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KKarta Business Corporate Visa logo

Karta Business Corporate Visa

Updated: Sep 15, 2026

The Karta Business Corporate Visa is a stablecoin corporate payment card offered by Karta to registered businesses. Businesses can fund a primary account with USDT or USDC and create virtual Visa cards for employees, projects, departments, advertising accounts, and software subscriptions. Administrators can create budgets, assign cardholders, set spending cycles and amount limits, and freeze or close cards at any time. The product is primarily used for advertising and marketing, cloud services, software licences, corporate subscriptions, and other compliant business expenses.
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Confirmed unavailable on App Store
Card network
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Active
KYC level
Business KYC / KYB
Commercial relationship
No commercial relationship
Risk score
60-69
Supported assets
USDTUSDC
Last updated
Sep 15, 2026

Official and company information

Issuer identity and company credentials

Karta Finance Inc. is a fintech company registered in Delaware, USA, operating the Karta crypto-friendly payment and card platform. It serves individuals, Web3 teams, and digital asset businesses, offering stablecoin top-ups, digital asset management, Visa card spending, corporate expense management, and cross-border payments. Karta itself is not a bank or traditional card issuer; related cards, accounts, and payment capabilities are typically provided by third-party regulated financial institutions or issuing partners. Overall, Karta is more of a fintech service provider in digital asset payment scenarios.
Visit website Application page
Company / issuer
Karta.io
Legal name
Karta Finance Inc.
Registered region
United States (US)
Headquarters
Wilmington, Delaware, USA
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Karta Business combines stablecoin accounts, corporate budgets, and virtual cards into a spending management structure. After depositing USDT or USDC into the account, a business can pay for card transactions from the main account balance. Each card does not hold a separate balance; instead, it is linked to a designated budget and the main account. Administrators can set limits per transaction, day, week, month, year, or the entire validity period, and view the cardholder, transaction status, and recent Hong Kong spending. Corporate accounts currently offer only Corporate virtual cards, with up to 500 active cards available for creation. Cards use different BINs corresponding to USD or EUR accounts, and transactions in currencies other than the account currency are automatically converted. Corporate cards may only be used for genuine business activities and must not be used for personal shopping, initial charge testing, gambling, weapons, money services, adult businesses, or other prohibited industries. The system also monitors the payment decline rate; a transaction decline ratio exceeding the prescribed range may trigger an account investigation.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Karta Business Corporate Visa
Card formVirtual card
Fees
Monthly fee—
Card issuance fee
0.5 USD
Plans include some free cards
ATM fee—
Foreign exchange fee
1%
Charged for transactions not in account currency
Top-up fee
5.9 USD
Only TRC20 top-ups are charged
Failed transaction fee—
Rewards
Cashback
1%
MCC selection limited to Pro users
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit
Unlimited
Subject to budget and self-set limits
Monthly spending limit
Unlimited
Subject to budget and self-set limits
ATM withdrawal limit
0 USD
Only cash withdrawal not supported
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

106
MaldivesMVPanamaPABarbadosBBUzbekistanUZAzerbaijanAZTajikistanTJPeruPEMauritiusMUKuwaitKWGuyanaGYParaguayPYUruguayUYMadagascarMGComorosKMBoliviaBOOmanOMSt. Vincent & GrenadinesVCGuatemalaGTEgyptEGKazakhstanKZGambiaGMEl SalvadorSVCosta RicaCRNamibiaNADominicaDMSloveniaSIKenyaKETogoTGBangladeshBDMarshall IslandsMHFijiFJTrinidad & TobagoTTDominican RepublicDOSouth SudanSSBahrainBHEcuadorECNauruNRSaudi ArabiaSAChileCLPalauPWPapua New GuineaPGSamoaWSLiechtensteinLIMexicoMXBrazilBRKyrgyzstanKGJapanJPCôte d’IvoireCIIndonesiaIDPakistanPKSierra LeoneSLEthiopiaETCape VerdeCVTuvaluTVVietnamVNSolomon IslandsSBBahamasBSNigerNEAngolaAOLesothoLSAntigua & BarbudaAGNepalNPPhilippinesPHEquatorial GuineaGQTurkmenistanTMSeychellesSCMalawiMWDjiboutiDJMongoliaMNRwandaRWAlgeriaDZSão Tomé & PríncipeSTArgentinaARBeninBJBelizeBZSurinameSRGhanaGHTanzaniaTZCameroonCMSingaporeSGZambiaZMSt. Kitts & NevisKNGabonGAKiribatiKISri LankaLKMauritaniaMRSt. LuciaLCGrenadaGDChadTDSenegalSNHondurasHNVatican CityVANorth MacedoniaMKUnited Arab EmiratesAEBotswanaBWBruneiBNBhutanBTColombiaCOTongaTOUnited StatesUSEswatiniSZTunisiaTNZimbabweZWArmeniaAMCambodiaKHTimor-LesteTL
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

86
New ZealandNZLithuaniaLTSomaliaSOBelarusBYMalaysiaMYAlbaniaALDenmarkDKEritreaERLibyaLYCentral African RepublicCFPortugalPTGeorgiaGEWestern SaharaEHGuineaGNIndiaINMoroccoMAIrelandIEMozambiqueMZMaltaMTItalyITAustraliaAUUgandaUGAndorraADChinaCNSwedenSEEstoniaEEMaliMLSudanSDJordanJOSwitzerlandCHSouth AfricaZATürkiyeTRGuinea-BissauGWGermanyDENorwayNOBelgiumBEIcelandISPolandPLSan MarinoSMRussiaRULebanonLBNicaraguaNIGreeceGRThailandTHHaitiHTNigeriaNGIsraelILVenezuelaVEMontenegroMENorth KoreaKPCzechiaCZSyriaSYRomaniaROLiberiaLRFranceFRSlovakiaSKCroatiaHRMoldovaMDUkraineUALaosLAMonacoMCAustriaATBurkina FasoBFNetherlandsNLFinlandFIIranIRAfghanistanAFBosnia & HerzegovinaBASouth KoreaKRLuxembourgLUBulgariaBGVanuatuVUMyanmar (Burma)MMCanadaCACubaCUSpainESCyprusCYBurundiBIYemenYESerbiaRSHungaryHUUnited KingdomGBIraqIQJamaicaJMLatviaLVQatarQA
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States：Can apply，Can use，Eligible U.S. businesses can obtain Karta Business cards after completing company and owner verification, and the U.S. business card program has dedicated issuance terms.

2. United Kingdom：Cannot apply，Can use，UK companies and residents are on Karta Business’s prohibited-jurisdiction list for account opening, but a card legally issued elsewhere can still be used in the UK.

3. Canada：Cannot apply，Can use，Canada is excluded from Karta Business account and card issuance, while an existing eligible card can still be used there for supported Visa transactions.

4. Australia：Cannot apply，Can use，Australia is on Karta Business’s prohibited-jurisdiction list for account opening, but cards issued to eligible users elsewhere can still be used locally.

5. South Africa：Cannot apply，Can use，South Africa is excluded from Karta Business account opening and issuance, while a legally issued card can still be used there for supported payments.

6. New Zealand：Cannot apply，Can use，New Zealand is not currently eligible for Karta Business account opening, but an existing card issued in a supported jurisdiction can still be used locally.

7. Ireland：Cannot apply，Can use，Ireland is on Karta Business’s prohibited-jurisdiction list for account opening, while eligible cardholders issued elsewhere can still use their cards in Ireland.

Updated: Sep 15, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Business KYC / KYBRequirement confirmed

Proof of address

NoNot required

Accepted documents

Certificate of incorporation / Register of shareholders / Passport / National ID card / Driver's license

Review time / regional limits

Fast review can be completed in fifteen minutes; additional document requests or enhanced review take up to ten business days.

KYC provider

Sumsub

Updated

Jul 29, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported7
Not supported5
UpdatedJul 29, 2026

Wallet payments

Alipay

Supported

Jul 29, 2026

Wallet payments

Apple Pay

Not supported

Jul 29, 2026

Cash services

ATM withdrawal

Not supported

Jul 29, 2026

AI tools

ChatGPT

Supported

Jul 29, 2026

AI tools

Claude

Supported

Jul 29, 2026

Wallet payments

Google Pay

Not supported

Jul 29, 2026

AI tools

Midjourney

Supported

Jul 29, 2026

In-person payments

Offline POS

Not supported

Jul 29, 2026

Online shopping

Online shopping

Supported

Jul 29, 2026

Wallet payments

PayPal

Not supported

Jul 29, 2026

Subscriptions

Subscription payment

Supported

Jul 29, 2026

Wallet payments

WeChat Pay

Supported

Jul 29, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Harry Castillotrustpilot★ 1 / 5

Deposit not credited after 48 hours and limited communication

I transferred 280 USDT to my Karta account and the transaction was successfully confirmed on the blockchain. After contacting support, I was first directed through an AI chatbot and then escalated to a human agent. I was informed that their provider was undergoing unscheduled maintenance and that top-ups and transactions were affected. The issue is that my funds remain unavailable, and I have not been provided with a clear resolution timeline. I rely on these funds for payments, and the lack of transparency regarding when the service will be restored has been frustrating. I understand that technical issues can occur, but customers should receive proactive updates, estimated resolution times, and timely access to their funds. I will update this review if the issue is resolved satisfactorily.
Official reply
Hi Harry, We’re really sorry for the experience and for the inconvenience caused. You’re right that the situation is frustrating. One of our providers is currently experiencing technical issues affecting top-ups and transactions in the Business app. We also want to clarify that this issue only affects the “Freelancer” company type — all other Karta services and directions are operating as expected. Our team has already offered you an alternative solution, and you can also withdraw your funds at any time if you prefer not to wait. We understand that clearer communication and more proactive updates are important, and we’re sorry this was not handled as smoothly as it should have been. We truly apologize for the inconvenience and appreciate your patience while the provider works on resolving the issue.
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Frederic Nicolas Desjardinstrustpilot★ 1 / 5

Big red flag

I provided my Canadian passport to verify my identity. During the verification process, the Karta app displayed a message stating that my passport had already been used on another account and, as a result, my identity could not be verified. I have never shared my passport or identification with anyone, nor have I used it to create or verify any other account. Concerned by this message, I contacted customer support to report the issue and request assistance. Unfortunately, I have not received any response. As of today, despite contacting support, I have been unable to obtain an explanation as to why my passport is being flagged as associated with another account or how this issue can be resolved. Given the potential implications for identity security and account access I would like this matter clarified.
Official reply
Hi Frederic, Thank you for sharing your concern. We understand why this message may have felt alarming, especially when it relates to identity verification. We checked your case and can confirm that our support team has already reviewed it and provided the relevant information in the support chat. According to our records, you previously registered with Karta on October 30, 2025 and successfully completed the verification process, , including the required identity and biometric checks. It looks like the recent attempt was made from a different Telegram account, which is why the system detected a duplicate verification. For security and privacy reasons, we cannot share detailed account or verification information publicly here, but we have already reached out to you again via email. We’ll be happy to help you transfer access/verification from your previously verified account to your current Telegram account. We’re sorry for the confusion and are ready to help you resolve this directly.
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Ivan Ponomarevtrustpilot★ 5 / 5

5 month user

I am using this card more than 5 months, and I didn't met any troubles during this months. Fees are high, comparing to other services, hope they will solve it, but you get pretty good product for this money. Just tested cash withdrawals and it also works well. Waiting for physical card)))
Official reply
Thank you for your feedback! We’re glad to hear the card and cash withdrawals are working well for you. And yes — the physical card is coming soon! Thanks for using Karta! 💚
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Mohammed Aleryanitrustpilot★ 5 / 5

So far so good

I have been using it for almost 2 months, Invited a lot of my friends and they have been using it too, I like the fact that you can spend crypto anytime anywhere in the world. I have been in egypt lately, and everything is very smooth and you can pay anywhere, I honestly had some declined payments due to "Suspected Fraud", but I believe this is from Google pay side.
Official reply
Hi Mohammed! Thanks a lot for the 5 review and for recommending Karta to your friends - we really appreciate it 🙌 Glad to hear everything worked smoothly for you. The “Suspected Fraud” declines usually come from Google Pay’s side, you're correct. Thanks for being with us! 💚
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Lazlietrustpilot★ 5 / 5

Amazing app!

Amazing app! I started using the app several months ago and have already invited over a thousand people. No problems so far, and I recommend it to everyone, support team is Available daily and they reply fast Thank you karta
Official reply
Thank you so much for the kind words, Lazlie! and for recommending Karta! 🙌 We really appreciate your trust, support,and your feedback.
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blue stactrustpilot★ 2 / 5

I think that not enough transparent…

I think that not enough transparent information was provided before registration. It seems to be focused only on increasing the number of customer registrations and getting investment. Not to mention the high lower limit and fees. There are already much better alternatives. This platform does not create any added value. I regret doing this as soon as he approves my account or not. There is no "account closure" option. If you register, they own your data forever.
Official reply
Thank you for sharing your feedback — I understand your concerns. Just to clarify: we are not an investment company. You signed up for our B2B product, which is designed for issuing corporate cards and managing company spend. Regarding account deletion: you are right, there is currently no in-app button to close the account from your side. However, we always delete accounts upon customer request. Sometimes the process takes a bit longer on our end, but once the deletion is completed, all your data is removed, and we will notify you immediately via email. Sorry for the inconvenience, and thank you for your patience 💛
View original
Pratik Kambletrustpilot★ 5 / 5

Super smooth process and seamless top…

Super smooth process and seamless top up/purchasing. The card may have some issues on older PoS systems, but works like a charm for 97% of my purchases. Average forex conversion fees comes to usually 2.7% all in all. Highly recommend!
Official reply
Thank you so much for the great review 💛 Glad to hear everything works smoothly for you! Older POS terminals can sometimes cause issues, but overall the card should work fine. If you ever need help — just contact our support inside the app and we will be happy to assist!
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dentrustpilot★ 3 / 5

Verification is pain

Verification is such a pain! I’m a new user and started getting ads from Facebook, so I decided to sign up. But I accidentally registered on the wrong site — I went to app.karta.io instead of personal.karta.io. After verifying everything, I somehow ended up in business mode, which I don’t want. Then, I went to personal.karta.io, which redirected me to a Telegram bot. From there, they asked me to verify again — but this time, I got an error saying my profile is “another profile.” What?? Even with the same phone number, they can’t figure it out? To make things worse, there’s no option to delete my account on app.karta.io, and now I can’t even use personal Karta. The whole process is super confusing. Help!!
Official reply
Hi! Thank you so much for your feedback — it’s really helpful for us 🙏 You’re absolutely right: registering on the business site (app.karta.io) instead of the personal one can create this conflict, and we’re already fixing it. We’ll also update our ads so they lead directly to the Telegram app, not the business site. Please write to us at personalsupport@karta.io — we’ll: - remove the business account that was created by mistake - help you finish your personal registration right away 💛 We’re here to get this sorted for you as fast as possible.
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Bernardtrustpilot★ 5 / 5

Everything is super

Registration was very easy and fast via telegram. Then card creation and approval took minutes. I then transfered usdt an payed with the card and it was seemless. In addition the fees are very good which is 1.5% per card purchase. I loved also that we can deposit using polygon network which has very cheap fees. Very convenient and useful hopefully they will keep providing their good service on the long term.
Official reply
Thank you so much for your kind words! 💛 We’re really happy to hear that your experience with registration, card setup, and payments went smoothly.
View original
Aleks Ttrustpilot★ 4 / 5

Good app KARTA

Good app, I like that i can spend USDT directly with the card, no need P2P.
Official reply
Thanks for your feedback! 💛 Glad you enjoy spending USDT directly — that’s what Karta’s all about! 🚀
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Risk factors

Updated: Jul 29, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Karta Business Corporate Visa require KYC?

Our record lists the Karta Business Corporate Visa verification requirement as: Business KYC / KYB. Document and review details are in the KYC section of this page.

Does Karta Business Corporate Visa support Apple Pay and Google Pay?

Apple Pay: Not supported. Google Pay: Not supported.

Which assets can I top up Karta Business Corporate Visa with?

Our record lists Karta Business Corporate Visa support for: USDT and USDC.

Is Karta Business Corporate Visa a virtual or a physical card?

Karta Business Corporate Visa is offered as: Virtual card.

Where is Karta Business Corporate Visa available?

Our record lists 106 countries or regions as available and 86 as restricted. Country-by-country status is in the regions section of this page.

Who issues Karta Business Corporate Visa?

Karta Business Corporate Visa is operated by Karta.io on the Visa network.