Public risk model

U Card Risk Ratings

Compare fee transparency, KYC, regional restrictions, payment compatibility and account-control risk for each card.

Publicly rated cards344

Shown on this page0

Last updatedOct 7, 2026

Risk grades support research; they are not recommendations and do not guarantee that any card will work. Counts include only current, published public cards—not drafts, delisted records or historical ratings.

Grade A63 cards

Excellent / lower risk

Strongest public-data tier

Grade B130 cards

Good / moderate-low risk

Second public-data tier

Grade C87 cards

Caution / moderate-high risk

Material limitations require care

Grade D63 cards

Poor / high risk

Highest-risk public-data tier

Unrated1 card

Insufficient data

Not enough data to assign a grade

130 cards in this grade

Sorted by public rating