可申请地区
支持申请或可正常开卡使用
194条
- 证据来源
- 官方支持
- 更新时间
- 2026/07/26

最近更新:2026/09/15
Capitalist Card 是 Capitalist 支付系统提供的国际虚拟预付卡服务,主要面向线上购物、订阅、广告、差旅及跨境支付。卡片通过 Capitalist 多币种账户或 CardsPro 体系充值,账户支持 USD、EUR 以及 BTC、ETH、USDT、USDC 等资产。当前存在 Visa 与 Mastercard 多个 BIN,当前主要提供 USD 和 EUR 卡,其中部分卡支持 Apple Pay、Google Pay 和 3D Secure,并可通过手机进行线下支付。
发行方与公司资质概览
Capitalist 系统由 Capitalist Inc. 运营,该公司注册于英属维尔京群岛,注册号为 1803146。集成了多币种法币账户(USD、EUR、RUB)与主流加密货币(BTC、ETH、USDT、USDC)的混合管理与内部无缝闪兑服务。Capitalist 的核心功能包括向广告流量买手提供大批量用于 Google、Facebook 等主流平台的虚拟广告借记卡,以及为广告联盟、出海服务商提供高效率、全自动的第三方大额批量代付(Mass Payouts)和 API 清算结算服务。
Capitalist 并非采用单一发卡 BIN,而是通过 CardsPro 提供多 BIN 卡片基础设施。用户先创建 Capitalist 账户,再从 Cards 页面选择适合购物、订阅、广告或移动钱包使用的虚拟卡,将 Capitalist 账户资金充值到独立卡余额后消费。现行体系提供 Visa 与 Mastercard、USD 与 EUR 卡,并根据 BIN 区分普通线上卡、支持 Apple Pay/Google Pay 的移动支付卡以及广告用途卡。部分 BIN 对可支付商户类别有限制,因此不同卡片的发行费、充值费、交易限制和消费上限并不完全一致。Capitalist 账户同时支持法币及 BTC、ETH、USDT、USDC,资金可在账户内转换后用于卡片充值。
比较不同卡片形态与等级的真实费用记录
C Capitalist Card | |
|---|---|
| 卡片类型 | 虚拟卡 |
| 费用 | |
| 月费 | 2.5 USD 按卡片币种收取,2.50 USD / 2.00 EUR |
| 开卡费 | 2.95 USD 标准卡常见发行价 |
| ATM 取现费 | — |
| 货币转换费 | — |
| 充值费 | 4% 标准充值费 |
| 交易失败费 | — |
| 奖励 | |
| 返现 | — |
| 加密货币返现 | — |
| 质押奖励 | — |
| 质押年利率 | — |
| 欢迎奖金 | — |
| 推荐奖金 | — |
| 限制 | |
| 每日支出限额 | 无限 不限额、官网标示无限卡消费。 |
| 每月支出限额 | 无限 不限额、官网标示无限卡消费。 |
| ATM 取款限额 | — |
| 卡片网络 |
费用可能因地区、卡片等级和官方政策变化,请以最新官方资料为准。
以下按地区申请状态整理公开资料、官方政策和用户反馈,不构成办卡建议。
支持申请或可正常开卡使用
194条
不支持或受限开户/功能
3条
资料不足,状态待确认
0条
暂无记录
我们正在持续更新中
1、中国大陆:可申请,Capitalist 不按国籍或居住地限制发卡;已发行卡可用于国际线上消费,并可按境外 Visa/Mastercard 卡规则绑定微信支付或支付宝,实际绑卡受支付平台及发卡方验证。
2、香港:可申请,发卡资格不受香港居住地限制;卡片可用于国际线上商户,并可通过 Apple Pay 或 Google Pay 在相应受理终端进行非接触消费。
3、澳门:可申请,Capitalist 对澳门居民没有单独发卡限制;卡片可用于接受相应 Visa 或 Mastercard 的线上商户,移动钱包能力取决于设备及钱包服务地区。
4、台湾:可申请,发卡不受台湾居住地限制;USD/EUR 虚拟卡可进行国际线上消费,并可在支持 Apple Pay 或 Google Pay 的环境中使用。
开户前需完成身份验证,以下为当前核验要求与限制说明
是否需要 KYC
否
KYC 等级
声称无需 KYC
居住证明
不需要
国内护照、国际护照、身份证、驾驶执照
普通虚拟卡无需常规审核,触发账户验证时一般可在一天内处理
内部风控与合规团队
2026/08/08
查看各类支付场景的支持状态及更新时间,便于您快速了解当前可用性。i
兼容性概览
共 12 项场景支持
11项
不支持
1项
数据更新时间
2026/08/08
钱包支付
更新时间 2026/08/08
钱包支付
更新时间 2026/08/08
现金服务
更新时间 2026/08/08
AI 工具
更新时间 2026/08/08
AI 工具
更新时间 2026/08/08
钱包支付
更新时间 2026/08/08
AI 工具
更新时间 2026/08/08
线下支付
更新时间 2026/08/08
线上购物
更新时间 2026/08/08
钱包支付
更新时间 2026/08/08
订阅服务
更新时间 2026/08/08
钱包支付
更新时间 2026/08/08
基于已核实记录写成的产品评测,结论与更新时间一并列出。
暂无深度评测
这张卡片还没有发布评测。发布后会出现在这里,并在上游数据变化时标记为待更新。
经核实并发布的卡片变化记录,按发生时间排列。
暂无已确认的变化
该卡片还没有已确认并发布的变化记录。新的变化经核实后会出现在这里。
展示最新 10 条已批准入库、并已匹配当前卡片的评论
I'm a new user of Capitalist and all I can say is their service is good I would recommend any user who would like to use a reliable payment to use Capitalist
Dear, Candy Moeletsi Thank you for your trust and recommendation! We’re happy to have you with us. Kind regards, Capitalist Team
Excelente. Transações rápidas e seguras. Espero ver adicionado o pagamento móvel usado em Moçambique Mpesa ou Emola
Olá Abdul Ismael! Muito obrigado pelo seu feedback! É ótimo saber que você está satisfeito com a rapidez e a segurança das nossas transações. Agradecemos também pela sugestão sobre M-Pesa e e-Mola. Feedback como o seu nos ajuda a entender melhor o que é importante para nossos clientes. Obrigado por confiar na Capitalist!
Very good and Excellent service provider. I using for last 5 years. All service is super excellent.
Dear, Abdul Mojid Thank you for your kind words and for being with Capitalist for 5 years! We truly appreciate your trust and are happy to hear you’ve had a great experience with our services. Thanks for choosing Capitalist! Kind regards, Capitalist Team
Based on my experience, the company’s support team was unable to provide clear and consistent information about its current services, available payment routes, or fees. Basic questions were not resolved, and there appeared to be very limited flexibility even for simple requests. Overall, the level of professionalism and support did not give me enough confidence to trust the company with financial transactions.
Hi Andrey, Thank you for sharing your feedback. We have reviewed your case and appreciate the opportunity to clarify the situation. At Capitalist, we understand how important clear communication and reliable support are when it comes to financial services. In this case, our team reviewed your request, explained the applicable requirements, and provided the available options. As a financial service provider, we must follow accounting and compliance procedures, which means that some documentation requests cannot be fulfilled if they do not meet these requirements. Our team always aims to provide transparent explanations and help find the best possible solution within the available options. We appreciate your feedback and will continue working to make our communication and support experience even better. Kind regards, Capitalist Team
There are enough options to feel comfortable with money transfer.
Dear , Kate Thank you for your positive feedback. It's always good to hear from our satisfied users. We aim to keep the experience at the level you've come to expect. Kind regards, Capitalist Team
I’ve been using Capitalist’s virtual cards for a while now, and honestly, they’ve made online payments so much easier. Setting up a new card takes just a couple of minutes, and adding it to Apple Pay is completely hassle-free. What I appreciate the most is their support team. Every time I’ve had a question, they replied quickly and actually helped instead of sending generic responses. It’s rare to find customer service that’s both fast and genuinely useful. Overall, the service has been reliable, convenient, and easy to use. If you need virtual cards for everyday payments, I’d definitely recommend giving Capitalist a try.
Dear , Natalia Thank you for sharing your experience with Capitalist! We’re glad to hear that our virtual cards make your payments easier and that you’ve had a great experience with our support team. Your feedback means a lot to us. Thanks for your trust and recommendation! Kind regards, Capitalist Team
I had a minor issue setting up my 2nd account, but their support chat replied in under 20 minutes. They fixed everything on the spot. Best service I've had this year💪
Been hesitant for a while, but now everything I earn online goes in here. And then I can transfer it to any currency, mainly to BTC & ETH rn, cause I think they're undervalued. It's like a wallet with many currencies, that I can give for my payments from affiliates. Compared to BTC wallet was a lot easier to set up and seems safer.
Лучший сервис по работе с фрилансерами с разными странами, множество способов работы, выплат и приёма платежей, быстрая работа
Capitalist.net is honestly one of the best payment solutions I have used as a digital marketer. The payment options are flexible and cover everything you need - fiat, crypto, virtual cards and mass payouts all in one place. What really sets them apart is their support team. They are fast, helpful and actually solve your problems - that level of service is rare in the payment platform space. If you are working in affiliate marketing and need a reliable way to send and receive payments, Capitalist.net is the one I recommend without hesitation.
更新时间:2026/08/08
暂无风险因素