可申请地区
支持申请或可正常开卡使用
1条
- 证据来源
- 官方支持
- 更新时间
- 2026/07/21

最近更新:2026/09/17
BitPay Card 是由美国加密支付公司 BitPay 推出的加密预付 Mastercard 产品,用于将 BTC、ETH、USDC 等数字资产转换为法币余额进行消费。用户可通过 BitPay 钱包充值并使用虚拟卡或实体卡进行线上购物、线下消费及日常支付。
BitPay Card 采用先兑换、后消费的预付模式。用户从自托管加密钱包发起充值时,加密资产会按实时汇率出售并转换为美元,美元随后进入独立的卡片账户;商户消费和 ATM 取现直接扣除美元余额,不会在付款时继续持有或转移加密资产。活跃版本同时提供即时虚拟卡和邮寄实体卡,可用于线上购物、线下刷卡、手机钱包和现金提取,并曾提供按参与商户计算的自动返现。当前发卡计划没有开放申请,官网仅保留等待名单说明;美国消费者金融保护局登记的最后一版 BitPay 预付卡协议也已标记为撤回。
这张卡片暂时没有可展示的使用规模数据。数据补充后会在这里显示。
比较不同卡片形态与等级的真实费用记录
B BitPay Prepaid Mastercard | |
|---|---|
| 卡片类型 | 虚拟卡+实体卡 |
| 费用 | |
| 月费 | 免费 无月度账户管理费 |
| 开卡费 | 免费 购买费 $0,购买费 $0 |
| ATM 取现费 | 2.5 USD 无论网络内或网络外 ATM,BitPay 收取 $2.50/次 |
| 货币转换费 | 3% 发生货币转换时才收取 |
| 充值费 | 0 USD 收费 $0 |
| 交易失败费 | 0 USD 交易被拒,以及 ATM 取现被拒,官方均标为 $0 |
| 奖励 | |
| 返现 | — |
| 加密货币返现 | — |
| 质押奖励 | — |
| 质押年利率 | — |
| 欢迎奖金 | — |
| 推荐奖金 | — |
| 限制 | |
| 每日支出限额 | 10,000 USD $10,000/日 |
| 每月支出限额 | — |
| ATM 取款限额 | 6,000 USD 每天最多 3次,每次最高 $2,000,因此每日最高为 $6,000 |
| 卡片网络 |
费用可能因地区、卡片等级和官方政策变化,请以最新官方资料为准。
以下按地区申请状态整理公开资料、官方政策和用户反馈,不构成办卡建议。
支持申请或可正常开卡使用
1条
不支持或受限开户/功能
1条
资料不足,状态待确认
0条
暂无记录
我们正在持续更新中
1、中国大陆:中国大陆居民不可申请;持有仍在有效期内的历史卡片可在接受境外 Mastercard 的商户使用,但境内国际卡受理范围有限。
2、香港:中国香港居民不可申请;持有仍有效历史卡片的用户可在接受 Mastercard 的线上和线下商户使用,并可尝试手机钱包支付。
3、澳门:中国澳门居民不可申请;持有仍有效历史卡片的用户可在接受 Mastercard 的商户消费,并按当地 ATM 和发卡规则取现。
4、台湾:中国台湾居民不可申请;持有仍有效历史卡片的用户可在接受国际 Mastercard 的商户使用,交易受商户和发卡风控限制。
开户前需完成身份验证,以下为当前核验要求与限制说明
是否需要 KYC
是
KYC 等级
完整 KYC
居住证明
不需要
护照、国民身份证、驾驶执照
自动审核可在数分钟内完成,超过二十四至四十八小时应联系人工支持
Onfido
2026/08/02
查看各类支付场景的支持状态及更新时间,便于您快速了解当前可用性。i
兼容性概览
共 12 项场景支持
6项
不支持
6项
数据更新时间
2026/08/02
钱包支付
更新时间 2026/08/02
钱包支付
更新时间 2026/08/02
现金服务
更新时间 2026/08/02
AI 工具
更新时间 2026/08/02
AI 工具
更新时间 2026/08/02
钱包支付
更新时间 2026/08/02
AI 工具
更新时间 2026/08/02
线下支付
更新时间 2026/08/02
线上购物
更新时间 2026/08/02
钱包支付
更新时间 2026/08/02
订阅服务
更新时间 2026/08/02
钱包支付
更新时间 2026/08/02
查看这张卡片的编辑评测、结论和最近更新时间。
暂无深度评测
这张卡片暂未发布评测;发布后会显示在这里。
经核实并发布的卡片变化记录,按发生时间排列。
支付兼容变化。
支付兼容变化。
升级 Pro 可查看完整历史、变化前后值与全部来源。查看完整时间线
展示最新 10 条已批准入库、并已匹配当前卡片的评论
Am having serious issues with my Lootup account and my Bitpay account email address, I can't receive money with my Bitpay email address and Lootup have refuse to send funds in my Bitpay account what is the problem please help me out please 😭🙏🥺
Hello Justice Irechukwu. BitPay cannot offer our products or services to residents in every country. Please contact us at appsupport@bitpay.com for additional assistance. Ethan / BitPay Support
I just changed my.password and the app don't work
Hello Ed Bowell. We would like a better understanding of the issue you experienced. Please contact us at appsupport@bitpay.com so we can investigate further and provide additional assistance. Ethan / BitPay Support
There is no verification access for Nigerians
Hello Dooter kwaghterna. BitPay ID verification isn’t available to residents of Nigeria because we currently don’t offer our products there. We apologize for any confusion. If you use the BitPay Wallet, verification doesn't impact wallet functionality. Ethan / BitPay Support
Using bitpay to pay, an invoice was absolutely the worst experience I've ever had in my life outside of being robbed with a gun and even that would be more preferable cause it's faster. Bitpay, knowingly and willfully hold your funds after they are well.Aware that it's not going to go through , they know that it would take seconds to return your funds , but they hold on to it. They do this On purpose to scam people.(holding enough funds for 2 days yields profits.) This is not a good company, and it is clearly run by immoral things. Because if they had an ounce of humanity, they would not run a business this way. Crypto is intentionally designed to be instant for a reason. They make sure it's not instant regardless of what platform you use.
Used their gateway to buy a service from a provider but their gateway is very bad, they ask for KYC even for small 15$ payment. I'm not US citizen why i've to do this?
i am extremely disappointed with bitpay’s services. They have been holding my funds hostage and completely refusing to process my crypto payout.Their customer support is virtually non-existent every timei try to resolve the issue i get automated, canned responses that lead nowhere. I feels completely unsafe to trust this platform with your money. Stay away from them
dope app the best one to convert back into your bank account
bitpay its wonderfully exchange platform. now am using bitpay every time with no delay.
cool app
Easy to use, easy to understand. While other wallets seem to commonly fail to work with WalletConnect, BitPay wallet has never failed me. Seamless and quick connections.
更新时间:2026/07/21
暂无风险因素
以下回答整理自本页已发布的卡片记录。
我们记录的 BitPay Card 认证要求为:完整 KYC。证件和审核细节见本页「KYC 要求」。
Apple Pay:支持;Google Pay:支持。
我们记录到 BitPay Card 支持:USDC、BTC、ETH、SOL、XRP、DOGE、LTC和BCH 等 10 种。
BitPay Card 提供:虚拟卡+实体卡。
我们记录到 1 个国家或地区可用、1 个受限。逐个国家的状态见本页「地区和语言支持」。
BitPay Card 由 BitPay 运营,卡组织为 Mastercard。