可申请地区
支持申请或可正常开卡使用
1条
🌐当前无开放地区NO_OPEN
- 证据来源
- 官方支持
- 更新时间
- 2026/07/29
P
Payeer Card
最近更新：2026/09/16
PAYEER Card 是 PAYEER 早期提供的多币种加密预付借记卡，正式名称为 PAYEER Platinum MasterCard，曾提供虚拟卡和塑料实体卡。用户可将 PAYEER 账户中的法币或由加密资产兑换形成的余额装载至卡片，以美元或欧元结算线上购物、实体商户消费和 ATM 取现。卡片项目早已停止发行；PAYEER 整体服务又于2025年末因欧盟交易禁令关闭，目前无法注册、开卡、充值或消费。
- 发卡网络
- Mastercard
- 产品类型
- 加密预付卡
- 卡片形态
- 虚拟卡+实体卡
- 运营状态
- 已停止
- KYC 级别
- 分级 KYC
- 商业关系
- 无商业关系
- 风险分数
- 10-19
- 支持资产
- 未确认
- 最近更新
- 2026/09/16
卡片概览
PAYEER Platinum MasterCard 采用独立预付余额模式。持卡人需先在 PAYEER 钱包持有或兑换美元、欧元，再将余额转入卡片账户；商户交易不会直接从链上加密钱包扣款。历史实体卡支持芯片、PIN、线上交易、线下刷卡及 ATM 取现，卡片有效期为三年，并曾提供美元卡和欧元卡。未验证用户与已验证用户适用不同的充值和 ATM 限额。 该卡由 Wave Crest Holdings Limited 发行，历史上可在 Mastercard 受理网络使用。2017年卡组织和发行商收紧欧洲经济区以外的卡片业务后，PAYEER 停止新发 Mastercard，原卡随后被终止。PAYEER 钱包及交易平台一度继续运营，但欧盟于2025年将 Payeer 列入交易禁止名单，官网现已明确显示服务关闭。
卡片形态与费用差异
比较不同卡片形态与等级的真实费用记录
P PAYEER Platinum MasterCard | |
|---|---|
| 卡片类型 | 虚拟卡+实体卡 |
| 费用 | |
| 月费 | 免费 历史三年内免维护费 |
| 开卡费 | 免费 发行及激活均免费 |
| ATM 取现费 | 1.99 USD 换汇时$3.50；机具方可另收费用 |
| 货币转换费 | 2.5% 非卡片币种交易收取 |
| 充值费 | — |
| 交易失败费 | — |
| 奖励 | |
| 返现 | — |
| 加密货币返现 | — |
| 质押奖励 | — |
| 质押年利率 | — |
| 欢迎奖金 | — |
| 推荐奖金 | — |
| 限制 | |
| 每日支出限额 | 无限 历史购物无日上限 |
| 每月支出限额 | — |
| ATM 取款限额 | 400 EUR $400或€400/日；验证后$2,000或€2,000/日；按身份等级区分 |
| 卡片网络 |
费用可能因地区、卡片等级和官方政策变化，请以最新官方资料为准。
地区和语言支持
以下按地区申请状态整理公开资料、官方政策和用户反馈，不构成办卡建议。
不支持或受限地区
不支持或受限开户/功能
1条
🌐全球GLOBAL
- 证据来源
- 官方限制
- 更新时间
- 2026/07/29
未确认地区
资料不足，状态待确认
0条
暂无记录
我们正在持续更新中
- 证据来源
- 已确认
- 更新时间
- 2026/07/29
中国大陆适用性
1、中国大陆：不可申请，PAYEER 卡片及钱包服务均已停止；原虚拟卡和实体卡不能继续用于线上购物、线下刷卡、绑卡或 ATM 取现。
2、香港：不可申请，PAYEER 已关闭服务，原 Mastercard 无法继续充值或取得交易授权，剩余余额需联系支持团队处理。
3、澳门：不可申请，历史卡片已经失效，不能用于本地商户、境外网站、订阅服务或 ATM 现金提取。
4、台湾：不可申请，原 PAYEER 卡片与账户支付功能均已停止，只保留通过官方支持渠道处理历史账户余额的安排。
- 证据来源
- 公开资料、官方政策、用户反馈
- 更新时间
- 2026/07/29
KYC 要求
开户前需完成身份验证，以下为当前核验要求与限制说明
是否需要 KYC
是
KYC 等级
分级 KYC
居住证明
需要
支持证件
护照、国民身份证、驾驶执照、银行账单、水电费账单
审核时间 / 地区限制
基础文件可较快处理，补充验证及人工合规复核会延长审核
KYC 服务商
未披露
更新时间
2026/07/29
支付兼容性
查看各类支付场景的支持状态及更新时间，便于您快速了解当前可用性。i
兼容性概览
共 12 项场景支持
0项
不支持
12项
数据更新时间
2026/07/29
钱包支付
支付宝
×不支持
更新时间 2026/07/29
钱包支付
Apple Pay
×不支持
更新时间 2026/07/29
现金服务
ATM 取现
×不支持
更新时间 2026/07/29
AI 工具
ChatGPT
×不支持
更新时间 2026/07/29
AI 工具
Claude
×不支持
更新时间 2026/07/29
钱包支付
Google Pay
×不支持
更新时间 2026/07/29
AI 工具
Midjourney
×不支持
更新时间 2026/07/29
线下支付
线下刷卡
×不支持
更新时间 2026/07/29
线上购物
线上购物
×不支持
更新时间 2026/07/29
钱包支付
PayPal
×不支持
更新时间 2026/07/29
订阅服务
订阅支付
×不支持
更新时间 2026/07/29
钱包支付
微信支付
×不支持
更新时间 2026/07/29
深度评测
基于已核实记录写成的产品评测，结论与更新时间一并列出。
暂无深度评测
这张卡片还没有发布评测。发布后会出现在这里，并在上游数据变化时标记为待更新。
最近变化
经核实并发布的卡片变化记录，按发生时间排列。
暂无已确认的变化
该卡片还没有已确认并发布的变化记录。新的变化经核实后会出现在这里。
用户评论
40展示最新 10 条已批准入库、并已匹配当前卡片的评论
原文
Desde diciembre 2025 no he obtenido…
Desde diciembre 2025 no he obtenido respuesta de payeer, me indicaron que iban a reembolsar y no me han dado respuesta, no es justo tanta espera, por favor revisar y solucionar.
原文
PAYEER.COM OFFICIALLY STOLE OUR MONEY…
PAYEER.COM OFFICIALLY STOLE OUR MONEY , since 1st february the web dissapear , the support email not working anymore , since more of 3 months ago they send me a email saying my kyc was approved and i will receive my 800 usd but all was a lie , the web media is in silence , i dont know how many people was robbed by payeer.com but here on trustpilot no more of 500 complaints , PAYEEREXCHANGE is a scam too they ask the double you have on your payeer wallet for recover the original balance , THIS ARE THE PERSONS WHO STOLE OUR MONEY Liubov Svezhentseva , Anton Stjopotškin , Ekaterina Olegovna Gorshkova , Sergey Mayzus , Kosolapova Evgenia Nikolaevna , Anton Stjopotškin, Estonia , Joseph Olatilewa Jaiyeola, Estonia , Ekaterina Olegovna Gorshkova, Russia , Liubov Svezhentseva, Russia , Kosolapova Evgenia Nikolaevna, Russia , Elena Kulbikova, Russia , Sergey Mayzus, Russia , Dmitri Allikas , Stanislav Lattu , PLEASE EVERYONE WHO READ THIS REPORT THIS SCAMMERS TO FBI , EUROPOL , FOR THIS PERSONS END IN JAIL SOON .
原文
Its SCAM
i just merged my account. But they asked me to pay $50+ to activate my account!!! what activation? I just wanna get my OWN MONEY back. it is so obvious that this is a BIG SCAM & by the way, its not payeerexchange.com its payeer-exchange.io
原文
Now I understand
Now I understand. Reactivation is the key word for successful withdraw in the new payeer system, I didn’t get it at the first time now I do, advice is the best thing you can get from someone who loves you. I know many people won’t understand this if I didn’t explain well enough. When I heard about the new payeer system I didn’t believe that much but at the same time I can’t lose my money just like that without giving it a try which I tried and first step was that I was asked to merge my account then here comes to the second step I was asked to verify my kyc which led to the third step account reactivation but I didn’t agree with the account reactivation process because I was asked to deposit into my account which I was not sure of if it will work if I deposited for my account reactivation so I left than I told my mom who is now 71 years old about it here was what she said to me ( TRYING IS NEVER A SIN BUT GIVING UP IS AND IT IS WHO GIVES UP HE/SHE IS THE LOSER ) so I understand the language cause I always believed the my mom is so wise, then I went back to the new payeer system and clarify things again with them and made the deposit this was how my account was activated immediately and I was able to withdraw my money back without wasting any time. I want to use the opportunity to say what a great mom you are to me your advice has helped me again and I knew it that you always knew the best
原文
I won’t apologize to payeer now regardless that now they have given me my credit
I have say bad words about payeer on so many reviews platforms but i have no apology cause I won’t do that if they didn’t block my account for the first time but I will try to replace it all now that I have access my account with their new service payeer-exchange.io but I hope after I replace it, I won’t regret it
原文
RELAUNCH - REFUND NOT RECEVEID (TICKET n°6931836)
Good morning, I am contacting you regarding ticket n°6931836 relating to my withdrawal request. Following the opening of this ticket, I was subjected to verifications that I carried out in accordance with the instructions of the support. I was then asked to provide my Ethereum and Bitcoin addresses to proceed with the refund, which I did immediately. In the last message received, dated February 1, 2026, the support told me that my funds would be transferred within 14 working days. To date, February 21, 2026, I have still not received any deposit on my wallet and I have not received any payment confirmation. This situation worries me deeply. In addition, when I tried to access the site a few days ago, it was no longer functional, which accentuates my concerns. I would like to emphasize that the funds concerned represent all my savings, necessary to support my family. I am currently a tenant with almost two months of unpaid and I may receive notice. To feed my family, I am forced to go into debt while my money has been blocked for almost three months. For about two months, I have multiplied the steps to recover these funds. I opened several tickets before, before focusing on the last one, as support had asked me. After many exchanges, I was finally confirmed that the payment would be made within 14 working days. To date, I still haven't received anything. I left you an email regarding my situation, in the email there are screenshots of the exchanges with the support attached. This is the finance email Looking forward to hearing from you soon, I thank you in advance for your attention to my request. Last open Ticket: 6931836
原文
I have finally learned an important…
I have finally learned an important lesson, and I am grateful that I did not learn it the hard way. After what happened with Payeer, I promised myself that I would never involve myself in anything related to cryptocurrency again. At the time, I had a total balance of $31,882 USD in my Payeer wallet. When the platform shut down, I immediately contacted their support team. I was instructed to apply for a withdrawal request, which I did successfully. I was informed that my funds would be released within 14 working days. However, after the 14 working days had passed, I received nothing. I attempted to contact them again, but there was no response—not even to a simple “Hello.” This situation caused me serious concern, and I almost believed that I had lost everything. Despite this, I refused to give up. I strongly believe that giving up means losing, so I decided to carry out my own research. During this process, I discovered that Payeer had recreated its services under a new domain: payeer-exchange.io. I contacted the new platform and was instructed to merge my account. I followed all the required procedures carefully and completed the verification process as directed. Through this process, I was finally able to recover my funds. Today, I can confidently say that my issue with Payeer has been fully resolved, and all my USD funds have been successfully restored.
原文
This is truly great news for all of us. I merged my old payeer account to the new payeer account (payeer-exchange.io) and I was able to see my funds again
This is truly great news for all of us. Payeer, supported by operations in the United States and Russia, has launched a new website that allows users to withdraw their funds successfully. I tested it personally this morning, and everything worked perfectly. All I needed to do was merge my old payeer account to regain access. After completing the merge, I was able to log in successfully, and all of my tokens were intact. I then reactivated my account, and once the process was complete, I was able to withdraw my funds without any issues. This is an amazing development. Thank you very much, payeer-Exchange.io.
原文
El día 3 de febrero
El día 3 de febrero El día 3 de febrero, la plataforma Payeer cerró completamente su página web y todas sus direcciones de correo electrónico oficiales, dejando a millas de usuarios en todo el mundo sin acceso a sus cuentas y sin posibilidad de retirar sus fondos. En mi caso personal, la pérdida asciende a USD 750, pero existen millas de afectados y el monto total retenido podría alcanzar millones de dólares a nivel global. Es importante aclarar que, antes del cierre definitivo, la plataforma ya no operaba con normalidad y los retiros estaban bloqueados. Esto significa que los usuarios no podían disponer de su dinero, lo que podría configurar una retención indebida de fondos y no simplemente un problema técnico o comercial. He intentado comunicarme con las autoridades de mi país sin obtener respuesta. Asimismo, me contactó con autoridades de Estonia y Lituania, países donde, según información pública, los directivos de Payeer residían, operaban o estaban registrados. Dada la magnitud del caso y el posible carácter penal de los hechos, es fundamental que los damnificados: Reúnan toda la documentación posible (capturas de saldo, comprobantes, correos, historial de transacciones). Presenten denuncias formales en sus países. Denuncien también ante las autoridades de Estonia y Lituania. Se organicen para evaluar acciones legales conjuntas. 📍 Dónde denunciar Estonia NO PUSE LOS MAIL PORQUE REDDIT NO LO PERMITE Policía y Guardia Fronteriza (Cybercrime Unit) 🇱🇹 Lituania Policía de Lituania (delitos informáticos) Policía de Vilnius (capital de Lituania) ACA ESTAN REGISTRADOS Y VIVEN TAMBIEN PARTE. También puede denunciarse ante: Servicio de Investigación de Delitos Financieros de Lituania (FNTT) Es importante que las autoridades expliquen públicamente qué ocurrió con Payeer, cuál es la situación legal de la empresa y qué pasó con los fondos de los usuarios. Cuantas más denuncias formales existan, mayores serán las posibilidades de que se inicie una investigación seria y coordinada. Invito a todos los damnificados a compartir información verificable ya mantenerse organizados para avanzar en acciones legales conjuntas.
原文
app.payeer-exchange.io
app.payeer-exchange.io Is this site real? Or is it a scam site? Please help
风险因素
更新时间：2026/07/29
暂无风险因素