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RedotPay Card

Updated: Sep 11, 2026

The RedotPay Card is a stablecoin and crypto asset payment card offered by RedotPay. Users can deposit supported digital assets into their account, which are converted by the system at the time of spending and settled through the Visa network. The product offers a Virtual Card, a Physical Card, and a Solana Card for the Solana ecosystem, usable for online shopping, subscriptions, mobile wallet payments, in-store purchases, and ATM withdrawals. It is primarily aimed at users who need to use digital assets for everyday cross-border payments.
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Card network
Product type
Stablecoin payment card
Card form
Virtual card / Physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
80-89
Supported assets
USDTUSDCBTCETHBNBSOLXRPTRXLTCBCHUSDEUR
Last updated
Sep 11, 2026

Official and company information

Issuer identity and company credentials

RedotPay is a leading global crypto and stablecoin payment fintech company headquartered in Hong Kong. Founded in April 2023 by Michael Gao and Jonathan Chan, the core team brings together technology and compliance experts from traditional banks such as HSBC and DBS, as well as leading internet and blockchain companies. As an advocate for Web3 financial inclusion, RedotPay aims to bridge the gap between traditional finance and digital assets. Its core business revolves around a crypto wallet and Visa co-branded card, allowing users to top up assets such as USDT, USDC, and BTC into the app and then use a secure stablecoin channel for instant card payments globally, cross-border settlements, or ATM withdrawals.
Visit website Application page
Company / issuer
RedotPay
Legal name
RedotPay
Registered region
Hong Kong (HK)
Headquarters
Hong Kong
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

RedotPay operates by assigning card programs based on the user's country of residence, including a Hong Kong Visa program and a Singapore Visa program. The Hong Kong program settles card transactions by freezing and converting digital assets or virtual account balances in the account; the Singapore program defines the RedotPay Card as a Visa debit card that can be linked to a custodial wallet or smart contract vault. After completing KYC, users can choose a virtual card, physical card, or Solana Card, and spend supported assets such as USDT, USDC, BTC, ETH, and SOL. Starting January 21, 2026, newly issued cards will be settled in USD; old cards may still retain HKD settlement. Specific spending limits are displayed in the app by the system based on the user and card program.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

2026-09 · Project-wide data

Team-reported

Spend (USD)

$403,201,124.52

-0.09% vs previous month

Transactions

6,692,811

+2.14% vs previous month

Last six complete calendar months

Spend (USD)
Monthly details
PeriodSpend (USD)Transactions
2026-04$315,704,382.715,389,760
2026-05$339,656,145.435,620,028
2026-06$356,937,815.555,721,227
2026-07$395,132,530.726,205,072
2026-08$403,579,821.846,552,524
2026-09$403,201,124.526,692,811

Data source: Paymentscan ↗

Period: 2026-04 — 2026-09Last synchronized:

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

RedotPay Virtual Card
RedotPay Physical Card
RedotPay Solana Card
Card formVirtual cardPhysical cardVirtual card
Fees
Monthly fee
Free
No management or annual fee.
Free
No management or annual fee.
Free
No management or annual fee.
Card issuance fee
10 USD
Waived with a Pro monthly membership.
100 USD
Waived with a Pro annual membership.
10 USD
One-time application fee.
ATM fee—
2%
3% above $10,000 per month.
—
Foreign exchange fee
1.2%
Charged for non-USD transactions.
1.2%
Charged for non-USD transactions.
1.2%
Charged for non-USD transactions.
Top-up fee———
Failed transaction fee———
Rewards
Cashback
18 USD + 3%
Only for Pro wallet spending, up to 18 USDs per month.
3%
Up to 18 USDs per month, only for Pro wallet spending.
18 USD + 3%
Only for Pro wallet spending, up to 18 USDs per month.
Crypto cashback———
Staking rewards———
Staking APR———
Welcome bonus
5 USD
For spending only within 30 days.
5 USD
For spending only within 30 days.
5 USD
For spending only within 30 days.
Referral bonus———
Limits
Daily spending limit———
Monthly spending limit———
ATM withdrawal limit———
Card network
Drag horizontally to view other cards

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

152
PolandPLKuwaitKWBulgariaBGTimor-LesteTLComorosKMCyprusCYUnited KingdomGBMaldivesMVUgandaUGNepalNPLithuaniaLTAngolaAOArmeniaAMLuxembourgLUNauruNRMexicoMXJapanJPSri LankaLKBoliviaBOAustriaATBrazilBREswatiniSZQatarQANigeriaNGMozambiqueMZSan MarinoSMNew ZealandNZLatviaLVAndorraADMadagascarMGTunisiaTNAntigua & BarbudaAGRomaniaROKyrgyzstanKGDenmarkDKFinlandFIUruguayUYIcelandISGeorgiaGEPalauPWSierra LeoneSLZambiaZMGambiaGMBotswanaBWBahrainBHSpainESChileCLEcuadorECDominican RepublicDOGuatemalaGTBelizeBZSt. Vincent & GrenadinesVCFijiFJJordanJOLiechtensteinLIParaguayPYSolomon IslandsSBBeninBJTürkiyeTRKiribatiKIArgentinaARVanuatuVUTuvaluTVIndiaINMacaoMOGabonGAEquatorial GuineaGQVietnamVNMoldovaMDOmanOMCanadaCAGreeceGRHong KongHKGermanyDENigerNEAustraliaAUCôte d’IvoireCISenegalSNTajikistanTJHondurasHNRwandaRWMalaysiaMYMongoliaMNMauritaniaMRLaosLAPanamaPADominicaDMGrenadaGDBhutanBTMonacoMCSurinameSRTaiwanTWMoroccoMAPhilippinesPHTurkmenistanTMMauritiusMUSouth AfricaZAPeruPEIndonesiaIDSwitzerlandCHBangladeshBDNetherlandsNLColombiaCOTogoTGGhanaGHNamibiaNAKazakhstanKZCosta RicaCRCzechiaCZMaltaMTThailandTHKenyaKEBarbadosBBGuineaGNMalawiMWLesothoLSBahamasBSSt. LuciaLCEl SalvadorSVHungaryHUVatican CityVAUzbekistanUZDjiboutiDJJamaicaJMCambodiaKHEgyptEGChadTDGuyanaGYIrelandIESwedenSEFranceFRItalyITIsraelILNorwayNOCape VerdeCVCameroonCMBelgiumBEPapua New GuineaPGSt. Kitts & NevisKNSeychellesSCAzerbaijanAZMarshall IslandsMHSamoaWSEstoniaEETongaTOBruneiBNSão Tomé & PríncipeSTAlgeriaDZTrinidad & TobagoTTPakistanPKSaudi ArabiaSAPortugalPT
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

42
MaliMLEritreaERSerbiaRSYemenYESouth KoreaKRLibyaLYUkraineUAMontenegroMEZimbabweZWMyanmar (Burma)MMSloveniaSISyriaSYSudanSDBurkina FasoBFEthiopiaETTanzaniaTZChinaCNBelarusBYCubaCUCroatiaHRBouvet IslandBVNorth MacedoniaMKAfghanistanAFLiberiaLRCongo - KinshasaCDGuinea-BissauGWUnited StatesUSBurundiBISouth SudanSSVenezuelaVENicaraguaNIRussiaRUHaitiHTSomaliaSOIraqIQBosnia & HerzegovinaBASingaporeSGLebanonLBAlbaniaALNorth KoreaKPCentral African RepublicCFIranIR
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States：Cannot apply，Cannot use，U.S. residents cannot obtain a RedotPay card, and RedotPay blocks service and app access while users are located in the United States.

2. United Kingdom：Can apply，Can use，Applicants must be at least 18 and complete identity and residential-address verification before obtaining a virtual or physical card.

3. Canada：Can apply，Can use，Applicants must be at least 18 and complete identity and residential-address verification before obtaining a virtual or physical card.

4. Australia：Can apply，Can use，Applicants must be at least 18 and complete identity and residential-address verification before obtaining a virtual or physical card.

5. South Africa：Can apply，Can use，Applicants must be at least 18 and complete identity and residential-address verification before obtaining a virtual or physical card.

6. New Zealand：Can apply，Can use，Applicants must be at least 18 and complete identity and residential-address verification before obtaining a virtual or physical card.

7. Ireland：Can apply，Can use，Applicants must be at least 18 and complete identity and residential-address verification before obtaining a virtual or physical card.

Updated: Sep 11, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

International passport, national ID card, driver's license

Review time / regional limits

Automatic verification usually completes within minutes; additional documents such as source of funds require manual review.

KYC provider

Sumsub

Updated

Jul 28, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported11
Not supported1
UpdatedJul 28, 2026

Wallet payments

Alipay

Supported

Jul 28, 2026

Wallet payments

Apple Pay

Supported

Jul 28, 2026

Cash services

ATM withdrawal

Supported

Jul 28, 2026

AI tools

ChatGPT

Not supported

Jul 28, 2026

AI tools

Claude

Supported

Jul 28, 2026

Wallet payments

Google Pay

Supported

Jul 28, 2026

AI tools

Midjourney

Supported

Jul 28, 2026

In-person payments

Offline POS

Supported

Jul 28, 2026

Online shopping

Online shopping

Supported

Jul 28, 2026

Wallet payments

PayPal

Supported

Jul 28, 2026

Subscriptions

Subscription payment

Supported

Jul 28, 2026

Wallet payments

WeChat Pay

Supported

Jul 28, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Andreina Barrantesgoogle_play★ 5 / 5

RedotPay: Crypto Card & Pay Google Play review - 5 star

asome
Official reply
Hi Andreina Barrantes, thanks so much for the positive rating! We’re thrilled to have you as part of our community and happy to hear you’re enjoying the experience. If there’s ever anything we can do to make RedotPay even better for you, just let us know.
View original
Md Aslamgoogle_play★ 5 / 5

RedotPay: Crypto Card & Pay Google Play review - 5 star

wow
Official reply
Hi Md Aslam, thanks so much for the positive rating! We’re thrilled to have you as part of our community and happy to hear you’re enjoying the experience. If there’s ever anything we can do to make RedotPay even better for you, just let us know.
View original
Leonard Chuagoogle_play★ 5 / 5

RedotPay: Crypto Card & Pay Google Play review - 5 star

Optimized for both user-friendliness and high-speed performance.
Official reply
Hi Leonard Chua, thanks so much for the positive rating! We’re thrilled to have you as part of our community and happy to hear you’re enjoying the experience. If there’s ever anything we can do to make RedotPay even better for you, just let us know.
View original
MD Tokon Shaikhgoogle_play★ 5 / 5

RedotPay: Crypto Card & Pay Google Play review - 5 star

Great services
Official reply
Hi MD Tokon Shaikh, thanks so much for the positive rating! We’re thrilled to have you as part of our community and happy to hear you’re enjoying the experience. If there’s ever anything we can do to make RedotPay even better for you, just let us know.
View original
Ryan Seenathgoogle_play★ 5 / 5

RedotPay: Crypto Card & Pay Google Play review - 5 star

Thank You Redotpay 😊 🙏🏽 💓
Official reply
Hi Ryan Seenath, thanks so much for the positive rating! We’re thrilled to have you as part of our community and happy to hear you’re enjoying the experience. If there’s ever anything we can do to make RedotPay even better for you, just let us know.
View original
ali aligoogle_play★ 5 / 5

RedotPay: Crypto Card & Pay Google Play review - 5 star

very good
Official reply
Hi ali ali, thanks so much for the positive rating! We’re thrilled to have you as part of our community and happy to hear you’re enjoying the experience. If there’s ever anything we can do to make RedotPay even better for you, just let us know.
View original
MOUgoogle_play★ 5 / 5

RedotPay: Crypto Card & Pay Google Play review - 5 star

Good
Official reply
Hi MOU, thanks so much for the positive rating! We’re thrilled to have you as part of our community and happy to hear you’re enjoying the experience. If there’s ever anything we can do to make RedotPay even better for you, just let us know.
View original
GMgoogle_play★ 2 / 5

RedotPay: Crypto Card & Pay Google Play review - 2 star

The app is good, but there's a problem I've faced, I was trying to make payments online with the Visa card for a service on Claude, and was being denied
Official reply
Hi GM, thanks so much for the positive rating! We’re thrilled to have you as part of our community and happy to hear you’re enjoying the experience. If there’s ever anything we can do to make RedotPay even better for you, just let us know.
View original
MR RAYHANgoogle_play★ 5 / 5

RedotPay: Crypto Card & Pay Google Play review - 5 star

nice
Official reply
Hi MR RAYHAN, thanks so much for the positive rating! We’re thrilled to have you as part of our community and happy to hear you’re enjoying the experience. If there’s ever anything we can do to make RedotPay even better for you, just let us know.
View original
Sk sheraj Boss999google_play★ 5 / 5

RedotPay: Crypto Card & Pay Google Play review - 5 star

Nice app
Official reply
Hi Sk sheraj Boss999, thanks so much for the positive rating! We’re thrilled to have you as part of our community and happy to hear you’re enjoying the experience. If there’s ever anything we can do to make RedotPay even better for you, just let us know.
View original

Risk factors

Updated: Jul 8, 2026

No risk factors are available

Compare RedotPay Card

Frequently asked questions

Answers drawn from the published record on this page.

Does RedotPay Card require KYC?

Our record lists the RedotPay Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does RedotPay Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up RedotPay Card with?

Our record lists RedotPay Card support for: USDT, USDC, BTC, ETH, BNB, SOL, XRP, and TRX (12 in total).

Is RedotPay Card a virtual or a physical card?

RedotPay Card is offered as: Virtual card and Physical card.

Where is RedotPay Card available?

Our record lists 152 countries or regions as available and 42 as restricted. Country-by-country status is in the regions section of this page.

Who issues RedotPay Card?

RedotPay Card is operated by RedotPay on the Visa network.