe travels and see you again soon 😇😇
The app is great
官方回覆
查看原文 Thank you so much for your support and your 5-star review 💚
Simple words like “The app is great” genuinely mean a lot to our team because behind every smooth payment experience is a group of people working hard every day to make Fizen faster, easier, and more reliable for travelers and crypto users around the world.
We’re very grateful that you chose Fizen and had a positive experience with the app. Your support motivates us to keep improving and building even better features for our community.
Thank you for being part of Fizen. We hope to continue making your payments and travels smoother every day ✨✨
Fizen: Crypto Pay & Travel Google Play review - 1 star
too low exchange value 🤡💩🤬
官方回覆
查看原文 Hello, thank you for your feedback. We’re sorry to hear you’re experiencing difficulties. Could you please let us know what issue you’re facing?
You can contact our live chat support directly in the app or ask in our TG, and our team will be happy to assist you.
Fizen: Crypto Pay & Travel Google Play review - 1 star
Update: fees for small amounts of payment are like +20%.. pretty insane! not worth it 🥺 Lost some promo coupon code, UI is quite messy 😅
官方回覆
查看原文 Thank you so much for your support and kind feedback 💜
We’re grateful to have you with Fizen Super App!
Please contact us through the community or live chat on Fizen Super App, and we will help and solve your concern
風險因素
更新時間: 2026年8月7日
沒有可用的風險因素