最近更新：2026/07/28
Cardano Card 是由 EMURGO 分发、Wirex 发行的多链加密借记卡，面向希望直接将数字资产用于日常消费的用户。持卡人可在 Wirex 应用中管理卡片、余额和奖励，并通过 Visa 网络进行线上购物、线下消费及 ATM 取现。产品提供虚拟卡和实体卡，兼容 Apple Pay、Google Pay，同时整合 Cardano 与 Wirex 的消费、借贷和旅行服务。
Cardano Card 当前以 Wirex 的账户、资产托管和支付基础设施运行，用户可在 Wirex 应用内持有、兑换支持的数字资产和法币，并在刷卡时完成支付结算；首阶段产品采用托管式架构。官网当前将服务划分为 Standard、Premium、Elite 和邀请制 Founders. 四个等级，虚拟卡与实体卡均已进入实际产品体系。Cardano Card 支持超过 685 种数字资产，并提供 Cryptoback™、ADA 抵押借款及 Wirex Travel 等功能；自托管和进一步的链上收益功能属于后续产品路线。2026 年 6 月 30 日后，Wirex 在欧洲经济区及澳大利亚推进用户由 Classic Wirex App 迁移至 Wirex One，受影响用户需完成升级才能继续使用相关加密资产和卡片功能。
不同卡片形态与等级的费用结构对比，固定费用项目横向查看
按住或滑动表格任意区域，左右查看全部卡片；左侧项目保持固定
C Cardano Standard Card | C Cardano Premium Card | C Cardano Elite Card | C Cardano Founders Card | |
|---|---|---|---|---|
| 卡片类型 | 虚拟卡+实体卡 | 虚拟卡+实体卡 | 虚拟卡+实体卡 | 虚拟卡+实体卡 |
| 费用 | ||||
| 月费 | 免费 基础等级无月费 | 9.99 EUR 按官网计费币种 | 29.99 EUR 按官网计费币种 | — |
| 开卡费 | 免费 Wirex卡免费发行 | 免费 | 免费 | — |
| ATM 取现费 | 2% 月免额内免费，超额2%；免额按发行地区 | 2% 月免额内免费，超额2%；免额按发行地区 | 2% 月免额内免费，免额按发行地区 | 2% 月免额内免费，超额2%；免额按发行地区 |
| 外汇费 | 免费 Wirex当前零外汇费 | 免费 | 免费 | 免费 Wirex当前零外汇费 |
| 充值费 | — | — | — | — |
| 交易失败费 | — | — | — | — |
| 奖励 | ||||
| 返现 | — | — | — | — |
| 加密货币返现 | 1% Cardano卡消费奖励 | 3% Cardano卡消费奖励 | 8% Cardano卡消费奖励 | — |
| 质押奖励 | — | — | — | — |
| 质押年利率 | — | — | — | — |
| 欢迎奖金 | — | — | — | — |
| 推荐奖金 | — | — | — | — |
| 限制 | ||||
| 每日支出 | — | — | — | — |
| 每月支出 | 30,000 EUR 限额 | 30,000 EUR 限额 | 30,000 EUR 限额 | — |
| ATM 取款 | — | — | — | — |
| 卡片网络 |
不同形态费用可能因地区、卡片等级和官方政策变化，请以最新官方资料为准。
以下按地区申请状态整理公开资料、官方政策和用户反馈，不构成办卡建议。
支持申请或可正常开卡使用
35条
不支持或受限开户/功能
27条
资料不足，状态待确认
0条
暂无记录
我们正在持续更新中
1、中国大陆：不可申请；境外已发行卡可在受理 Visa 的商户使用，也可按国际卡规则绑定支付宝或微信支付，需完成钱包实名及发卡验证。
2、香港：可以申请，并可作为 Visa 卡在线上线下商户及支持的 ATM 使用；Cardano Card 同时支持 Apple Pay 与 Google Pay。
3、澳门：不可申请 Cardano Card；其他合资格地区已发行的卡可在澳门受理 Visa 的商户使用，并可通过支持的 ATM 提取现金。
4、台湾：可以申请，并可作为 Visa 卡用于线上、线下及 ATM；Cardano Card 同时支持 Apple Pay 与 Google Pay。
1、中国大陆：不可申请；境外已发行卡可在受理 Visa 的商户使用，也可按国际卡规则绑定支付宝或微信支付，需完成钱包实名及发卡验证。
2、香港：可以申请，并可作为 Visa 卡在线上线下商户及支持的 ATM 使用；Cardano Card 同时支持 Apple Pay 与 Google Pay。
3、澳门：不可申请 Cardano Card；其他合资格地区已发行的卡可在澳门受理 Visa 的商户使用，并可通过支持的 ATM 提取现金。
4、台湾：可以申请，并可作为 Visa 卡用于线上、线下及 ATM；Cardano Card 同时支持 Apple Pay 与 Google Pay。
开户前需完成身份验证，以下为当前核验要求与限制说明
是否需要 KYC
是
KYC 等级
完整 KYC
居住证明
需要
护照、身份证、驾驶执照、居留许可
自动审核通常约5分钟，人工复核或补充材料会延长处理时间
SumSub
2026/07/28
查看各类支付场景的支持状态及更新时间，便于您快速了解当前可用性。i
兼容性概览
共 12 项场景支持
12项
不支持
0项
数据更新时间
2026/07/28
钱包支付
更新时间 2026/07/28
钱包支付
更新时间 2026/07/28
订阅服务
更新时间 2026/07/28
线下支付
更新时间 2026/07/28
现金服务
更新时间 2026/07/28
AI 工具
更新时间 2026/07/28
AI 工具
更新时间 2026/07/28
AI 工具
更新时间 2026/07/28
线上购物
更新时间 2026/07/28
钱包支付
更新时间 2026/07/28
钱包支付
更新时间 2026/07/28
钱包支付
更新时间 2026/07/28
展示最新 10 条已批准入库、并已匹配当前卡片的评论
I completed the identity verification process and deposited approximately $300 worth of TRX into my Wirex account. My account was later closed/restricted, and since then I have been unable to access my account or withdraw my funds. This situation has now continued for more than two years. I contacted support seeking an explanation and, most importantly, a way to recover or withdraw my money, but I still have no satisfactory resolution. I simply want access to my funds or for Wirex to return them to me. More than two years without a proper solution is unacceptable. I will update this review if Wirex resolves the issue and returns my funds.
后台 AI 中文翻译待生成
Mon expérience avec cette plateforme a été extrêmement décevante et stressante, et je considère important de la partager avec toute personne qui envisage de l’utiliser. Pour être juste, obtenir des bénéfices sur cette plateforme n’a pas été un problème. Au début, tout semblait fonctionner correctement. La plateforme paraissait professionnelle, facile à utiliser et plutôt convaincante. Voir mon solde augmenter m’a donné confiance et m’a fait croire que j’avais pris une bonne décision d’investissement. Cependant, les choses ne se sont pas déroulées comme je l’espérais après mon investissement. Le principal problème a commencé lorsque j’ai essayé de retirer mes fonds. Malgré les bénéfices affichés sur mon compte, aucun retrait réussi ne m’a été autorisé. Chaque tentative échouait, était retardée ou n’était tout simplement pas traitée. Aucune explication claire ne m’était donnée, ce qui a rapidement transformé mon enthousiasme initial en frustration. J’ai essayé de contacter le service client à plusieurs reprises, dans l’espoir de résoudre le problème, mais les réponses que je recevais n’étaient pas utiles. La plupart du temps, elles étaient vagues ou tardives, et je n’ai jamais obtenu d’explication claire concernant la raison pour laquelle mes retraits n’étaient pas traités. Ce manque de transparence a encore aggravé la situation. Avec le temps, cette expérience est devenue émotionnellement épuisante. J’avais l’impression d’être bloqué, sans pouvoir accéder à mon propre argent. Le stress et la déception étaient accablants, et j’ai commencé à regretter d’avoir fait confiance à cette plateforme. Par frustration et désespoir, j’ai décidé de chercher de l’aide en dehors de la plateforme. C’est alors que j’ai découvert 𝑭𝗶rec𝖔𝘂𝕡. Les contacter a été un véritable tournant pour moi. Grâce au soutien que j’ai reçu, les choses ont finalement commencé à s’améliorer. Même si le processus n’a pas été immédiat, il y a eu des progrès constants, ce qui m’a redonné de l’espoir. Finalement, j’ai pu récupérer mes fonds et tout s’est bien terminé. Le soulagement que j’ai ressenti après une expérience aussi stressante est difficile à décrire. Dans l’ensemble, mon expérience avec cette plateforme a été très négative. Même si réaliser des bénéfices peut sembler facile, le véritable problème réside dans l’impossibilité de retirer ses fonds sans subir du stress et des complications inutiles. Je recommande vivement à toute personne qui envisage d’utiliser cette plateforme de faire preuve d’une grande prudence. Ne vous concentrez pas uniquement sur les bénéfices — il est essentiel d’évaluer la fiabilité du processus de retrait, car c’est cela qui compte réellement. Pour moi, cette expérience a été une leçon difficile. Même si j’ai finalement récupéré mon argent, le stress, la frustration et l’incertitude que j’ai vécus n’en valaient absolument pas la peine.
后台 AI 中文翻译待生成
Absolutely awful customer service, constantly closing help chats, issues with my Solana getting stuck and not being sent. Constant errors not being able to withdraw to my bank due to estimating issues apparently with Wirex one. Just no end of issues and zero help. Would not recommend
后台 AI 中文翻译待生成
Attention à cette plate-forme frauduleuse utilisé pour escroquer de l’argent. J’ai été escroqué, ensuite comme par hasard, ils ont fermé mon compte après sans raison.
后台 AI 中文翻译待生成
Hello, We’re sorry to hear that your account got permanently closed. Wirex is a regulated banking institution and is required to monitor all accounts to ensure the safety and security of our customers and the financial system. Consequently, we reserve the right to close a customer's account. We understand that an account closure can be unexpected and sincerely apologize if it caused you any distress. At the same time, we’d like to point out that we always provide information regarding the account closure and the remaining balance, if applicable, in our email communication, just like we did in your case. Due to legislation and legal requirements, we cannot share any additional details or disclose the specific reason for your account closure. Best regards, Your Wirex Team
First of all since Wirex One, randomly some charges come through as Euros - any purchases done at Costco fuel or in store they always auto convert to Euro from £ although I'm charged in £ and take the fee. You buy a product out of Amazon for £, return it to amazon and Wirex takes your refund and converts it Euro's again, if you want to convert it to £ they take the fee again. Second Migration from Legacy App, I have paid Annual fee of £306 for a elite membership highest paid tier possible and had to freeze over £3000 worth of Wirex tokens to gain benifits that I had. Wirex one just wiped the whole logic, Legacy app gave me 8% APR on wirex tokens frozen/locked by the contract as they had to be frozen for 180days so I could get cashback. Wirex One just decided to change it to 5% - that is absolute joke. Also I was told that in Wirex one my tier will be boosted for 3 months since day of migration, but wait, what happens to remainder of membership that I have purchased? By the time 3 months run out I will still have 7 months of the £306 I have paid for? Support is clueless told me to get back to them when 3months will run out. Also it is impossible to get bank statement. Yesterday transferred £1700, £50, £50 to wirex one from Starling. Money is nowhere to be seen. Spoke with Starling and had a confirmation from them that money have been sent and accepted by the bank and everything is as good as it gets, but Wirex support is clueless. CASE: 6379106 There is just too many questions and issues with this platform to trust it.
后台 AI 中文翻译待生成
Hi there, Thank you for taking the time to bring this matter to our attention. We found your ticket #6379106 and our agent has already updated you there regarding the issue. Please accept our apologies for the situation that occurred. Sometimes unexpected technical issues happen despite our best efforts to prevent them, and fixing them takes some time. Our team is actively working to resolve the problem and as soon as there's an update, we will promptly inform you. Hoping for your kind patience and understanding. Best regards, Your Wirex Team
I’ve transferred money from my nationwide to wirex one, the money was faster payments and should have been in the account on Wednesday it still hasn’t arrived in my account and no one is answering for support
后台 AI 中文翻译待生成
INCOMING PAYMENTS HELD / ROBBED. NO HELP AT ALL FROM CUSTOMER SERVICE Two transactions deposits sent to my account are nowhere to be seen despite proof from my bank they have been recieved . Zero Customer support, no time frame. DO NOT USE THEM re
后台 AI 中文翻译待生成
Hi there, Thank you for taking the time to bring this matter to our attention. We found your ticket #6379469 and will send you a reply via email as well. Please accept our apologies for the situation that occurred. Sometimes unexpected technical issues happen despite our best efforts to prevent them, and fixing them takes some time. Our team is actively working to resolve the problem and as soon as there's an update, we will promptly inform you. Hoping for your kind patience and understanding. Best regards, Your Wirex Team
I sent funds into my wirex account from my bank which I have done many times in the past. FPID submitted to Wirex to prove transaction yet it has vanished into thin air and support do not reply on new Wirex one Edit - they say they are helping but still no sign of my funds or any explanation of where they are
后台 AI 中文翻译待生成
Hi there, Thank you for taking the time to bring this matter to our attention. Please accept our apologies for the situation that occurred. Sometimes unexpected technical issues happen despite our best efforts to prevent them, and fixing them takes some time. Our team is actively working to resolve the problem and as soon as there's an update, we will promptly inform you. Hoping for your kind patience and understanding. Best regards, Your Wirex Team
Sick of this shit. Wirex was once good until wirex one came into play. Wtf is that scam sht had money deposited into wirex then apparently it got lost during the migration!!! Just BS AFTER BS. Same sht with customer support someone will get back to you. Same replies no outcome about where my funds are. RIPOFF MFS!! Its been a week already and no update. Stay right away from wirex one aswell. SCAMMERS Still no update!! Ya always seem to be resting no answers NOTHING Ticket number 6376389 Ya cant help cause i havnt replied in 3 days? You cant even reply from 2 weeks ago about my missing solana TF
后台 AI 中文翻译待生成
Hi there, Thank you for taking the time to share your feedback. We're sorry to hear that you had a bad experience with our platform. We sent a request for more details to locate your account, but since you haven’t responded to it within 3 days, we're unable to assist further at this time. If your issue remains unresolved, please create a new review and include your ticket number. You can find the ticket number in an email with the subject "Your request has been received by Wirex Support." If you haven’t created a ticket yet, you can do so here:https://help.wirexapp.com/request/create We’re here to help whenever you’re ready. Best regards, Your Wirex Team
Funds missing after Wirex One migration. Over $200 in PAX Gold disappeared on July 1st. Support chat keeps closing tickets automatically without fixing it. Need urgent help to recover my funds.
后台 AI 中文翻译待生成
Hi there, Thank you for taking the time to share your feedback. We're sorry to hear that you had a bad experience with our platform. We sent a request for more details to locate your account, but since you haven’t responded to it within 3 days, we're unable to assist further at this time. If your issue remains unresolved, please create a new review and include your ticket number. You can find the ticket number in an email with the subject "Your request has been received by Wirex Support." If you haven’t created a ticket yet, you can do so here:https://help.wirexapp.com/request/create We’re here to help whenever you’re ready. Best regards, Your Wirex Team
更新时间：2026/07/13
暂无风险因素
