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支援申請或可正常開卡使用
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- 證據來源
- 官方支援
U 卡資料庫 / Mastercard / 加密預付卡
P
Payeer Card
更新時間: 2026年7月28日
PAYEER Card 是 PAYEER 早期提供的多幣別加密預付簽帳卡，正式名稱為 PAYEER Platinum MasterCard，曾提供虛擬卡和塑膠實體卡。使用者可將 PAYEER 帳戶中的法幣，或由加密資產兌換而成的餘額載入卡片，以美元或歐元結算線上購物、實體商家消費和 ATM 提款。卡片專案早已停止發行；PAYEER 整體服務又於 2025 年底因歐盟交易禁令而關閉，目前無法註冊、開卡、儲值或消費。
官方與公司資訊
發行方身分與公司資質概覽
PAYEER 品牌先後透過喬治亞、愛沙尼亞、立陶宛和巴拉圭等主體營運。關閉前網站所列主體為註冊於巴拉圭的 PAYEER E.A.S.，登記號為80140848-2，但立陶宛金融犯罪調查局確認，該巴拉圭主體未在立陶宛註冊為加密資產服務商，也不受該機構監管。歷史 PAYEER Platinum MasterCard 由直布羅陀電子貨幣機構 Wave Crest Holdings Limited 依據 Mastercard 許可發行，PAYEER 負責錢包、餘額兌換和客戶介面。
卡片概覽
PAYEER Platinum MasterCard 採用獨立預付餘額模式。持卡人須先在 PAYEER 錢包持有美元、歐元或將資產兌換為美元、歐元，再將餘額轉入卡片帳戶；商家交易不會直接從鏈上加密錢包扣款。過往實體卡支援晶片、PIN、線上交易、實體通路刷卡及 ATM 提款，卡片有效期限為三年，並曾提供美元卡和歐元卡。未驗證使用者與已驗證使用者適用不同的儲值及 ATM 限額。
該卡由 Wave Crest Holdings Limited 發行，過往可在 Mastercard 受理網路使用。2017年卡組織和發行商收緊歐洲經濟區以外的卡片業務後，PAYEER 停止發行新的 Mastercard，原卡之後也遭終止。PAYEER 錢包及交易平台一度繼續營運，但歐盟於2025年將 Payeer 列入交易禁止名單，官網目前已明確顯示服務關閉。
Mastercard 卡片體驗地區可用性權益條款可能變動
提示: 該卡片已停止發行和使用，Payeer官網登入頁面顯示，整體服務已因 2025 年 10 月 23 日歐盟第十九輪對俄制裁而關閉，官網目前僅保留客服聯絡與餘額提領安排，官方要求使用者在2026年1月5日前自行提領餘額。
卡片形態與費用差異
比較不同卡片形態與等級的已核驗費用紀錄
P PAYEER Platinum MasterCard | |
|---|---|
| 卡片形態 | 虛擬卡 + 實體卡 |
| 費用 | |
| 月費 | 免費 歷史三年內免維護費 |
| 開卡費 | 免費 發行及啟用均免費 |
| ATM 提款費 | 1.99 USD 換匯時$3.50；機具方可另收費用 |
| 貨幣轉換費 | 2.5% 非卡片幣種交易收取 |
| 儲值費 | — |
| 交易失敗費 | — |
| 獎勵 | |
| 現金回饋 | — |
| 加密貨幣回饋 | — |
| 質押獎勵 | — |
| 質押年利率 | — |
| 歡迎獎勵 | — |
| 推薦獎勵 | — |
| 限制 | |
| 每日支出上限 | 無上限 歷史購物無每日上限 |
| 每月支出上限 | — |
| ATM 提款上限 | 400 EUR $400或€400/日；驗證後$2,000或€2,000/日；依身分等級區分 |
| 卡片網路 |
費用可能因地區、卡片等級與官方政策而變動，請核對最新官方條款。
地區與中國地區適用性
依公開來源、官方政策與使用者回報整理申請狀態，不構成辦卡建議。
不支援或受限地區
申請或部分功能不可用或受限
Global
- 證據來源
- 官方限制
尚未確認地區
證據不足，狀態有待確認
沒有紀錄
- 證據來源
- 公開資料
中國地區適用性
以下保留資料原文。
原文
1、中国大陆：不可申请，PAYEER 卡片及钱包服务均已停止；原虚拟卡和实体卡不能继续用于线上购物、线下刷卡、绑卡或 ATM 取现。
2、香港：不可申请，PAYEER 已关闭服务，原 Mastercard 无法继续充值或取得交易授权，剩余余额需联系支持团队处理。
3、澳门：不可申请，历史卡片已经失效，不能用于本地商户、境外网站、订阅服务或 ATM 现金提取。
4、台湾：不可申请，原 PAYEER 卡片与账户支付功能均已停止，只保留通过官方支持渠道处理历史账户余额的安排。
更新時間: 2026年7月28日
KYC 要求
開戶前目前核驗的身分驗證要求與限制
是否需要 KYC
是需要KYC 等級
分級 KYC要求已確認居住證明
是需要支援證件
護照 / 國民身分證 / 駕駛執照 / 銀行帳單 / 水電費帳單
審核時間 / 地區限制
基礎文件可較快處理，補充驗證及人工合規複核會延長審核
KYC 服務商
未揭露
更新時間
2026年7月28日
支付相容性
各類支付情境的支援狀態與更新時間 · 實際可用性可能受地區、商家與發行方政策影響
相容性概覽12 個情境
支援0
不支援12
更新時間2026年7月28日
行動錢包付款
Alipay
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行動錢包付款
Apple Pay
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現金服務
ATM 提款
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AI 工具
ChatGPT
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AI 工具
Claude
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行動錢包付款
Google Pay
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AI 工具
Midjourney
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實體付款
實體 POS
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線上購物
線上購物
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行動錢包付款
PayPal
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訂閱服務
訂閱付款
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行動錢包付款
WeChat Pay
不支援
2026年7月28日
使用者評論
顯示 10 則已核准且符合此卡片的評論
Desde diciembre 2025 no he obtenido…
Desde diciembre 2025 no he obtenido respuesta de payeer, me indicaron que iban a reembolsar y no me han dado respuesta, no es justo tanta espera, por favor revisar y solucionar.
查看原文 PAYEER.COM OFFICIALLY STOLE OUR MONEY…
PAYEER.COM OFFICIALLY STOLE OUR MONEY , since 1st february the web dissapear , the support email not working anymore , since more of 3 months ago they send me a email saying my kyc was approved and i will receive my 800 usd but all was a lie , the web media is in silence , i dont know how many people was robbed by payeer.com but here on trustpilot no more of 500 complaints , PAYEEREXCHANGE is a scam too they ask the double you have on your payeer wallet for recover the original balance , THIS ARE THE PERSONS WHO STOLE OUR MONEY
Liubov Svezhentseva ,
Anton Stjopotškin ,
Ekaterina Olegovna Gorshkova ,
Sergey Mayzus ,
Kosolapova Evgenia Nikolaevna ,
Anton Stjopotškin, Estonia ,
Joseph Olatilewa Jaiyeola, Estonia ,
Ekaterina Olegovna Gorshkova, Russia ,
Liubov Svezhentseva, Russia ,
Kosolapova Evgenia Nikolaevna, Russia ,
Elena Kulbikova, Russia ,
Sergey Mayzus, Russia ,
Dmitri Allikas ,
Stanislav Lattu ,
PLEASE EVERYONE WHO READ THIS REPORT THIS SCAMMERS TO FBI , EUROPOL ,
FOR THIS PERSONS END IN JAIL SOON .
查看原文 Its SCAM
i just merged my account. But they asked me to pay $50+ to activate my account!!! what activation? I just wanna get my OWN MONEY back. it is so obvious that this is a BIG SCAM
& by the way, its not payeerexchange.com
its payeer-exchange.io
查看原文 Now I understand
Now I understand. Reactivation is the key word for successful withdraw in the new payeer system, I didn’t get it at the first time now I do, advice is the best thing you can get from someone who loves you. I know many people won’t understand this if I didn’t explain well enough. When I heard about the new payeer system I didn’t believe that much but at the same time I can’t lose my money just like that without giving it a try which I tried and first step was that I was asked to merge my account then here comes to the second step I was asked to verify my kyc which led to the third step account reactivation but I didn’t agree with the account reactivation process because I was asked to deposit into my account which I was not sure of if it will work if I deposited for my account reactivation so I left than I told my mom who is now 71 years old about it here was what she said to me ( TRYING IS NEVER A SIN BUT GIVING UP IS AND IT IS WHO GIVES UP HE/SHE IS THE LOSER ) so I understand the language cause I always believed the my mom is so wise, then I went back to the new payeer system and clarify things again with them and made the deposit this was how my account was activated immediately and I was able to withdraw my money back without wasting any time. I want to use the opportunity to say what a great mom you are to me your advice has helped me again and I knew it that you always knew the best
查看原文 I won’t apologize to payeer now regardless that now they have given me my credit
I have say bad words about payeer on so many reviews platforms but i have no apology cause I won’t do that if they didn’t block my account for the first time but I will try to replace it all now that I have access my account with their new service payeer-exchange.io but I hope after I replace it, I won’t regret it
查看原文 RELAUNCH - REFUND NOT RECEVEID (TICKET n°6931836)
Good morning,
I am contacting you regarding ticket n°6931836 relating to my withdrawal request.
Following the opening of this ticket, I was subjected to verifications that I carried out in accordance with the instructions of the support. I was then asked to provide my Ethereum and Bitcoin addresses to proceed with the refund, which I did immediately.
In the last message received, dated February 1, 2026, the support told me that my funds would be transferred within 14 working days. To date, February 21, 2026, I have still not received any deposit on my wallet and I have not received any payment confirmation.
This situation worries me deeply. In addition, when I tried to access the site a few days ago, it was no longer functional, which accentuates my concerns.
I would like to emphasize that the funds concerned represent all my savings, necessary to support my family. I am currently a tenant with almost two months of unpaid and I may receive notice. To feed my family, I am forced to go into debt while my money has been blocked for almost three months.
For about two months, I have multiplied the steps to recover these funds. I opened several tickets before, before focusing on the last one, as support had asked me. After many exchanges, I was finally confirmed that the payment would be made within 14 working days. To date, I still haven't received anything.
I left you an email regarding my situation, in the email there are screenshots of the exchanges with the support attached. This is the finance email
Looking forward to hearing from you soon, I thank you in advance for your attention to my request.
Last open Ticket: 6931836
查看原文 I have finally learned an important…
I have finally learned an important lesson, and I am grateful that I did not learn it the hard way. After what happened with Payeer, I promised myself that I would never involve myself in anything related to cryptocurrency again. At the time, I had a total balance of $31,882 USD in my Payeer wallet. When the platform shut down, I immediately contacted their support team. I was instructed to apply for a withdrawal request, which I did successfully. I was informed that my funds would be released within 14 working days. However, after the 14 working days had passed, I received nothing. I attempted to contact them again, but there was no response—not even to a simple “Hello.” This situation caused me serious concern, and I almost believed that I had lost everything.
Despite this, I refused to give up. I strongly believe that giving up means losing, so I decided to carry out my own research. During this process, I discovered that Payeer had recreated its services under a new domain: payeer-exchange.io. I contacted the new platform and was instructed to merge my account. I followed all the required procedures carefully and completed the verification process as directed. Through this process, I was finally able to recover my funds. Today, I can confidently say that my issue with Payeer has been fully resolved, and all my USD funds have been successfully restored.
查看原文 This is truly great news for all of us. I merged my old payeer account to the new payeer account (payeer-exchange.io) and I was able to see my funds again
This is truly great news for all of us. Payeer, supported by operations in the United States and Russia, has launched a new website that allows users to withdraw their funds successfully. I tested it personally this morning, and everything worked perfectly.
All I needed to do was merge my old payeer account to regain access. After completing the merge, I was able to log in successfully, and all of my tokens were intact. I then reactivated my account, and once the process was complete, I was able to withdraw my funds without any issues.
This is an amazing development. Thank you very much, payeer-Exchange.io.
查看原文 El día 3 de febrero
El día 3 de febrero
El día 3 de febrero, la plataforma Payeer cerró completamente su página web y todas sus direcciones de correo electrónico oficiales, dejando a millas de usuarios en todo el mundo sin acceso a sus cuentas y sin posibilidad de retirar sus fondos.
En mi caso personal, la pérdida asciende a USD 750, pero existen millas de afectados y el monto total retenido podría alcanzar millones de dólares a nivel global.
Es importante aclarar que, antes del cierre definitivo, la plataforma ya no operaba con normalidad y los retiros estaban bloqueados. Esto significa que los usuarios no podían disponer de su dinero, lo que podría configurar una retención indebida de fondos y no simplemente un problema técnico o comercial.
He intentado comunicarme con las autoridades de mi país sin obtener respuesta. Asimismo, me contactó con autoridades de Estonia y Lituania, países donde, según información pública, los directivos de Payeer residían, operaban o estaban registrados.
Dada la magnitud del caso y el posible carácter penal de los hechos, es fundamental que los damnificados:
Reúnan toda la documentación posible (capturas de saldo, comprobantes, correos, historial de transacciones).
Presenten denuncias formales en sus países.
Denuncien también ante las autoridades de Estonia y Lituania.
Se organicen para evaluar acciones legales conjuntas.
📍 Dónde denunciar
Estonia NO PUSE LOS MAIL PORQUE REDDIT NO LO PERMITE
Policía y Guardia Fronteriza (Cybercrime Unit)
🇱🇹 Lituania
Policía de Lituania (delitos informáticos)
Policía de Vilnius (capital de Lituania) ACA ESTAN REGISTRADOS Y VIVEN TAMBIEN PARTE.
También puede denunciarse ante:
Servicio de Investigación de Delitos Financieros de Lituania (FNTT)
Es importante que las autoridades expliquen públicamente qué ocurrió con Payeer, cuál es la situación legal de la empresa y qué pasó con los fondos de los usuarios. Cuantas más denuncias formales existan, mayores serán las posibilidades de que se inicie una investigación seria y coordinada.
Invito a todos los damnificados a compartir información verificable ya mantenerse organizados para avanzar en acciones legales conjuntas.
查看原文 app.payeer-exchange.io
app.payeer-exchange.io
Is this site real?
Or is it a scam site? Please help
查看原文 風險因素
更新時間: 2026年7月28日
沒有可用的風險因素