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Tonhub Card

Updated: Aug 26, 2026

Tonhub Card is a virtual Visa debit card linked to the non-custodial Tonhub TON wallet and connects the user's wallet to the traditional Visa network through Holders' on-chain payment infrastructure. Eligible EU residents can create a virtual card after completing KYC and use assets such as TON and USDT for everyday spending. Top-ups to the USDC card account are also currently supported. The card supports online shopping, physical POS terminals, Apple Pay and Google Pay, while users retain on-chain control of their spending funds.
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Card network
Visa
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
80-89
Supported assets
USDT / USDC
Last updated
Aug 26, 2026

Official and company information

Issuer identity and company credentials

Tonhub is a non-custodial crypto wallet and payment platform under Whales Corp, primarily serving the TON blockchain ecosystem. Users can manage, send, receive, and stake digital assets such as TON and USDT, and connect to decentralized applications in the TON ecosystem. Tonhub emphasizes user control of private keys, while combining crypto wallet with real-world payment scenarios and offering services such as Tonhub Card.
Visit website Application page
Company / issuer
Tonhub
Legal name
Tonhub
Registered region
Switzerland (CH)
Headquarters
Zug, Switzerland
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Tonhub is a non-custodial TON wallet developed by Whales Corp, with users retaining their own recovery seed phrases and wallet private keys. Tonhub Card builds an on-chain Spending Account on this foundation: after completing identity verification, users create a virtual Visa card, and Holders connect on-chain assets to bank card payments through smart contracts, with crypto assets deducted and fiat settlement completed when a transaction succeeds. TON and USDT can be converted instantly during payment, while USDC can be added to the card account through the Solana network. The card is currently available only to EU residents aged 18 or above and supports online payments, POS, Apple Pay, and Google Pay, with a combined monthly spending limit of EUR 50,000.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Tonhub Visa virtual debit card
Card formVirtual card
Fees
Monthly fee
Free
No fixed monthly maintenance fee
Card issuance fee
Free
Free issuance
ATM fee—
Foreign exchange fee—
Top-up fee
Free
No fee for card account top-up
Failed transaction fee—
Rewards
Cashback—
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit—
Monthly spending limit
50,000 EUR
Combined limit for all transactions
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

27
IrelandIEMaltaMTSloveniaSICyprusCYSpainESSwedenSEFranceFRLatviaLVSlovakiaSKHungaryHUAustriaATBelgiumBEFinlandFIRomaniaROBulgariaBGPolandPLNetherlandsNLCroatiaHRDenmarkDKCzechiaCZItalyITGreeceGRLithuaniaLTEstoniaEELuxembourgLUPortugalPTGermanyDE
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

16
SingaporeSGSwitzerlandCHChinaCNUnited KingdomGBNorwayNONew ZealandNZAustraliaAUJapanJPLiechtensteinLIMacaoMOCanadaCAHong KongHKSouth KoreaKRIcelandISUnited StatesUSTaiwanTW
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：不可按中国大陆居民身份申请 Tonhub Card；欧盟合资格居民已取得的 Visa 卡可在支持境外 Visa 的中国大陆商户使用。

2、香港：香港居民不属于当前欧盟居民发卡资格范围，不能直接申请；欧盟合资格用户取得的 Tonhub Visa 可在香港 Visa 商户消费。

3、澳门：澳门居民当前不可按标准流程申请 Tonhub Card；已在欧盟合资格地区取得的卡片可按 Visa 网络受理规则在澳门消费。

4、台湾：台湾居民不属于当前 Tonhub Card 欧盟居民发卡范围；已持有合资格 Visa 卡的用户可在台湾 Visa 受理商户使用。

Updated: Aug 18, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

UnconfirmedPending

Accepted documents

Passport

Review time / regional limits

Automated identity verification is usually fast; after manual review, it takes up to about 24 hours.

KYC provider

Sumsub

Updated

Aug 18, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported5
Not supported7
UpdatedAug 18, 2026

Wallet payments

Alipay

Not supported

Aug 18, 2026

Wallet payments

Apple Pay

Supported

Aug 18, 2026

Cash services

ATM withdrawal

Not supported

Aug 18, 2026

AI tools

ChatGPT

Not supported

Aug 18, 2026

AI tools

Claude

Not supported

Aug 18, 2026

Wallet payments

Google Pay

Supported

Aug 18, 2026

AI tools

Midjourney

Not supported

Aug 18, 2026

In-person payments

Offline POS

Supported

Aug 18, 2026

Online shopping

Online shopping

Supported

Aug 18, 2026

Wallet payments

PayPal

Not supported

Aug 18, 2026

Subscriptions

Subscription payment

Supported

Aug 18, 2026

Wallet payments

WeChat Pay

Not supported

Aug 18, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
nadeem nasirgoogle_play★ 1 / 5

Tonhub: Crypto Wallet & Card Google Play review - 1 star

its scamming app I transfer 69$ now almost 12h still i don't now where is my amount
View original
Naing Oogoogle_play★ 5 / 5

Tonhub: Crypto Wallet & Card Google Play review - 5 star

Very good.
View original
Gavin Y-Wgoogle_play★ 1 / 5

Tonhub: Crypto Wallet & Card Google Play review - 1 star

OK I found out nzd not supported. Not useful. Uninstalling
View original
Auvrang akobirovgoogle_play★ 5 / 5

Tonhub: Crypto Wallet & Card Google Play review - 5 star

good wallet
View original
Nazir Kasim Gatawagoogle_play★ 5 / 5

Tonhub: Crypto Wallet & Card Google Play review - 5 star

🥰🥰🥰
View original
ARSHIYA 2098google_play★ 1 / 5

Tonhub: Crypto Wallet & Card Google Play review - 1 star

scammer
View original
Cabdiraxman Qolaygoogle_play★ 5 / 5

Tonhub: Crypto Wallet & Card Google Play review - 5 star

ilove it
View original
Oneview2 Elemegoogle_play★ 5 / 5

Tonhub: Crypto Wallet & Card Google Play review - 5 star

Cool
View original
Ikenna Egwimgoogle_play★ 5 / 5

Tonhub: Crypto Wallet & Card Google Play review - 5 star

good app
View original
Chukwujekwu Tracygoogle_play★ 5 / 5

Tonhub: Crypto Wallet & Card Google Play review - 5 star

I have not tried it I just see it in telegram
View original

Risk factors

Updated: Aug 18, 2026

No risk factors are available