UCard Radar

Card database / Mastercard / Visa / Stablecoin payment card

TToonPay Card logo

ToonPay Card

Updated: Sep 29, 2026

The ToonPay Card is a stablecoin spending card operated by Toonpay Technologies Limited, combining USDT and USDC wallets, virtual and physical payment cards, and a crypto rewards system. After completing identity verification and activating the card, users can top up their accounts with stablecoins and make online purchases, digital subscriptions, mobile wallet payments, and in-store merchant transactions via international card network. The product features a multi-tier membership system including Starter, Copper, Bronze, Silver, Gold, and Diamond, offering cashback rewards in the form of $TOON for spending.
Submit usage feedback
Card network
Product type
Stablecoin payment card
Card form
Virtual + physical card
Operating status
Active
KYC level
Light KYC
Commercial relationship
No commercial relationship
Risk score
50-59
Supported assets
USDTUSDC
Last updated
Sep 29, 2026

Official and company information

Issuer identity and company credentials

ToonPay is a crypto payment fintech platform operated by Hong Kong-based Toonpay Technologies Limited. It primarily provides digital asset wallets for USDC, USDT, and other assets, virtual and physical payment cards, crypto asset spending, payment settlement, as well as cashback and membership rewards services. Toonpay Technologies Limited is primarily responsible for platform technology, brand operations, and project management, and explicitly states that it is not a bank and does not directly hold customer funds. Bank card issuance, asset custody, and certain regulated payment processing services are provided by third-party licensed partners.
Company / issuer
ToonPay
Legal name
TOONPAY TECHNOLOGIES LIMITED
Registered region
Hong Kong (HK)
Headquarters
Hong Kong, China
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

ToonPay Card is part of the ToonPay crypto payment platform, whose account system integrates a custodial wallet, cards, and payment services. After registering with ToonPay, users can deposit crypto assets into the platform wallet and then apply for a virtual or physical card within the app. Its Terms explicitly state that virtual assets deposited on the platform are held through partner custody arrangements, while regulated services such as card issuance, custody, and payment processing may be provided by third-party partners. It is therefore not a card product that connects directly to a user’s self-custody wallet. The official website, Web App, and mobile application currently continue to provide registration, funding, and card-opening access, and the product structure is closer to a “custodial crypto wallet + card account + partner-based payment settlement” model.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

ToonPay Starter
ToonPay Copper
ToonPay Bronze
ToonPay Silver
ToonPay Gold
ToonPay Diamond
Card formVirtual + physical cardVirtual + physical cardVirtual + physical cardVirtual + physical cardVirtual + physical cardVirtual + physical card
Fees
Monthly fee——————
Card issuance fee
Free
Free; $80. KYC costs an additional $12.
197 USD
Current limited-time Copper promotional price
————
ATM fee——————
Foreign exchange fee
2%
International foreign exchange transaction fee.
—————
Top-up fee
Free
Current top-up fee is 0.
—————
Failed transaction fee——————
Rewards
Cashback——————
Crypto cashback
1%
Cashback is paid in $TOON and automatically enters staking.
10%
Cashback automatically staked
15%
Cashback in $TOON, one of the highest cashback tiers currently
———
Staking rewards——————
Staking APR——————
Welcome bonus——————
Referral bonus——————
Limits
Daily spending limit——————
Monthly spending limit——————
ATM withdrawal limit——————
Card network
Drag horizontally to view other cards

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

46
NetherlandsNLMexicoMXNigeriaNGDenmarkDKMacaoMOIndonesiaIDSloveniaSINew ZealandNZItalyITUnited KingdomGBHungaryHUCzechiaCZPhilippinesPHTürkiyeTRSingaporeSGMaltaMTSpainESCanadaCAJapanJPPortugalPTTaiwanTWSwedenSEColombiaCOArgentinaARRomaniaROSouth KoreaKRBrazilBRSlovakiaSKAustraliaAUBelgiumBEGermanyDEGreeceGRMalaysiaMYIndiaINCyprusCYIrelandIEFinlandFISwitzerlandCHPolandPLChileCLHong KongHKFranceFRUnited StatesUSThailandTHCroatiaHRAustriaAT
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

6
North KoreaKPIranIRCubaCUMyanmar (Burma)MMUnited Arab EmiratesAESyriaSY
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States:Can apply,Can use,U.S. residents can join ToonPay’s international card program after completing the required KYC and sanctions screening.
2. United Kingdom:Can apply,Can use,UK residents are covered by ToonPay’s international rollout and can obtain the card after completing the required identity verification.
3. Canada:Can apply,Can use,Canadian residents can apply through ToonPay’s international card program after completing KYC and the applicable compliance checks.
4. Australia:Can apply,Can use,Australian residents can obtain the card through ToonPay’s global onboarding after completing the required identity verification.
5. South Africa:Can apply,Can use,South African residents can apply under ToonPay’s international program, with additional compliance checks possible where jurisdictional risk controls require them.
6. New Zealand:Can apply,Can use,New Zealand residents can join ToonPay’s international card program and obtain the card after completing the required KYC.
7. Ireland:Can apply,Can use,Irish residents are within ToonPay’s international card rollout and can obtain the card after completing identity verification.

Updated: Sep 12, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Light KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Passport

Review time / regional limits

Standard electronic verification takes a few minutes; high-risk or abnormal data will be subject to manual review

KYC provider

Undisclosed

Updated

Aug 26, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported7
Not supported5
UpdatedAug 26, 2026

Wallet payments

Alipay

Not supported

Aug 26, 2026

Wallet payments

Apple Pay

Supported

Aug 26, 2026

Cash services

ATM withdrawal

Supported

Aug 26, 2026

AI tools

ChatGPT

Supported

Aug 26, 2026

AI tools

Claude

Not supported

Aug 26, 2026

Wallet payments

Google Pay

Supported

Aug 26, 2026

AI tools

Midjourney

Not supported

Aug 26, 2026

In-person payments

Offline POS

Supported

Aug 26, 2026

Online shopping

Online shopping

Supported

Aug 26, 2026

Wallet payments

PayPal

Not supported

Aug 26, 2026

Subscriptions

Subscription payment

Supported

Aug 26, 2026

Wallet payments

WeChat Pay

Not supported

Aug 26, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 0 approved reviews matched to this card

Newest first
No approved reviews

Approved source content will appear after it is matched to this card.

Risk factors

Updated: Aug 26, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does ToonPay Card require KYC?

Our record lists the ToonPay Card verification requirement as: Light KYC. Document and review details are in the KYC section of this page.

Does ToonPay Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up ToonPay Card with?

Our record lists ToonPay Card support for: USDT and USDC.

Is ToonPay Card a virtual or a physical card?

ToonPay Card is offered as: Virtual + physical card.

Where is ToonPay Card available?

Our record lists 46 countries or regions as available and 6 as restricted. Country-by-country status is in the regions section of this page.

Who issues ToonPay Card?

ToonPay Card is operated by ToonPay on the Mastercard / Visa network.