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Pulsar Card

Updated: Aug 17, 2026

Pulsar Card is a stablecoin payment card offered by Pulsar Money and is currently available as a virtual Visa card. Users can fund USD or EUR balances with USDT, USDC or EURC through supported methods and use them directly for international online shopping, subscriptions, travel and mobile wallet spending. Wirex BaaS provides the card issuance and account infrastructure, and the card supports Apple Pay and Google Pay. The product is currently in early access, with access being introduced gradually for users who meet regional and identity verification requirements.
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Confirmed unavailable on App Store
Card network
Visa
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Invite only
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
USDT / USDC
Last updated
Aug 17, 2026

Official and company information

Issuer identity and company credentials

Pulsar Money is a Romanian stablecoin fintech platform planning to offer USD and EUR accounts, stablecoin top-ups, fiat and digital asset exchange, cross-border transfers, DeFi yield, and virtual payment cards, as well as on-chain payments, POS, white-label event portals, and user incentive infrastructure for businesses. Pulsar Money S.R.L. is primarily responsible for the application, product, and technology platform, while banking accounts, deposit protection, card issuance, and other regulated financial services are provided by partner institutions that have not yet been fully disclosed.
Visit website Application page
Company / issuer
Pulsar Money / Pulsar
Legal name
PULSAR MONEY S.R.L.,
Registered region
Romania (RO)
Headquarters
Original罗马尼亚锡比乌
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Pulsar Money combines stablecoin accounts, USD/EUR fiat balances, bank account information, cross-currency conversion, and Visa cards in one app. Users can top up USD balances with USDT or USDC at 1:1, while EURC is credited to EUR balances at 1:1. Pulsar does not charge fees for supported stablecoin top-ups and sponsors fees on certain supported networks. When paying by card, merchants receive an ordinary fiat card transaction rather than crypto assets directly. Pulsar works with Wirex BaaS to provide co-branded cards, accounts, deposits and withdrawals, and instant push-to-card infrastructure. It is also connecting its products to Circle's Arc network and plans to further expand stablecoin, yield, and AI payment features.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Pulsar Card
Card formVirtual card
Fees
Monthly fee
Free
No monthly fee for standard personal accounts
Card issuance fee
Free
No card issuance fee
ATM fee
2%
First $200 per month free, 2% beyond that
Foreign exchange fee
1%
Free for same-currency USD/EUR, 0%–1% for other currencies
Top-up fee
Free
1:1 top-up with stablecoins supported
Failed transaction fee
Free
Pulsar charges no decline fee
Rewards
Cashback—
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus
0.25%
Based on qualifying referral volume
Limits
Daily spending limit—
Monthly spending limit—
ATM withdrawal limit
200 USD + 2%
First $200 per month free, 2% beyond that
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

76
SwedenSECyprusCYJapanJPSpainESSlovakiaSKDenmarkDKTürkiyeTRJerseyJEFinlandFISloveniaSIMaltaMTThailandTHMacaoMORomaniaRONorwayNOTaiwanTWEstoniaEEOmanOMBahrainBHGermanyDEBelgiumBEPeruPENetherlandsNLLuxembourgLUPanamaPAIrelandIEUnited StatesUSAndorraADKenyaKEUgandaUGSaudi ArabiaSAVietnamVNBulgariaBGGreeceGRHong KongHKSouth AfricaZAGeorgiaGEUnited KingdomGBCroatiaHRIcelandISPortugalPTEcuadorECItalyITPolandPLIsraelILMoldovaMDLithuaniaLTHungaryHUMalaysiaMYColombiaCOSwitzerlandCHUkraineUAGibraltarGIUnited Arab EmiratesAEBrazilBRNigeriaNGCzechiaCZAustriaATGhanaGHSouth KoreaKRIsle of ManIMChileCLIndonesiaIDFranceFRUzbekistanUZGuernseyGGKazakhstanKZMexicoMXLatviaLVAustraliaAUAzerbaijanAZMontenegroMEArgentinaARPhilippinesPHEl SalvadorSVMonacoMC
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

6
CubaCUSyriaSYMyanmar (Burma)MMChinaCNNorth KoreaKPIranIR
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：中国大陆当前不在 Pulsar Card 官方开放地区名单内，不能按现行流程申请；境外发行的有效 Visa 卡可在中国大陆部分 Visa 商户及支持国际卡的支付宝、微信支付场景使用。

2、香港：中国香港列入 Pulsar Card 当前支持地区，完成 KYC 并获得 early access 后可申请；获批 Visa 卡可用于线上消费及 Apple Pay、Google Pay 等支持渠道。

3、澳门：中国澳门列入 Pulsar Card 当前支持地区，完成身份验证并取得 early access 后可申请；卡片可在接受 Visa 的国际线上和线下支付场景使用。

4、台湾：中国台湾列入 Pulsar Card 当前支持地区，完成身份验证及 early access 开通后可申请；获批虚拟 Visa 卡可用于国际网购、订阅和移动钱包消费。

Updated: Aug 17, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Passport / National ID card

Review time / regional limits

Standard verification is processed automatically by a third party; anomalous documents or enhanced due diligence extend to manual review.

KYC provider

Not disclosed

Updated

Aug 17, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedAug 17, 2026

Wallet payments

Alipay

Supported

Aug 17, 2026

Wallet payments

Apple Pay

Supported

Aug 17, 2026

Cash services

ATM withdrawal

Supported

Aug 17, 2026

AI tools

ChatGPT

Supported

Aug 17, 2026

AI tools

Claude

Supported

Aug 17, 2026

Wallet payments

Google Pay

Supported

Aug 17, 2026

AI tools

Midjourney

Supported

Aug 17, 2026

In-person payments

Offline POS

Supported

Aug 17, 2026

Online shopping

Online shopping

Supported

Aug 17, 2026

Wallet payments

PayPal

Supported

Aug 17, 2026

Subscriptions

Subscription payment

Supported

Aug 17, 2026

Wallet payments

WeChat Pay

Supported

Aug 17, 2026

User reviews

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No approved reviews

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Risk factors

Updated: Aug 17, 2026

No risk factors are available