Base de tarjetas / Visa / Tarjeta de pago con stablecoins
K
Karta Business Corporate Visa
Actualizado: 8 ago 2026
Karta Business Corporate Visa es una tarjeta empresarial de pago con stablecoins que Karta ofrece a empresas registradas. Las empresas pueden financiar la cuenta principal con USDT o USDC y crear tarjetas virtuales Visa para empleados, proyectos, departamentos, cuentas publicitarias y suscripciones de software. Los administradores pueden crear presupuestos, asignar titulares, establecer ciclos y límites de gasto, y congelar o cerrar tarjetas en cualquier momento. El producto se utiliza principalmente para publicidad y marketing, servicios en la nube, licencias de software, suscripciones empresariales y otros gastos comerciales conformes con la normativa.
Karta Finance Inc. es una empresa fintech registrada en Delaware, EE. UU., que opera la plataforma de pagos y tarjetas cripto-amigables Karta. Esta entidad atiende a usuarios individuales, equipos Web3 y empresas relacionadas con activos digitales, ofreciendo recarga con stablecoins, gestión de activos digitales, gastos con tarjeta Visa, gestión de gastos empresariales y pagos transfronterizos. Karta no es un banco ni un emisor tradicional de tarjetas; las tarjetas, cuentas y capacidades de pago relacionadas suelen ser proporcionadas por instituciones financieras reguladas de terceros o socios emisores. En general, Karta se perfila más como un proveedor de servicios fintech en el ámbito de pagos con activos digitales.
Visa experiencia de tarjetaDisponibilidad regionalLas condiciones pueden cambiar
Aviso: No hay avisos adicionales.
Variantes y diferencias de comisiones
Compara registros de comisiones verificados entre formatos y niveles
KKarta Business Corporate Visa
Formato
Tarjeta virtual
Comisiones
Comisión mensual
—
Comisión de emisión
0.5 USD
El plan incluye algunas tarjetas gratuitas
Comisión de cajero
—
Comisión de cambio
1%
Se cobra por transacciones en una moneda distinta de la moneda de la cuenta
Comisión de recarga
5.9 USD
Solo se cobra por recargas mediante TRC20
Comisión por transacción fallida
—
Recompensas
Reembolso
1%
Limitado a los MCC designados para usuarios Pro
Recompensa cripto
—
Recompensas por staking
—
APR de staking
—
Bono de bienvenida
—
Bono por referido
—
Límites
Límite de gasto diario
Sin límite
Sujeto al presupuesto y a los límites establecidos por el usuario
Límite de gasto mensual
Sin límite
Sujeto al presupuesto y a los límites establecidos por el usuario
Límite de retirada en cajero
0 USD
La única restricción es que no permite retiros
Red
VISA
Las comisiones pueden variar por región, nivel y política oficial. Comprueba las condiciones oficiales más recientes.
Regiones y disponibilidad en China
Estado de solicitud según fuentes públicas, políticas oficiales y experiencias de usuarios. No es asesoramiento de solicitud.
✓
Regiones disponibles
Se admite la solicitud o activación normal
106
🇲🇻MaldivasMV🇵🇦PanamáPA🇧🇧BarbadosBB🇺🇿UzbekistánUZ🇦🇿AzerbaiyánAZ🇹🇯TayikistánTJ🇵🇪PerúPE🇲🇺MauricioMU🇰🇼KuwaitKW🇬🇾GuyanaGY🇵🇾ParaguayPY🇺🇾UruguayUY🇲🇬MadagascarMG🇰🇲ComorasKM🇧🇴BoliviaBO🇴🇲OmánOM🇻🇨San Vicente y las GranadinasVC🇬🇹GuatemalaGT🇪🇬EgiptoEG🇰🇿KazajistánKZ🇬🇲GambiaGM🇸🇻El SalvadorSV🇨🇷Costa RicaCR🇳🇦NamibiaNA🇩🇲DominicaDM🇸🇮EsloveniaSI🇰🇪KeniaKE🇹🇬TogoTG🇧🇩BangladésBD🇲🇭Islas MarshallMH🇫🇯FiyiFJ🇹🇹Trinidad y TobagoTT🇩🇴República DominicanaDO🇸🇸Sudán del SurSS🇧🇭BaréinBH🇪🇨EcuadorEC🇳🇷NauruNR🇸🇦Arabia SaudíSA🇨🇱ChileCL🇵🇼PalaosPW🇵🇬Papúa Nueva GuineaPG🇼🇸SamoaWS🇱🇮LiechtensteinLI🇲🇽MéxicoMX🇧🇷BrasilBR🇰🇬KirguistánKG🇯🇵JapónJP🇨🇮Côte d’IvoireCI🇮🇩IndonesiaID🇵🇰PakistánPK🇸🇱Sierra LeonaSL🇪🇹EtiopíaET🇨🇻Cabo VerdeCV🇹🇻TuvaluTV🇻🇳VietnamVN🇸🇧Islas SalomónSB🇧🇸BahamasBS🇳🇪NígerNE🇦🇴AngolaAO🇱🇸LesotoLS🇦🇬Antigua y BarbudaAG🇳🇵NepalNP🇵🇭FilipinasPH🇬🇶Guinea EcuatorialGQ🇹🇲TurkmenistánTM🇸🇨SeychellesSC🇲🇼MalauiMW🇩🇯YibutiDJ🇲🇳MongoliaMN🇷🇼RuandaRW🇩🇿ArgeliaDZ🇸🇹Santo Tomé y PríncipeST🇦🇷ArgentinaAR🇧🇯BenínBJ🇧🇿BeliceBZ🇸🇷SurinamSR🇬🇭GhanaGH🇹🇿TanzaniaTZ🇨🇲CamerúnCM🇸🇬SingapurSG🇿🇲ZambiaZM🇰🇳San Cristóbal y NievesKN🇬🇦GabónGA🇰🇮KiribatiKI🇱🇰Sri LankaLK🇲🇷MauritaniaMR🇱🇨Santa LucíaLC🇬🇩GranadaGD🇹🇩ChadTD🇸🇳SenegalSN🇭🇳HondurasHN🇻🇦Ciudad del VaticanoVA🇲🇰Macedonia del NorteMK🇦🇪Emiratos Árabes UnidosAE🇧🇼BotsuanaBW🇧🇳BrunéiBN🇧🇹ButánBT🇨🇴ColombiaCO🇹🇴TongaTO🇺🇸Estados UnidosUS🇸🇿EsuatiniSZ🇹🇳TúnezTN🇿🇼ZimbabueZW🇦🇲ArmeniaAM🇰🇭CamboyaKH🇹🇱Timor-LesteTL
Evidencia
Compatible oficialmente
×
Regiones no admitidas o restringidas
La solicitud o algunas funciones no están disponibles o tienen límites
86
🇳🇿Nueva ZelandaNZ🇱🇹LituaniaLT🇸🇴SomaliaSO🇧🇾BielorrusiaBY🇲🇾MalasiaMY🇦🇱AlbaniaAL🇩🇰DinamarcaDK🇪🇷EritreaER🇱🇾LibiaLY🇨🇫República CentroafricanaCF🇵🇹PortugalPT🇬🇪GeorgiaGE🇪🇭Sáhara OccidentalEH🇬🇳GuineaGN🇮🇳IndiaIN🇲🇦MarruecosMA🇮🇪IrlandaIE🇲🇿MozambiqueMZ🇲🇹MaltaMT🇮🇹ItaliaIT🇦🇺AustraliaAU🇺🇬UgandaUG🇦🇩AndorraAD🇨🇳ChinaCN🇸🇪SueciaSE🇪🇪EstoniaEE🇲🇱MaliML🇸🇩SudánSD🇯🇴JordaniaJO🇨🇭SuizaCH🇿🇦SudáfricaZA🇹🇷TurquíaTR🇬🇼Guinea-BisáuGW🇩🇪AlemaniaDE🇳🇴NoruegaNO🇧🇪BélgicaBE🇮🇸IslandiaIS🇵🇱PoloniaPL🇸🇲San MarinoSM🇷🇺RusiaRU🇱🇧LíbanoLB🇳🇮NicaraguaNI🇬🇷GreciaGR🇹🇭TailandiaTH🇭🇹HaitíHT🇳🇬NigeriaNG🇮🇱IsraelIL🇻🇪VenezuelaVE🇲🇪MontenegroME🇰🇵Corea del NorteKP🇨🇿ChequiaCZ🇸🇾SiriaSY🇷🇴RumaníaRO🇱🇷LiberiaLR🇫🇷FranciaFR🇸🇰EslovaquiaSK🇭🇷CroaciaHR🇲🇩MoldaviaMD🇺🇦UcraniaUA🇱🇦LaosLA🇲🇨MónacoMC🇦🇹AustriaAT🇧🇫Burkina FasoBF🇳🇱Países BajosNL🇫🇮FinlandiaFI🇮🇷IránIR🇦🇫AfganistánAF🇧🇦Bosnia y HerzegovinaBA🇰🇷Corea del SurKR🇱🇺LuxemburgoLU🇧🇬BulgariaBG🇻🇺VanuatuVU🇲🇲Myanmar (Birmania)MM🇨🇦CanadáCA🇨🇺CubaCU🇪🇸EspañaES🇨🇾ChipreCY🇧🇮BurundiBI🇾🇪YemenYE🇷🇸SerbiaRS🇭🇺HungríaHU🇬🇧Reino UnidoGB🇮🇶IrakIQ🇯🇲JamaicaJM🇱🇻LetoniaLV🇶🇦CatarQA
Evidencia
Restringido oficialmente
?
Regiones sin confirmar
No hay evidencia suficiente
0
Sin registros
Evidencia
Fuentes públicas
Disponibilidad en China
A continuación se conserva el texto original.
Original
1、中国大陆：注册企业可提交 KYB 申请，审核通过后可用于国际线上 Visa 商户；微信支付和支付宝绑卡须通过企业持卡人及发卡方验证。
2、香港：注册企业可提交 KYB 申请，审核通过后可创建企业虚拟卡，用于广告、软件、云服务及其他接受 Visa 的国际线上商户。
4、台湾：注册企业可提交 KYB 申请，审核通过后可用于国际线上 Visa 商户；非美元或欧元交易会按账户规则自动换汇并收取费用。
Actualizado: 29 jul 2026
Requisitos KYC
Requisitos y límites actuales de verificación de identidad
KYC obligatorio
SíObligatorio
Nivel KYC
KYC / KYB empresarialRequisito confirmado
Comprobante de domicilio
NoNo obligatorio
Documentos aceptados
Certificado de registro de empresa / Registro de accionistas / Pasaporte / Documento nacional de identidad / Licencia de conducir
Tiempo de revisión / límites regionales
La revisión rápida puede completarse en quince minutos; la documentación adicional o la revisión mejorada pueden tardar hasta diez días hábiles.
Proveedor KYC
Sumsub
Actualizado
29 jul 2026
Compatibilidad de pagos
Estado y fecha de actualización por escenario de pago · La disponibilidad real puede variar por región, comercio y política del emisor
Resumen de compatibilidad12 escenarios
Compatible7
No compatible5
Actualizado29 jul 2026
Carteras digitales
Alipay
Compatible
29 jul 2026
Carteras digitales
Apple Pay
No compatible
29 jul 2026
Servicios de efectivo
Retirada en cajero
No compatible
29 jul 2026
Herramientas de IA
ChatGPT
Compatible
29 jul 2026
Herramientas de IA
Claude
Compatible
29 jul 2026
Carteras digitales
Google Pay
No compatible
29 jul 2026
Herramientas de IA
Midjourney
Compatible
29 jul 2026
Pagos presenciales
TPV en tienda
No compatible
29 jul 2026
Compras en línea
Compras en línea
Compatible
29 jul 2026
Carteras digitales
PayPal
No compatible
29 jul 2026
Suscripciones
Pago de suscripciones
Compatible
29 jul 2026
Carteras digitales
WeChat Pay
Compatible
29 jul 2026
Reseñas de usuarios
Mostrando 10 reseñas aprobadas asociadas a esta tarjeta
Más recientes primero
Harry Castillotrustpilot★ 1 / 5
Deposit not credited after 48 hours and limited communication
I transferred 280 USDT to my Karta account and the transaction was successfully confirmed on the blockchain.
After contacting support, I was first directed through an AI chatbot and then escalated to a human agent. I was informed that their provider was undergoing unscheduled maintenance and that top-ups and transactions were affected.
The issue is that my funds remain unavailable, and I have not been provided with a clear resolution timeline. I rely on these funds for payments, and the lack of transparency regarding when the service will be restored has been frustrating.
I understand that technical issues can occur, but customers should receive proactive updates, estimated resolution times, and timely access to their funds.
I will update this review if the issue is resolved satisfactorily.
Respuesta oficial
Hi Harry,
We’re really sorry for the experience and for the inconvenience caused.
You’re right that the situation is frustrating. One of our providers is currently experiencing technical issues affecting top-ups and transactions in the Business app. We also want to clarify that this issue only affects the “Freelancer” company type — all other Karta services and directions are operating as expected.
Our team has already offered you an alternative solution, and you can also withdraw your funds at any time if you prefer not to wait.
We understand that clearer communication and more proactive updates are important, and we’re sorry this was not handled as smoothly as it should have been. We truly apologize for the inconvenience and appreciate your patience while the provider works on resolving the issue.
Ver original ↗Frederic Nicolas Desjardinstrustpilot★ 1 / 5
Big red flag
I provided my Canadian passport to verify my identity. During the verification process, the Karta app displayed a message stating that my passport had already been used on another account and, as a result, my identity could not be verified.
I have never shared my passport or identification with anyone, nor have I used it to create or verify any other account. Concerned by this message, I contacted customer support to report the issue and request assistance. Unfortunately, I have not received any response.
As of today, despite contacting support, I have been unable to obtain an explanation as to why my passport is being flagged as associated with another account or how this issue can be resolved. Given the potential implications for identity security and account access I would like this matter clarified.
Respuesta oficial
Hi Frederic,
Thank you for sharing your concern. We understand why this message may have felt alarming, especially when it relates to identity verification.
We checked your case and can confirm that our support team has already reviewed it and provided the relevant information in the support chat. According to our records, you previously registered with Karta on October 30, 2025 and successfully completed the verification process, , including the required identity and biometric checks. It looks like the recent attempt was made from a different Telegram account, which is why the system detected a duplicate verification.
For security and privacy reasons, we cannot share detailed account or verification information publicly here, but we have already reached out to you again via email. We’ll be happy to help you transfer access/verification from your previously verified account to your current Telegram account.
We’re sorry for the confusion and are ready to help you resolve this directly.
I am using this card more than 5 months, and I didn't met any troubles during this months. Fees are high, comparing to other services, hope they will solve it, but you get pretty good product for this money. Just tested cash withdrawals and it also works well. Waiting for physical card)))
Respuesta oficial
Thank you for your feedback! We’re glad to hear the card and cash withdrawals are working well for you.
And yes — the physical card is coming soon! Thanks for using Karta! 💚
I have been using it for almost 2 months, Invited a lot of my friends and they have been using it too, I like the fact that you can spend crypto anytime anywhere in the world. I have been in egypt lately, and everything is very smooth and you can pay anywhere, I honestly had some declined payments due to "Suspected Fraud", but I believe this is from Google pay side.
Respuesta oficial
Hi Mohammed!
Thanks a lot for the 5 review and for recommending Karta to your friends - we really appreciate it 🙌
Glad to hear everything worked smoothly for you. The “Suspected Fraud” declines usually come from Google Pay’s side, you're correct.
Thanks for being with us! 💚
Amazing app!
I started using the app several months ago and have already invited over a thousand people. No problems so far, and I recommend it to everyone, support team is Available daily and they reply fast
Thank you karta
Respuesta oficial
Thank you so much for the kind words, Lazlie! and for recommending Karta! 🙌
We really appreciate your trust, support,and your feedback.
I think that not enough transparent information was provided before registration. It seems to be focused only on increasing the number of customer registrations and getting investment. Not to mention the high lower limit and fees. There are already much better alternatives. This platform does not create any added value. I regret doing this as soon as he approves my account or not. There is no "account closure" option. If you register, they own your data forever.
Respuesta oficial
Thank you for sharing your feedback — I understand your concerns.
Just to clarify: we are not an investment company. You signed up for our B2B product, which is designed for issuing corporate cards and managing company spend.
Regarding account deletion: you are right, there is currently no in-app button to close the account from your side. However, we always delete accounts upon customer request. Sometimes the process takes a bit longer on our end, but once the deletion is completed, all your data is removed, and we will notify you immediately via email.
Sorry for the inconvenience, and thank you for your patience 💛
Super smooth process and seamless top up/purchasing. The card may have some issues on older PoS systems, but works like a charm for 97% of my purchases. Average forex conversion fees comes to usually 2.7% all in all. Highly recommend!
Respuesta oficial
Thank you so much for the great review 💛
Glad to hear everything works smoothly for you! Older POS terminals can sometimes cause issues, but overall the card should work fine.
If you ever need help — just contact our support inside the app and we will be happy to assist!
Verification is such a pain! I’m a new user and started getting ads from Facebook, so I decided to sign up. But I accidentally registered on the wrong site — I went to app.karta.io instead of personal.karta.io. After verifying everything, I somehow ended up in business mode, which I don’t want.
Then, I went to personal.karta.io, which redirected me to a Telegram bot. From there, they asked me to verify again — but this time, I got an error saying my profile is “another profile.” What?? Even with the same phone number, they can’t figure it out?
To make things worse, there’s no option to delete my account on app.karta.io, and now I can’t even use personal Karta. The whole process is super confusing. Help!!
Respuesta oficial
Hi! Thank you so much for your feedback — it’s really helpful for us 🙏
You’re absolutely right: registering on the business site (app.karta.io) instead of the personal one can create this conflict, and we’re already fixing it. We’ll also update our ads so they lead directly to the Telegram app, not the business site.
Please write to us at personalsupport@karta.io
— we’ll:
- remove the business account that was created by mistake
- help you finish your personal registration right away 💛
We’re here to get this sorted for you as fast as possible.
Registration was very easy and fast via telegram. Then card creation and approval took minutes. I then transfered usdt an payed with the card and it was seemless. In addition the fees are very good which is 1.5% per card purchase. I loved also that we can deposit using polygon network which has very cheap fees. Very convenient and useful hopefully they will keep providing their good service on the long term.
Respuesta oficial
Thank you so much for your kind words! 💛
We’re really happy to hear that your experience with registration, card setup, and payments went smoothly.
