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JOQR Card

Updated: Aug 27, 2026

JOQR Card is a crypto asset payment card product operated by YouShopper Limited in the UK, integrating a USDT wallet with virtual and physical payment cards in a single app. After completing identity verification, users can receive USDT via the BSC or TRON network and then transfer wallet balances to the card for online shopping, digital subscriptions, and spending at physical merchants. Both the virtual card and physical card are currently officially launched, with the physical card supporting contactless payments, PIN management, and in-app freezing.
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Card network
Mastercard / Visa
Product type
Stablecoin payment card
Card form
Virtual card / Physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
40-49
Supported assets
USDT
Last updated
Aug 27, 2026

Official and company information

Issuer identity and company credentials

JOQR is a crypto payment fintech platform operated by YouShopper Limited in the UK. It mainly offers USDT digital asset wallets, virtual and physical payment cards, card balance top-ups, user-to-user transfers, and on-chain asset withdrawals, as well as crypto card and API card program infrastructure for businesses.
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Company / issuer
JOQR
Legal name
YouShopper Limited
Registered region
United Kingdom (GB)
Headquarters
London, United Kingdom
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

JOQR's current product architecture is centered around USDT. After downloading the app and creating an account, users must complete identity verification using an ID document and a selfie, then generate a USDT deposit address on the BSC or TRON network. Once funds enter the JOQR wallet, they can be transferred to the balance of a virtual card or physical card for spending via the card network. The Virtual Card provides the card number, expiration date, and CVV2, primarily for online shopping and subscriptions. The Physical Card is officially launching in July 2026; it can be applied for directly within the app without a pre-deposit, and is activated and topped up after issuance. It supports PIN, freeze, close, and delivery tracking. JOQR also offers email transfers between users and withdrawals to external crypto wallets.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

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JOQR virtual card
JOQR physical card
Card formVirtual cardPhysical card
Fees
Monthly fee——
Card issuance fee——
ATM fee——
Foreign exchange fee——
Top-up fee——
Failed transaction fee——
Rewards
Cashback——
Crypto cashback——
Staking rewards——
Staking APR——
Welcome bonus——
Referral bonus——
Limits
Daily spending limit——
Monthly spending limit——
ATM withdrawal limit——
Card network
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Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

59
ColombiaCOOmanOMQatarQAHungaryHUFinlandFILithuaniaLTCanadaCAJapanJPSloveniaSIUruguayUYNorwayNOMexicoMXFranceFRPhilippinesPHDenmarkDKIrelandIEEstoniaEELatviaLVBulgariaBGNew ZealandNZThailandTHUnited Arab EmiratesAEAustraliaAUCyprusCYAustriaATPolandPLSwedenSEItalyITBelgiumBEBrazilBRArgentinaARMacaoMOTaiwanTWSpainESMaltaMTMalaysiaMYLuxembourgLUPortugalPTBahrainBHIndiaINRomaniaROSlovakiaSKGreeceGRSingaporeSGUnited StatesUSSouth KoreaKRUnited KingdomGBHong KongHKSaudi ArabiaSAChileCLGermanyDECzechiaCZKuwaitKWNetherlandsNLSwitzerlandCHPeruPEIcelandISCroatiaHRIndonesiaID
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

7
SyriaSYNorth KoreaKPChinaCNIranIRBelarusBYRussiaRUCubaCU
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：不可申请，虽然 JOQR 应用可在中国大陆 App Store 获取，但卡片资格仍由实际发卡项目及 KYC 地区规则决定；境外获批卡可按卡组织规则使用。

2、香港：可提交注册与 KYC，JOQR 应用已覆盖香港地区；获批虚拟或实体卡后，可用于对应 Mastercard/Visa 网络的线上和实体消费。待补充说明

3、澳门：可提交账户及身份审核，JOQR 应用已覆盖澳门地区；通过实际发卡项目资格审核后，可使用虚拟或实体卡完成跨境消费。

4、台湾：可提交注册及 KYC，JOQR 应用已在台湾地区发行；获批后可使用虚拟卡进行线上消费，实体卡可用于兼容的线下商户。

Updated: Aug 27, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Passport / National ID card

Review time / regional limits

Electronic document and selfie review can be completed quickly; abnormal identity documents will be subject to further verification.

KYC provider

Undisclosed

Updated

Aug 27, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported3
Not supported9
UpdatedAug 27, 2026

Wallet payments

Alipay

Not supported

Aug 27, 2026

Wallet payments

Apple Pay

Not supported

Aug 27, 2026

Cash services

ATM withdrawal

Not supported

Aug 27, 2026

AI tools

ChatGPT

Not supported

Aug 27, 2026

AI tools

Claude

Not supported

Aug 27, 2026

Wallet payments

Google Pay

Not supported

Aug 27, 2026

AI tools

Midjourney

Not supported

Aug 27, 2026

In-person payments

Offline POS

Supported

Aug 27, 2026

Online shopping

Online shopping

Supported

Aug 27, 2026

Wallet payments

PayPal

Not supported

Aug 27, 2026

Subscriptions

Subscription payment

Supported

Aug 27, 2026

Wallet payments

WeChat Pay

Not supported

Aug 27, 2026

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Risk factors

Updated: Aug 27, 2026

No risk factors are available