Card database / Visa / Stablecoin payment card
Updated: Aug 1, 2026
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P  Plasma One Lite Free | P  Plasma One Core | P  Plasma One Platinum | |
|---|---|---|---|
| Card form | Virtual card | Virtual card | Virtual card |
| Fees | |||
| Monthly fee | — | — | — |
| Card issuance fee | Free The first card is free. | Free Two included | Free Three included |
| ATM fee | — | — | — |
| Foreign exchange fee | 1% Visa network fees apply additionally. | 0.5% Visa network fees apply additionally. | Free Still settled at Visa rate |
| Top-up fee | 0.5 USD Stablecoins free; fiat by channel, $0.50–$15 | 0.4 USD Stablecoins free; fiat $0.40–$15, by channel | 0.3 USD Stablecoins free; fiat $0.30–$10, by channel |
| Failed transaction fee | — | — | — |
| Rewards | |||
| Cashback | — | 8 USD ChatGPT Go up to $8/month, refunded to USD balance | 20 USD ChatGPT Plus $20/month, Claude Pro $20/month, refunded to USD balance |
| Crypto cashback | 0.1% 2% cashback on the first $500 spent per month, then 0.1% XPL; tiered monthly, paid weekly. | 5% Base up to 3%, AI merchants up to 5% XPL, tiered monthly, not cumulative. | 10% Base up to 4%, AI up to 10%, airlines up to 10% XPL, by category and monthly tier |
| Staking rewards | — | 20,000 Core membership benefit, lock 20,000 XPL for 12 months | 100,000 Platinum membership benefit, lock 100,000 XPL for 12 months |
| Staking APR | — | — | — |
| Welcome bonus | — | — | — |
| Referral bonus | 10 USD $10 for each party; friend must spend $100 within 14 days. | 10 USD $10 each, friend spends $100 within 14 days | 10 USD $10 each, friend spends $100 within 14 days |
| Limits | |||
| Daily spending limit | — | — | — |
| Monthly spending limit | — | — | — |
| ATM withdrawal limit | — | — | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Application status based on public sources, official policy, and user reports. This is not application advice.
Applications or normal card activation are supported
Applications or features are unavailable or restricted
Evidence is insufficient
No records
The source text is retained below.
1、中国大陆：中国大陆居民及大陆证件不可直接申请；在支持国家居住并提交地址证明者可复核。已持卡用户可在 Visa 受理商户及符合条件的微信、支付宝场景使用。
2、香港：受邀用户可按居住地完成完整 KYC 后申请；获卡后可在 Visa 受理商户使用，并可按本地平台规则绑定 Apple Pay、Google Pay 或第三方钱包。
3、澳门：受邀且通过居住地和身份审核的用户可申请；获卡后可在本地及境外 Visa 商户使用，移动钱包兼容性取决于钱包平台的地区规则。
4、台湾：受邀且通过完整 KYC 的用户可按居住地申请；获卡后可用于 Visa 线上及线下消费，数字钱包绑定须符合当地平台和卡片验证规则。
Updated: Aug 1, 2026
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredAug 1, 2026
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
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Aug 1, 2026
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Updated: Aug 1, 2026
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