最近更新：2026/09/14
Bit.Store Card 是由 Bitstore Europe UAB 运营的加密支付卡产品，目前核心产品为 Bit.Store Virtual Card。用户可使用 BTC、ETH、USDT、USDC 等加密资产为卡片充值，再通过 Visa 或 Mastercard 网络完成线上消费及订阅支付。当前虚拟卡支持快速签发，并存在低验证或免 KYC 的入门卡类型；原有实体 Mastercard 已于 2026 年停止服务。
Bit.Store 主要将加密资产充值、自动转换和预付卡消费结合起来。当前 Virtual Card 以美元计价，官网标示月度最高消费额度为 10,000 美元、加密货币充值费为 2.5%，并提供多种虚拟卡 BIN/卡类型。部分虚拟卡曾采用无身份验证模式，目前官网同时标示“Simple KYC verification”，说明不同卡型或额度可能采用分级验证。用户可使用支持的加密资产充值并在 Visa、Mastercard 网络进行消费，部分卡型支持 Apple Pay 和 Google Pay。原有欧元实体卡项目因第三方发卡机构 Paytend Europe UAB 的监管事件，于 2026 年进入终止流程，目前应将 Bit.Store 视为以虚拟卡为主的产品。
比较不同卡片形态与等级的真实费用记录
按住或滑动表格任意区域，左右查看全部卡片；左侧项目保持固定
B Bit.Store Virtual Card | B Bit.Store Physical Card | |
|---|---|---|
| 卡片类型 | 虚拟卡 | 实体卡 |
| 费用 | ||
| 月费 | 免费 | — |
| 开卡费 | 免费 | 免费 原方案标示免费申请 |
| ATM 取现费 | — | — |
| 货币转换费 | — | — |
| 充值费 | 2.5% 加密资产充值费用 | — |
| 交易失败费 | — | — |
| 奖励 | ||
| 返现 | — | — |
| 加密货币返现 | — | — |
| 质押奖励 | — | — |
| 质押年利率 | — | — |
| 欢迎奖金 | — | — |
| 推荐奖金 | — | — |
| 限制 | ||
| 每日支出限额 | — | — |
| 每月支出限额 | 10,000 USD 官网当前月度额度 | — |
| ATM 取款限额 | — | — |
| 卡片网络 |
费用可能因地区、卡片等级和官方政策变化，请以最新官方资料为准。
以下按地区申请状态整理公开资料、官方政策和用户反馈，不构成办卡建议。
支持申请或可正常开卡使用
57条
不支持或受限开户/功能
7条
资料不足，状态待确认
0条
暂无记录
我们正在持续更新中
1、中国大陆：可申请部分 Bit.Store Virtual Card，低额度卡型可采用低验证流程；实体卡已停止，虚拟卡主要用于国际线上商户和支持的移动钱包支付。
2、香港：可申请 Bit.Store Virtual Card，并有香港用户实际使用记录；当前仅建议使用虚拟卡，Visa/Mastercard 国际线上消费及兼容移动钱包可正常使用。
3、澳门：可按当前虚拟卡资格申请，实际卡型由可用 BIN 决定；成功签发后主要用于支持 Visa 或 Mastercard 的线上商户及兼容移动钱包。
4、台湾：可按当前虚拟卡资格申请，部分低额度卡型无需完整身份验证；成功发行后可用于国际线上消费及支持的 Apple Pay、Google Pay 场景。
开户前需完成身份验证，以下为当前核验要求与限制说明
是否需要 KYC
是
KYC 等级
分级 KYC
居住证明
不需要
未确认
低验证虚拟卡约三分钟签发，触发人工审核时处理时间延长
未披露
2026/08/10
查看各类支付场景的支持状态及更新时间，便于您快速了解当前可用性。i
兼容性概览
共 12 项场景支持
9项
不支持
3项
数据更新时间
2026/08/10
钱包支付
更新时间 2026/08/10
钱包支付
更新时间 2026/08/10
现金服务
更新时间 2026/08/10
AI 工具
更新时间 2026/08/10
AI 工具
更新时间 2026/08/10
钱包支付
更新时间 2026/08/10
AI 工具
更新时间 2026/08/10
线下支付
更新时间 2026/08/10
线上购物
更新时间 2026/08/10
钱包支付
更新时间 2026/08/10
订阅服务
更新时间 2026/08/10
钱包支付
更新时间 2026/08/10
基于已核实记录写成的产品评测，结论与更新时间一并列出。
暂无深度评测
这张卡片还没有发布评测。发布后会出现在这里，并在上游数据变化时标记为待更新。
经核实并发布的卡片变化记录，按发生时间排列。
暂无已确认的变化
该卡片还没有已确认并发布的变化记录。新的变化经核实后会出现在这里。
展示最新 10 条已批准入库、并已匹配当前卡片的评论
Stay away from this platform they blocked my account without no reason and the customer support is unhelpful and inconsistent I refused to let them go away with my money filed a complaint and got everything back within few days ………….………… Seek help if you can
For almost a year, they have blocked the crypto card service. You can’t use your money, you can’t withdraw it, you can’t do anything. They are a legally registered financial institution in Lithuania and have an office there with a physical address. They are supervised by the Bank of Lithuania. I suggest that anyone who has been affected by them file a complaint on the Bank of Lithuania’s website at lb.lt. It would be even more effective to file a collective complaint.
Scam Card under maintenance for a year without possiblity to withdraw my money back
Scam card — you stole all my money after months of hard work. I will take legal action against you.
scam card company. After paying with crypto, they are not giving a card—total scam.
They play with the customer's trust and I trusted them too much and for too long. They want quick decisions and promise good returns. Everything looks good at first, but when you want to withdraw your funds they come up with different excuses why you can't withdraw them. Then comes the next request for a reward and so on. They will milk you dry if you just let them. They 100% are scammers!!!!
Card worked for a month maybe, i used it once or twice. Then i was not able to use it for 4 months due to "temporary issues". These "temporary" issues still there. My money locked out. So in short, they scammed me.
They have stolen all my money and deleted the transaction history too. So you will not be able to discuss anything even with them
They do not allow the withdrawal of the balance, claiming "banking problems", but they have been holding the money for months and at the same time deducting maintenance charges, although they no longer provide the service.
After depositing funds the card became frozen & unable to spend or withdraw. Blaming "system maintenance" but this has been going on almost 2 months now. No timeframes or real updates from company.
更新时间：2026/08/10
暂无风险因素
